We realize there are so many different ways to arrive at the amount of life insurance coverage you should have. From basic "rules of thumb" like having 10x your income to the more complex "human life value" calculations that come from LEAP, Circle of Wealth or whatever. None of these are bad, but they all approach the problem a bit differently. One old tried and true methodology that's been around for years, is to use what's called the life insurance capital needs analysis. Basically, this strategy has you inventory expenses, income, and a host of other relevant financial data to mathematically arrive at the "right number". It's not the end all, be all stratgey per se but it does work and it will get you a bit closer to something concrete than simple platitudes spit out by talking heads in the financial media. We hope you find it helpful!