PPG Industries reported financial results for the third quarter and first nine months of 2007. Net sales increased 13% to $2.8 billion for the quarter compared to the prior year. Income from continuing operations increased significantly to $215 million for the quarter from $70 million in the prior year. For the first nine months, net sales increased 13% to $8.3 billion and income from continuing operations increased 24% to $622 million compared to the same period in 2006.
This document contains condensed financial statements and notes for PPG Industries for the second quarter and first half of 2006 compared to the same periods in 2005. Some key details:
- Net sales increased 5% to $2.8 billion for the quarter and 6% to $5.5 billion for the first half.
- Net income increased 21% to $280 million for the quarter and 43% to $464 million for the first half.
- Earnings per share increased 25% to $1.69 for the quarter and 47% to $2.80 for the first half.
This document summarizes financial information for PPG Industries for the second quarter and first half of 2007 compared to the same periods in 2006. It shows that net sales increased but net income decreased slightly for both periods. The business is organized into five segments: Performance Coatings, Industrial Coatings, Optical and Specialty Materials, Commodity Chemicals, and Glass. Total segment income decreased slightly for both periods. Current assets exceeded current liabilities, and long-term debt was $1.15 billion at the end of the second quarter of 2007.
- PPG Industries reported financial results for the third quarter and first nine months of 2006, including net income of $90 million and $554 million respectively.
- Net sales increased 10% to $2.8 billion for the quarter and 8% to $8.3 billion for the nine months. However, costs also increased, lowering profit margins.
- Earnings per share were $0.54 for the quarter and $3.34 for the nine months, down from the previous year, due to various one-time charges in several business segments.
PPG Industries reported financial results for the fourth quarter and full year 2006. Net income increased to $157 million in Q4 2006 compared to $113 million in Q4 2005. For the full year, net income increased to $711 million in 2006 from $596 million in 2005. Sales increased in both periods due to higher volumes and prices. However, earnings were reduced by environmental remediation charges and legal settlements. The Coatings segment saw higher income for both periods due to volume growth, while the Chemicals segment had lower earnings due to environmental charges.
Motorola reported financial results for Q1 2007, with net sales of $9.4 billion, down slightly from $9.6 billion in Q1 2006. Gross margin declined to $2.5 billion from $2.9 billion. The company had an operating loss of $366 million compared to operating earnings of $849 million in the prior year. On a segment basis, Mobile Devices sales fell 15% while Networks and Enterprise rose 20% and Connected Home Solutions increased 42%. Mobile Devices had an operating loss of $260 million versus earnings of $702 million in 2006.
PPG Industries reported financial results for the first quarter of 2007. Net sales increased 10% to $2.9 billion compared to $2.6 billion in the same period of 2006. Net income increased 5% to $194 million from $184 million. Earnings per share increased to $1.18 per share from $1.11 per share in 2006. The company saw increased sales across all business segments, with the largest increases in Performance and Applied Coatings and Optical and Specialty Materials. Total assets remained steady at $10.3 billion as of March 31, 2007.
This document is Dover Corporation's Form 10-Q quarterly report filed with the SEC for the quarter ended September 30, 2007. It includes Dover's condensed consolidated financial statements and notes for the periods presented. Some key details:
- Revenue for the quarter increased 15% to $1.84 billion compared to $1.61 billion in the prior year. Net earnings increased 5% to $174.6 million.
- Year-to-date revenue increased 16% to $5.37 billion and net earnings increased 7% to $475.7 million.
- Total assets increased to $7.95 billion at the end of the quarter from $7.63 billion at the end of 2006
PPG Industries reported net income of $184 million for the first quarter of 2006, up significantly from $95 million in the same period in 2005. Net sales increased 6% to $2.638 billion. Gross profit rose slightly to $947 million. Operating income for the coatings segment increased substantially due to a legal settlement charge in 2005, while the glass and chemicals segments saw modest operating income declines. Total current assets were $4.174 billion and total assets were $8.918 billion as of March 31, 2006.
This document contains condensed financial statements and notes for PPG Industries for the second quarter and first half of 2006 compared to the same periods in 2005. Some key details:
- Net sales increased 5% to $2.8 billion for the quarter and 6% to $5.5 billion for the first half.
- Net income increased 21% to $280 million for the quarter and 43% to $464 million for the first half.
- Earnings per share increased 25% to $1.69 for the quarter and 47% to $2.80 for the first half.
This document summarizes financial information for PPG Industries for the second quarter and first half of 2007 compared to the same periods in 2006. It shows that net sales increased but net income decreased slightly for both periods. The business is organized into five segments: Performance Coatings, Industrial Coatings, Optical and Specialty Materials, Commodity Chemicals, and Glass. Total segment income decreased slightly for both periods. Current assets exceeded current liabilities, and long-term debt was $1.15 billion at the end of the second quarter of 2007.
- PPG Industries reported financial results for the third quarter and first nine months of 2006, including net income of $90 million and $554 million respectively.
- Net sales increased 10% to $2.8 billion for the quarter and 8% to $8.3 billion for the nine months. However, costs also increased, lowering profit margins.
- Earnings per share were $0.54 for the quarter and $3.34 for the nine months, down from the previous year, due to various one-time charges in several business segments.
PPG Industries reported financial results for the fourth quarter and full year 2006. Net income increased to $157 million in Q4 2006 compared to $113 million in Q4 2005. For the full year, net income increased to $711 million in 2006 from $596 million in 2005. Sales increased in both periods due to higher volumes and prices. However, earnings were reduced by environmental remediation charges and legal settlements. The Coatings segment saw higher income for both periods due to volume growth, while the Chemicals segment had lower earnings due to environmental charges.
Motorola reported financial results for Q1 2007, with net sales of $9.4 billion, down slightly from $9.6 billion in Q1 2006. Gross margin declined to $2.5 billion from $2.9 billion. The company had an operating loss of $366 million compared to operating earnings of $849 million in the prior year. On a segment basis, Mobile Devices sales fell 15% while Networks and Enterprise rose 20% and Connected Home Solutions increased 42%. Mobile Devices had an operating loss of $260 million versus earnings of $702 million in 2006.
PPG Industries reported financial results for the first quarter of 2007. Net sales increased 10% to $2.9 billion compared to $2.6 billion in the same period of 2006. Net income increased 5% to $194 million from $184 million. Earnings per share increased to $1.18 per share from $1.11 per share in 2006. The company saw increased sales across all business segments, with the largest increases in Performance and Applied Coatings and Optical and Specialty Materials. Total assets remained steady at $10.3 billion as of March 31, 2007.
This document is Dover Corporation's Form 10-Q quarterly report filed with the SEC for the quarter ended September 30, 2007. It includes Dover's condensed consolidated financial statements and notes for the periods presented. Some key details:
- Revenue for the quarter increased 15% to $1.84 billion compared to $1.61 billion in the prior year. Net earnings increased 5% to $174.6 million.
- Year-to-date revenue increased 16% to $5.37 billion and net earnings increased 7% to $475.7 million.
- Total assets increased to $7.95 billion at the end of the quarter from $7.63 billion at the end of 2006
PPG Industries reported net income of $184 million for the first quarter of 2006, up significantly from $95 million in the same period in 2005. Net sales increased 6% to $2.638 billion. Gross profit rose slightly to $947 million. Operating income for the coatings segment increased substantially due to a legal settlement charge in 2005, while the glass and chemicals segments saw modest operating income declines. Total current assets were $4.174 billion and total assets were $8.918 billion as of March 31, 2006.
Danaher Corporation reported record results for the fourth quarter and full year 2004 with net earnings increasing 26% and 36% respectively over the previous year. Fourth quarter sales increased 33% to $1.98 billion while full year sales grew 30% to $6.89 billion. The company also expanded its segment reporting to three segments: Professional Instrumentation, Industrial Technologies, and Tools and Components. The CEO stated they were pleased with the strong gains across all three segments and record cash flow of $1.03 billion, a 20% increase over 2003.
This document is Illinois Tool Works Inc.'s quarterly report filed with the SEC for the quarter ended June 30, 2004. It includes the company's unaudited financial statements, including statements of income, financial position, and cash flows for the quarter and year to date. Key highlights include total revenues of $3 billion for the quarter and $5.7 billion year to date, net income of $360 million for the quarter and $651 million year to date, and total assets of $11.9 billion and stockholders' equity of $8.2 billion as of June 30, 2004.
Dover Corporation reported financial results for the third quarter of 2006 with the following highlights:
- Earnings from continuing operations increased 27% to $156.3 million compared to $123 million in the prior year.
- Revenue for the quarter increased 21% to $1.651.9 billion.
- Net earnings were $167.5 million including discontinued operations, compared to $122.7 million the previous year.
- The company expects a solid fourth quarter but with results moderating from the third quarter.
Yum! Brands had a very successful financial year in 2002, with revenue growth of 12% and ongoing operating earnings per share growth of 19%. A key driver of growth was the company's international business, where ongoing operating profits grew 22% and over 1,000 new restaurants were opened. Looking ahead, Yum! Brands plans to double its number of international restaurants in the next 8-10 years. Additionally, the company sees potential to expand in the US through its strategy of "multibranding", which involves offering multiple brands like KFC, Taco Bell, and Pizza Hut under the same roof. This allows Yum! to drive higher sales and pursue new market opportunities. The goal is to remodel
This document is a quarterly report filed by Illinois Tool Works Inc. with the Securities and Exchange Commission for the quarter ended June 30, 2006. It includes the company's statement of income, statement of financial position, statement of cash flows, and notes to the financial statements. The statements show that for the quarter ended June 30, 2006, Illinois Tool Works had operating revenues of $3.6 billion, net income of $466 million, and cash provided by operating activities of $749 million. Total assets as of June 30, 2006 were $12.5 billion, with current assets of $4.8 billion and total stockholders' equity of $8.6 billion.
The document is FMC Technologies' 2003 Annual Report. Some key points:
- Revenues grew 11% to $2.3 billion in 2003, driven by a 17% increase in Energy Systems revenues. Earnings per share grew 18% to $1.13.
- Order backlog reached a record high of $1.26 billion, up 9% from 2002, driven by strong subsea orders. The subsea business saw 20% revenue growth.
- The company continued reducing debt, paying down $10 million in 2003 to end with net debt of $193 million.
- Investments were made in technology development and acquisitions to strengthen positions in subsea and other energy areas.
This document summarizes Baxter International's financial performance for the first quarter of 2007 compared to the first quarter of 2006. Some key points:
- Net sales increased 11% to $2.675 billion driven by growth in all business segments.
- Gross profit increased 20% and gross margin increased 3.6 percentage points to 47.3%.
- Net income increased 43% to $403 million.
- Sales grew faster internationally (14%) than in the US (8%).
This annual report summarizes Dole's financial performance from 1998-2002. It shows that while revenues have remained relatively steady, income from continuing operations increased substantially in 2002 after declining in 2001. Total shareholders' equity also increased steadily over this period. The report discusses Dole's continued focus on expanding its value-added packaged foods business and improving costs. It highlights new product introductions in fruit bowls and salad blends that have contributed to revenue growth. Messages from the Chairman and President emphasize their commitment to improving health and nutrition worldwide through Dole's products and the new Dole Nutrition Institute.
Allstate operates a Property-Liability business and a Allstate Financial business. The Property-Liability business saw a decrease in operating income to $1.05 billion due to higher claims expenses, lower investment income, and higher restructuring costs, partially offset by higher premiums and lower catastrophe losses. Net income for Allstate's overall business declined to $1.16 billion due to realized capital losses compared to gains the previous year and the decrease in operating income. Revenues declined slightly to $28.87 billion due to realized capital losses, though this was offset by increased premiums and investment income.
Smith International, Inc. reported revenues of $2.41 billion for the first quarter of 2009, a slight increase from $2.37 billion in the first quarter of 2008. Net income was $144.2 million, down compared to $246.1 million in the prior year quarter. Earnings per share for the quarter were $0.44, the same as the previous quarter and down from $0.87 in the first quarter of 2008. Total current assets were $4.82 billion as of March 31, 2009, down from $5.09 billion as of December 31, 2008.
ConocoPhillips reported financial highlights for Q4 2007 and full year 2007. Revenues for Q4 2007 were $54.3 billion compared to $42.5 billion for Q4 2006. Net income for Q4 2007 was $4.4 billion compared to $3.2 billion for Q4 2006. Earnings per share for Q4 2007 were $2.75 diluted compared to $1.91 diluted for Q4 2006. Cash flows from operating activities for 2007 were $24.6 billion compared to $21.5 billion for 2006. Capital expenditures for 2007 were $11.8 billion compared to $15.6 billion for 2006.
This document provides the financial statements and notes of Illinois Tool Works Inc. for the quarterly period ended March 31, 2003. The statements include the income statement, balance sheet, cash flow statement, and notes. The income statement shows revenues increased to $2.3 billion and net income was $195 million. The balance sheet lists total assets of $10.8 billion including $1.1 billion in cash. The cash flow statement indicates cash from operations was $217 million and cash increased by $68 million during the period. The notes provide details on inventories, comprehensive income, discontinued operations, and goodwill and intangible assets.
The document is Illinois Tool Works Inc.'s Form 10-Q filing for the quarterly period ended June 30, 2003. It includes Illinois Tool Works' unaudited financial statements, including their statement of income and statement of financial position for the periods. The statement of income shows that revenues increased but net income decreased in the first six months of 2003 compared to the same period in 2002. The statement of financial position lists their assets, liabilities, and stockholders' equity as of June 30, 2003 and December 31, 2002.
This document contains financial statements and sales data for Baxter International for the first quarter of 2006 compared to the first quarter of 2005. Specifically:
- Net sales increased 1% to $2.4 billion. Operating income grew 10% and income from continuing operations increased 26%.
- Sales of BioScience products grew 11% to $1 billion, with recombinant products and antibody therapies experiencing strong growth.
- Medication Delivery sales fell 6% to $916 million due to declines in infusion systems and anesthesia products.
- Renal sales declined slightly by 2% to $493 million, with growth in PD therapy offset by lower HD therapy sales.
This document provides financial information for Anheuser-Busch Companies, Inc. for the years 2003-2007. It includes key metrics such as barrels of beer sold, gross sales, net sales, operating income, net income, earnings per share, total assets, debt, dividends paid and five-year cumulative total returns compared to benchmarks. Overall it shows that the company experienced steady growth in most financial metrics over the 5-year period presented.
The document is the 2002 annual report for The Timken Company. It discusses how the company's ongoing transformation has positioned it for strong future growth and profitability. In 2002, the company delivered improved financial results including net income of $53.3 million, excluding restructuring charges. It also completed a major acquisition of The Torrington Company in early 2003, significantly increasing the company's size and expected to boost earnings per share by at least 10%. The acquisition supports the company's transformation into a global leader in tapered roller bearings, needle roller bearings, and alloy steels.
The financial statements provide an overview of the financial position of Villa Alhambra of Coral Gables Condominium Association for the period ending January 31, 2012. As of January 31, 2012 the Association had total assets of $135,211 and total liabilities of $38,550. For the month of January 2012, the Association had total revenues of $47,602 and total expenses of $28,039, resulting in a net income of $19,562.
Business Analysts can be Difficult PeopleClearSpringBA
The document discusses common qualities of business analysts that can make them difficult to work with, such as being overly informed, analytical, precise, detail-oriented, perfectionist, or process-oriented. It provides examples of how these qualities can create problems and frustrations for stakeholders. The document then offers solutions on how business analysts can recognize problematic situations and adjust their approach, such as taking a stance of curiosity, focusing on forward progress over analysis, acknowledging details but providing context, and understanding how deliverables will be used rather than just following processes.
Omnicom Group Inc. reported financial results for the fourth quarter and full year of 2006. In the fourth quarter, net income increased 9.7% to $277.2 million and diluted EPS grew 14.9% to $1.62. For the full year, net income rose 9.3% to $864 million and diluted EPS increased 14.4% to $4.99. Worldwide revenue increased 9.4% in the fourth quarter to $3.2 billion and 8.5% for the full year to $11.4 billion.
Presentation given at start of Business Ethics International Project Week on 13 May 2013 in Metropolia Business School. Topic: 4 Ps of poster presentations Aim: To prepare students for poster session on Friday 17 May
This document introduces an employee feedback survey tool that assesses organizational health across six key factors - accountability, communication, fairness, growth, relationships, and trust - in a way that is designed not to damage company culture. The survey takes about 10 minutes to complete online and provides results and recommendations within one week. It uses a slider scale interface instead of forced rating scales. The tool is aimed at startups and smaller firms that want to monitor culture without overly formal programs.
Danaher Corporation reported record results for the fourth quarter and full year 2004 with net earnings increasing 26% and 36% respectively over the previous year. Fourth quarter sales increased 33% to $1.98 billion while full year sales grew 30% to $6.89 billion. The company also expanded its segment reporting to three segments: Professional Instrumentation, Industrial Technologies, and Tools and Components. The CEO stated they were pleased with the strong gains across all three segments and record cash flow of $1.03 billion, a 20% increase over 2003.
This document is Illinois Tool Works Inc.'s quarterly report filed with the SEC for the quarter ended June 30, 2004. It includes the company's unaudited financial statements, including statements of income, financial position, and cash flows for the quarter and year to date. Key highlights include total revenues of $3 billion for the quarter and $5.7 billion year to date, net income of $360 million for the quarter and $651 million year to date, and total assets of $11.9 billion and stockholders' equity of $8.2 billion as of June 30, 2004.
Dover Corporation reported financial results for the third quarter of 2006 with the following highlights:
- Earnings from continuing operations increased 27% to $156.3 million compared to $123 million in the prior year.
- Revenue for the quarter increased 21% to $1.651.9 billion.
- Net earnings were $167.5 million including discontinued operations, compared to $122.7 million the previous year.
- The company expects a solid fourth quarter but with results moderating from the third quarter.
Yum! Brands had a very successful financial year in 2002, with revenue growth of 12% and ongoing operating earnings per share growth of 19%. A key driver of growth was the company's international business, where ongoing operating profits grew 22% and over 1,000 new restaurants were opened. Looking ahead, Yum! Brands plans to double its number of international restaurants in the next 8-10 years. Additionally, the company sees potential to expand in the US through its strategy of "multibranding", which involves offering multiple brands like KFC, Taco Bell, and Pizza Hut under the same roof. This allows Yum! to drive higher sales and pursue new market opportunities. The goal is to remodel
This document is a quarterly report filed by Illinois Tool Works Inc. with the Securities and Exchange Commission for the quarter ended June 30, 2006. It includes the company's statement of income, statement of financial position, statement of cash flows, and notes to the financial statements. The statements show that for the quarter ended June 30, 2006, Illinois Tool Works had operating revenues of $3.6 billion, net income of $466 million, and cash provided by operating activities of $749 million. Total assets as of June 30, 2006 were $12.5 billion, with current assets of $4.8 billion and total stockholders' equity of $8.6 billion.
The document is FMC Technologies' 2003 Annual Report. Some key points:
- Revenues grew 11% to $2.3 billion in 2003, driven by a 17% increase in Energy Systems revenues. Earnings per share grew 18% to $1.13.
- Order backlog reached a record high of $1.26 billion, up 9% from 2002, driven by strong subsea orders. The subsea business saw 20% revenue growth.
- The company continued reducing debt, paying down $10 million in 2003 to end with net debt of $193 million.
- Investments were made in technology development and acquisitions to strengthen positions in subsea and other energy areas.
This document summarizes Baxter International's financial performance for the first quarter of 2007 compared to the first quarter of 2006. Some key points:
- Net sales increased 11% to $2.675 billion driven by growth in all business segments.
- Gross profit increased 20% and gross margin increased 3.6 percentage points to 47.3%.
- Net income increased 43% to $403 million.
- Sales grew faster internationally (14%) than in the US (8%).
This annual report summarizes Dole's financial performance from 1998-2002. It shows that while revenues have remained relatively steady, income from continuing operations increased substantially in 2002 after declining in 2001. Total shareholders' equity also increased steadily over this period. The report discusses Dole's continued focus on expanding its value-added packaged foods business and improving costs. It highlights new product introductions in fruit bowls and salad blends that have contributed to revenue growth. Messages from the Chairman and President emphasize their commitment to improving health and nutrition worldwide through Dole's products and the new Dole Nutrition Institute.
Allstate operates a Property-Liability business and a Allstate Financial business. The Property-Liability business saw a decrease in operating income to $1.05 billion due to higher claims expenses, lower investment income, and higher restructuring costs, partially offset by higher premiums and lower catastrophe losses. Net income for Allstate's overall business declined to $1.16 billion due to realized capital losses compared to gains the previous year and the decrease in operating income. Revenues declined slightly to $28.87 billion due to realized capital losses, though this was offset by increased premiums and investment income.
Smith International, Inc. reported revenues of $2.41 billion for the first quarter of 2009, a slight increase from $2.37 billion in the first quarter of 2008. Net income was $144.2 million, down compared to $246.1 million in the prior year quarter. Earnings per share for the quarter were $0.44, the same as the previous quarter and down from $0.87 in the first quarter of 2008. Total current assets were $4.82 billion as of March 31, 2009, down from $5.09 billion as of December 31, 2008.
ConocoPhillips reported financial highlights for Q4 2007 and full year 2007. Revenues for Q4 2007 were $54.3 billion compared to $42.5 billion for Q4 2006. Net income for Q4 2007 was $4.4 billion compared to $3.2 billion for Q4 2006. Earnings per share for Q4 2007 were $2.75 diluted compared to $1.91 diluted for Q4 2006. Cash flows from operating activities for 2007 were $24.6 billion compared to $21.5 billion for 2006. Capital expenditures for 2007 were $11.8 billion compared to $15.6 billion for 2006.
This document provides the financial statements and notes of Illinois Tool Works Inc. for the quarterly period ended March 31, 2003. The statements include the income statement, balance sheet, cash flow statement, and notes. The income statement shows revenues increased to $2.3 billion and net income was $195 million. The balance sheet lists total assets of $10.8 billion including $1.1 billion in cash. The cash flow statement indicates cash from operations was $217 million and cash increased by $68 million during the period. The notes provide details on inventories, comprehensive income, discontinued operations, and goodwill and intangible assets.
The document is Illinois Tool Works Inc.'s Form 10-Q filing for the quarterly period ended June 30, 2003. It includes Illinois Tool Works' unaudited financial statements, including their statement of income and statement of financial position for the periods. The statement of income shows that revenues increased but net income decreased in the first six months of 2003 compared to the same period in 2002. The statement of financial position lists their assets, liabilities, and stockholders' equity as of June 30, 2003 and December 31, 2002.
This document contains financial statements and sales data for Baxter International for the first quarter of 2006 compared to the first quarter of 2005. Specifically:
- Net sales increased 1% to $2.4 billion. Operating income grew 10% and income from continuing operations increased 26%.
- Sales of BioScience products grew 11% to $1 billion, with recombinant products and antibody therapies experiencing strong growth.
- Medication Delivery sales fell 6% to $916 million due to declines in infusion systems and anesthesia products.
- Renal sales declined slightly by 2% to $493 million, with growth in PD therapy offset by lower HD therapy sales.
This document provides financial information for Anheuser-Busch Companies, Inc. for the years 2003-2007. It includes key metrics such as barrels of beer sold, gross sales, net sales, operating income, net income, earnings per share, total assets, debt, dividends paid and five-year cumulative total returns compared to benchmarks. Overall it shows that the company experienced steady growth in most financial metrics over the 5-year period presented.
The document is the 2002 annual report for The Timken Company. It discusses how the company's ongoing transformation has positioned it for strong future growth and profitability. In 2002, the company delivered improved financial results including net income of $53.3 million, excluding restructuring charges. It also completed a major acquisition of The Torrington Company in early 2003, significantly increasing the company's size and expected to boost earnings per share by at least 10%. The acquisition supports the company's transformation into a global leader in tapered roller bearings, needle roller bearings, and alloy steels.
The financial statements provide an overview of the financial position of Villa Alhambra of Coral Gables Condominium Association for the period ending January 31, 2012. As of January 31, 2012 the Association had total assets of $135,211 and total liabilities of $38,550. For the month of January 2012, the Association had total revenues of $47,602 and total expenses of $28,039, resulting in a net income of $19,562.
Business Analysts can be Difficult PeopleClearSpringBA
The document discusses common qualities of business analysts that can make them difficult to work with, such as being overly informed, analytical, precise, detail-oriented, perfectionist, or process-oriented. It provides examples of how these qualities can create problems and frustrations for stakeholders. The document then offers solutions on how business analysts can recognize problematic situations and adjust their approach, such as taking a stance of curiosity, focusing on forward progress over analysis, acknowledging details but providing context, and understanding how deliverables will be used rather than just following processes.
Omnicom Group Inc. reported financial results for the fourth quarter and full year of 2006. In the fourth quarter, net income increased 9.7% to $277.2 million and diluted EPS grew 14.9% to $1.62. For the full year, net income rose 9.3% to $864 million and diluted EPS increased 14.4% to $4.99. Worldwide revenue increased 9.4% in the fourth quarter to $3.2 billion and 8.5% for the full year to $11.4 billion.
Presentation given at start of Business Ethics International Project Week on 13 May 2013 in Metropolia Business School. Topic: 4 Ps of poster presentations Aim: To prepare students for poster session on Friday 17 May
This document introduces an employee feedback survey tool that assesses organizational health across six key factors - accountability, communication, fairness, growth, relationships, and trust - in a way that is designed not to damage company culture. The survey takes about 10 minutes to complete online and provides results and recommendations within one week. It uses a slider scale interface instead of forced rating scales. The tool is aimed at startups and smaller firms that want to monitor culture without overly formal programs.
This document discusses updating the logo and branding for WealthDynamics.org, moving from an old detailed square logo to a new simplified square logo that will work better at small sizes. It also mentions badges and buttons will be part of the new branding and to stay tuned for more updates on the rebranding efforts.
This document discusses using Twitter for both professional and personal purposes. It provides examples of how Twitter can be used professionally for events, customer engagement, customer service, finding jobs, and connecting with other professionals. Twitter can also be used personally to follow interests, engage with current events and news in real time, and participate in contests and discussions for fun. However, the document warns that when using Twitter one should use common sense, verify accounts, avoid posting unconfirmed news or while intoxicated, and maintain professionalism when using one's own name.
The document is in Spanish and appears to be about Holy Tuesday in 2010. It mentions Misa CrismalMartes Santo 2010, which translates to Chrism Mass Holy Tuesday 2010. Chrism Mass is a special Mass that is usually celebrated on Holy Tuesday where the bishop blesses the holy oils used in sacraments.
omnicom group Q2 2005 Investor Presentationfinance22
- Omnicom Group presented financial results for the second quarter and first half of 2005, with revenue up 8.6% and 8.2% respectively compared to the same periods in 2004.
- Net income saw even stronger growth of 9.6% and 10.1% for the quarter and year to date.
- Revenue growth was driven by a combination of organic growth, foreign exchange impacts, and acquisitions, with organic growth accounting for the majority at 7.0% and 6.4% respectively.
The document is a letter from PPG Industries inviting shareholders to attend their Annual Meeting on April 15, 2004 in Pittsburgh, Pennsylvania. The letter provides information on agenda items for the meeting, including electing four directors and endorsing the appointment of Deloitte & Touche LLP as the company's independent auditors for 2004. Shareholders are urged to vote by proxy whether attending the meeting or not to ensure their shares are represented.
PPG Industries reported net income of $100 million for Q1 2008, down from $194 million in Q1 2007. Net sales increased to $3.72 billion from $2.632 billion due to the acquisition of SigmaKalon. Income from continuing operations was $87 million compared to $176 million due to costs associated with the SigmaKalon acquisition, including inventory step-up costs and in-process R&D write-offs. Cash and cash equivalents decreased to $298 million from $526 million due to funds used to finance the SigmaKalon acquisition in January 2008.
This document is a transcript from PPG Industries' fourth quarter 2007 earnings conference call from January 17, 2008. The call discusses PPG's financial results for Q4 2007 and full year 2007. Key points include:
- PPG reported its best organic volume growth in three years for Q4 at over 5%. Full year sales set a new record.
- Earnings per share for Q4 increased 30% year-over-year, a new record. Full year EPS was also a record.
- The company achieved strong growth in its coatings and Optical and Specialty Materials segments, which now make up around 80% of sales and earnings.
- Strategically, PPG completed several
This document is Schering-Plough Corporation's annual report (Form 10-K) filed with the SEC for the year ending December 31, 2008. It provides an overview of the company and its three business segments: Prescription Pharmaceuticals, Animal Health, and Consumer Health Care. It discusses key products and therapeutic areas for each segment. It also describes recent acquisitions, strategic plans, and challenges facing the company in the current environment.
PPG Industries reported record third quarter sales of $2.8 billion, a 13% increase over the prior year. Net income was $191 million, comprised of $215 million from continuing operations and a $24 million loss from discontinued operations. All of PPG's business segments saw sales increases and earnings growth of at least 4% compared to the previous year. PPG expects the North American economy to soften but still provide slight growth, while economies outside of North America will provide consistent opportunities for solid growth. Two pending transactions will significantly shift PPG's geographic presence and focus its portfolio on coatings and optical/specialty products.
This document discusses RFID technologies and their applications in healthcare. It describes the expertise of the Communications and Microelectronics Laboratory (LACIME) in developing RFID technologies, including antenna design, circuit integration, and system testing. One project discussed is designing a meander line antenna that fits on the front face of a biopsy cassette for tracking samples. The document suggests further study of integrating such an antenna onto an LTCC substrate to take advantage of its robustness and integration capabilities. In conclusion, RFID technologies are presented as promising for various healthcare applications such as tracking patients, samples, equipment and medications to improve care and reduce errors.
This annual report discusses Jabil Circuit's business in 2005. It provides an overview of Jabil's flexible manufacturing solutions and its focus on being a trusted outsourcing partner across key industries. The report then highlights Jabil's activities and competitive advantages within several sectors, including automotive, computing, consumer products, defense/aerospace, and medical/instrumentation. It provides details on Jabil's operations, certifications, customers and growth opportunities within each sector.
Learning Layers: Open Design Library - HANDI eventPatricia Santos
The document discusses the Open Design Lab (ODL), which is a collaborative space used by the Learning Layers project to share results and design solutions related to complex problems in healthcare and construction. The ODL aims to make the research open to scrutiny from both internal researchers and external professionals and end-users. It facilitates exchange of feedback, collaboration, and sharing to iterate and scale the design solutions developed by Learning Layers. The URL for accessing the ODL is provided. Stakeholders are asked to propose categories for organizing design outcomes on the ODL and to provide feedback on how the ODL could fit into or interact with their work.
Discovering and Monitoring Product Features and the Opinions on them with OPI...Eirini Ntoutsi
Opinion stream mining encompasses methods for monitoring and understanding how people’s attitude towards products changes. Understanding which product features influence a buyer’s choice positively or
negatively allows decision makers to make well-informed decisions on improving their products or marketing them properly. We propose OPINSTREAM, a framework for the discovery and polarity monitoring of implicit product features deemed important in the people’s reviews on different products.
- PPG Industries reported net sales of $2.87 billion for the quarter and $11.2 billion for the year, up compared to the same periods in 2006. Net income was $200 million for the quarter and $834 million for the year.
- By business segment, Performance Coatings and Industrial Coatings experienced the largest sales increases both for the quarter and full year.
- Total current assets at the end of 2007 were $7.14 billion, up from $4.86 billion at the end of 2006, mainly due to increases in cash, short-term investments, and receivables.
This document is the 2001 annual report of Big Lots, Inc. that includes selected financial data from 1998-2002, such as net sales, costs, expenses, earnings, balance sheet information, and store counts. It also includes a management discussion and analysis section and notes regarding forward-looking statements and risk factors that could affect the company's projections.
The document provides operating statistics for El Paso Corporation for the second quarter of 2007. It shows that net income was $166 million, down from $150 million in the second quarter of 2006. The Pipelines segment saw earnings before interest and taxes of $318 million, down from $286 million in the prior year. Total pipeline throughput was 15,484 billion cubic feet per day, down slightly from the prior year. The Exploration and Production segment had earnings before interest and taxes of $229 million, up from $161 million in 2006.
The document provides operating statistics for El Paso Corporation for the second quarter of 2007. It shows that net income was $166 million, down from $150 million in the second quarter of 2006. The Pipelines segment saw earnings before interest and taxes of $318 million, down from $286 million in the prior year. Total throughput across El Paso's pipeline systems was 15,484 billion cubic feet per day, down slightly from the prior year.
The document provides operating statistics and financial results for El Paso Corporation for the fourth quarter and full year of 2007. Key highlights include:
- Consolidated net income for Q4 2007 was $160 million compared to a net loss of $166 million in Q4 2006. For the full year, net income was $1.11 billion compared to $475 million in 2006.
- The Pipelines segment saw earnings before interest and taxes of $277 million in Q4 2007, up from $270 million in Q4 2006. For the full year, earnings were $1.11 billion, up from $1.06 billion in 2006.
- Exploration and Production earnings before interest and taxes were $252
This document provides operating statistics and financial results for El Paso Corporation for the fourth quarter and full year of 2006. Some key details include:
- For the fourth quarter of 2006, El Paso reported net income of $166 million compared to a net loss of $162 million for the same period in 2005.
- For the full year 2006, net income was $475 million, an improvement from a net loss of $606 million in 2005.
- Earnings were positively impacted by higher earnings from the Pipelines, Exploration and Production, and Field Services segments.
- The results show improvement in El Paso's overall financial performance in 2006 compared to 2005.
This document provides operating statistics for El Paso Corporation for the fourth quarter of 2006. It includes consolidated statements of income, operating results, and business segment results for the company's pipelines, exploration and production, marketing, power, field services, and corporate divisions. For the fourth quarter of 2006, the company reported a net loss of $166 million compared to a net loss of $162 million in the fourth quarter of 2005. The pipelines segment reported earnings before interest and taxes of $302 million for the fourth quarter of 2006.
- El Paso Corporation reported operating revenues of $1.598 billion and net income of $445 million for the third quarter of 2008.
- The Pipelines segment earned $278 million in earnings before interest and taxes, with throughput volumes averaging 4.605 trillion British thermal units per day on the Tennessee Gas Pipeline and 4.649 trillion British thermal units per day on the El Paso Natural Gas Pipeline.
- The Exploration and Production segment earned $528 million in operating income on average daily production volumes of 881 million cubic feet equivalent per day.
- El Paso Corporation reported financial results for the third quarter of 2008 with consolidated net income of $445 million compared to $155 million in the third quarter of 2007.
- The Pipelines segment saw earnings before interest and taxes of $278 million in the third quarter of 2008 compared to $275 million in the third quarter of 2007, while throughput increased.
- Exploration and Production saw earnings before interest and taxes increase to $528 million in the third quarter of 2008 from $228 million in the third quarter of 2007, with production volumes and realized prices increasing.
- Overall, the company reported higher earnings across most business segments in the third quarter of 2008 compared to the same period in 2007.
This document provides financial highlights and operating data for ConocoPhillips for the fourth quarter and full year 2006 compared to 2005. Some key details:
- Revenues for Q4 2006 were $42.5 billion compared to $52.2 billion for Q4 2005. Full year revenues were $188.5 billion in 2006 versus $183.4 billion in 2005.
- Net income for Q4 2006 was $3.2 billion compared to $3.7 billion for Q4 2005. Full year net income was $15.6 billion in 2006 versus $13.5 billion in 2005.
- Average daily oil and gas production for Q4 2006 was 859 thousand barrels of oil equivalent for consolidated
This annual report summarizes Reliance Steel & Aluminum Co.'s financial performance for 2005. Some key highlights include:
- Record sales of $3.4 billion for 2005, up 14% from 2004.
- Record net income of $205.4 million for 2005, up 21% from 2004.
- Best-ever earnings per diluted share of $6.21 for 2005, up from $5.19 in 2004.
- The company announced plans to acquire Earle M. Jorgensen Company for $934 million to expand its geographic reach, product offerings, and customer base.
This document provides an overview and summary of key financial information for Big Lots for fiscal year 2003. It includes selected financial data such as net sales, costs of sales, gross profit, selling and administrative expenses, operating profit, interest expense/income, income before taxes, tax expense, net income, earnings per share, balance sheet information, and store count data for fiscal years 2004, 2003, 2002, 2001, and 2000. It also provides a cautionary statement about forward-looking statements and an overview of Big Lots' business operations and seasonal fluctuations.
The document provides operating statistics for El Paso Corporation for the third quarter of 2006. It includes consolidated statements of income, operating results, business segment results, and schedules. Specifically, it shows that for the third quarter of 2006, El Paso Corporation reported net income of $135 million on operating revenues of $1.061 billion. The Pipelines business segment reported earnings before interest and taxes of $305 million and the Exploration and Production segment reported earnings of $141 million.
The document provides operating statistics for El Paso Corporation for the fourth quarter of 2008. It includes consolidated statements of income, operating results, and business segment results for Pipelines, Exploration and Production, Marketing, Power, and Corporate/Other. Key details include a net loss of $1.68 billion for Q4 2008 driven by $2.66 billion in ceiling test charges in Exploration and Production. Pipelines contributed operating income of $291 million in Q4. Exploration and Production had an operating loss of $2.39 billion in Q4 due to the ceiling test charges.
el paso 22758BEF-CBE8-4368-BDC6-D02434EE5C13_EP_4Q08OpStatsFinalfinance49
The document provides operating statistics for El Paso Corporation for the fourth quarter of 2008. It includes consolidated statements of income, operating results, and business segment results for Pipelines, Exploration and Production, Marketing, Power, and Corporate/Other. Key details include a net loss of $1.68 billion for Q4 2008 driven by $2.66 billion in ceiling test charges in Exploration and Production. Pipelines generated $319 million in EBIT for Q4. Exploration and Production had an EBIT loss of $2.53 billion for the quarter due to the ceiling test charges.
el paso 22758BEF-CBE8-4368-BDC6-D02434EE5C13_EP_4Q08OpStatsFinalfinance49
The document provides operating statistics for El Paso Corporation for the fourth quarter of 2008. It includes consolidated statements of income, operating results, and business segment results for Pipelines, Exploration and Production, Marketing, Power, and Corporate/Other. Key details include a net loss of $1.68 billion for Q4 2008 driven by $2.66 billion in ceiling test charges in Exploration and Production. Pipelines EBIT was $319 million for Q4. Exploration and Production had an EBIT loss of $2.526 billion for the quarter due to the ceiling test charges.
This document provides financial information about Chubb Corporation's property and casualty underwriting results for 2007 and 2006. It summarizes key metrics like net premiums written, losses incurred, expenses incurred, underwriting income, and combined loss/expense ratios for different business lines including personal, commercial, and specialty insurance. It also notes that beginning in 2008, foreign currency fluctuations will be accounted for differently in the reporting of losses paid and outstanding losses. Overall underwriting income increased from $1.886 billion to $2.064 billion from 2006 to 2007.
This document summarizes Alltel Corporation's financial highlights and other information for the three months and twelve months ended December 31, 2006 and 2005. For the three months ended, revenues increased 14% to $2.1 billion while net income decreased 15% to $215.9 million. For the twelve months ended, revenues increased 20% to $7.9 billion while net income decreased 15% to $1.1 billion. Operating income increased 36% for the three months and 20% for the twelve months due to revenue growth and operating margin improvements.
This document provides financial information for the company including selected financial data from fiscal years 1999-2003. It includes statements of operations, balance sheets, cash flows and notes. It also discusses the company's business operations as a broadline closeout retailer and its goal to expand its market presence. Key metrics like net sales, costs, expenses and profits are presented as percentages of net sales for fiscal years 2000-2002. The document also summarizes the company's name change to Big Lots in 2001 and full conversion of all stores to the Big Lots brand by the end of 2002. It notes the company typically experiences seasonal fluctuations with most sales and profits in the fourth quarter.
This document is Dover Corporation's Form 10-Q quarterly report filed with the SEC for the quarter ended September 30, 2006. It includes Dover's condensed consolidated financial statements and notes for the periods. Some key details:
- Revenue for the quarter was $1.65 billion, up 21% from the prior year. Net earnings were $167.5 million.
- Year-to-date revenue was $4.81 billion, up 23% from prior year. Net earnings were $443.3 million.
- Total assets increased to $7.32 billion from $6.58 billion at the end of 2005, driven primarily by acquisitions.
- Cash flow from operations was
Similar to ppg industries 3Q2007EARNINGSTABLES (20)
Jabil Circuit provides electronics manufacturing services to original equipment manufacturers. In fiscal year 1999, Jabil grew revenue 57% to $2 billion, grew operating income 33% to $141 million, and delivered 23% earnings per share growth. Jabil also expanded its global footprint and services through two acquisitions, strengthening its position in the electronics manufacturing services industry. Going forward, Jabil aims to continue broadening its global presence and services to capitalize on opportunities in the growing EMS market.
Jabil Circuit provides electronics manufacturing services globally. In fiscal year 2000, Jabil experienced record revenue and earnings growth, increased revenue to $3.6 billion, and expanded its manufacturing capacity and workforce significantly. Going forward, Jabil aims to continue delivering superior financial results and satisfying customers through global expansion, investments in people and systems, and its unique customer-centric approach.
This annual report summarizes Jabil Circuit's performance in fiscal year 2002. It discusses how Jabil navigated challenges from the declining communications industry and weak economy by diversifying into new sectors like consumer electronics, medical, and automotive. Jabil also shifted production to lower-cost regions and closed some higher-cost facilities. Looking ahead, Jabil aims to improve execution, capture more opportunities from outsourcing trends, and further expand its global service offerings and sector breadth to position itself for sustainable long-term growth.
Jabil Circuit is a global leader in electronics manufacturing services. It offers circuit design, board design, production design, product development, testing, assembly, and other services from facilities around the world. In 2003, Jabil restructured operations, integrated acquisitions, and expanded globally to become a truly international enterprise. It now has approximately 70% of its capacity in lower-cost locations and a more diversified portfolio and customer base. Looking ahead, Jabil aims to improve execution, expand services, and continue growing organically while maintaining financial discipline.
Jabil Circuit is an electronics manufacturing services company that provides design, manufacturing, and supply chain management services globally. In fiscal year 2004, Jabil expanded its services, diversified its customer base across multiple industries, and grew strategically through both organic growth and acquisitions. Key highlights include expanding into new industries like instrumentation and medical, growing that sector to 16% of revenue, and increasing total revenue 32% to $3.6 billion while improving profitability and return on invested capital. Jabil aims to continue outperforming overall market growth rates through further expansion of services, customers, and regions.
This document is Synchronized Solutions' 2006 annual report. It discusses the company's mission of solving global challenges and maintaining top performance through long-term customer partnerships and a dedicated business unit model. It highlights strategic advantages such as diversified growth into new sectors, dedicated business units that function as extensions of customers, and sector-specific supply chain solutions. The report also includes a letter to shareholders noting strong revenue growth in 2006 but lower than expected profitability due to unanticipated expenses and a weakened pricing environment.
This document is the annual report for Jabil Circuit Inc. for fiscal year 2007. It summarizes the company's financial performance, discusses changes made to improve performance, and outlines goals for the future. Specifically, it discusses:
1) Restructuring the company into three divisions - EMS, Consumer Electronics, and Aftermarket Services - to improve focus and accountability.
2) Areas of growth and challenges faced by each division in fiscal year 2007.
3) Additional changes made to improve financial results, including exiting underperforming product lines and acquiring new technology.
4) Goals for fiscal year 2008, including expanding returns, improving cash flow and productivity across all divisions.
PPG Industries reported its financial results for the first quarter of 2006. Net income was $184 million compared to $95 million in the first quarter of 2005. Sales increased 6% overall due to a 3% boost from volume and mix and a 4% increase from price increases. Coatings sales grew 8% due to a 6% rise in volume and mix and 3% from pricing. Glass sales increased 2% while chemicals sales grew 4%. The presentation provided an overview of PPG's financial performance and key trends to contextualize the first quarter results.
PPG delivered record first quarter sales and earnings per share. Sales increased 6% year-over-year driven by price increases of 4% and volume growth of 3%, while acquisitions contributed 1% and currency impacts reduced sales by 2%. Earnings per share of $1.11 were an all-time first quarter record for PPG and included restructuring charges of $0.14 per share and a proposed asbestos settlement charge of $0.03 per share. Despite high energy and raw material costs, coatings margins improved due to price increases and cost reductions.
The document discusses PPG Industries' forward-looking statements and provides the following information:
1) PPG's forward-looking statements involve risks and uncertainties that may cause actual results to differ from expectations.
2) Key factors that could affect results include competition, raw material costs, supplier relationships, economic conditions, litigation, and foreign exchange rates.
3) The information in the presentation is current as of July 20, 2006 and any distribution after that date does not confirm or update the information.
PPG Industries reported record second quarter 2006 financial results, with sales of $2.8 billion, the highest quarterly sales in company history. Sales increased 6% year-over-year due to price and volume growth as well as acquisitions. Earnings per share of $1.68 were also a record for any quarter. Operating margins continued to improve due to volume growth, price increases, and cost management. The company generated $300 million in operating cash flow for the quarter.
This document contains:
1) A summary of PPG Industries' third quarter 2006 financial results, including details on sales, earnings, and market indicators. Sales increased 10% overall with growth in all business segments. Earnings declined from the prior year.
2) Comments on key topics and outlook for 2006, including the economy, inflation, and volume trends by region and business segment.
3) An overview of how PPG Industries uses cash, including funding businesses and growth initiatives, paying dividends, and stock repurchases.
PPG Industries reported record third quarter sales and earnings. Sales totaled $2.8 billion, up 10% from the previous year, driven by acquisitions and currency gains. Earnings per share were $0.54, which included large environmental and legal charges, but adjusted earnings were $1.28 per share compared to $1.15 the prior year. The company achieved sales records across many business units due to strong volume growth internationally, while input costs increased slightly.
PPG Industries reported financial results for the fourth quarter and full year of 2006. [1] Sales increased 11% in the fourth quarter and 8% for the full year, driven by acquisitions and growth in coatings. [2] Earnings per share were $0.94 for the quarter and $4.27 for the year, after adjusting for various one-time charges. [3] PPG aims to prudently fund its businesses through dividends, debt repayment, acquisitions, and stock repurchases.
PPG Industries reported record fourth quarter and annual financial results for 2006. Key highlights include:
- Record quarterly and annual sales, with annual sales breaking $11 billion for the first time. Sales grew over 8% annually, the fourth straight year of 7-9% growth.
- Sales records were set in six coatings businesses and the optical business in Q4, and eight of 15 businesses for the full year.
- Annual sales growth was broad-based across geographies and sources, with double-digit growth in Europe and Latin America.
- Earnings per share increased 14% from 2005, and the company generated over $1 billion in cash from operations for the year.
This document summarizes PPG Industries' first quarter 2007 financial results. It discusses strong sales growth in most business segments, particularly Performance & Applied Coatings which grew 26% due to acquisitions. Commodity Chemicals sales declined 7% due to lower prices. The summary also notes key economic indicators and how PPG uses cash, such as funding businesses, dividends, debt repayment, acquisitions and stock repurchases.
PPG Industries reported financial results for the first quarter of 2007. Key points include:
- Sales grew 11% to $2.9 billion, a new quarterly record, driven by double-digit growth in the Performance and Applied Coatings and Optical and Specialty Materials segments.
- Earnings per share were $1.17, including a $0.03 per share charge for an asbestos settlement.
- Volumes grew 3% overall, with strong growth in Europe and Asia offsetting softer conditions in North America.
- The outlook remains positive, with expectations for continued global growth in automotive and industrial production, particularly in emerging markets.
PPG Industries reported second quarter 2007 financial results, with record quarterly sales of $3.17 billion, up 12% from the previous year. Net income was $249 million compared to $280 million last year, impacted by $6 million in asbestos settlement charges. Business segment sales increased across all segments, led by a 26% rise in the Performance and Applied Coatings segment. The document discusses PPG's business performance, economic indicators, uses of cash, and contact information for investors and media.
PPG Industries reported strong financial results for the second quarter of 2007, with several record-setting metrics. Sales grew 12% year-over-year to over $3 billion, a new quarterly record. Segment earnings were flat compared to the previous year. The company achieved sales growth through global expansion, acquisitions, and strength in coatings and optical products despite economic challenges in some markets like North America automotive and housing. PPG expects continued profitable growth driven by its diverse business portfolio and operations in growing international markets.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
How Poonawalla Fincorp and IndusInd Bank’s Co-Branded RuPay Credit Card Cater...beulahfernandes8
The eLITE RuPay Platinum Credit Card, a strategic collaboration between Poonawalla Fincorp and IndusInd Bank, represents a significant advancement in India's digital financial landscape. Spearheaded by Abhay Bhutada, MD of Poonawalla Fincorp, the card leverages deep customer insights to offer tailored features such as no joining fees, movie ticket offers, and rewards on UPI transactions. IndusInd Bank's solid banking infrastructure and digital integration expertise ensure seamless service delivery in today's fast-paced digital economy. With a focus on meeting the growing demand for digital financial services, the card aims to cater to tech-savvy consumers and differentiate itself through unique features and superior customer service, ultimately poised to make a substantial impact in India's digital financial services space.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
South Dakota State University degree offer diploma Transcriptynfqplhm
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Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.
How to Identify the Best Crypto to Buy Now in 2024.pdf
ppg industries 3Q2007EARNINGSTABLES
1. PPG INDUSTRIES AND CONSOLIDATED SUBSIDIARIES
CONDENSED STATEMENT OF OPERATIONS (unaudited)
(All amounts in millions except per-share data)
3 Months Ended 9 Months Ended
Sept. 30 Sept. 30
2007 2006 2007 2006
Net sales $ 2,823 $2,504 $ 8,332 $7,361
Cost of sales, exclusive of depreciation and amortization 1,762 1,575 5,241 4,557
Selling and other 622 538 1,816 1,568
Depreciation 82 75 240 221
Interest 22 22 67 63
Amortization 15 13 44 32
Asbestos settlement - net 5 6 22 23
Business restructuring - - - 35
Other - net (Note A) (20) 174 (49) 140
INCOME BEFORE INCOME TAXES AND MINORITY
INTEREST 335 101 951 722
Income tax expense 103 14 273 167
Minority interest 17 17 56 52
INCOME FROM CONTINUING OPERATIONS 215 70 622 503
(Loss) income from discontinued operations, net of tax (24) 20 12 51
NET INCOME (Note B) $ 191 $ 90 $ 634 $ 554
Earnings per common share
Income from continuing operations $ 1.30 $ 0.42 $ 3.77 $ 3.03
(Loss) income from discontinued operations $ (0.14) $ 0.12 $ 0.08 $ 0.31
NET INCOME $ 1.16 $ 0.54 $ 3.85 $ 3.34
Earnings per common share - assuming dilution
Income from continuing operations $ 1.29 $ 0.42 $ 3.74 $ 3.02
(Loss) income from discontinued operations $ (0.14) $ 0.12 $ 0.08 $ 0.31
NET INCOME $ 1.15 $ 0.54 $ 3.82 $ 3.33
Average shares outstanding 164.4 165.7 164.6 165.9
Average shares outstanding - assuming dilution 166.0 166.6 166.0 166.6
Note A:
The three and nine months ended September 30, 2006, included pretax charges of $173 million for estimated
environmental remediation costs. The three and nine months ended September 30, 2006, also included pretax charges of
$35 million and $42 million, respectively, for legal settlements and pretax income of $11 million and $39 million,
respectively for insurance recoveries.
Note B:
The three and nine months ended September 30, 2006, included aftertax charges of $106 million for estimated
environmental remediation costs. The three and nine months ended September 30, 2006, also included aftertax charges of
$21 million and $26 million, respectively, for legal settlements and aftertax income of $7 million and $24 million,
respectively for insurance recoveries.
2. BALANCE SHEET HIGHLIGHTS (unaudited)
Sept. 30 Sept. 30
2007 2006
(millions)
Current assets:
Cash and cash equivalents $ 227 $ 309
Receivables - net 2,497 2,056
Inventories 1,385 1,184
Other 692 607
Assets held for sale 615 660
Total current assets $ 5,416 $ 4,816
Current liabilities:
Short-term debt and current portion of long-term debt $ 178 $ 118
Asbestos settlement 601 561
Accounts payable and accrued liabilities 2,111 1,967
Liabilities of businesses held for sale 142 137
Total current liabilities $ 3,032 $ 2,783
Long-term debt $ 1,181 $ 1,195
3. BUSINESS SEGMENT INFORMATION (unaudited)
3 Months Ended 9 Months Ended
Sept. 30 Sept. 30
2007 2006 2007 2006
(millions)
Net sales
Performance and Applied Coatings $ 963 $ 800 $ 2,792 $ 2,252
Industrial Coatings 901 811 2,713 2,389
Optical and Specialty Materials 257 230 786 690
Commodity Chemicals 400 371 1,151 1,144
Glass 302 292 890 886
TOTAL $ 2,823 $ 2,504 $ 8,332 $ 7,361
Segment income
Performance and Applied Coatings $ 140 $ 131 $ 420 $ 380
Industrial Coatings 89 83 293 278
Optical and Specialty Materials 55 53 189 173
Commodity Chemicals 89 77 190 250
Glass 28 25 62 79
TOTAL 401 369 1,154 1,160
Legacy costs (Note A) (10) (203) (34) (220)
Acquistion related costs (Note B) (6) - (6) -
Asbestos settlement - net (5) (6) (22) (23)
Interest - net (19) (18) (58) (53)
Restructuring - - - (35)
Unallocated stock based compensation (Note C) (13) (10) (31) (28)
Other unallocated corporate expense (13) (31) (52) (79)
INCOME BEFORE INCOME TAXES AND MINORITY
INTEREST $ 335 $ 101 $ 951 $ 722
Note A:
Legacy costs include current costs related to former operations of the Company, including certain environmental
remediation, pension and other postretirement benefit costs and certain charges which are considered to be unusual or non-
recurring. For the three and nine months ended September 30, 2006, these costs included a pretax charge of $165 million
for environmental remediation and a charge for the settlement of a legal matter of $23 million. Legacy costs for the nine
months ended September 30, 2006, also included pretax earnings of $33 million for insurance recoveries.
Note B:
Represents the flow through costs of sales of the step up to fair value of the inventory acquired in the Barloworld
Coatings Australia transaction.
Note C:
Unallocated stock based compensation includes the cost of stock options, restricted stock units and contingent share grants
which are not allocated to the operating segments.
4. PRIOR PERIOD INFORMATION (unaudited)
The financial information below presents the sales and earnings of PPG Industries, Inc. and consolidated subsidiaries for the
periods indicated after adjustment to reclassify the results of operations of the automotive glass businesses and fine chemicals
business to discontinued operations.
3 Months Ended 3 Months Ended 6 Months Ended
March 31 June 30 June 30
2007 2007 2007
(millions, except per share data)
Net sales
Performance and Applied Coatings $ 855 $ 974 $ 1,829
Industrial Coatings 869 943 1,812
Optical and Specialty Materials 251 278 529
Commodity Chemicals 371 380 751
Glass 286 302 588
TOTAL $ 2,632 $ 2,877 $ 5,509
Segment income
Performance and Applied Coatings $ 121 $ 159 $ 280
Industrial Coatings 95 109 204
Optical and Specialty Materials 63 71 134
Commodity Chemicals 44 57 101
Glass 6 28 34
TOTAL 329 424 753
Legacy costs (Note A) (11) (13) (24)
Asbestos settlement - net (9) (8) (17)
Interest - net (19) (20) (39)
Unallocated stock based compensation (Note B) (9) (9) (18)
Other unallocated corporate expense (30) (9) (39)
INCOME BEFORE INCOME TAXES AND MINORITY
INTEREST 251 365 616
Income tax expense 57 113 170
Minority interest 18 21 39
INCOME FROM CONTINUING OPERATIONS 176 231 407
Income from discontinued operations, net of tax 18 18 36
NET INCOME $ 194 $ 249 $ 443
Earnings per common share
Income from continuing operations $ 1.07 $ 1.40 $ 2.47
Income from discontinued operations $ 0.11 $ 0.11 $ 0.22
NET INCOME $ 1.18 $ 1.51 $ 2.69
Earnings per common share - assuming dilution
Income from continuing operations $ 1.06 $ 1.39 $ 2.45
Income from discontinued operations $ 0.11 $ 0.11 $ 0.22
NET INCOME $ 1.17 $ 1.50 $ 2.67
Note A:
Legacy costs include current costs related to former operations of the Company, including certain environmental remediation,
pension and other postretirement benefit costs and certain charges which are considered to be unusual or non-recurring.
Note B:
Unallocated stock based compensation includes the cost of stock options, restricted stock units and contingent share grants
which are not allocated to the operating segments.