The document summarizes a presentation given by Dr. Daniele Gambero on the economic outlook and property market performance in Malaysia, Southeast Asia, and other regions for Q2 and Q3 of 2013. It discusses trends in the US, EU, and other economies and their impact on property purchasing. It also analyzes the Malaysian economic and property market outlook, including factors like population, wealth distribution, housing affordability, and new government initiatives. Government budget measures for affordable housing and upcoming large-scale projects like Bandar Malaysia are also covered.

1. Day #1
US & EU Trembling Economies:
Economic Outlook on Q2 & Q3 of 2013 and impact on Properties.
Day #2
SEA and Malaysian Over-Performing Economies:
Economic and property Outlook on Q2 & Q3 of 2013.
“Connecting the dots between global economy …. and property purchasing decisions”
REI Group of Companies
Presentation by Dr. Daniele Gambero

2. “The ability to convert ideas in facts is the secret to outward success”

3. An organization is more than its bottom line.
Facts and figures, although a convenient way to
depict a company's success, don't show culture
or character.
One must look further to a company's people,
to its business culture, to its place and
reputation in the market to be able to see the
entire picture.
REI Group of Companies was established in
2007 and, in 2008, registered the subsidiary REI
Properties Sdn Bhd with the Board of Valuers,
Appraisers and Real Estate Agents (License no.
E(1)1213).
Since then the Group has been successfully
growing and has handled several residential
and commercial development projects in Klang
Valley as Project and Marketing Consultant and Dr Daniele Gambero and Ms. Annie Chee REI Group Directors and Co-founder
Exclusive Marketing Agent
“The ability to convert ideas in facts is the secret to outward success”

4. - Strategic Marketing
- Property Market
Analysis
- Branding
- Creative
Gambero Property Market Intelligence Program
-access updated information & data on both Regional & Local
economic indicators
-latest information on future market trends in property
development
--insights on developers information, new forthcoming hotspots,
proposed infrastructures
“The ability to convert ideas in facts is the secret to outward success”

5. Track of record:
Selayang Springs Condominium - Selayang
Selayang Boulevard and Selayang Residence
Sazean Business Park – South Klang
D’Green @ Taman Meru Permai Residen – Meru Klang

6. Track of record:
Mutiara Bukit Jalil Phase 3 – 3 Storey Superlink
the new way of doing Business in Malaysia
The Tree Pillars @ Signal Hill – Kota Kinabalu

7. Malaysian Property Market, 2013 outlook
The global economy performance

8. Malaysian Property Market, 2013 outlook
The global economy performance

9. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

10. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

11. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

12. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

13. World Economy Status for 2012 and outlook 2013

14. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3
FEW CONSIDERATION ON MALAYSIAN POPULATION AND
WEALTH:
Malaysian average per capita income (2011)
USD961 = RM3,000 (per month)
Malaysian Wealth Distribution
Lowest 10% - 1.8% Highest 10% - 28.9%
=
Median 80% - 69.3%

15. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3
FEW CONSIDERATION ON MALAYSIAN POPULATION AND
WEALTH:
Malaysian average per capita income (2011)
USD961 = RM3,000 (per month)
Malaysian Wealth Distribution
Lowest 10% - 1.8% Highest 10% - 28.9%
=
Median 80% - 69.3%

16. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3
1)Housing Affordability Parameter: average or median house price over average per
household income. In other words, are houses affordable?
AVERAGE PER HOUSEHOLD MONTHLY INCOME = RM6,000.00
BANKS ARE LOOKING AT A MAX DEBT CAPACITY OF 65% OUT OF NET INCOME
RM6,000.00 x 65% = RM3,900.00 (MAX DEBT CAPACITY)
CURRENT COMMITMENT = - - RM2,000.00
AVAILABLE FOR HOUSING LOAN = RM3,900.00 – RM2,000.00 = RM1,900.00
LOAN PARAMETERS
MONTHLY REPAYMENT RM1,900.00
LOAN TENURE = 30 YRS
MARGIN OF FINANCING = 85%
BLR-2.2%=4.4%

17. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

18. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

19. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3
Bank Negara new Mortgage “rules”
1)More than 3 properties: maximum MOF 70%
2)Loan approval based on “Net income” ONLY
3)Maximum debt capacity: 65% of Net income
4)Request to maintain MOF as low as possible (recommended below 85%)

20. Malaysian Economic and Property Market Performance:
Outlook Q2 and Q3

21. Malaysian Property Market
RPGT and the 2013 Budget

22. Malaysian Property Market – Facts

23. Malaysian Property Market – Facts

24. Malaysian Property Market – Facts

25. Malaysian Property Market – Facts
From the 2013 Budget speech by YAB Dato’ Sri Mohd Najib:
… the Government will allocate RM1.9 billion to build 123,000 affordable
units (houses)…. The initiative will be implemented by PR1MA…
… RM500 million will be spent by PR1MA to built 80,000 houses in major
location nationwide with selling price ranging between RM100,000 and
RM400,000 per unit.
… PR1MA will provide the Housing Facilitation Fund RM500 million to
built houses in collaboration with private housing developers…. House
price 20% below market….
……….
With the Budget 2013 the Government has promised the delivery of
269,164 new houses…
with values ranging between
RM30,000 to RM400,000 (Affordable)

26. Malaysian Property Market – Facts

27. Malaysian Property Market – Facts
PR1MA
www.pr1ma.my

28. Malaysian Property Market – Facts
Malaysian population in 2011:
29,000,000

29. MALAYSIA’S PROPERTY MARKET ASSESSMENT

30. MALAYSIA’S PROPERTY MARKET ASSESSMENT

31. MALAYSIA’S PROPERTY MARKET ASSESSMENT

32. MALAYSIA’S PROPERTY MARKET ASSESSMENT

33. MALAYSIA’S PROPERTY MARKET ASSESSMENT

34. MALAYSIA’S PROPERTY MARKET ASSESSMENT

35. MALAYSIA’S PROPERTY MARKET ASSESSMENT

36. MALAYSIA’S PROPERTY MARKET ASSESSMENT

37. MALAYSIA’S PROPERTY MARKET ASSESSMENT

38. MALAYSIA’S PROPERTY MARKET ASSESSMENT
Bandar Malaysia

39. MALAYSIA’S PROPERTY MARKET ASSESSMENT

40. Thank you
For questions please email to:
daniele.g@reigroup.com.my
propertynews@reigroup.com.my