1. Outline of Financial Literacy Series
- Topicscovered:
o External Community:
 BankinginAmerica
 “Bankinginthe UnitedStatesof America”(PNCBank)
 Service tothe community
 US bankingsystemoverview ishelpful forforeignstudentswho
are fromoutside of America
 Goesoverwhat FDIC is
 Mentionsdifferenttypesof bankaccountsandhow to choose
whichaccount isbestfor you
 Givesmore informationregardingcheckingaccounts:ATM,
PINs,checkcards, mobile banking,mobile bill pay,overdrafts,
and wire transfers)
 Givesmore informationregardingsavingsaccounts(interest,
moneymarketaccounts,CDs,and jointaccounts)
 Explainshow toopenan account andhow to applyforbanking
if you are a foreigner
 What youwouldneedinorderto openan account
 BudgetingandSaving
 BudgetWorksheets(InCharge DebtSolutions)
 Make a budgetworksheet
 “BudgetingandOrganizingyourFinances”(PNCBank)
 “BudgetSavingsTipsWorksheets”(PNCBank)
 “Making a Budget”(PNCBank)
 “Managing Financial Accounts”(PNCBank)
 “AvoidingFees”(PNCBank)
 “GettingOutof Debt”(PNCBank)
 “AvoidingFinancialPitfalls”(PNCBank)
 Service tothe Community
 Goesoverthe “bigfive”of whata budgetshouldconsistof
 Tellswhybudgetingisimportant
 Comparesfixedvs.variableexpenses
 How to budgetandwhatyou shouldconsiderwhenbudgeting
 Budgetingbestpracticeshow tomake a budgeton a low
income
 How to manage financial accountsandgoesoverwhateach
part of a bankaccount entails
 Goesoverwhat bankfeesmayexistandhow to avoidthem
 Goesoverwhat to do if youhave foundyourself indebtand
whatto do from there
 Mentionswhatfinancial pitfallsare,the causesof them, and
how to avoidthem

2. o Internal Community:
 Financial AidandMoneyManagementwhile inCollege
 “FrequentlyAskedQuestions”(PNCBank)
 “Creatingan AidStrategy”(PNCBank)
 “UnderstandingFinancial Need”(PNCBank)
 “Typesof Financial Aid”(PNCBank)
 “Are you Independent?”(PNCBank)
 “BorrowingWisely”(PNCBank)
 “ApplyingforAid”(PNCBank)
 “The Master PromissoryNote”(PNCBank)
 “SelectingaPrivate LoanLetter”(PNCBank)
 “DealingwithNotEnoughAid”(PNCBank)
 “RepayingCollegeDebt”(PNCBank)
 “Financial HealthforStudents”(PNCBank)
 Worksheetthatoutlineshow torequestforalowerstudentloanpayment
 Service tothe Internal Community:
 Answersquestionsthatare frequentlyaskedregardingfinancial aid
and the bestroute for financial aidsuccessthroughcollege
 Goesoverhow to create an aidstrategyand how differentaspects
can affectthe amountof aidyou will needwhile inschool; choice of
school,employmentduringschool,andbasicaccountingstrategies
 Understandingthe financialneedthatcollegerequiresandgoes
overhow much financial aidisneededduringschool
 Explainsthe differenttypesof financialaidandhow youcan payfor
college beyondloans
 Examineswhetherornota studentmaybe consideredfinancially
independentandhow youcanreceive aidbaseduponthatstatus
 Outlineshow toborrow wiselytopayforschool and goesoverhow
to preventstudentloandebt
 Referenceswhatthe FASFA isandhow tofill itout,alongwithother
formsneededtobe filledoutinordertoreceive financial aid
 How to selectaprivate loanandwhat youshouldlookforinorder
to receive the bestloanforschool
 What otheroptionsthere are forfinancial aidif youare unable to
pay withwhatisreceived
 Goesoverloan repaymentandhow toproperlyrepaycollege debt
inorder to stayfinanciallyhealthy
 Step-by-Stepdirectionsonhow tostay financiallyhealthy,even
while incollege–for bothyoungerandoldercollege students
 UnderstandingCredit/CreditReportandDebt
 “UnderstandingCreditandDebt:ParticipantGuide”(InChargeDebt
Solutions)
 “BuildingCredit”(PNCBank)
 “CreditReportsandScores” (PNCBank)

3.  ReadingyourCreditReport”(PNCBank)
 “IdentityTheft”(PNCBank)
 Service tothe Internal Community:
 Demonstrationshow college studentsearlyoncandesigna
spendingplanandif theystickto it,theywill be betteroff after
college
 Demonstratestwotypesof credit. Mentionsinterestandhowit
may affectcredit
 Goesoverthe creditscore and explainsthe difference between
goodcreditvs. badcredit
 Explainswaysonhow to buildhealthycredit
 Analyzeswhatacreditreportincludes
 Mentionshow to readyour credit reportandhow to understandit –
alsoincludesanexplanationof eachaspectof a creditreport
 Clarifieswhatidentitytheftisandhow itcan be prevented/avoided