The LSCP is an economic development organization focused on job creation and retention in Marquette County, Michigan. It works with both public and private sector partners and clients. In 2010, the LSCP worked with 179 clients and helped create 1,737 new jobs and retain 4,026 jobs in the county. The county's population and property tax revenue have grown in recent years while the unemployment rate has declined.
2009-10 Economic Contributions Of Intl StudentsMarty Bennett
This document provides a statistical analysis of the economic benefits of international education to the United States for the 2009-2010 academic year. It finds that foreign students and their families contributed $18.78 billion to the US economy during that period. This figure is based on tuition, living expenses, and analysis of enrollment and financial data by NAFSA and partners. While not including multiplier effects, any measure shows international education makes a significant economic contribution to the US.
International students contributed $21.81 billion to the U.S. economy in the 2011-2012 academic year according to NAFSA estimates. This figure is based on tuition, living expenses, and analysis of enrollment and cost data. It does not include a multiplier effect. International students brought net new money to the U.S. through tuition/fees and living expenses, while supporting American jobs and exports. By any measure, international education provides significant benefits to the U.S. economy.
A non-political, mathematical dive into the U.S. Budget gave me a clearer view of a key hidden cause, and the path toward a surprisingly easy fix. Here is what I found.
The document summarizes the dire state of the global financial system, with corporate and bank defaults increasing the risk of a chaotic series of national defaults. Iceland's default on banking sector debts could set a precedent for other countries to prioritize domestic creditors over foreign ones, risking a breakdown in global cooperation and the emergence of "financial war". Coordinated action is needed from major economies to stabilize the financial system through bank recapitalization, interest rate cuts, liquidity injections and fiscal stimulus, in order to prevent an every-country-for-itself scenario and the potential economic and political fallout it could bring.
With different stages of life come different income levels and financing requirements. From student loans to home mortgages, Canadians have amassed $1.8 trillion in total household debt - double what it was a decade ago. To understand how we got here, let's take a look at Canadian attitudes towards debt, and how borrowing needs change throughout a typical lifetime.
The document proposes introducing a 2-10% marketing levy on accommodation in the Whitsundays Regional Council area. Marketing levies are common in other countries and states and do not burden normal taxes. A 2% levy could yield $2.5 million annually for the Whitsundays to promote tourism. The levy is considered a user-pays tax on consumption rather than draining local budgets. While new levies are generally opposed, this would only affect accommodation providers. Marketing funds have shown strong returns on investment for tourism businesses and industries.
The LSCP is an economic development organization focused on job creation and retention in Marquette County, Michigan. It works with both public and private sector partners and clients. In 2010, the LSCP worked with 179 clients and helped create 1,737 new jobs and retain 4,026 jobs in the county. The county's population and property tax revenue have grown in recent years while the unemployment rate has declined.
2009-10 Economic Contributions Of Intl StudentsMarty Bennett
This document provides a statistical analysis of the economic benefits of international education to the United States for the 2009-2010 academic year. It finds that foreign students and their families contributed $18.78 billion to the US economy during that period. This figure is based on tuition, living expenses, and analysis of enrollment and financial data by NAFSA and partners. While not including multiplier effects, any measure shows international education makes a significant economic contribution to the US.
International students contributed $21.81 billion to the U.S. economy in the 2011-2012 academic year according to NAFSA estimates. This figure is based on tuition, living expenses, and analysis of enrollment and cost data. It does not include a multiplier effect. International students brought net new money to the U.S. through tuition/fees and living expenses, while supporting American jobs and exports. By any measure, international education provides significant benefits to the U.S. economy.
A non-political, mathematical dive into the U.S. Budget gave me a clearer view of a key hidden cause, and the path toward a surprisingly easy fix. Here is what I found.
The document summarizes the dire state of the global financial system, with corporate and bank defaults increasing the risk of a chaotic series of national defaults. Iceland's default on banking sector debts could set a precedent for other countries to prioritize domestic creditors over foreign ones, risking a breakdown in global cooperation and the emergence of "financial war". Coordinated action is needed from major economies to stabilize the financial system through bank recapitalization, interest rate cuts, liquidity injections and fiscal stimulus, in order to prevent an every-country-for-itself scenario and the potential economic and political fallout it could bring.
With different stages of life come different income levels and financing requirements. From student loans to home mortgages, Canadians have amassed $1.8 trillion in total household debt - double what it was a decade ago. To understand how we got here, let's take a look at Canadian attitudes towards debt, and how borrowing needs change throughout a typical lifetime.
The document proposes introducing a 2-10% marketing levy on accommodation in the Whitsundays Regional Council area. Marketing levies are common in other countries and states and do not burden normal taxes. A 2% levy could yield $2.5 million annually for the Whitsundays to promote tourism. The levy is considered a user-pays tax on consumption rather than draining local budgets. While new levies are generally opposed, this would only affect accommodation providers. Marketing funds have shown strong returns on investment for tourism businesses and industries.
Remittances, which are money transfers from immigrant workers to their families in home countries, are a major source of income for many developing nations. They total over $66.5 billion for Latin America and the Caribbean alone and account for over 10% of GDP for some countries. However, the costs of transferring remittances are very high, averaging around 12.5% per transaction or $25 on a $200 transfer. This high cost disproportionately impacts low-income immigrant families and amounts to billions in fees each year. ACORN International advocates for lower, fairer costs for remittance transfers to improve the lives of immigrant communities around the world.
LTC, Annual Forum, For Whom the Road Should Toll: The Future of Toll Roads an...LTC @ CSUSB
The document discusses the need for toll roads in the Southern California region to address several transportation challenges, including population growth, aging infrastructure, and increased goods movement. It notes that vehicle miles traveled have grown much faster than population. It then provides an overview of the SR-91 Express Lanes project as an example of a successful privately financed toll road, including its current toll rates and fiscal performance exceeding forecasts.
The document outlines the agenda for a Travelport event taking place on April 13, 2011 in Bucharest. The agenda includes presentations on global and Romania online travel market overviews, live demonstrations of Travelport booking tools including Travel Manager, eTrip, Netbook and Q Travel Online, as well as a summary session. There will also be a lunch break from 1-1:45pm. The keynote speaker is Marcin Pilarski, Travelport's Managing Director for Eastern Europe, who will discuss the online travel market and trends.
The document discusses the issues with global tax havens and their costs. It notes that the global tax haven industry is huge and hurts economic growth and development. Trillions of dollars are missing from countries' tax bases and held in havens, growing transnational corporate abuses. Solutions require transparency, ending tax and rule competition between countries, and addressing the roles of professionals and institutions that enable tax haven abuse.
Updates from Ports-to-Plains Alliance Corridors Associations
The Ports-to-Plains Alliance Corridors Associations are busy throughout the year working to improve the infrastructure and business environment that allows commerce to thrive throughout the region. Hear reports on past year’s activities from the Ports-to-Plains Coalition, Heartland Expressway Association, Theodore Roosevelt Expressway Association and Eastern Alberta Trade Corridor.
Irs Audit Activity Am Best Conference 3 23 11 ForraySusanJF
1) The document discusses IRS audits of P&C insurance companies and summarizes industry reserve development trends from 1996-2010.
2) Major reserve deficiencies have occurred, totaling over $100 billion currently. Deficiencies are greater for prior accident years and larger, less financially strong companies.
3) Automobile insurance lines, especially bodily injury liability, have seen major deficiencies, along with other lines like general liability.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
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In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Remittances, which are money transfers from immigrant workers to their families in home countries, are a major source of income for many developing nations. They total over $66.5 billion for Latin America and the Caribbean alone and account for over 10% of GDP for some countries. However, the costs of transferring remittances are very high, averaging around 12.5% per transaction or $25 on a $200 transfer. This high cost disproportionately impacts low-income immigrant families and amounts to billions in fees each year. ACORN International advocates for lower, fairer costs for remittance transfers to improve the lives of immigrant communities around the world.
LTC, Annual Forum, For Whom the Road Should Toll: The Future of Toll Roads an...LTC @ CSUSB
The document discusses the need for toll roads in the Southern California region to address several transportation challenges, including population growth, aging infrastructure, and increased goods movement. It notes that vehicle miles traveled have grown much faster than population. It then provides an overview of the SR-91 Express Lanes project as an example of a successful privately financed toll road, including its current toll rates and fiscal performance exceeding forecasts.
The document outlines the agenda for a Travelport event taking place on April 13, 2011 in Bucharest. The agenda includes presentations on global and Romania online travel market overviews, live demonstrations of Travelport booking tools including Travel Manager, eTrip, Netbook and Q Travel Online, as well as a summary session. There will also be a lunch break from 1-1:45pm. The keynote speaker is Marcin Pilarski, Travelport's Managing Director for Eastern Europe, who will discuss the online travel market and trends.
The document discusses the issues with global tax havens and their costs. It notes that the global tax haven industry is huge and hurts economic growth and development. Trillions of dollars are missing from countries' tax bases and held in havens, growing transnational corporate abuses. Solutions require transparency, ending tax and rule competition between countries, and addressing the roles of professionals and institutions that enable tax haven abuse.
Updates from Ports-to-Plains Alliance Corridors Associations
The Ports-to-Plains Alliance Corridors Associations are busy throughout the year working to improve the infrastructure and business environment that allows commerce to thrive throughout the region. Hear reports on past year’s activities from the Ports-to-Plains Coalition, Heartland Expressway Association, Theodore Roosevelt Expressway Association and Eastern Alberta Trade Corridor.
Irs Audit Activity Am Best Conference 3 23 11 ForraySusanJF
1) The document discusses IRS audits of P&C insurance companies and summarizes industry reserve development trends from 1996-2010.
2) Major reserve deficiencies have occurred, totaling over $100 billion currently. Deficiencies are greater for prior accident years and larger, less financially strong companies.
3) Automobile insurance lines, especially bodily injury liability, have seen major deficiencies, along with other lines like general liability.
Similar to New Hampshire, Euro & the Greek Crisis (8)
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
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In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
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Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
1. New Hampshire, Euro &
Greek Crisis
Dr. Evangelos Otto Simos
Chief Economist – e-forecasting.com
Professor of Economics - UNH
Client-tailored solutions for what’s next
3. 3
How Much are New Hampshire
Companies Exposed to EURO AREA?
Euro Area: A Major Destination for State Exports New Hampshire's Foreign Sales
Rank of
State
Exports to
1
Export
2
Euro Area Fell to $242 Million in January
Exposure Euro Area Growth Importance 3
1 Connecticut $345 19.0 30.0 Monthly State Exports Underlying Export Trend
2 West Virginia $225 60.7 28.6
3 Indiana $559 -3.7 22.8
$500
4 South Carolina $426 26.9 21.3
5 New Jersey $575 43.4 20.7
6 Massachusetts $423 -8.4 19.7
$450
7 Rhode Island $28 -23.7 18.9
8 New Hampshire $49 -0.6 18.4 $400
9 Alabama $245 16.6 17.7
10 Maryland $148 24.1 17.2 $350
11 Missouri $187 15.6 16.9
12 Pennsylvania $498 10.6 15.6 $300
13 Kentucky $244 -0.1 15.4
14 Louisiana $740 -28.9 15.2
15 Minnesota $224 -8.4 14.9
$250
16 Virginia $203 -19.7 14.9
17 New York $940 1.4 14.3 $200
18 North Carolina $288 -11.1 14.1
19 Ohio $519 27.9 13.9 $150
20 Illinois $693 7.8 13.3
United States $15,048 2.7 12.7 $100
1
Exports to Euro Area in January of 2012, in millions of dollars.
02 03 04 05 06 07 08 09 10 11 12
2
Percent change in exports in January of 2012 from 2011.
3
Ratio of exports to Euro Area to total exports, percent. Exports data: Seasonally adjusted in millions of
e-forecasting.com
dollars
www. e-forecasting.com
Client-tailored solutions for what’s next 03/29/12
4. What a Differences 3000
Years Make
Then, (origin) Now, Greece may
Europa was a Phoenician cause Euro’s
princess who was abducted disintegration
by Zeus in bull form and
taken to the Greek island of
Crete
Client-tailored solutions for what’s next
5. 5
What Were They thinking?
Is The Party Over?
Client-tailored solutions for what’s next 03/29/12
7. By the Numbers
Indicator Year Greece USA
GDP (current US$) (billions) 2008 356.8 14,204.30
GNI per capita, Atlas method (current US$) 2008 28,650 47,580
Life expectancy at birth, total (years) 2007 80 78
Population, total (millions) 2008 11.2 304.1
Population growth (annual %) 2008 0.4 0.9
School enrollment, primary (% net) 2007 99.6 92.4
Client-tailored solutions for what’s next
8. 8
Do Greeks Have Any
Business Advantage?
The Hellenic Merchant Marine refers to the
Merchant Marine of Greece, consists of the
merchant vessels owned by Greek civilians, flying
either the Greek flag or a flag of convenience.
Greece is the largest shipping-nation in the world
with a total of 141,931,000 metric tons
deadweight (DWT).
Greece ranks first in both tankers and dry bulk
carriers, fourth in the number of containers, and
fourth in other ships.
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9. 9
What’s the Cause of Greek
Insolvency?
Politics?
Economics?
Moral
Hazard?
Client-tailored solutions for what’s next 03/29/12
10. 10
Questions?
For any additional insights or
questions on this presentation:
– info@e-forecasting.com
– http://www.e-forecasting.com
Client-tailored solutions for what’s next 03/29/12