This monthly Income Plan is a good saving for youngsters who have taken up good placements in Companies and want to plan a steady income to pay for their Flat/Property when they are 40 years plus and ready to invest without taking loan . The Corpus fund can also be deposited on maturity in the property.

1. Age 30 Year 44
Year
55
Death Benefit Lump Sum : 19.22Lakh
TOTAL LIVING BENEFIT
( A+B)
= ₹ 37.64LAKH
( B ) Maturity
Benefit: Accrued
Bonuses +
Terminal Bonus
= Rs. 18.42Lakh
( A ) Guaranteed Tax Free Payout
= ₹ 1.92L/yr from 45 to 54 yrs
Total Payout in 10 yrs = ₹19.22Lakh
DEATH BENEFIT: 56.86Lakh
IMMEDIATE SUM ASSURED : 19.22Lakh
POLICY CONTINUANCE ( FUTURE PREMIUMS ARE WAIVED OFF )
Nominee gets GURANTEED MONTHLY PAYOUT: 19.22Lakh
Maturity Benefit: 18.42Lakh
Annual Premium* = ₹ 1,00,000
Total Amount Paid
= ₹ 15Lakh
MONTHLY INCOME ADVANTAGE PLAN
( AGE : 30yrs , PPT : 15 pay )
NOTE : Terminal Benefit is a projected number.
This is for internal training purpose only

2. Age 35 Year 49
Year
60
Death Benefit Lump Sum : 18.89Lakh
TOTAL LIVING BENEFIT
( A+B)
= ₹ 36.99LAKH
( B ) Maturity
Benefit: Accrued
Bonuses +
Terminal Bonus
= Rs. 18.10Lakh
( A ) Guaranteed Tax Free Payout
= ₹ 1.88L/yr from 50 to 59 yrs
Total Payout in 10 yrs = ₹18.89Lakh
DEATH BENEFIT: 55.88Lakh
IMMEDIATE SUM ASSURED : 19.89Lakh
POLICY CONTINUANCE ( FUTURE PREMIUMS ARE WAIVED OFF )
Nominee gets GURANTEED MONTHLY PAYOUT: 18.89Lakh
Maturity Benefit: 18.10Lakh
Annual Premium* = ₹ 1,00,000
Total Amount Paid
= ₹ 15Lakh
MONTHLY INCOME ADVANTAGE PLAN
( AGE : 35yrs , PPT : 15 pay )
NOTE : Terminal Benefit is a projected number.
This is for internal training purpose only

3. Age 40 Year 54
Year
65
Death Benefit Lump Sum : 18.36Lakh
TOTAL LIVING BENEFIT
( A+B)
= ₹ 35.96LAKH
( B ) Maturity
Benefit: Accrued
Bonuses +
Terminal Bonus
= Rs. 17.60Lakh
( A ) Guaranteed Tax Free Payout
= ₹ 1.83L/yr from 55 to 64 yrs
Total Payout in 10 yrs = ₹18.36Lakh
DEATH BENEFIT: 54.32Lakh
IMMEDIATE SUM ASSURED : 18.36Lakh
POLICY CONTINUANCE ( FUTURE PREMIUMS ARE WAIVED OFF )
Nominee gets GURANTEED MONTHLY PAYOUT: 18.36Lakh
Maturity Benefit: 17.60Lakh
Annual Premium* = ₹ 1,00,000
Total Amount Paid
= ₹ 15Lakh
MONTHLY INCOME ADVANTAGE PLAN
( AGE : 40yrs , PPT : 15 pay )
NOTE : Terminal Benefit is a projected number.
This is for internal training purpose only

4. Age 45 Year 59
Year
70
Death Benefit Lump Sum : 17.58Lakh
TOTAL LIVING BENEFIT
( A+B)
= ₹ 34.43LAKH
( B ) Maturity
Benefit: Accrued
Bonuses +
Terminal Bonus
= Rs. 16.85Lakh
( A ) Guaranteed Tax Free Payout
= ₹ 1.75L/yr from 60 to 69 yrs
Total Payout in 10 yrs = ₹17.58Lakh
DEATH BENEFIT: 52.01Lakh
IMMEDIATE SUM ASSURED : 17.58Lakh
POLICY CONTINUANCE ( FUTURE PREMIUMS ARE WAIVED OFF )
Nominee gets GURANTEED MONTHLY PAYOUT: 17.58Lakh
Maturity Benefit: 16.85Lakh
Annual Premium* = ₹ 1,00,000
Total Amount Paid
= ₹ 15Lakh
MONTHLY INCOME ADVANTAGE PLAN
( AGE : 45yrs , PPT : 15 pay )
NOTE : Terminal Benefit is a projected number.
This is for internal training purpose only

5. Age 50 Year 64
Year
75
Death Benefit Lump Sum : 16.49Lakh
TOTAL LIVING BENEFIT
( A+B)
= ₹ 32.3LAKH
( B ) Maturity
Benefit: Accrued
Bonuses +
Terminal Bonus
= Rs. 15.81Lakh
( A ) Guaranteed Tax Free Payout
= ₹ 1.64L/yr from 65 to 74 yrs
Total Payout in 10 yrs = ₹16.49Lakh
DEATH BENEFIT: 48.80Lakh
IMMEDIATE SUM ASSURED : 16.49Lakh
POLICY CONTINUANCE ( FUTURE PREMIUMS ARE WAIVED OFF )
Nominee gets GURANTEED MONTHLY PAYOUT: 16.49Lakh
Maturity Benefit: 15.81Lakh
Annual Premium* = ₹ 1,00,000
Total Amount Paid
= ₹ 15Lakh
MONTHLY INCOME ADVANTAGE PLAN
( AGE : 50yrs , PPT : 15 pay )
NOTE : Terminal Benefit is a projected number.
This is for internal training purpose only