This document describes a risk management program being offered by Legal Services of America to realtors and their buyers and sellers. The program provides various legal benefits including telephone consultations, document reviews, and reduced hourly attorney fees for transactional questions that arise before or after closing. It also offers dispute resolution services such as mediation that can help resolve disputes between buyers, sellers, or other parties, potentially saving thousands of dollars in legal costs. The program benefits brokers and agents as well by providing representation for accusations from the real estate board or complaints, coverage for errors and omissions deductibles, and protection for past acts.