Protect75 provides a death benefit if the customer passes away before age 75. For a client who invested £100,000 and took £10,000 in withdrawals, leaving a fund value of £60,000 at the time of death at age 71, Protect75 would pay out an additional £30,000 as a lump sum benefit. Protect75 guarantees to pay the difference between the original investment of £100,000 and any withdrawals or current fund value if the customer dies before age 75. There is an additional fixed fee charged for the Protect75 protection.