The document discusses the pros and cons of buying versus renting a home. It shows that while homeownership rates are currently low, owning a home can provide returns that exceed rental price increases over time, especially with a lower down payment. The presentation predicts home values will appreciate 4% annually and calculates the return on investment over 5 years would be 171% with a 10% down payment and 85% with a 20% down payment, outperforming rising rental costs. It also notes factors that make owning a home more attractive currently, such as upward pressure on rents and more relaxed underwriting standards.

1. Presentation Expressway
Buy vs. Rent
Presented By
Corey Burgess

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Homeownership Rates
Lowest homeownership rate in over 20 years!

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Joe Kennedy & Shoeshine Boy

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Own vs. Rent

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Rising Rents
$1,200
$1,300
$1,400
$1,500
$1,600
$1,700
$1,800
$1,900
$2,000
1 2 3 4 5 6 7 8
$1,500
$1,560
$1,622
$1,687
$1,755
$1,825
$1,898
$1,974
Impact of Just 4% Annual Rental Increase Over Time

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Affordability

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Housing
• Upward rise in rents makes housing more attractive
• Most parts of US still affordable
• Underwriting still tough, but slightly more relaxed
• Rates very cooperative
Prediction:
• 4% appreciation
Return on Investment over 5 Years
10% Down Payment 171%
20% Down Payment 85%

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Buy vs. Rent Calculator

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Buy vs. Rent Calculator