Nicholas j santoro for web
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Nicholas J. Santoro has extensive experience leading financial services and insurance companies. As CEO, he improved operations at Travelers' Business Insurance Group, reducing turnaround time by 12% and saving $54 million annually. At UnitedHealth, he founded the first Healthcare Bank and launched their first consumer-driven health plan. Santoro previously held senior roles at NASDAQ, Citigroup, and The Travelers.
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Introduction to Metro in India by cosmo soil.pptx
The metro system in India is a vital part of urban mobility, providing eco-friendly, efficient, and affordable transportation. This article explores its history, benefits, and future developments, highlighting how metros enhance quality of life and drive urban development.
Singapore 2024 Sustainability Reporting and Accountancy Education Slides
Singapore 2024 Sustainability Reporting and Accountancy Education SlidesInternational Federation of Accountants
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Economic trends from a business point of view (May 2024)
Economic trends from a business point of view (May 2024)Інститут економічних досліджень та політичних консультацій
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
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Budgeting as a Control Tool in Govt Accounting in Nigeria Prof Oyedokun.pptx
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Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
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Navigating Your Financial Future: Comprehensive Planning with Mike Baumann
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Nicholas j santoro for web
- 1. Nicholas J. Santoro has vast experience in leading and growing financial services and insurance product companies, serving at the highest levels with The Travelers, UnitedHealth and the NASDAQ.<br />As CEO, Santoro led the Business Insurance Group for Travelers Indemnity Company, implementing a new operating strategy that, among other things, improved turnaround time by 12 percent and saved $54 million annually. The Business Insurance Group includes more than 2500 employees and 300 offshore resources. At The Travelers he previously held the position of CFO for the Personal Lines business.<br />Under the umbrella of the UnitedHealth family of companies as CEO and Director of Exante Financial Services, he founded the first Healthcare Bank, invented (patented) eligibility verification through the use of financial card products and launched UnitedHealth’s first individual consumer-driven health plan.<br />His background also includes stints as Senior Vice President and Corporate Controller for the NASDAQ Stock Market, where he was responsible for external SEC reporting and business development; Vice President and Group Controller for eCiti, as well as a number of other positions, at Citicorp (Citigroup); and Accounting Manager for the Bank of New York.<br />Specialties: insurance, financial services, health care, SEC regulations<br />Prior Experience:<br />COO Travelers Indemnity Company Business Insurance<br />CFO Travelers Indemnity Insurance Personal Lines<br />CEO, Director UnitedHealth Group Exante Financial Services<br />SVP, Corporate Controller The NASDAQ Stock market<br />VP, Group Controller Citicorp<br />Education:<br />B.S. Business Administration, Marist College<br />Highlights:<br />Former Board positions with Premier Insurance Company, Exante Bank, IndigoMarkets India,<br />Chairman’s Award, Citicorp<br />