How to Early Retirees can Avoid Early Withdrawal PenaltiesBrian Stoffel
Early retirement sounds great, but many worry about the penalties they will incur for taking money out of IRAs and 401(k)s before retirement age. Using this strategy, you can avoid that problem.
Everyone wants to know what their retirement number is--the magical point at which they can choose how they participate in the working world. The best we can do is offer a ballpark figure, and here's how to find it.
Everyone wants to know what their retirement number is, but few can pin it down. While the best you can do is a "ballpark" figure, this should help you get an idea for where your retirement number really is.
How to Early Retirees can Avoid Early Withdrawal PenaltiesBrian Stoffel
Early retirement sounds great, but many worry about the penalties they will incur for taking money out of IRAs and 401(k)s before retirement age. Using this strategy, you can avoid that problem.
Everyone wants to know what their retirement number is--the magical point at which they can choose how they participate in the working world. The best we can do is offer a ballpark figure, and here's how to find it.
Everyone wants to know what their retirement number is, but few can pin it down. While the best you can do is a "ballpark" figure, this should help you get an idea for where your retirement number really is.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
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Industry expert Scott Sehlhorst will:
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• Present the Onion Diagram, a tool for contextualizing task-level goals
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• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
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Top mailing list providers in the USA.pptxJeremyPeirce1
Discover the top mailing list providers in the USA, offering targeted lists, segmentation, and analytics to optimize your marketing campaigns and drive engagement.
Building Your Employer Brand with Social MediaLuanWise
Presented at The Global HR Summit, 6th June 2024
In this keynote, Luan Wise will provide invaluable insights to elevate your employer brand on social media platforms including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok. You'll learn how compelling content can authentically showcase your company culture, values, and employee experiences to support your talent acquisition and retention objectives. Additionally, you'll understand the power of employee advocacy to amplify reach and engagement – helping to position your organization as an employer of choice in today's competitive talent landscape.
An introduction to the cryptocurrency investment platform Binance Savings.Any kyc Account
Learn how to use Binance Savings to expand your bitcoin holdings. Discover how to maximize your earnings on one of the most reliable cryptocurrency exchange platforms, as well as how to earn interest on your cryptocurrency holdings and the various savings choices available.
Company Valuation webinar series - Tuesday, 4 June 2024FelixPerez547899
This session provided an update as to the latest valuation data in the UK and then delved into a discussion on the upcoming election and the impacts on valuation. We finished, as always with a Q&A
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
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(i.e., industry structure in the language of economics).
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
FIA officials brutally tortured innocent and snatched 200 Bitcoins of worth 4...jamalseoexpert1978
Farman Ayaz Khattak and Ehtesham Matloob are government officials in CTW Counter terrorism wing Islamabad, in Federal Investigation Agency FIA Headquarters. CTW and FIA kidnapped crypto currency owner from Islamabad and snatched 200 Bitcoins those worth of 4 billion rupees in Pakistan currency. There is not Cryptocurrency Regulations in Pakistan & CTW is official dacoit and stealing digital assets from the innocent crypto holders and making fake cases of terrorism to keep them silent.
FIA officials brutally tortured innocent and snatched 200 Bitcoins of worth 4...
Meet the Man Richer than Warren Buffett
1. THE WARREN
BUFFETT OF LATIN
AMERICA?
Some key characteristics shared
by the world’s greatest
investors…and one big difference.
2. WHO ARE THESE GUYS ANYWAY?
Warren Buffett Carlos Slim
Currently, the world’s third-
richest individual, with a net
worth of about $63 billion
CEO of Berkshire
Hathaway, a conglomerate
with diverse holdings, and a
focus on insurance.
Born and currently lives in
Nebraska
Currently, the world’s
second-richest
individual, with a net worth of
about $71 billion
Honorary
Chairman, America
Movil, and holder of
controlling interest in
industrial conglomerate
Grupo Carso
Born and currently lives in
Mexico City
3. 1) THEY STARTED INVESTING EARLY
Warren Buffett made his first investment at the age of
11. He bought shares of Cities Service stock for himself
and his sister Doris. Later, when he was just a high
school sophomore, Buffett bought a 40-acre Nebraska
farm and hired a tenant farmer to work the land for him.
At the age of 12, Carlos Slim opened up his own
personal checking account, and purchased shares of
said bank—Banco Nacional de Mexico—while he was
at it.
4. 2) WHEN IT MATTERED, THEY
EXCELLED IN SCHOOL
Early on, Buffett struggled in school. He was forced to
move from Nebraska to Washington, D.C. when his
father became a Congressman. He wasn’t exactly a fan
of the move, and it showed. Says Buffett: “I behaved
pretty badly.”
Later, however, when he was a graduate student at the
Columbia Business School, Buffett excelled under the
tutelage of professor Benjamin Graham. In fact, Buffett
was allegedly the only person to earn an A+ in
Graham’s course.
5. 2) THEY EXCELLED IN SCHOOL
(CONT’D)
Carlos Slim attended the National Autonomous
University of Mexico with a degree in civil
engineering.
While he was completing his undergraduate
studies, however, Slim was actually a student and
a professor!
Slim taught college courses in algebra and
linear programming before he was 22 years of
age.
6. 3) THEY WERE GREEDY WHEN
OTHERS WERE FEARFUL
In Warren Buffett’s 2004 letter to shareholders, he famously wrote:
“Investors should remember that excitement and
expenses are their enemies. And if they insist on
trying to time their participation in equities, they
should try to be fearful when others are greedy and
greedy when others are fearful.” [emphasis added]
7. 3) BE GREEDY WHEN OTHERS ARE
FEARFUL (CON’T)
During his time as an investor, Buffett often eschewed
market sentiment—pouncing on well-known names when
they were down in the dumps, and famously staying out
of technology stocks during the dot-com run-up.
8. 3) BE GREEDY WHEN OTHERS ARE
FEARFUL (CONT’D)
In the early 1982, Mexico’s economy collapsed on the
heels of falling oil prices and rising interest rates.
While many were pulling their money out of the
country, Slim used it as a buying opportunity. He
amassed positions in a wide range of
businesses, including the Mexican subsidiaries of
many well-known international brands.
9. WHILE DIVERSIFIED, THEY EACH HAD
A CORE
For Buffett, that core business is
insurance
For Slim, America Movil is the
largest piece of the puzzle
Berkshire Hathaway’s
subsidiaries include 8
different property and
casualty insurance
companies.
The most well-known is
GEICO.
America Movil has an over
70% share of the cell phone
market in Mexico.
Slim controlled Telmex owns
83% of the landlines in use in
Mexico
10. ONE AREA OF DIVERGENCE:
CHARITABLE GIVING
Buffett has pledged much of his fortune to
charity, primarily through the Bill and Melinda
Gates Foundation.
Buffett also spearheaded The Giving Pledge,
whereby the world’s wealthiest individuals
agree to leave a substantial portion of their
wealth to charity.
11. ONE AREA OF DIVERGENCE:
CHARITABLE GIVING (CONT’D)
Slim’s attitude towards charity is best described as
ambivalent.
He has devoted at least $8 billion to two of his
foundations
Slim claims, “trillions of dollars have been given to
charity in the last 50 years, and they don’t solve
anything.”
Slim, however, has also donated his time to
causes, quoting Khalil Gibran saying, “you give but
little when you give of your possessions. It is when
you give of yourself that you truly give.”
12. NOW PUT BUFFETT’S WISDOM TO
WORK!
The Motley Fool’s special free report will help you do it
Warren Buffett’s
Greatest Wisdom