Richard Smith and Henry Tapper talk through how pension dashboards work will interact with public service pension schemes and what they'll mean for the people who use them

1. Richard Smith Henry Tapper
Independent Pensions Dashboards Consultant Executive Chair, AgeWage
Pensions Dashboards

12. Watch the PLSA’s 2-minute video for an
illustration of the potential core Find &
View pensions dashboards user
experience

13. Richard Smith
Independent Pensions Dashboards Consultant

14. Henry Tapper
Executive Chair, AgeWage

15. What worries people about retirement finances?
Liabilities Assets
Having enough income to stop work Finding lost pensions / pension pots
Meeting exceptional costs Paying unnecessary tax
The impact of declining health Maximizing your income (VFM from your
savings)
Living too long Leaving money to your heirs

16. Finding lost pensions
A £24bn problem in the UK
The #1 priority from surveys
Dashboards is a free pension
finding service
Reliability drives dashboard launch

17. Having enough income to stop working
Dashboards will focus on retirement income
How much is enough?
How will income grow?
What will be left when I die?

18. How do you manage income v capital?
How the dashboard could help you meet exceptional costs

19. Will the dashboard help you finance your healthcare?
Middle England’s elephant in the room
The second inheritance tax
► What does it costs

20. The nastiest hardest problem in finance
– William Sharpe?
Will the dashboard insure you against living too long?

21. Which pathway should I take?
Guaranteed income – an annuity
Roll up – for the next generation
Cash out – don’t trust pensions
Drawdown- DIY pension
(CDC – a scheme pension)

22. How a dashboard helps you manage
your assets
Am I getting as much from my money as I should?
What does good look like?
What does bad look like?
How do I get value for money?

23. Minimising tax

24. Richard Smith Henry Tapper
Independent Pensions Dashboards Consultant Executive Chair, AgeWage
Questions