This document contains 14 multiple choice questions and answers related to principles of banking in India. The questions cover topics such as instruments used to lend to the government, types of inter-bank lending, minimum values for certificates of deposit, eligibility for issuing commercial paper, parts of the money market, scheduled commercial banks, regulation of indigenous bankers, current requirements for SLR and CRR, priority sector lending targets, regulation of mutual funds, types of mutual funds, and an example of an asset management company established to acquire non-performing assets from banks.
Money Market: Structure and components: Participants in Indian Money Market, Money Market Instruments, Structure of Money Market, Role of central bank in money market; Players in the Indian Money Market, The reforms in Indian Money Market
ICFAI- FINANCIAL MANAGEMENT MBA / BBA Solved papers for practise. Students can email me at psbtutorials@gmail.com for more details or call me at 9748882085, 9836953772.
Unit: 1 Introduction to Indian Economy : Alternative Development Strategies – Trends in
National Income, Growth and Structure since 1991 - New Industrial Policy 1991 – Recent changes
in Trade Policy - Competition Policy - Public Sector Reform - Privatization and Disinvestments –
Progress of Human Development in India
Unit: 2 Planning and Economic Development : Redefining the Role of the State – Human Capital
Formation in India – Problem of Foreign Aid – Economic Reforms and Reduction of Poverty –
Measures to Remove Regional Disparities
Unit: 3 Indian Industries : Review of Industrial Growth under 10th and 11th Five year plan -
Growth and present state of IT industry in India – Outsourcing, Nationalism and Globalization –
Small Sector Industrial Policy
Unit: 4 a) Foreign Trade: Trends of Exports and Imports of India – Composition of India’s
Foreign Trade - Direction of India’s Foreign Trade – Growth and Structure of India’s Foreign
Trade since 1991 – Balance of Payments since the New Economic Reforms of 1991.
b) Foreign Capital : Need for Foreign Capital – Foreign Investment Inflows – Role of Special
Economic Zones (SEZ)
Unit: 5 India in the Global Setting : India in Global Trade – Liberalization and Integration with
the Global Economy – Globalization Strategies – India’s Foreign Exchange Reserves –
Convertibility of the Rupee – WTO and India.
Money Market: Structure and components: Participants in Indian Money Market, Money Market Instruments, Structure of Money Market, Role of central bank in money market; Players in the Indian Money Market, The reforms in Indian Money Market
ICFAI- FINANCIAL MANAGEMENT MBA / BBA Solved papers for practise. Students can email me at psbtutorials@gmail.com for more details or call me at 9748882085, 9836953772.
Unit: 1 Introduction to Indian Economy : Alternative Development Strategies – Trends in
National Income, Growth and Structure since 1991 - New Industrial Policy 1991 – Recent changes
in Trade Policy - Competition Policy - Public Sector Reform - Privatization and Disinvestments –
Progress of Human Development in India
Unit: 2 Planning and Economic Development : Redefining the Role of the State – Human Capital
Formation in India – Problem of Foreign Aid – Economic Reforms and Reduction of Poverty –
Measures to Remove Regional Disparities
Unit: 3 Indian Industries : Review of Industrial Growth under 10th and 11th Five year plan -
Growth and present state of IT industry in India – Outsourcing, Nationalism and Globalization –
Small Sector Industrial Policy
Unit: 4 a) Foreign Trade: Trends of Exports and Imports of India – Composition of India’s
Foreign Trade - Direction of India’s Foreign Trade – Growth and Structure of India’s Foreign
Trade since 1991 – Balance of Payments since the New Economic Reforms of 1991.
b) Foreign Capital : Need for Foreign Capital – Foreign Investment Inflows – Role of Special
Economic Zones (SEZ)
Unit: 5 India in the Global Setting : India in Global Trade – Liberalization and Integration with
the Global Economy – Globalization Strategies – India’s Foreign Exchange Reserves –
Convertibility of the Rupee – WTO and India.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
2. Question 1Question 1
Which of the following instruments is used byWhich of the following instruments is used by
public to directly lend to the Government?public to directly lend to the Government?
(a) Bank Deposits(a) Bank Deposits
(b) Public Provident Fund(b) Public Provident Fund
(c) T-Bills(c) T-Bills
(d) Certificates of Deposit(d) Certificates of Deposit
Answer 1: b
3. Question 2Question 2
Inter-bank call money refers to borrowing amongInter-bank call money refers to borrowing among
banks forbanks for
(a) Overnight(a) Overnight
(b) Two days(b) Two days
(b) More than 14 days(b) More than 14 days
(c) Less than 14 days(c) Less than 14 days
Answer 2: a
4. Question 3Question 3
Certificates of Deposits have to be of aCertificates of Deposits have to be of a
minimum value ofminimum value of
(a) Rupees 1 lakh(a) Rupees 1 lakh
(b) Rupees 10 lakh(b) Rupees 10 lakh
(c) Rupees 25 lakh(c) Rupees 25 lakh
(d) Rupees 1 crore(d) Rupees 1 crore
Answer 3: a
5. Question 4Question 4
Commercial paper can be issuedCommercial paper can be issued
(a) By all corporates(a) By all corporates
(b)(b) By all corporates with net worth of atBy all corporates with net worth of at
least Rs. 10 croresleast Rs. 10 crores
(c) By all corporates with net worth of at(c) By all corporates with net worth of at
least Rs. 5 croresleast Rs. 5 crores
(d) Can be issued only by banks(d) Can be issued only by banks
Answer 4: c
6. Question 5Question 5
Commercial Bills market is a part ofCommercial Bills market is a part of
(a) Organised money market(a) Organised money market
(b) Unorganised money market(b) Unorganised money market
(c) Stock market(c) Stock market
(d) None of the above(d) None of the above
Answer 5: a
7. Question 6Question 6
Which of the following statements is not true?Which of the following statements is not true?
(a) Call money market deals with overnight loans(a) Call money market deals with overnight loans
(b) As special cases, few FIs like LIC, UTI can(b) As special cases, few FIs like LIC, UTI can
borrow in the call money marketborrow in the call money market
(c) Call loans are made on a ‘clean’ basis(c) Call loans are made on a ‘clean’ basis
(d) Is a part of organised money market(d) Is a part of organised money market
Answer 6: b
8. Question 7Question 7
A scheduled commercial bank is one:A scheduled commercial bank is one:
(a) Which is included in the Second(a) Which is included in the Second
Schedule of the RBI Act 1934Schedule of the RBI Act 1934
(b) Which is included in the Banking(b) Which is included in the Banking
Regulation Act, 1949Regulation Act, 1949
(c) Both (a) and (b)(c) Both (a) and (b)
(d) None of the above(d) None of the above
Answer 7: a
9. Question 8Question 8
Indigenous bankers are regulated byIndigenous bankers are regulated by
(a) Reserve Bank of India(a) Reserve Bank of India
(b) Ministry of Finance(b) Ministry of Finance
(c) Registrar of Co-operative Societies(c) Registrar of Co-operative Societies
(d) None of the above(d) None of the above
Answer 8: d
10. Question 9Question 9
What is the current SLR requirements ofWhat is the current SLR requirements of
banks?banks?
a)a) 40% of the deposits40% of the deposits
b)b) 25% of the deposits25% of the deposits
c)c) 31% of the deposits31% of the deposits
d)d) None of the AboveNone of the Above
Answer 9: d
11. Question 10Question 10
What is the CRR currently prescribed byWhat is the CRR currently prescribed by
RBI ?RBI ?
a)a) 5.5%5.5%
b)b) 6.0%6.0%
c)c) 6.5%6.5%
d)d) 7.0%7.0%
Answer 10: c
12. Question 11Question 11
What is the stipulated share of theWhat is the stipulated share of the
priority sector in the net bank credit?priority sector in the net bank credit?
a)a) 35%35%
b)b) 20%20%
c)c) 40%40%
d)d) 45%45%
Answer 11: c
13. Question 12Question 12
Mutual funds are regulated byMutual funds are regulated by
– (a) Association of Mutual Funds of India(a) Association of Mutual Funds of India
(AMFI)(AMFI)
– (b) Securities and Exchange Board of India(b) Securities and Exchange Board of India
(SEBI)(SEBI)
– (c) Reserve Bank of India(c) Reserve Bank of India
– (d) None of the above(d) None of the above
Answer 12: b
14. Question 13Question 13
A growth fund isA growth fund is
– (a) One in which the money is invested in(a) One in which the money is invested in
equitiesequities
– (b) One in which the money is invested in(b) One in which the money is invested in
government bondsgovernment bonds
– (c) One in which the money is invested(c) One in which the money is invested
equally in equity and bondsequally in equity and bonds
– (d) Money is invested only in money market(d) Money is invested only in money market
instrumentsinstruments
Answer 13: a
15. Question 14Question 14
ARCIL is an example ofARCIL is an example of
(a) A financial institution(a) A financial institution
(b) A mutual fund(b) A mutual fund
(c) An asset management company set up(c) An asset management company set up
to acquire NPAs of banksto acquire NPAs of banks
(d) A discount and financing house(d) A discount and financing house
Answer 14: c
