Our written personal al financial plans are comprehensive and holistic and can enable you to enhance your financial well being as well as your peace of mind. They are also offered without obligation and without cost. Here's a sample
Our written personal al financial plans are comprehensive and holistic and can enable you to enhance your financial well being as well as your peace of mind. They are also offered without obligation and without cost. Here's a sample
This document covers the below things of a client
Goal analysis, Income & Expense Analysis, Retirement Planing, Insurance planning, Future cashflow, Estate planning
The Retirement 101 Enrollment Presentation is the companion piece to the Retirement 101 Enrollment Guide, the marquee collateral in the Nationwide Retirement enrollment drive. Together they exceeded the 2011 standard entity first-year deposits goal of $84.8M by 25%, netting new participant deposits of $112.4M in its first year.
PPT presented in Strengthening Training of Trainers Workshops on The Financial Foundation of Local Government Based on Local Government Financial Management Series of UN-HABITAT during June 4- 15 2007 - Nadi, Fiji
This document covers the below things of a client
Goal analysis, Income & Expense Analysis, Retirement Planing, Insurance planning, Future cashflow, Estate planning
The Retirement 101 Enrollment Presentation is the companion piece to the Retirement 101 Enrollment Guide, the marquee collateral in the Nationwide Retirement enrollment drive. Together they exceeded the 2011 standard entity first-year deposits goal of $84.8M by 25%, netting new participant deposits of $112.4M in its first year.
PPT presented in Strengthening Training of Trainers Workshops on The Financial Foundation of Local Government Based on Local Government Financial Management Series of UN-HABITAT during June 4- 15 2007 - Nadi, Fiji
Financial Policy Making for Local GovernmentRavikant Joshi
PPT presented in Strengthening Training of Trainers Workshops on The Financial Foundation of Local Government Based on Local Government Financial Management Series of UN-HABITAT during June 4- 15 2007 - Nadi, Fiji
A leading provider of comprehensive human resources is seeking a Director of FP&A. The chosen candidate will develop and deliver financial reports by translating hard numbers into factual information using internal reporting, collaborating with team members, evaluating complex financial issues and recommending solutions to guide future organizational decisions and ensure alignment with business objectives.
What is Going on in the GovCon Market? Benchmarks and Trends for Government C...Unanet
What is Going on in the GovCon Market? Benchmarks and Trends for Government Contractors Presented by Kim Koster, Unanet.
Uncover the insights and tips to grow your government contracting business.
* Plan & strategize for next fiscal year.
* Focus on internal control best practices and standards.
* Insights to create internal roadmaps and manage controls.
* Drive value in your overall organization.
Mastering the Art of Impactful Finance Reporting.pdfJohnnyKhalifa
Finance reporting is critical for organisations to communicate financial performance, make informed decisions, and enhance transparency and accountability. Crafting an impactful finance report requires a blend of financial acumen, analytical skills, and effective communication. With the assistance of finance assignment help Australia services, individuals can navigate the complexities of finance reporting, ensuring that their reports deliver actionable insights and drive organisational success. This post explores the key components and best practices for writing impactful finance reports.
Dashboards for Comptrollers, CFOs and Reporting to your BoardBlackbaud
This session will highlight how to use the tools in The Financial Edge™ for fast, accurate reporting to your board of directors. Learn how dashboards increase your productivity and reports make answering your board members’ questions easier than ever!
Delivering more value to the business through
performance measurement and improved decision
support is the top priority for the finance function
through 2020. Among senior finance professionals
participating in the 2014 EY Global Insurance CFO
Survey, 71% indicated that “being a better business
partner” ranked among their top three priorities,
with 35% placing this as number one.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
19. Financial Scorecard F F F F F F F F/C F W License & Permit Revenues F F F F F F F F F F Sales Tax Revenues F F F F F F F F F/C W Elastic Revenues F F F F F F F F F F Property Values F F F F F F F F F F Property Tax Revenues F F F F F W W F/C F/C F Revenues Per Capita 99 00 01 02 03 04 05 06 07 08 Indicator
This quote from the City Manager of Gresham, Oregon, says it: “Clarity of resources makes the city better able to craft and clarify the choices and challenges faced by the organization over the long term and injects reality into decisions” Reference back to SV story – elected officials (and appointed) can really get behind long-term planning when they see how it supports their objectives: gain public approbation for running government “like a business”; demonstrate good financial stewardship, and help them address longer term and complex community issues. Sustainability issues may be a particularly useful connection. For example, Mayor RT Rybak in Minneapolis is an ardent advocate of LTFP not least because it helps the City achieve his water quality goals. Planning highlights issues of major concern to the community: road conditions in San Clemente meant that creating, funding, and maintaining a regular road repair schedule was a crucial objective of their initial plan. In Coral Springs, a community survey showed that schools were of prime importance to citizens, so the City’s plan investigates how the City can support schools, including funding a police presence in the school and help the school acquire land for facilities. Appreciation of longer term benefits makes it easier to appreciate the value of today’s hard decisions. For example, in order to rectify problems created by pension liabilities and internal service fund deficits, Minneapolis’s plan called for an 8% increase in property taxes each year for five years – the council members disciplined and determined support was instrumental for this to succeed. Planning can help make believers out of skeptics. In fact, San Clemente has seen individual elected to council as skeptics become believers after going through the planning process. Build a financial health “scorecard” that provides “at-a-glance” information on big picture financial condition. This helps officials better appreciate the big picture than if they only have access to detailed line items. Build a case, like Coral Springs – focus on local impacts deriving from mega-trends described earlier or based on more unique situations Long-term strategies will often cross over into “non-financial” areas like land use, economic development, or environmental sustainability. This will become an ever more crucial discipline as governments face financial pressure – determining a few number of services to focus on, rather than providing all the same services at a now sub-standard level This is the most important reason – citizen trust is essential for counteracting forces like TABOR and TELs (reference back to Coral Springs, 1.35% petition)
Build out means that the City could no longer depend on new-growth revenue to support services High-density development required a new approach to service provision (and hence finances) Rapid growth meant that a “small town” management philosophy was overtaxed by “big city” issues. The City was criticized for typical bureaucratic behaviors both at commission meetings and in the press.
This shows how Coral Springs illustrated the impact of a statewide voter initiative to cap all property taxes at 1.35% of taxable value while preserving existing property tax exemptions. This plan cuts property taxes by $8 billion and reduces property tax collections by 26% statewide. This helps make the case that long-term planning is needed.
1. Developing new bases, diversifying the base: auto sales tax example. 2. Shared services, Xboundary collaboration, outsourcing, privatization 3. Citizens may be more comfortable with taxes/fees that are put towards a specific purpose that they want: Example: bond issue for new police facility, Boulder’s carbon tax, San Clemente’s storm water fee
These results are from the Gallup Poll. Shows trust declining over time. Perhaps, unsurprisingly, TELs and TABORs have taken off during this same period. TABOR is a state tax and expenditure limit that includes the following elements: it is a constitutional amendment; it restricts revenue or expenditure growth to the sum of inflation plus population change; and it requires voter approval to override the revenue or spending limits. In Colorado, where the so-called “Taxpayer Bill of Rights” or TABOR was adopted in 1992, public services have deteriorated significantly.
“Choice Works” is a series of focus groups held across the country, sponsored by Ford Foundation, Hewlett Foundation, and Kellogg Foundation The take-away here is that Leaders must understand and act on priorities for spending and service outcomes and that there must be transparency in financing and spending
Coral Springs starts to build trust with businesses by asking for their views on taxes and services. It is interesting that there is not a big preponderance of folks thinking taxes are too high even with media attention on the issue (e.g., 1.35% initiative)
This shows how building trust with citizens leads to loyalty to the community. Loyalty is important for citizens to: A) be open to funding government; and B) engaging in co-productino with government, thereby lowering the cost of providing government services.
This is what coral springs examines
-The long-term financial plan should provide an opportunity for elected officials to describe what the community aspires to be and the service levels that will be provided. -Strategic planning -Links financial plan to service priorities -Identifies important issues facing the community -Provides insight on long-term resource requirements
-Impacts forecasts -Implementation and monitoring provides feedback for subsequent year’s planning session
Financial planning should take place each year as a prelude to the budgeting process. Elected officials should be involved in deciding what issues the plan will tackle and the strategies it will employ to achieve and maintain financial balance. -Financial plan provides overarching guidance to the budget -Consider one-on-one meetings or other low-pressure forums.
Orange are good points of potential council interaction. This is from the City of San Clemente. -Confirmation of issues makes sure plan is headed the right direction from the start -A joint financial strategy workshop will result in a set of strategies for the LTFP that everyone understands and supports from the beginning -the strategies are implemented through the budget
The buck stops with elected officials. They are responsible for the City’s stewardship over the public resources. Staff can help by making the most meaningful financial data and analysis available on a timely basis. Regular updates show the impact of current decisions on future financial position Financial scorecards provide-at-a-glance information on key items and are a recurring theme in this presentation. Following are a couple of examples
scorecard device used by the City of Washington, D.C., for available budget for personnel services (PS) costs and non-personnel services (NPS) costs. The City's system divides remaining available budget authority (calculated subtracting total annual expenditures, total obligations, and total interagency advances from the total annual budget) by total annual budget to arrive at the results showed by the gauges This is a good example because the eye is drawn towards the red and yellow areas. This example is good because the dashboard tracks fundamental issues. Idea is that focus on routine issues only occur if there is a problem – otherwise, council can focus on more strategic concerns.
San Clemente. Favorable, caution, warning, or unfavorable.
The budget ultimately creates or destroys financial balance. Therefore, the financial plan must be tightly linked to the budget process so that financial strategies come to fruition. -Critical assumptions are those assumptions that were made in the financial plan for the City to achieve long-term sustainability. Those same assumptions hold throughout the budget process. An example is assumed increases in employee headcount. -The business plan will describes multi-year service goals and assumed resource requirements (Environmental scan)
Successful financial planning demands a whole-of-government outlook. The planning process should provide opportunities to consider the strategic aspects of financial management. -Financial policies define stewardship standards, like levels of fund balance to be maintained, tax rates, and more. -Alert system can be used to highlight underperformance of routine issues, like Addison or provide summarized information on strategic issues. We will see an example from Coral Springs, FL later. -Either approach to scorecards helps focus on strategy.
. For instance, the cost of operating and maintaining an asset after it is built is given greater weight in capital planning and the ability of the city’s revenues to keep up with rapidly escalating employee benefit costs is given careful thought when considering expansion of the city workforce to provide a new service. This means that the city manager must more carefully plan how to meet the city’s service level objectives because initiatives that may have passed muster in the absence of a long-range perspective may not when the sustainability of those initiatives is considered over the longer term Financial policies, service level preferences and policies AND financial strategies and monitoring mechanisms.
the city manager spends more time thinking strategically about financial issues and more time interacting with finance staff as the information they produce becomes more relevant to strategic considerations and long-term financial stability is elevated to an organization-wide priority. Shared decision-making and concerted action is required for the city to make best use of available resources.
Budget formulation is often characterized by fierce competition over limited resources. While a financial plan cannot eliminate all such tension, it can help mitigate it. The emphasis placed on long-term thinking and the shared understanding of community priorities provides an overarching context for the budget process. This gives departments a greater appreciation of how the full range of municipal services fits into the City’s overall financial and service strategy, making them more understanding of resource allocation decisions, even when those decisions are not in favor of their particular programs. The context provided by financial planning also gives elected officials greater confidence that the budget reflects the community’s service priorities while also maintaining long-term financial balance. A number of communities interviewed report that, thanks to upfront financial planning, their final public budget hearings now are concluded in a matter of minutes whereas before they may have taken hours or even days. Departments also know that long-term sustainability of programs is a central consideration, so address this issue in their budget requests.
Move beyond “control” orientation to financial leadership. The Strategist role influences the organization’s overall direction by providing financial leadership for government initiatives. It does so by providing relevant, accurate, and timely financial information to decision makers The Catalyst instills a financial mindset across government by partnering with government program executives and leaders from IT, HR, and other functions to drive organizational behavior and focus on efficient execution. Examples: Economic development review, capital projects, performance measurement
Use press releases, meeting with the media to describe the plan an citizens’ role Coral springs value rating, Long Beach experience, and Montclair Long Beach Edmonton example with budget assumptions