This document contains data on microfinance institutions associated with ASOMI in El Salvador. It includes tables showing the number of clients, loan portfolio amounts, market share percentages, and breakdowns of clients and loan amounts by economic activity and department for each institution. The largest institutions are Apoyo Integral with over 34,000 clients and 55% of the loan portfolio, followed by AMC de R.L. with over 15,000 clients and 17% of the loan portfolio. Most clients and loan amounts are focused on commerce, agriculture, and services.
- Merck reported a 6% increase in total pharmaceutical sales for the second quarter of 2007 compared to the same period in 2006. Sales increased 5% in the US and 8% internationally due to a 4% increase from volume and a 2% benefit from price and foreign exchange.
- Top selling products like Cozaar/Hyzaar, Fosamax, and Singulair saw sales increases both in the US and internationally, while sales of Zocor declined sharply. New products like Gardasil and Januvia also contributed to sales growth.
- Merck's equity income from affiliates such as its joint ventures with Schering-Plough and AstraZeneca declined compared to the previous year
The document provides data on microfinance institutions in El Salvador as of June 30, 2012. It includes general institutional data, gender indicators, rural participation indicators, scale indicators, and financial performance indicators. Some key details are:
- There are a total of 87,906 clients across 10 institutions.
- Total loan portfolio is $114.4 million.
- The largest institutions by loan portfolio are Apoyo Integral with $64.1 million and Fundacion Campo with $12.8 million.
- Rural clients make up 20.9% of total clients and rural loans are 15.4% of the total loan portfolio.
Este documento presenta indicadores clave de 10 instituciones de microfinanzas en El Salvador al 30 de junio de 2010. Incluye datos generales como número de empleados y oficiales de crédito, así como indicadores de género, participación rural, escala, desempeño financiero, cartera y clientes. La mayoría de clientes se dedican al comercio y la agricultura. La cartera y clientes se concentran en los departamentos de San Salvador, Santa Ana y La Liberta. La mayor parte de la cartera vence a más de 24 meses.
El documento resume la situación de la cartera de 90 instituciones microfinancieras en Centroamérica y República Dominicana a septiembre de 2014. La cartera agregada regional creció un 4% respecto al trimestre anterior, alcanzando los USD 1,096 millones. La mayoría de los países mostraron incrementos en su cartera, excepto Honduras que decreció un 0,64%. El 79% de las instituciones reportaron aumentos en su cartera. La cartera en riesgo mayor a 30 días fue del 7,2% regionalmente.
FOMENTA fue constituida en 2007 como una sociedad de capital variable para otorgar préstamos al sector agropecuario. Actualmente es una Sociedad Cooperativa de Ahorro y Crédito que ofrece préstamos y captación de depósitos. Su principal ventaja es contar con el apoyo de la Fundación San Vicente Productivo como accionista principal. Ofrece una variedad de productos y servicios financieros para proyectos agropecuarios, comerciales y de producción. Su misión es apoyar el desarrollo productivo y mejorar las condiciones de vida de
Este documento proporciona información sobre 12 instituciones microfinancieras en El Salvador. Muestra que ACCOVI tiene la cartera más grande con $32.4 millones, 7,569 clientes y sucursales en San Vicente. Apoyo Integral tiene la mayor cantidad de clientes con 26,856 aunque su cartera es de $26.9 millones. La mayoría de los clientes de las IMF se dedican al comercio, representando el 50.7% del total, mientras que la cartera más grande está en vivienda con el 30.4%.
El resumen presenta datos de diciembre de 2007 sobre las instituciones microfinancieras asociadas a ASOMI en El Salvador. Reporta que Apoyo Integral tiene la mayor cantidad de clientes (38.1%) y cartera (37.5%), mientras que ACCOVI de R.L. tiene la mayor participación en cartera (34%). La mayoría de los clientes (57.5%) y cartera (36.6%) corresponden a la actividad comercial. San Salvador concentra la mayor cantidad de clientes (24.3%).
This document provides data on loan portfolios and clients for microfinance institutions in El Salvador as of December 2009. It shows that Apoyo Integral had the largest loan portfolio at over $59 million, representing 41.6% of the total portfolio. In terms of clients, Apoyo Integral also had the most with over 33,000 clients. The data is broken down by institution, number of branches, clients, loan amounts, client economic activity and department.
- Merck reported a 6% increase in total pharmaceutical sales for the second quarter of 2007 compared to the same period in 2006. Sales increased 5% in the US and 8% internationally due to a 4% increase from volume and a 2% benefit from price and foreign exchange.
- Top selling products like Cozaar/Hyzaar, Fosamax, and Singulair saw sales increases both in the US and internationally, while sales of Zocor declined sharply. New products like Gardasil and Januvia also contributed to sales growth.
- Merck's equity income from affiliates such as its joint ventures with Schering-Plough and AstraZeneca declined compared to the previous year
The document provides data on microfinance institutions in El Salvador as of June 30, 2012. It includes general institutional data, gender indicators, rural participation indicators, scale indicators, and financial performance indicators. Some key details are:
- There are a total of 87,906 clients across 10 institutions.
- Total loan portfolio is $114.4 million.
- The largest institutions by loan portfolio are Apoyo Integral with $64.1 million and Fundacion Campo with $12.8 million.
- Rural clients make up 20.9% of total clients and rural loans are 15.4% of the total loan portfolio.
Este documento presenta indicadores clave de 10 instituciones de microfinanzas en El Salvador al 30 de junio de 2010. Incluye datos generales como número de empleados y oficiales de crédito, así como indicadores de género, participación rural, escala, desempeño financiero, cartera y clientes. La mayoría de clientes se dedican al comercio y la agricultura. La cartera y clientes se concentran en los departamentos de San Salvador, Santa Ana y La Liberta. La mayor parte de la cartera vence a más de 24 meses.
El documento resume la situación de la cartera de 90 instituciones microfinancieras en Centroamérica y República Dominicana a septiembre de 2014. La cartera agregada regional creció un 4% respecto al trimestre anterior, alcanzando los USD 1,096 millones. La mayoría de los países mostraron incrementos en su cartera, excepto Honduras que decreció un 0,64%. El 79% de las instituciones reportaron aumentos en su cartera. La cartera en riesgo mayor a 30 días fue del 7,2% regionalmente.
FOMENTA fue constituida en 2007 como una sociedad de capital variable para otorgar préstamos al sector agropecuario. Actualmente es una Sociedad Cooperativa de Ahorro y Crédito que ofrece préstamos y captación de depósitos. Su principal ventaja es contar con el apoyo de la Fundación San Vicente Productivo como accionista principal. Ofrece una variedad de productos y servicios financieros para proyectos agropecuarios, comerciales y de producción. Su misión es apoyar el desarrollo productivo y mejorar las condiciones de vida de
Este documento proporciona información sobre 12 instituciones microfinancieras en El Salvador. Muestra que ACCOVI tiene la cartera más grande con $32.4 millones, 7,569 clientes y sucursales en San Vicente. Apoyo Integral tiene la mayor cantidad de clientes con 26,856 aunque su cartera es de $26.9 millones. La mayoría de los clientes de las IMF se dedican al comercio, representando el 50.7% del total, mientras que la cartera más grande está en vivienda con el 30.4%.
El resumen presenta datos de diciembre de 2007 sobre las instituciones microfinancieras asociadas a ASOMI en El Salvador. Reporta que Apoyo Integral tiene la mayor cantidad de clientes (38.1%) y cartera (37.5%), mientras que ACCOVI de R.L. tiene la mayor participación en cartera (34%). La mayoría de los clientes (57.5%) y cartera (36.6%) corresponden a la actividad comercial. San Salvador concentra la mayor cantidad de clientes (24.3%).
This document provides data on loan portfolios and clients for microfinance institutions in El Salvador as of December 2009. It shows that Apoyo Integral had the largest loan portfolio at over $59 million, representing 41.6% of the total portfolio. In terms of clients, Apoyo Integral also had the most with over 33,000 clients. The data is broken down by institution, number of branches, clients, loan amounts, client economic activity and department.
El resumen presenta datos generales e indicadores de 10 instituciones microfinancieras de El Salvador al 30 de junio de 2007. Reporta información sobre el número de empleados, clientes, cartera de préstamos y participación rural/urbana. Además, incluye detalles sobre la distribución de clientes y cartera por género, actividad económica y departamento. En total, las 10 instituciones tenían 295 empleados de crédito y 73,070 clientes, con una cartera de $94 millones.
El resumen presenta datos sobre las instituciones microfinancieras asociadas en ASOMI al 30 de junio de 2006. Reporta información sobre el número de clientes, monto de la cartera, distribución geográfica y por actividad económica. Las 10 instituciones atendieron 57,234 clientes con una cartera total de $65.2 millones. La mayor parte de la cartera se concentró en vivienda (31.8%), comercio (31.8%) y servicios (8%). San Salvador concentró la mayor proporción de clientes (20.7%) y car
The document provides data on 12 microfinance institutions operating in El Salvador including the number of agencies, clients, loan portfolio size, and participation percentages. It shows that Apoyo Integral has the largest number of clients at 37,233, while ACCOVI DE R.L. has the largest loan portfolio at $43,839,600, equivalent to 31.5% of the total portfolio. The data is broken down by institution, economic activity of clients, department, and portfolio size by department. Apoyo Integral and ACCOVI DE R.L. have the most widespread operations across departments.
This document provides data on microfinance institutions in El Salvador as of December 2010. It includes information on the number of clients, loan portfolio, and breakdowns by factors such as gender, rural participation, and loan methodology (individual vs group lending). Some key figures are that the total number of clients served was nearly 100,000, with a loan portfolio of over $161 million. About 60% of clients and 48.5% of the loan portfolio were for women. Rural clients and loans accounted for about 51% and 52% respectively. The average loan size was $1,624.
El resumen analiza la evolución de la cartera de microfinanzas en Centroamérica y República Dominicana entre 2010 y junio de 2014. La cartera agregada regional creció un 4% entre marzo y junio de 2014, alcanzando los USD 1,053 millones. Todos los países presentaron crecimiento en su cartera agregada, con un promedio regional del 4%. El 71% de las instituciones microfinancieras reportaron un incremento en su cartera.
This document contains statistics on microfinance institutions in El Salvador as of December 2013. It includes tables showing the number of institutions, agencies, clients, loan portfolio, and loan portfolio participation by institution. It also includes charts showing the distribution of clients and loan portfolio across economic activities and geographic departments. The largest institution is SAC Integral with over 27,000 clients and a 48.1% share of the total loan portfolio. Most clients are involved in commerce, and most of the portfolio is distributed across the departments of San Salvador, San Miguel, and Santa Ana.
El documento presenta indicadores de 11 instituciones de microfinanzas en El Salvador a junio de 2013. En total tienen casi 90,000 clientes y una cartera de $127 millones. La mayoría de clientes (57%) y cartera (46%) corresponden al sector comercio. La institución con mayor participación es SAC Integral con cerca de 29,000 clientes y $63 millones en cartera.
El marketing de contenidos es una estrategia vital para que las marcas se conecten con su público objetivo a través de la creación y distribución de contenido valioso. Esta técnica implica generar contenido en varios formatos como blogs, videos e infografías para atraer y retener audiencias específicas con el objetivo de incrementar ingresos. Para tener éxito, se requiere de una estrategia bien definida, un calendario editorial planificado y la medición de métricas clave.
Este documento presenta datos generales e indicadores de 10 instituciones miembros de Asomi para diciembre de 2012. Incluye información sobre el número de empleados, indicadores de género y participación rural, distribución de clientes y cartera por actividad económica y departamento. Apoyo Integral tiene la mayor participación en cartera total (53.2%) mientras que la agricultura y la ganadería representan la mayor parte de la cartera (16.4%) y los clientes (21.5%). La mayoría de los clientes y la cartera se concentran en
This document summarizes the failure rates by subject and school for primary, secondary, and tertiary grades in Zone 014 for the 2008-2009 school year. It shows that:
- In primary grades, the overall failure rate was 18.4%, ranging from 0% to 53.8% by school. Spanish, math, and sciences had the highest failure rates.
- In secondary grades, the overall failure rate was 26.9%, ranging from 0% to 64.7% by school. Math, history, and sciences again had the highest failure rates.
- In tertiary grades, the overall failure rate was 18.7%, ranging from 0% to 41.5% by school.
The document summarizes MMX's 3Q12 results. It reports that production increased 7% quarter-over-quarter and 13% year-over-year. Sales increased 12% QoQ but decreased 10% YoY. Net revenues grew 21% QoQ but fell 10% YoY. The net loss narrowed significantly from the previous quarter though it was still lower than the previous year. EBITDA improved dramatically QoQ but was down slightly YoY. It also provides updates on various projects including the completion of mergers and financing arrangements as well as continued construction progress.
This document summarizes OHL Brasil's financial results for the third quarter of 2012. Some key points:
- Tolled traffic increased 7.1% compared to the third quarter of 2011. Average toll tariffs increased 5% year-over-year.
- Revenue was R$877 million, up 11.4% from the third quarter of 2011. Construction revenue was R$298 million.
- Adjusted EBITDA was R$339 million, up 20.4% from the third quarter of 2011, with an EBITDA margin of 63.1%.
- Net income was R$103 million, up significantly from R$89 million in the second quarter.
This document provides Wyeth's worldwide net revenue by product for the first quarter of 2008 compared to the first quarter of 2007. It shows revenue breakdowns by geographic region and major products. Overall, Wyeth's total revenue decreased 8.1% to $2.6 billion compared to $2.9 billion in the prior year period, with pharmaceutical revenue decreasing 9.3% and consumer healthcare revenue increasing 1.5%.
- Merck reported a 2% decrease in total pharmaceutical sales for the third quarter of 2005 compared to 2004, driven by a 5% decrease in US sales and a 2% increase in foreign sales. Volume declined 4% while price increased 1% and foreign exchange increased sales 1%.
- For the first nine months of 2005, total sales decreased 5% compared to the same period in 2004. US sales declined 8% due to an 11% decrease in volume while foreign sales declined 2%.
- Other income and expenses showed interest income up due to higher investment returns, while interest expense and minority interests also increased.
This document summarizes Wyeth's worldwide net revenue by product for the second quarter and first half of 2008. Key products such as Effexor, Prevnar, Enbrel, and Nutritionals saw revenue increases in the international market compared to the prior year. Overall, Wyeth's total pharmaceutical revenue decreased 9.4% domestically but increased 20.4% internationally, leading to a total revenue increase of 4.7% worldwide. Consumer healthcare revenue also increased both internationally and globally, while decreasing domestically.
The document provides population data for several cities in Ecuador, including the total population and breakdown by gender and age. It shows that Quito has the largest total population of 1.7 million people, of which 945,000 are women and 980,000 are children. Guayaquil has the second largest total population of 2.3 million people.
This document provides market analysis data for mezeluri (cured meats) in Romania for 2014 year-to-date (YTD). It includes: market share and insertion data by producer and retailer; producer performance and share of voice evolution by market; top performing producers and products in key accounts; and a product flash analysis of the most promoted SKUs. Overall, the mezeluri ambalate market decreased 2% YTD in insertions while the mezeluri vrac market decreased 9%. The document analyzes market share and trends to understand competitive dynamics in the cured meats category.
The document is a table showing Wyeth's worldwide net revenue by product for the third quarter and nine months ended September 30, 2008. It breaks revenue down by individual pharmaceutical products and consumer healthcare products in both domestic and international markets. The largest revenue generators were Enbrel outside the US & Canada with $697 million, Prevnar with $717 million, and Effexor with $983 million. Total revenue for Wyeth was $5.8 billion, with domestic markets accounting for 46% of pharmaceutical revenue and 54% of total revenue.
The document provides a summary of OHL Brasil's 2Q10 earnings results conference call. It includes information on traffic evolution, toll tariffs, net revenue, EBITDA and margins, and financial results for various concessions compared to previous periods. Key highlights include an 11-12% increase in traffic across state concessions, EBITDA growth of 41.9% year-over-year, and a financial result impacted by a 110.1% increase in financial revenues but also higher financial expenses of 31.9%.
The document provides financial results and key performance indicators for OHL Brasil for the second quarter of 2010. Some highlights include:
- Total traffic across OHL Brasil's state and federal concessions increased 28.9% in the second quarter compared to the prior year.
- Net revenue increased 24.6% in the first half of 2010 compared to the first half of 2009, driven by growth across all concessions.
- EBITDA margin was 61.6% in the second quarter, representing continued strong profitability.
- Electronic toll collection rates continued to increase for both state and federal concessions.
So in summary, the document outlines strong financial and operating results for the second quarter of
El resumen presenta datos generales e indicadores de 10 instituciones microfinancieras de El Salvador al 30 de junio de 2007. Reporta información sobre el número de empleados, clientes, cartera de préstamos y participación rural/urbana. Además, incluye detalles sobre la distribución de clientes y cartera por género, actividad económica y departamento. En total, las 10 instituciones tenían 295 empleados de crédito y 73,070 clientes, con una cartera de $94 millones.
El resumen presenta datos sobre las instituciones microfinancieras asociadas en ASOMI al 30 de junio de 2006. Reporta información sobre el número de clientes, monto de la cartera, distribución geográfica y por actividad económica. Las 10 instituciones atendieron 57,234 clientes con una cartera total de $65.2 millones. La mayor parte de la cartera se concentró en vivienda (31.8%), comercio (31.8%) y servicios (8%). San Salvador concentró la mayor proporción de clientes (20.7%) y car
The document provides data on 12 microfinance institutions operating in El Salvador including the number of agencies, clients, loan portfolio size, and participation percentages. It shows that Apoyo Integral has the largest number of clients at 37,233, while ACCOVI DE R.L. has the largest loan portfolio at $43,839,600, equivalent to 31.5% of the total portfolio. The data is broken down by institution, economic activity of clients, department, and portfolio size by department. Apoyo Integral and ACCOVI DE R.L. have the most widespread operations across departments.
This document provides data on microfinance institutions in El Salvador as of December 2010. It includes information on the number of clients, loan portfolio, and breakdowns by factors such as gender, rural participation, and loan methodology (individual vs group lending). Some key figures are that the total number of clients served was nearly 100,000, with a loan portfolio of over $161 million. About 60% of clients and 48.5% of the loan portfolio were for women. Rural clients and loans accounted for about 51% and 52% respectively. The average loan size was $1,624.
El resumen analiza la evolución de la cartera de microfinanzas en Centroamérica y República Dominicana entre 2010 y junio de 2014. La cartera agregada regional creció un 4% entre marzo y junio de 2014, alcanzando los USD 1,053 millones. Todos los países presentaron crecimiento en su cartera agregada, con un promedio regional del 4%. El 71% de las instituciones microfinancieras reportaron un incremento en su cartera.
This document contains statistics on microfinance institutions in El Salvador as of December 2013. It includes tables showing the number of institutions, agencies, clients, loan portfolio, and loan portfolio participation by institution. It also includes charts showing the distribution of clients and loan portfolio across economic activities and geographic departments. The largest institution is SAC Integral with over 27,000 clients and a 48.1% share of the total loan portfolio. Most clients are involved in commerce, and most of the portfolio is distributed across the departments of San Salvador, San Miguel, and Santa Ana.
El documento presenta indicadores de 11 instituciones de microfinanzas en El Salvador a junio de 2013. En total tienen casi 90,000 clientes y una cartera de $127 millones. La mayoría de clientes (57%) y cartera (46%) corresponden al sector comercio. La institución con mayor participación es SAC Integral con cerca de 29,000 clientes y $63 millones en cartera.
El marketing de contenidos es una estrategia vital para que las marcas se conecten con su público objetivo a través de la creación y distribución de contenido valioso. Esta técnica implica generar contenido en varios formatos como blogs, videos e infografías para atraer y retener audiencias específicas con el objetivo de incrementar ingresos. Para tener éxito, se requiere de una estrategia bien definida, un calendario editorial planificado y la medición de métricas clave.
Este documento presenta datos generales e indicadores de 10 instituciones miembros de Asomi para diciembre de 2012. Incluye información sobre el número de empleados, indicadores de género y participación rural, distribución de clientes y cartera por actividad económica y departamento. Apoyo Integral tiene la mayor participación en cartera total (53.2%) mientras que la agricultura y la ganadería representan la mayor parte de la cartera (16.4%) y los clientes (21.5%). La mayoría de los clientes y la cartera se concentran en
This document summarizes the failure rates by subject and school for primary, secondary, and tertiary grades in Zone 014 for the 2008-2009 school year. It shows that:
- In primary grades, the overall failure rate was 18.4%, ranging from 0% to 53.8% by school. Spanish, math, and sciences had the highest failure rates.
- In secondary grades, the overall failure rate was 26.9%, ranging from 0% to 64.7% by school. Math, history, and sciences again had the highest failure rates.
- In tertiary grades, the overall failure rate was 18.7%, ranging from 0% to 41.5% by school.
The document summarizes MMX's 3Q12 results. It reports that production increased 7% quarter-over-quarter and 13% year-over-year. Sales increased 12% QoQ but decreased 10% YoY. Net revenues grew 21% QoQ but fell 10% YoY. The net loss narrowed significantly from the previous quarter though it was still lower than the previous year. EBITDA improved dramatically QoQ but was down slightly YoY. It also provides updates on various projects including the completion of mergers and financing arrangements as well as continued construction progress.
This document summarizes OHL Brasil's financial results for the third quarter of 2012. Some key points:
- Tolled traffic increased 7.1% compared to the third quarter of 2011. Average toll tariffs increased 5% year-over-year.
- Revenue was R$877 million, up 11.4% from the third quarter of 2011. Construction revenue was R$298 million.
- Adjusted EBITDA was R$339 million, up 20.4% from the third quarter of 2011, with an EBITDA margin of 63.1%.
- Net income was R$103 million, up significantly from R$89 million in the second quarter.
This document provides Wyeth's worldwide net revenue by product for the first quarter of 2008 compared to the first quarter of 2007. It shows revenue breakdowns by geographic region and major products. Overall, Wyeth's total revenue decreased 8.1% to $2.6 billion compared to $2.9 billion in the prior year period, with pharmaceutical revenue decreasing 9.3% and consumer healthcare revenue increasing 1.5%.
- Merck reported a 2% decrease in total pharmaceutical sales for the third quarter of 2005 compared to 2004, driven by a 5% decrease in US sales and a 2% increase in foreign sales. Volume declined 4% while price increased 1% and foreign exchange increased sales 1%.
- For the first nine months of 2005, total sales decreased 5% compared to the same period in 2004. US sales declined 8% due to an 11% decrease in volume while foreign sales declined 2%.
- Other income and expenses showed interest income up due to higher investment returns, while interest expense and minority interests also increased.
This document summarizes Wyeth's worldwide net revenue by product for the second quarter and first half of 2008. Key products such as Effexor, Prevnar, Enbrel, and Nutritionals saw revenue increases in the international market compared to the prior year. Overall, Wyeth's total pharmaceutical revenue decreased 9.4% domestically but increased 20.4% internationally, leading to a total revenue increase of 4.7% worldwide. Consumer healthcare revenue also increased both internationally and globally, while decreasing domestically.
The document provides population data for several cities in Ecuador, including the total population and breakdown by gender and age. It shows that Quito has the largest total population of 1.7 million people, of which 945,000 are women and 980,000 are children. Guayaquil has the second largest total population of 2.3 million people.
This document provides market analysis data for mezeluri (cured meats) in Romania for 2014 year-to-date (YTD). It includes: market share and insertion data by producer and retailer; producer performance and share of voice evolution by market; top performing producers and products in key accounts; and a product flash analysis of the most promoted SKUs. Overall, the mezeluri ambalate market decreased 2% YTD in insertions while the mezeluri vrac market decreased 9%. The document analyzes market share and trends to understand competitive dynamics in the cured meats category.
The document is a table showing Wyeth's worldwide net revenue by product for the third quarter and nine months ended September 30, 2008. It breaks revenue down by individual pharmaceutical products and consumer healthcare products in both domestic and international markets. The largest revenue generators were Enbrel outside the US & Canada with $697 million, Prevnar with $717 million, and Effexor with $983 million. Total revenue for Wyeth was $5.8 billion, with domestic markets accounting for 46% of pharmaceutical revenue and 54% of total revenue.
The document provides a summary of OHL Brasil's 2Q10 earnings results conference call. It includes information on traffic evolution, toll tariffs, net revenue, EBITDA and margins, and financial results for various concessions compared to previous periods. Key highlights include an 11-12% increase in traffic across state concessions, EBITDA growth of 41.9% year-over-year, and a financial result impacted by a 110.1% increase in financial revenues but also higher financial expenses of 31.9%.
The document provides financial results and key performance indicators for OHL Brasil for the second quarter of 2010. Some highlights include:
- Total traffic across OHL Brasil's state and federal concessions increased 28.9% in the second quarter compared to the prior year.
- Net revenue increased 24.6% in the first half of 2010 compared to the first half of 2009, driven by growth across all concessions.
- EBITDA margin was 61.6% in the second quarter, representing continued strong profitability.
- Electronic toll collection rates continued to increase for both state and federal concessions.
So in summary, the document outlines strong financial and operating results for the second quarter of
- Merck reported net product sales of $6.04 billion for Q4 2006, a 5% increase from Q4 2005. U.S. sales grew 8% while foreign sales declined due to negative impacts from exchange rates.
- For the full year 2006, Merck reported total pharmaceutical sales of $22.64 billion, a 3% increase over 2005. Volume increased sales by 3% while price increases added 2% and exchange rates lowered sales by 1%.
- Merck's joint ventures also saw sales growth in Q4 2006 and full year 2006, with increases at Merial, Sanofi Pasteur-MSD, and the Merck/Schering-Plough collaboration.
This document provides market analysis data for the sweet biscuits category in Romania for March 2014. It includes information on market share by brand and retailer, as well as an analysis of promotions for the top selling SKUs. The retailer with the largest share of voice in March 2014 was Kaufland at 14.1%. It also details Mondelez increasing its share by 5.1 percentage points compared to the previous year. The top 3 most promoted SKUs are analyzed with details on number of promotions and retailers involved.
The document is a ranking of the top 100 most valuable global brands in 2010 according to Interbrand. Coca-Cola retained the top spot with a brand value of $70.4 billion, followed by IBM and Microsoft. Google rose to fourth place while Apple jumped to 17th place with a 37% increase in brand value.
PHARMA-How to Identify NI & LCM from IMS dataWalid Saafan
This document presents the Comers To the Market (CTM) tool, which analyzes new introductions and life cycle management products in the market. CTM extracts data from IMS Dataview reports into an Excel tool to differentiate between new introductions and LCMs. It provides information on products, sales, launch dates, and allows filtering by therapeutic class or company. The tool delivers insights for Novartis Egypt and Saudi Arabia to track competitors and market dynamics for planning purposes. It is considered easy to use and adapt across markets to support marketing and management in analyzing the pharmaceutical market.
The document reports financial results for 3Q11, with net sales revenue down 9.9% to R$192.9 million due to a 7.5% decline in domestic market sales and gross margin declining to 46.5% from 49% in 3Q10. EBIT was down significantly to R$54 million from R$81 million in 3Q10 due to lower sales volumes and margins. The company cautions that actual results could differ from expectations due to economic conditions and uncertainties in its business.
This document appears to be a summary of medical information for multiple patients. It includes:
1. Patient IDs and basic information like age.
2. Medical measurements and test results presented in table format with numbers in each cell.
3. Notes on each patient including their treatment plan.
The document contains concisely formatted medical data for many patients in one place for easy reference by medical professionals.
2. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DATOS DE CARTERA Y CLIENTES
Instituciones Sede Agencias Clientes Cartera (miles US$)
AMC de R.L. San Miguel 17 15,181 16,854.5 16.8%
AMYPES San Salvador 2 7,667 1,082.5 1.1%
APOYO INTEGRAL San Salvador 25 34,406 55,174.7 55.0%
ASOCIACION BALSAMO San Salvador 3 1,322 284.6 0.3%
FINCA El Salvador San Salvador 11 11,559 5,190.2 5.2%
FADEMYPE San Salvador 3 1,513 965.5 1.0%
FUNDACION CAMPO San Miguel 4 6,211 7,167.1 7.1%
FUNSALDE San Salvador 1 3,118 1,470.6 1.5%
MICRONEGOCIOS San Salvador 5 1,084 1,208.7 1.2%
PADECOMSMCREDITO Morazán 4 2,380 2,809.8 2.8%
SIHUACOOP Santa Ana 1 3,228 8,083.2 8.1%
TOTAL 76 87,669 100,291.4 100.0%
3. PARTICIPACION EN CARTERA
AMC 16.8%
AMYPES 1.1%
55.0%
APOYO INTEGRAL
ASOCIACION BALSAMO 0.3%
FINCA 5.2%
FADEMYPE 1.0%
FUNDACION CAMPO 7.1%
FUNSALDE 1.5%
MICRONEGOCIOS 1.2%
PADECOMSM 2.8%
SIHUACOOP 8.1%
4. PARTICIPACION EN CLIENTES
AMC 17.3%
AMYPES 8.7%
39.2%
APOYO INTEGRAL
ASOCIACION BALSAMO 1.5%
FINCA 13.2%
FADEMYPE 1.7%
FUNDACION CAMPO
7.1%
FUNSALDE 3.6%
MICRONEGOCIOS 1.2%
PADECOMSM 2.7%
SIHUACOOP 3.7%
5. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR ACTIVIDAD ECONOMICA
A ro e u ria
g pc a
In c n s
stitu io e C mrc S rv io P qIn C n m V ie d
o e io e ic s e d o su o iv n a O s
tro TTL
OA
yF r sta
oe l
A Cd R .
M e .L 26
,6 2 96
,3 8 96
9 86
8 19
,0 1 18
7 1 ,1 1
58
A YE
MP S 55
,7 0 13,5 3 34
8 76
,6 7
A O OIN E R L
P Y TGA 38
,7 8 2 ,4 7
00 23,5 3 29
,5 9 84
3 44
,2 5 3 ,4 6
40
A O IA IO B L A O
S C C N AS M 20
8 98
4 13 39 42 12
,3 2
FC
IN A 1 ,5 8
01 42
6 42
6 17
1 1 ,5 9
15
F DMP
A E YE 23 11
,2 0 26
5 24 11
,5 3
F N A IO C M O
UD C N A P 34
,8 0 83
8 32
5 71 25
3 76
8 44 61
,2 1
F NA D
US L E 53
5 11
,9 3 18
1 33
4 - 11
9 - 31
,1 8
M R NG C S
IC O E O IO 99
2 15
4 10 18
,0 4
P D C MM R D O
A E O S C E IT 36 14
,9 6 28
2 8 10
3 32 28
,3 0
S UC O
IH A O P 92
8 28
,1 7 27 32 32
,2 8
T ta
ol 1 ,1 2 5 ,8 4
18 45 63
,6 6 41
,8 6 4 8
,4 7 50
,5 1 13
9 8 ,6 9
76
1 .8
2% 6 .6
2% 7%
.6 5%
.5 5%
.1 6%
.3 0%
.2 10 %
0 .0
6. DISTRIBUCION DE CLIENTES POR ACTIVIDAD
ECONOMICA
62.6%
12.8%
7.6% 5.5% 6.3%
5.1% 0.2%
Agropecuaria Comercio Servicios Peq Ind Consumo Vivienda Otros
y Forestal
7. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE LA CARTERA POR ACTIVIDAD ECONOMICA
A g ro p e c u a ria
In stitu c io n e s C o m e rc io S e rv ic io s P e q In d C o n su m o V iv ie n d a O tro s TOTAL
y F o re sta l
A M C d e R .L . 2 ,1 7 4 .0 8 ,7 3 9 .0 2 ,4 1 2 .6 8 4 2 .1 2 ,6 0 5 .9 8 0 .9 1 6 ,8 5 4 .5
AM YPES 8 1 6 .7 2 1 3 .2 5 2 .6 1 ,0 8 2 .5
A P O Y O IN T E G R A L 5 ,4 9 5 .3 2 6 ,1 2 9 .2 6 ,2 4 4 .6 2 ,5 3 5 .0 2 8 8 .3 1 4 ,4 8 2 .3 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 3 6 .9 2 3 2 .2 2 .1 5 .7 7 .8 2 8 4 .6
F IN C A 4 ,7 2 5 .9 1 9 1 .6 1 9 1 .1 8 1 .5 5 ,1 9 0 .2
FADEM YPE 7 .0 9 3 0 .2 1 2 .4 1 6 .0 9 6 5 .5
F U N D A C IO N C A M P O 3 ,3 8 4 .6 9 8 6 .3 6 4 3 .1 5 9 .3 3 8 5 .0 1 ,6 2 7 .8 8 1 .2 7 ,1 6 7 .1
FU NSALDE 2 0 6 .4 7 9 7 .2 7 8 .2 1 6 9 .9 - 2 1 9 .0 - 1 ,4 7 0 .6
M IC R O N E G O C IO S 9 5 4 .0 2 3 4 .9 1 9 .8 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 4 8 .2 2 ,0 0 9 .9 2 8 4 .3 1 3 .9 3 8 0 .9 7 2 .6 2 ,8 0 9 .8
S IH U A C O O P 2 ,6 0 4 .3 5 ,1 3 8 .7 2 0 2 .5 1 3 7 .7 8 ,0 8 3 .2
T o ta l 1 1 ,3 5 2 .2 4 8 ,9 2 4 .9 1 0 ,3 1 7 .0 3 ,8 8 5 .6 8 ,8 1 8 .5 1 6 ,6 9 2 .8 3 0 0 .4 1 0 0 ,2 9 1 .4
1 1 .3 % 4 8 .8 % 1 0 .3 % 3 .9 % 8 .8 % 1 6 .6 % 0 .3 % 1 0 0 .0 %
8. DISTRIBUCION DE LA CARTERA POR ACTIVIDAD
ECONOMICA
48.8%
16.6%
11.3% 10.3% 8.8%
3.9%
0.3%
Agropecuaria Comercio Servicios Peq Ind Consumo Vivienda Otros
y Forestal
9. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR DEPARTAMENTO
A P O Y O A SO C IA CIO N FU N D A C IO N P A D E C O M SM
D ep artam en to A M C d e R .L. A M Y P E S F IN C A FA D E M Y P E FU N SA LD E M IC R O N E G O C IO S SIH U A C O O P TO TA L
IN T E G R A L B A LSA M O CA M P O CR ED IT O
A h u ach apán 167 4,015 21 1017 5,220 5.9%
Cabañ as 1,221 196 12 5 124 1,558 1.8%
Ch alate n an go 393 1,196 1,019 112 65 2,785 3.2%
Cu scatlán 546 673 21 775 14 21 2,050 2.3%
La Lib ertad 15 5,403 23 525 147 4 148 322 6,587 7.5%
La P az 2,020 2,101 1,520 53 825 655 1 41 7,216 8.2%
La U n ió n 2,120 1,767 10 589 37 4,523 5.2%
M orazán 1,951 463 15 1,915 44 1,285 5,673 6.5%
San ta A n a 515 1,897 2,671 1,600 76 59 168 2,260 9,246 10.5%
San Salv ado r 49 3,669 10,019 469 3,466 488 126 387 712 646 20,031 22.8%
San M igu el 2,311 1,285 1,363 1,547 171 204 867 7,748 8.8%
San V icen te 1,265 1,022 247 26 15 10 97 2,682 3.1%
So n so n ate 614 1,737 509 1,424 674 4,958 5.6%
U su lu tán 1,994 2,439 478 1 2,019 233 320 7,484 8.5%
To tal 1 5 ,1 8 1 7 ,6 6 7 3 4 ,4 0 6 1 ,3 2 2 1 1 ,5 5 9 1 ,5 1 3 6 ,2 1 1 3 ,1 1 8 1 ,0 8 4 2 ,4 7 2 3 ,2 2 8 8 7 ,7 6 1 1 0 0 .0 %
10. DISTRIBUCION DE CLIENTES POR DEPARTAMENTO
0.0% 5.0% 10.0% 15.0% 20.0% 25.0%
Ahuachapán
Cabañas
Chalatenango
Cuscatlán
La Libertad
La Paz
La Unión
Morazán
Santa Ana
San Salvador
San Miguel
San Vicente
Sonsonate
Usulután
11. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE LA CARTERA POR DEPARTAMENTO
ASOCIACION FUNDACION PADECOMSMCRE
Departamento AMC de R.L. AMYPES APOYO INTEGRAL BALSAMO FINCA FADEMYPE CAMPO FUNSALDE MICRONEGOCIOS DITO SIHUACOOP TOTAL
Ahuachapán 120.88 4,791.2 442.6 5,354.66 5.3%
Cabañas 1,690.2 411.3 2.1 28.5 2,132.21 2.1%
Chalatenango 780.5 2,919.3 598.3 46.8 68.6 4,413.59 4.4%
Cuscatlán 540.7 882.1 3.2 225.4 15.2 13.3 1,679.96 1.7%
La Libertad 65.5 8,601.0 6.5 56.1 20.1 96.7 808.3 9,654.13 9.6%
La Paz 1,838.9 292.3 2,536.3 7.7 333.6 511.5 2.0 15.1 5,537.36 5.5%
La Unión 2,251.4 4,110.5 615.6 22.8 7,000.23 7.0%
Morazán 2,257.6 984.0 2,250.7 26.2 1,548.2 7,066.77 7.0%
Santa Ana 543.8 270.6 3,682.7 487.2 40.1 18.8 188.2 5,658.2 10,889.59 10.9%
San Salvador 154.0 519.6 15,844.8 143.9 2,214.7 279.1 150.5 215.9 838.3 1,616.6 21,977.41 21.9%
San Miguel 3,228.6 2,834.5 767.2 1,833.5 126.6 182.2 779.9 9,752.53 9.7%
San Vicente 981.8 1,257.1 42.0 13.5 10.13 32.2 2,336.72 2.3%
Sonsonate 665.0 2,275.6 81.4 400.8 292.3 3,715.00 3.7%
Usulután 1,735.7 4,044.3 163.0 1.0 2,284.6 70.9 481.7 8,781.26 8.8%
Total 16,854.5 1,082.5 55,174.7 284.6 5,190.2 965.5 7,167.1 1,470.6 1,208.7 2,809.8 8,083.2 100,291.4 100.0%
12. DISTRIBUCION DE LA CARTERA POR
DEPARTAMENTO
0.0% 5.0% 10.0% 15.0% 20.0% 25.0%
Ahuachapán
Cabañas
Chalatenango
Cuscatlán
La Libertad
La Paz
La Unión
Morazán
Santa Ana
San Salvador
San Miguel
San Vicente
Sonsonate
Usulután
13. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR PLAZOS
H a sta 7 -1 2 1 3 -1 8 1 9 -2 4 M ás 24
In s t it u c io n e s 6 m e se s m e se s m e se s m e se s m e se s TOTAL
A M C d e R .L . 763 5 ,8 3 1 4 ,2 1 8 1 ,9 4 2 2 ,4 2 7 1 5 ,1 8 1
AM YPES 7 ,6 6 7 7 ,6 6 7
A P O Y O IN T E G R A L 9 ,6 9 7 8 ,7 4 1 4 ,1 6 8 2 ,5 6 7 9 ,2 3 3 3 4 ,4 0 6
A S O C IA C IO N B A L S A M O 575 657 24 13 53 1 ,3 2 2
F IN C A 1 0 ,0 4 3 792 336 386 2 1 1 ,5 5 9
FADEM YPE 458 475 293 157 130 1 ,5 1 3
F U N D A C IO N C A M P O 46 3 ,5 5 1 490 964 1 ,1 6 0 6 ,2 1 1
FU NSALDE 288 1 ,9 6 5 367 204 294 3 ,1 1 8
M IC R O N E G O C IO S 348 409 149 77 101 1 ,0 8 4
P A D E C O M S M C R E D IT O 80 1 ,0 7 2 312 372 544 2 ,3 8 0
S IH U A C O O P 436 2 ,7 9 2 3 ,2 2 8
TOTAL 2 9 ,9 6 5 2 3 ,9 2 9 1 0 ,3 5 7 6 ,6 8 2 1 6 ,7 3 6 8 7 ,6 6 9
3 4 .2 % 2 7 .3 % 1 1 .8 % 7 .6 % 1 9 .1 % 1 0 0 .0 %
14. DISTRIBUCION DE CLIENTES POR PLAZOS
34.2%
27.3%
19.1%
11.8%
7.6%
Hasta 7-12 13-18 19-24 Más 24
6 meses meses meses meses meses
15. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CARTERA POR PLAZOS
H a sta 7 -1 2 1 3 -1 8 1 9 -2 4 M ás 24
In s t it u c io n e s TOTAL
6 m e se s m e se s m e se s m e se s m e se s
A M C d e R .L . 2 4 2 .0 1 ,8 5 0 .6 2 ,2 3 7 .1 2 ,2 7 5 .6 1 0 ,2 4 9 .1 1 6 ,8 5 4 .5
AM YPES 1 ,0 8 2 .5 1 ,0 8 2 .5
A P O Y O IN T E G R A L 3 ,4 6 1 .9 5 ,8 2 5 .2 4 ,8 2 6 .0 4 ,6 6 0 .1 3 6 ,4 0 1 .4 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 8 2 .6 1 2 0 .0 3 0 .8 3 0 .6 2 0 .7 2 8 4 .6
F IN C A 1 ,1 2 7 .0 1 ,2 8 8 .7 1 ,1 4 1 .4 1 ,6 1 2 .5 2 0 .6 5 ,1 9 0 .2
FADEM YPE 9 9 .9 1 8 2 .3 1 8 9 .2 1 7 5 .6 3 1 8 .4 9 6 5 .5
F U N D A C IO N C A M P O 2 9 .5 2 ,2 0 2 .9 3 3 6 .9 1 ,0 4 7 .5 3 ,5 5 0 .4 7 ,1 6 7 .1
FU NSALDE 4 4 .5 5 1 7 .2 2 2 3 .5 1 9 0 .2 4 9 5 .1 1 ,4 7 0 .6
M IC R O N E G O C IO S 1 2 0 .5 2 3 9 .9 1 6 1 .3 1 4 1 .4 5 4 5 .7 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 1 9 .8 3 4 9 .2 2 1 2 .0 4 3 3 .3 1 ,7 9 5 .5 2 ,8 0 9 .8
S IH U A C O O P 2 2 2 .8 7 ,8 6 0 .4 8 ,0 8 3 .2
TOTAL 6 ,3 1 0 .2 1 2 ,7 9 8 .9 9 ,3 5 8 .3 1 0 ,5 6 6 .8 6 1 ,2 5 7 .3 1 0 0 ,2 9 1 .4
6 .3 % 1 2 .8 % 9 .3 % 1 0 .5 % 6 1 .1 % 1 0 0 .0 %
16. DISTRIBUCION DE LA CARTERA POR PLAZOS
61.1%
12.8% 9.3% 10.5%
6.3%
Hasta 7-12 13-18 19-24 Más 24
6 meses meses meses meses meses
17. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR METODOLOGIA CREDITICIA
In s t it u c i o n e s In d i v id u a l G r u p o S o l id a r i o Banco Com unal TOTAL
A M C d e R .L . 1 5 ,1 8 1 1 5 ,1 8 1
AM YPES 786 5 ,6 4 6 1 ,2 3 5 7 ,6 6 7
A P O Y O IN T E G R A L 3 4 ,0 4 4 362 3 4 ,4 0 6
A S O C IA C IO N B A L S A M O 452 870 1 ,3 2 2
F IN C A 3 ,2 9 0 8 ,2 6 9 1 1 ,5 5 9
FADEPYM E 991 522 1 ,5 1 3
F U N D A C IO N C A M P O 6 ,2 1 1 6 ,2 1 1
FU NSALDE 2 ,3 6 7 623 128 3 ,1 1 8
M IC R O N E G O C IO S 1 ,0 8 4 1 ,0 8 4
P A D E C O M S M C R E D IT O 2 ,3 8 0 2 ,3 8 0
S IH U A C O O P 3 ,2 2 8 3 ,2 2 8
TOTAL 7 0 ,0 1 4 8 ,0 2 3 9 ,6 3 2 8 7 ,6 6 9
7 9 .9 % 9 .2 % 1 1 .0 % 1 0 0 .0 %
18. DISTRIBUCION DE CLIENTES POR METODOLOGIA
CREDITICIA
79.9%
11.0%
9.2%
Individual Grupo Solidario Banco Comunal
19. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CARTERA POR METODOLOGIA CREDITICIA
In s t it u c io n e s In d iv id u a l G r u p o S o lid a r io Banco Com unal TOTAL
A M C d e R .L . 1 6 ,8 5 4 .5 1 6 ,8 5 4 .5
AMYPES 1 2 9 .9 7 9 0 .2 1 6 2 .4 1 ,0 8 2 .5
A P O Y O IN T E G R A L 5 5 ,0 3 1 .8 1 4 2 .9 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 1 2 4 .9 1 5 9 .7 2 8 4 .6
F IN C A 3 ,3 5 2 .5 1 ,8 3 7 .7 5 ,1 9 0 .2
FADEM YPE 8 5 2 .9 1 1 2 .6 9 6 5 .5
F U N D A C IO N C A M P O 7 ,1 6 7 .1 7 ,1 6 7 .1
FU NSALDE 1 ,3 3 9 .3 1 0 8 .4 2 2 .9 1 ,4 7 0 .6
M IC R O N E G O C IO S 1 ,2 0 8 .7 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 2 ,8 0 9 .8 2 ,8 0 9 .8
S IH U A C O O P 8 ,0 8 3 .2 8 ,0 8 3 .2
TOTAL 9 6 ,9 5 4 .6 1 ,3 1 3 .9 2 ,0 2 3 .0 1 0 0 ,2 9 1 .4
9 6 .6 7 % 1 .3 1 % 2 .0 2 % 1 0 0 .0 0 %
20. DISTRIBUCION DE LA CARTERA POR METODOLOGIA
CREDITICIA
96.67%
1.31% 2.02%
Individual Grupo Solidario Banco Comunal
21. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE AGENCIAS POR DEPARTAMENTO
D e p a rta m e n to
ASOCIACION BALSAMO
PADECOMSMCREDITO
FUNDACION CAMPO
APOYO INTEGRAL
MICRONEGOCIOS
ACCOVI de R.L.
AMC de R.L.
SIHUACOOP
FADEMYPE
FUNSALDE
AMYPES
FINCA
TOTAL
Ahuachapán 2 2 2 .3 %
Cabañas 2 2 1 5 5 .8 %
C h a la te n a n g o 1 1 1 3 3 .5 %
C u s c a tlá n 1 1 1 1 4 4 .7 %
L a L ib e r ta d 2 4 6 7 .0 %
La Paz 1 1 1 1 1 1 6 7 .0 %
L a U n ió n 3 2 1 6 7 .0 %
M o ra z á n 2 1 1 2 6 7 .0 %
S a n ta A n a 1 1 2 1 1 1 1 8 9 .3 %
S a n S a lv a d o r 3 6 1 4 1 3 1 8 2 0 .9 %
S a n M ig u e l 2 1 1 1 1 1 7 8 .1 %
S a n V ic e n te 1 1 1 1 4 4 .7 %
S o n so n a te 1 1 1 1 1 5 5 .8 %
U su lu tá n 2 1 1 1 1 6 7 .0 %
T o ta l 10 17 2 25 3 11 3 4 1 5 4 1 86 100%