This document summarizes the services provided by Pre-Paid Legal, a legal services company founded in 1972. It offers members legal advice and representation through a network of provider law firms. Core services include preventative legal care, traffic ticket defense, trial defense, IRS audit coverage, and identity theft restoration. Members pay a monthly fee of $24.95 to access these benefits. Additional identity monitoring services can be added for $9.95 per month. The document provides examples of how the services have helped real members with legal issues.

1. Pre-Paid Legal Services, Inc. and subsidiaries Serving Families Since 1972

2. Proven Track Record Founded in 1972 Publicly traded since 1976 (NYSE:PPD) Began with a serious auto accident Harland C. Stonecipher Founder & Chairman

3. We’ve Been Featured in Many Publications Pre-Paid Legal Services, Inc. was most recently featured in Success from Home magazine.

4. Sales History GROSS REVENUE IN MILLIONS $350 $361 $386 $423 $444 $457 $464 $458

5. You are more than twice as likely to be in court than you are to be hospitalized! * American Hospital Association, 2007 Annual Survey ** Examining the Work of State Courts, Court Statistics Project 2007 It’s Not If, But When 100 M 75 M 50 M 25 M 0 37 Million 102 Million Hospitalizations in 2007* Court Filings in 2007**

6. Have You Ever . . . been overcharged for a repair? tried to return a defective product? received a traffic ticket? lost a security deposit? worried about identity theft? signed a contract? purchased a home? prepared a Will? been audited? When you take time to think about it, these are legal events.

7. Why Don’t People Call Attorneys They are intimidated by lawyers. They don’t know who to call. They believe it would cost too much. The Main Reasons People Don’t Seek Legal Counsel: The Most Common Responses to a Legal Dispute Are to: Ignore the problem Try to handle it personally

8. What Do We Do Simply put a Pre-Paid Legal membership does for attorney and legal bills what medical insurance does for doctor and hospital bills.

9. 1. The Member 2. The Member’s Spouse 3. Never Married Dependent Children under 21 living at Home 4. Dependent Children under age 18 for whom the Member is legal guardian 5. Full Time College Students up to age 23 never married, dependent children 6. Physically or mentally challenged child living at home Who Is Covered? The Pre-Paid Legal membership covers:

10. Preventive Legal Services Motor Vehicle Legal Services Trial Defense Services IRS Audit Legal Service 25% Preferred Member Discount Legal Shield Six Areas of Coverage The Life Events Legal Plan:

11. Preventive Legal Services Phone consultation is available to you and your covered family members on an unlimited number of matters. When your Provider Attorney feels it is in your best interest, a letter will be written or a phone call will be made on an unlimited number of personal issues for you and your family. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. These services are available to you immediately when you enroll!

12. Preventive Legal Services When you are faced with signing a contract, have your Provider Law Firm review it first! An unlimited number of personal contracts and documents that are 10 pages or less in length will be reviewed as a part of your membership. Standard Will preparation and yearly updates are included for the member. Your spouse may have their Will prepared for no additional fee if requested within 60 days of purchasing the membership. After that time, your spouse may have their Will prepared, along with other covered family members for an additional $20. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. Trust preparation is available at the preferred member rate. These services are available to you immediately when you enroll!

13. Motor Vehicle Legal Services Call your Provider Law Firm immediately when you receive a moving traffic ticket so proper assistance can be arranged. Representation for certain motor vehicle related criminal charges Up to 2.5 hours for help with driver’s license assistance and/or personal injury/property damage collection assistance of $2,000 or less. These services are available just 15 days after enrollment! Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

14. Trial Defense Services If you or your spouse face a civil suit or job-related criminal charges, your Provider Law Firm will provide up to 75 hours of service - at no added cost - to defend you. Additional pre-trial and trial services are available at a 25% discount from the Firm’s standard hourly rate. The longer you keep your membership, the more valuable it becomes! 1st year - 75 hours (17.5 pretrial/57.5 trial) 2nd year - 140 hours (23 pretrial/117 trial) 3rd year - 205 hours (28.5 pretrial/176.5 trial) 4th year - 270 hours (34 pretrial/236 trial) 5th year - 335 hours (39.5 pretrial/295.5 trial) Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

15. IRS Audit Legal Services One hour of consultation, advice or assistance when you are notified of an audit by the IRS An additional 2.5 hours if a settlement is not achieved within 30 days If your case goes to court, you’ll receive 46.5 hours of your Provider Law Firm’s services Coverage for this service begins with the tax return due April 15 of the year you enroll Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.

16. 25% Preferred Member Discount Your Provider Law Firm will render assistance at the preferred rate for legal services not specifically covered by the benefits of the membership. Even pre-existing matters can be covered under this portion of the plan! If you own a business and wish representation for the entity, you will receive a preferred rate of 25% less the Provider Law Firm’s corporate hourly rate*. Five business days advance notice is required for preparation in court representation. *Hourly rates for Referral Lawyers and court appearances may vary. The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

17. Legal Shield The Legal Shield gives you and your family 24-hour access to legal consultation for the following situations: If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove your child from your home or custody If you are served with a warrant To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney. It’s that easy. The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.

18. Five Common Types of Identity Theft Identity Theft is not just about credit cards! Identity theft is an international crime and access to an attorney may be critical. Drivers License Medical Financial Social Security Character/ Criminal

19. Credit Report and Continuous Monitoring You will receive an up-to-date credit report through Experian at no additional charge with your membership. Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.

20. Restoration Services If your identity is stolen, you need more than just information about how to restore your name and credit rating. As an Identity Theft Shield SM member you can rest easy knowing experienced professionals are working for you! Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions. Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about. Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

21. Safeguard for Minors Children under the age of 18 have a much higher risk of identity theft than is commonly realized. Thieves target them because the child’s information may be used for years without discovery … until the minor is old enough to establish credit. Education, early detection, and expert consultation make for a powerful package of tools to minimize this risk. Up to four minor children can be enrolled for monitoring to detect existing credit files and it will cost the member only $1 more per month per family. All dependent children up to 18 are covered for consultation and restoration.

22. How Much Will Peace of Mind Cost? With the Pre-Paid Legal Life Events Legal Plan you will receive all these benefits for just $24.95 or less per month! And the Identity Theft Shield can be added for an additional $9.95 per month. That’s less than the price of a bottle of water a day.

23. Success Stories Now, it is time to show you how Pre-Paid Legal really works. We’re going to share with you real stories from real people who have been helped either by the membership, the business opportunity or both.

24. Pre-Paid Legal Services, Inc. This presentation is copyrighted material and may not be altered in any form under any circumstances. Alteration of this material in any way is a violation of the company’s policies and procedures and may result in immediate termination of your PPLSI Associate Agreement. Marketed by Pre-Paid Legal Services, Inc . or applicable subsidiary: Pre-Paid Legal Casualty SM , Inc. In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. ©1999 Pre-Paid Legal Services, Inc. 6.10