InnoTech, LLC is a technology provider that uses extraction methods like supercritical fluid extraction to isolate valuable chemicals from agricultural and aquatic sources. Their extractions can provide research quantities to full commercial scale. They customize their offerings to fit business objectives from idea conception through commercial scale processing. Their president, Dr. Klaus-Werner Damm, has extensive experience in chemical processing, product development, and meeting environmental requirements to help companies profitably grow.
The Ecoblend system filters used motor oil and blends it with diesel fuel to produce a clean burning fuel. It uses multiple stage filtration and precision blending technology. The system filters out contaminants, improves combustion, and reduces fuel consumption. It allows users to turn used motor oil into fuel rather than paying disposal fees. The compact system has adjustable blend ratios and flow rates, with reusable stainless steel filter elements that generate no waste.
We excel in manufaturing & exporting of R.O chemicals, liquid detergents, Gramicid, Cooling tower chemicals, Biocide & many more disinfectants. Visit our website!
This document provides information about a GlobeCore transformer oil regeneration plant. It can [1] regenerate used transformer oil to restore its dielectric properties and chemical composition, [2] remove gases, water, and particles from oil, and [3] service transformers by evacuating them, heating their windings with hot oil, and removing sediment. The plant uses a degassing section to filter and vacuum treat oil, and a regeneration section uses sorbent to restore oil chemically. It can process up to 4 cubic meters of oil per hour and treat oil both online and offline from transformers.
NEW EDITION! Beauty Retailing USA:Channel Analysis and OpportunitieKline and Company
Focusing on the sales shifts that have occurred between 2009 and 2014, the new edition of this annual report will provide you with a timely landscape of the challenging and ever-changing retail environment in one of the most dynamic and important markets. Along with Beauty Retailing USA: Alternate Channel Monitor, this insightful study will serve as an invaluable tool in strategic planning and future business decisions.
NEW! Professional Aesthetics:Regional Market Analysis and OpportunitiesKline and Company
Augmenting our highly successful reporting on the professional skin care products and at-home beautydevices markets, our coverage now turns to nonsurgical approaches that medical doctors, aestheticians,and other professionals employ to address skin care concerns from fine lines and wrinkles to hyperpig-mentation. These approaches include the use of aesthetic lasers and light therapy, dermal fillers, micro-dermabrasion, and injectibles.
This NEW Kline's report focuses on the professional hair care market segment, inspired by hair oils traditionally used in several countries.
Learn more about the professional hair oils market size and dynamics, growth perspectives in different regions, competitive landscape, key trends and ingredients, future challenges, and business opportunities with Kline's Professional Hair Oils.
This annual report is an insightful analysis of the vibrant personal care market focusing on key trends, sales, recent developments, and the future outlook of the market.
Cosmetics & Toiletries report (2013 base year) is comprised of a written analysis and an interactive database offering the flexibility to sort and view information efficiently. The 2013 data is NOW available!
Product categories covered:
• Fragrances
• Hair care products
• Skin care products
• Makeup products
• Oral care products
• Other toiletries
InnoTech, LLC is a technology provider that uses extraction methods like supercritical fluid extraction to isolate valuable chemicals from agricultural and aquatic sources. Their extractions can provide research quantities to full commercial scale. They customize their offerings to fit business objectives from idea conception through commercial scale processing. Their president, Dr. Klaus-Werner Damm, has extensive experience in chemical processing, product development, and meeting environmental requirements to help companies profitably grow.
The Ecoblend system filters used motor oil and blends it with diesel fuel to produce a clean burning fuel. It uses multiple stage filtration and precision blending technology. The system filters out contaminants, improves combustion, and reduces fuel consumption. It allows users to turn used motor oil into fuel rather than paying disposal fees. The compact system has adjustable blend ratios and flow rates, with reusable stainless steel filter elements that generate no waste.
We excel in manufaturing & exporting of R.O chemicals, liquid detergents, Gramicid, Cooling tower chemicals, Biocide & many more disinfectants. Visit our website!
This document provides information about a GlobeCore transformer oil regeneration plant. It can [1] regenerate used transformer oil to restore its dielectric properties and chemical composition, [2] remove gases, water, and particles from oil, and [3] service transformers by evacuating them, heating their windings with hot oil, and removing sediment. The plant uses a degassing section to filter and vacuum treat oil, and a regeneration section uses sorbent to restore oil chemically. It can process up to 4 cubic meters of oil per hour and treat oil both online and offline from transformers.
NEW EDITION! Beauty Retailing USA:Channel Analysis and OpportunitieKline and Company
Focusing on the sales shifts that have occurred between 2009 and 2014, the new edition of this annual report will provide you with a timely landscape of the challenging and ever-changing retail environment in one of the most dynamic and important markets. Along with Beauty Retailing USA: Alternate Channel Monitor, this insightful study will serve as an invaluable tool in strategic planning and future business decisions.
NEW! Professional Aesthetics:Regional Market Analysis and OpportunitiesKline and Company
Augmenting our highly successful reporting on the professional skin care products and at-home beautydevices markets, our coverage now turns to nonsurgical approaches that medical doctors, aestheticians,and other professionals employ to address skin care concerns from fine lines and wrinkles to hyperpig-mentation. These approaches include the use of aesthetic lasers and light therapy, dermal fillers, micro-dermabrasion, and injectibles.
This NEW Kline's report focuses on the professional hair care market segment, inspired by hair oils traditionally used in several countries.
Learn more about the professional hair oils market size and dynamics, growth perspectives in different regions, competitive landscape, key trends and ingredients, future challenges, and business opportunities with Kline's Professional Hair Oils.
This annual report is an insightful analysis of the vibrant personal care market focusing on key trends, sales, recent developments, and the future outlook of the market.
Cosmetics & Toiletries report (2013 base year) is comprised of a written analysis and an interactive database offering the flexibility to sort and view information efficiently. The 2013 data is NOW available!
Product categories covered:
• Fragrances
• Hair care products
• Skin care products
• Makeup products
• Oral care products
• Other toiletries
Kline Market Research Highlights: Innovations in BeautyKline and Company
Carrie Mellage, our Vice President for Consumer Products had the privilege of participating in a panel discussion with Pam Busiek, President and CEO of Independent Cosmetics Manufacturers and Distributors (ICMAD), and the legendary Dr. Robb Akridge, founder of Clarisonic, at the 2014 Global Beauty & Wellness Exchange. The event offers suppliers of beauty and spa products the opportunity to network with buyers from high-end spas in a series of “exchange sessions,” peppered with informative sessions such as this panel presentation.
LubesNet is an annual database that provides detailed information on finished lubricant demand across regions, countries, market segments, and product types through 2022. It helps assess lubricant demand and identify industry trends. The 8th edition features improved search and analysis tools. Key benefits include customizable forecasting scenarios and understanding how country markets are evolving. Demand estimates are based on primary interviews and secondary research. Kline's methodology employs in-depth discussions with industry experts and rigorous data analysis to provide accurate market intelligence.
Professional Aesthetics: U.S. Market Analysis and OpportunitiesKline and Company
This report examines how professionals such as doctors and aestheticians address the most prevalent skin care concerns through the use of lasers and energy devices, injectibles and dermabrasion, or a combination of methods.
Global Marine Lubricants: Market Analysis and OpportunitiesKline and Company
Announcing Kline's new report on Global Marine Lubricants: Market Analysis and Opportunities, a detailed and independent appraisal of the global marine lubricants market and the emerging opportunities for lubricant marketers.
This document summarizes findings from a report on consumer beauty preferences. It provides sales data on different cosmetics and toiletries categories in the US, showing makeup and fragrances had the highest growth. It also outlines results from traditional consumer research, such as Hispanic consumers being more likely to use conditioners and hair styling products popular among men and women. Additionally, it shares insights from new consumer research methodology, identifying patterns in perceptions of innovation and what consumers say they want, such as more multifunctional skin care products.
This report provides marketers with insights into consumer preferences and shopping trends for over-the-counter drugs. It is based on surveys of U.S. adult consumers and will help marketers make better decisions about product offerings, pricing, promotions and retail distribution. The report covers topics like preferred product forms and retail channels for various OTC categories. It aims to give marketers an objective understanding of consumer needs, attitudes and how external factors impact purchases of OTC medications.
Kline Consumer Mindset Mapping: Attitude Tracking Service for Cosmetics and T...Kline and Company
Kline Consumer Mindset Mapping:
Attitude Tracking Service for Cosmetics and Toiletries Usage
1st Edition
Base year: 2013
Countries covered
China
United States
Consumer Mindset Mapping service is a series of mini-reports that probe the
changing attitudes and behaviors of men and women regarding beauty
products, services and practices. This tracking service will be issued in five
easy-to-digest reports and will analyze evolutions in attitudes January
through December 2013, in quarterly intervals, plus a summary.
Health and Wellness Devices
Health and wellness devices are primarily used by consumers to promote health and wellbeing and healthier
lifestyles. The world’s aging population and increasing incidence of disease are paving the way for these
devices, which can act as preventive measures. Some key health and wellness devices included in this study
are blood glucose monitors, blood pressure monitors, heart rate monitors, pedometers, fitness monitors, digital
thermometers, teeth whitening devices, and hair growth devices.
Food Service Cleaning Products: U.S. Market Analysis and Opportunities - Broc...Kline and Company
This document provides an overview of the upcoming report "Food Service Cleaning Products: U.S. Market Analysis and Opportunities". The 7th edition report will analyze the $2.3 billion U.S. food service cleaning products market, addressing topics like consolidation, growth opportunities, competition, purchasing patterns, distribution channels, and more. It will examine 12 major end-use market segments, product categories and groups, distribution channels, and provide profiles of around 50 suppliers in the industry. The report aims to provide insights to help suppliers benchmark competitors and identify acquisition targets or market niches.
LubesNet Database
7th Annual Release Available Online Through Annual Subscription
Available January 2013
Data Coverage: 2004 to 2012
Regional Coverage
Asia-Pacific
North America
Europe
South America
Africa/Middle East
LubesNet, a comprehensive database of finished lubricant demand at
the global, regional, country, market segment, product category,
product type, and viscosity grade levels.
Nonprescription Drugs USA
Published Continually Since 1977
Data to be Released March 2013
Report to be Published June 2013
Base Year: 2012
A comprehensive analysis of the U.S. nonprescription drugs industry,
focusing on key trends, developments, challenges, business opportunities,
and new product activity, and offers insights and information.
FlashPoint - Consumer Segmentation Series - BrochureKline and Company
FlashPoint Consumer Segmentation Series
This series comprises five individual reports that are concise analyses about a particular demographic group
in the United States. In each of these separate reports, Kline examines the shifting demographic composition
of the group studied, such as the typical family structure, ages, and shopping habits, and analyzes the
implications for consumer product consumption. Furthermore, consumer research was conducted, to find out
what types of personal care products they use, brands preferred, and where they shop.
Global Lubricants:
Market Analysis and Assessment
11th Edition
To Be Published 3rd Quarter 2013
Base Year: 2012
A comprehensive assessment of the global markets for finished
lubricants and the suppliers that participate in them.
OTC Retailing:
U.S. Alternate Channel Analyses and Opportunities
1st Edition
To Be Published 2nd Quarter 2012
Base Year: 2011
This report will provide subscribers with a comprehensive, accurate
assessment of opportunities for growth and the relative importance of
alternate retail channels for OTC sales. This report will exclude major
drug, food, and mass merchandisers and focus on rapidly growing
alternate channels, such as convenience stores, dollar stores, health
food stores, the Internet, and warehouse clubs.
Natural Personal Care 2011:
Regional Market Analysis and Competitive Brand Assessment
Published January 2012
Base Year: 2011
A comprehensive analysis of the European and American markets for
natural personal care products, focusing on key trends, developments,
challenges, business opportunities, and natural ratings.
Global Wax Industry 2010:
Market Analysis and Opportunities
Base Year: 2010
A comprehensive analysis that highlights global supply and demand of waxes
including animal-based, vegetable-based, mineral, and such synthetic waxes as
Fischer-Tropsch (F-T), alpha-olefin (A-O), and polyethylene (PE) waxes. This study
will address "neat" GTL waxes, blended with petroleum waxes to increase global
wax volumes.
Full-service subscriptions to this includes complete access to Kline's proprietary supply-demand de-blend
model, Manufacturing CostView model, as well as Kline's PriceView Forecast model. Subscription to the
service also includes a complete PowerPoint deck that highlights the key findings from each of these
modules.
Global Lubricant Additives 2010:
Market Analysis and Opportunities
Base Year: 2010
A comprehensive analysis of the global market for lubricant
additives, focusing on estimated consumption by function class and
additive type, key trends, market developments, challenges, and
business opportunities.
Global Lubricants 2010:
Market Analysis and Assessment
Base Year: 2010
A comprehensive assessment of the global markets for finished
lubricants and the suppliers that participate in them.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Kline Market Research Highlights: Innovations in BeautyKline and Company
Carrie Mellage, our Vice President for Consumer Products had the privilege of participating in a panel discussion with Pam Busiek, President and CEO of Independent Cosmetics Manufacturers and Distributors (ICMAD), and the legendary Dr. Robb Akridge, founder of Clarisonic, at the 2014 Global Beauty & Wellness Exchange. The event offers suppliers of beauty and spa products the opportunity to network with buyers from high-end spas in a series of “exchange sessions,” peppered with informative sessions such as this panel presentation.
LubesNet is an annual database that provides detailed information on finished lubricant demand across regions, countries, market segments, and product types through 2022. It helps assess lubricant demand and identify industry trends. The 8th edition features improved search and analysis tools. Key benefits include customizable forecasting scenarios and understanding how country markets are evolving. Demand estimates are based on primary interviews and secondary research. Kline's methodology employs in-depth discussions with industry experts and rigorous data analysis to provide accurate market intelligence.
Professional Aesthetics: U.S. Market Analysis and OpportunitiesKline and Company
This report examines how professionals such as doctors and aestheticians address the most prevalent skin care concerns through the use of lasers and energy devices, injectibles and dermabrasion, or a combination of methods.
Global Marine Lubricants: Market Analysis and OpportunitiesKline and Company
Announcing Kline's new report on Global Marine Lubricants: Market Analysis and Opportunities, a detailed and independent appraisal of the global marine lubricants market and the emerging opportunities for lubricant marketers.
This document summarizes findings from a report on consumer beauty preferences. It provides sales data on different cosmetics and toiletries categories in the US, showing makeup and fragrances had the highest growth. It also outlines results from traditional consumer research, such as Hispanic consumers being more likely to use conditioners and hair styling products popular among men and women. Additionally, it shares insights from new consumer research methodology, identifying patterns in perceptions of innovation and what consumers say they want, such as more multifunctional skin care products.
This report provides marketers with insights into consumer preferences and shopping trends for over-the-counter drugs. It is based on surveys of U.S. adult consumers and will help marketers make better decisions about product offerings, pricing, promotions and retail distribution. The report covers topics like preferred product forms and retail channels for various OTC categories. It aims to give marketers an objective understanding of consumer needs, attitudes and how external factors impact purchases of OTC medications.
Kline Consumer Mindset Mapping: Attitude Tracking Service for Cosmetics and T...Kline and Company
Kline Consumer Mindset Mapping:
Attitude Tracking Service for Cosmetics and Toiletries Usage
1st Edition
Base year: 2013
Countries covered
China
United States
Consumer Mindset Mapping service is a series of mini-reports that probe the
changing attitudes and behaviors of men and women regarding beauty
products, services and practices. This tracking service will be issued in five
easy-to-digest reports and will analyze evolutions in attitudes January
through December 2013, in quarterly intervals, plus a summary.
Health and Wellness Devices
Health and wellness devices are primarily used by consumers to promote health and wellbeing and healthier
lifestyles. The world’s aging population and increasing incidence of disease are paving the way for these
devices, which can act as preventive measures. Some key health and wellness devices included in this study
are blood glucose monitors, blood pressure monitors, heart rate monitors, pedometers, fitness monitors, digital
thermometers, teeth whitening devices, and hair growth devices.
Food Service Cleaning Products: U.S. Market Analysis and Opportunities - Broc...Kline and Company
This document provides an overview of the upcoming report "Food Service Cleaning Products: U.S. Market Analysis and Opportunities". The 7th edition report will analyze the $2.3 billion U.S. food service cleaning products market, addressing topics like consolidation, growth opportunities, competition, purchasing patterns, distribution channels, and more. It will examine 12 major end-use market segments, product categories and groups, distribution channels, and provide profiles of around 50 suppliers in the industry. The report aims to provide insights to help suppliers benchmark competitors and identify acquisition targets or market niches.
LubesNet Database
7th Annual Release Available Online Through Annual Subscription
Available January 2013
Data Coverage: 2004 to 2012
Regional Coverage
Asia-Pacific
North America
Europe
South America
Africa/Middle East
LubesNet, a comprehensive database of finished lubricant demand at
the global, regional, country, market segment, product category,
product type, and viscosity grade levels.
Nonprescription Drugs USA
Published Continually Since 1977
Data to be Released March 2013
Report to be Published June 2013
Base Year: 2012
A comprehensive analysis of the U.S. nonprescription drugs industry,
focusing on key trends, developments, challenges, business opportunities,
and new product activity, and offers insights and information.
FlashPoint - Consumer Segmentation Series - BrochureKline and Company
FlashPoint Consumer Segmentation Series
This series comprises five individual reports that are concise analyses about a particular demographic group
in the United States. In each of these separate reports, Kline examines the shifting demographic composition
of the group studied, such as the typical family structure, ages, and shopping habits, and analyzes the
implications for consumer product consumption. Furthermore, consumer research was conducted, to find out
what types of personal care products they use, brands preferred, and where they shop.
Global Lubricants:
Market Analysis and Assessment
11th Edition
To Be Published 3rd Quarter 2013
Base Year: 2012
A comprehensive assessment of the global markets for finished
lubricants and the suppliers that participate in them.
OTC Retailing:
U.S. Alternate Channel Analyses and Opportunities
1st Edition
To Be Published 2nd Quarter 2012
Base Year: 2011
This report will provide subscribers with a comprehensive, accurate
assessment of opportunities for growth and the relative importance of
alternate retail channels for OTC sales. This report will exclude major
drug, food, and mass merchandisers and focus on rapidly growing
alternate channels, such as convenience stores, dollar stores, health
food stores, the Internet, and warehouse clubs.
Natural Personal Care 2011:
Regional Market Analysis and Competitive Brand Assessment
Published January 2012
Base Year: 2011
A comprehensive analysis of the European and American markets for
natural personal care products, focusing on key trends, developments,
challenges, business opportunities, and natural ratings.
Global Wax Industry 2010:
Market Analysis and Opportunities
Base Year: 2010
A comprehensive analysis that highlights global supply and demand of waxes
including animal-based, vegetable-based, mineral, and such synthetic waxes as
Fischer-Tropsch (F-T), alpha-olefin (A-O), and polyethylene (PE) waxes. This study
will address "neat" GTL waxes, blended with petroleum waxes to increase global
wax volumes.
Full-service subscriptions to this includes complete access to Kline's proprietary supply-demand de-blend
model, Manufacturing CostView model, as well as Kline's PriceView Forecast model. Subscription to the
service also includes a complete PowerPoint deck that highlights the key findings from each of these
modules.
Global Lubricant Additives 2010:
Market Analysis and Opportunities
Base Year: 2010
A comprehensive analysis of the global market for lubricant
additives, focusing on estimated consumption by function class and
additive type, key trends, market developments, challenges, and
business opportunities.
Global Lubricants 2010:
Market Analysis and Assessment
Base Year: 2010
A comprehensive assessment of the global markets for finished
lubricants and the suppliers that participate in them.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board