Sterling Holidays offer few Holiday Solutions specifically designed for Corporate Organisations.
They all have their own features & Key benefits.
Listed below are the ones that can be customised to match your requirements:-
• 10-year membership Plan for Corporate
• 25 year Individual Membership plan with RCI
• Prepaid Holiday Vouchers for one-time use
• Corporate Group Holidays
• MICE Solutions with overnight stay
• Pre-purchase Bulk nights
We are marching ahead to provide our guests with uniques Holiday Experiences and New Resorts each year.
Happy Holidays!
The last 6 months has prompted many of us to think more about the future than perhaps we normally would. 2020 has been a year of the "unexpected" and we've still got nearly two months left to go. I've been receiving a lot of questions from many of you in the mining and resources industry regarding financial planning, superannuation, insurance, budgeting etc and being prepared for the unexpected. So, to help with this I've put together a small e-book that provides a checklist of the things you should be thinking about at various stages of your life when it comes to your finances. The book doesn’t contain specific advice as it doesn’t take into account your personal circumstances, what it does contain though is a series of prompts to get you thinking. If you’d like to discuss further, please don’t hesitate to message me on LinkedIn.
Sterling Holidays offer few Holiday Solutions specifically designed for Corporate Organisations.
They all have their own features & Key benefits.
Listed below are the ones that can be customised to match your requirements:-
• 10-year membership Plan for Corporate
• 25 year Individual Membership plan with RCI
• Prepaid Holiday Vouchers for one-time use
• Corporate Group Holidays
• MICE Solutions with overnight stay
• Pre-purchase Bulk nights
We are marching ahead to provide our guests with uniques Holiday Experiences and New Resorts each year.
Happy Holidays!
The last 6 months has prompted many of us to think more about the future than perhaps we normally would. 2020 has been a year of the "unexpected" and we've still got nearly two months left to go. I've been receiving a lot of questions from many of you in the mining and resources industry regarding financial planning, superannuation, insurance, budgeting etc and being prepared for the unexpected. So, to help with this I've put together a small e-book that provides a checklist of the things you should be thinking about at various stages of your life when it comes to your finances. The book doesn’t contain specific advice as it doesn’t take into account your personal circumstances, what it does contain though is a series of prompts to get you thinking. If you’d like to discuss further, please don’t hesitate to message me on LinkedIn.
Retirement planning should be a key part of your overall financial planning. A major challenge in preparing for retirement involves planning for life many years into the future, sometimes four or five decades from now. Unfortunately, people often get so overwhelmed at the prospect of saving or preparing for an unknown future that many end up not doing anything at all. Think about the kind of life you might want in the future. How do you want to live after you retire? Take a moment and write down your hopes and goals. Remember, having realistic expectations will help you define what you need in the future, particularly the size of your retirement portfolio. Taking the time and effort to master several financial planning principles will be worth the effort if you want a healthy financial future.
Helping you to reduce stress and build a happier and more financially-secure ...EducatorsFG
The Canadian Finance Blog lists ‘financial worries’ as one of the top three leading causes of stress in Canadians. In our 45-minute Financial Wellness webinar, we’ll provide you with the information you need to help you feel more in control of your financial situation – helping you to reduce stress and build a happier and more financially-secure future.
Featuring: Karen Hubbard, Financial Planner – Educators Financial Group
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Retiring from education: What will my life be like when I retire?EducatorsFG
As an organization that’s been offering financial products and resources exclusively to the education community since 1975, Educators Financial Group has seen teachers and educational workers through their first day on the job, all the way to retirement and beyond. So we’ve seen firsthand that the ‘financial side’ is only one aspect of education members’ planning for retirement. There is also the personal.
• “What will my life be like when I retire?”
• “What are my goals after teaching?”
• “Will my needs change?”
• “How will I adjust?”
To answer these, and a series of other retirement questions that cover both the personal and financial perspectives, Educators Financial Group has partnered with Doctor Alan Roadburg, the founder of the Second Career Program, to bring you Retiring from Education: The Secret to Retirement Happiness. Drawing upon the advice and personal experiences of hundreds of retired educators across Ontario, Retiring from Education is more than a webinar — but the definitive education members’ guide on how to make the most out of their retirement.
Featuring: Karen Hubbard, Financial Planner – Educators Financial Group
Featuring: Doctor Alan Roadburg, Founder of the Second Career Program
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
When buying a term plan a common question is around the duration of the term plan. This visual presentation provides information that helps determine what should be the duration of your term plan.
How costs can go mad with a payday loan
Borrowing money is easy. Paying it back it a little more difficult.
Lets look at how the cost of a payday loan can get out of control.
Solving the money puzzle an introductionDamodhar Mata
The first step towards Financial independence and peace starts with Personal Financial Planning.
Financial Planning can be defined as the process of telling your money what to do instead of wondering where it went…
While many are concerned about the financial Independence and security, few take the steps necessary to accomplish their financial goals.
Those who do not appreciate the importance of Financial Planning, keep wondering throughout their earning life and after, on where all the money they earned went?
I have assisted many families in Dubai in setting up their Personal Financial Plan, which includes small and consistent steps towards Financial Peace and Independence.
If you are one of the few people, who are determined to do what it takes, to achieve Financial Independence, then I am sure you will find my services useful.
Call me now on +971502285405 to take your first step towards Financial Independence and Peace, or subscribe to my mailing list on my blog www.financialplannningindubai.com, to receive regular updates on various articles I post on this blog.
Do you know all of the financial decisions you need to make before you retireEducatorsFG
Do you know all of the financial decisions you need to make before you retire?
Do you (or will you) have enough savings to live the retirement lifestyle you want?
Are you aware of the top five OTPP misconceptions?
In this 45-minute interactive webinar, we’ll provide you with the key information you need when it comes to your retirement income – plus we’ll answer your questions and dispel some of the popular myths along the way.
Featuring: Michael Spohn, Financial Planner – Educators Financial Group
With Special Guest: Michael McAllister, Director of Client Services – OTPP
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Learning Objective: Increase financial literacy and money management capacity
How does money support your big vision for your life? What are your short and long term strategies for making your dreams a reality? To manage money effectively and prepare for a secure and prosperous future you must focus on gaining knowledge and taking action. The key to success and wealth is developing sound financial habits early. Time is money; this seminar will help you get started on the path to getting and saving more of both.
At the end of this seminar, participants will be able to:
a. Explore basic money management techniques.
b. Examine individual relationship with money and how to make money work for you.
c. Use tips to streamline the planning process.
d. Identify an action plan starting from current financial position.
e. Identify the top ten money mistakes young people make and how to avoid them.
An untapped partnership: Retirement planning with HomEquity BankSteven Ranson CPA, CA
My keynote presentation at the Canadian Institute of Financial Planners (CIFPs) Conference in Ottawa on May 31st. The home should be an important part of every Canadian's retirement plan.
South County Baptist Flyer And Survey From Shane For July 9thShaneSaunders
Retirement U is a one-day interactive workshop that covers 39 critical retirement decisions that directly impact your current or future retirement income.
are you prepared for any sudden changes to your financial situation?EducatorsFG
From unforeseen car or home repairs that could potentially cut into your cash flow, to unexpected income disruptions or changes that might result from contract talks — are you prepared for any sudden changes to your financial situation?
What about your long-term financial goals? The house you want to buy or fix up? The trips you want to take? The dreams you have for retirement?
In this 45-minute webinar and you will come away with the educator-specific solutions you need to be prepared during these uncertain economic times.
Featuring: Michael Spohn, Financial Planner – Educators Financial Group
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Retirement planning should be a key part of your overall financial planning. A major challenge in preparing for retirement involves planning for life many years into the future, sometimes four or five decades from now. Unfortunately, people often get so overwhelmed at the prospect of saving or preparing for an unknown future that many end up not doing anything at all. Think about the kind of life you might want in the future. How do you want to live after you retire? Take a moment and write down your hopes and goals. Remember, having realistic expectations will help you define what you need in the future, particularly the size of your retirement portfolio. Taking the time and effort to master several financial planning principles will be worth the effort if you want a healthy financial future.
Helping you to reduce stress and build a happier and more financially-secure ...EducatorsFG
The Canadian Finance Blog lists ‘financial worries’ as one of the top three leading causes of stress in Canadians. In our 45-minute Financial Wellness webinar, we’ll provide you with the information you need to help you feel more in control of your financial situation – helping you to reduce stress and build a happier and more financially-secure future.
Featuring: Karen Hubbard, Financial Planner – Educators Financial Group
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Retiring from education: What will my life be like when I retire?EducatorsFG
As an organization that’s been offering financial products and resources exclusively to the education community since 1975, Educators Financial Group has seen teachers and educational workers through their first day on the job, all the way to retirement and beyond. So we’ve seen firsthand that the ‘financial side’ is only one aspect of education members’ planning for retirement. There is also the personal.
• “What will my life be like when I retire?”
• “What are my goals after teaching?”
• “Will my needs change?”
• “How will I adjust?”
To answer these, and a series of other retirement questions that cover both the personal and financial perspectives, Educators Financial Group has partnered with Doctor Alan Roadburg, the founder of the Second Career Program, to bring you Retiring from Education: The Secret to Retirement Happiness. Drawing upon the advice and personal experiences of hundreds of retired educators across Ontario, Retiring from Education is more than a webinar — but the definitive education members’ guide on how to make the most out of their retirement.
Featuring: Karen Hubbard, Financial Planner – Educators Financial Group
Featuring: Doctor Alan Roadburg, Founder of the Second Career Program
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
When buying a term plan a common question is around the duration of the term plan. This visual presentation provides information that helps determine what should be the duration of your term plan.
How costs can go mad with a payday loan
Borrowing money is easy. Paying it back it a little more difficult.
Lets look at how the cost of a payday loan can get out of control.
Solving the money puzzle an introductionDamodhar Mata
The first step towards Financial independence and peace starts with Personal Financial Planning.
Financial Planning can be defined as the process of telling your money what to do instead of wondering where it went…
While many are concerned about the financial Independence and security, few take the steps necessary to accomplish their financial goals.
Those who do not appreciate the importance of Financial Planning, keep wondering throughout their earning life and after, on where all the money they earned went?
I have assisted many families in Dubai in setting up their Personal Financial Plan, which includes small and consistent steps towards Financial Peace and Independence.
If you are one of the few people, who are determined to do what it takes, to achieve Financial Independence, then I am sure you will find my services useful.
Call me now on +971502285405 to take your first step towards Financial Independence and Peace, or subscribe to my mailing list on my blog www.financialplannningindubai.com, to receive regular updates on various articles I post on this blog.
Do you know all of the financial decisions you need to make before you retireEducatorsFG
Do you know all of the financial decisions you need to make before you retire?
Do you (or will you) have enough savings to live the retirement lifestyle you want?
Are you aware of the top five OTPP misconceptions?
In this 45-minute interactive webinar, we’ll provide you with the key information you need when it comes to your retirement income – plus we’ll answer your questions and dispel some of the popular myths along the way.
Featuring: Michael Spohn, Financial Planner – Educators Financial Group
With Special Guest: Michael McAllister, Director of Client Services – OTPP
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Learning Objective: Increase financial literacy and money management capacity
How does money support your big vision for your life? What are your short and long term strategies for making your dreams a reality? To manage money effectively and prepare for a secure and prosperous future you must focus on gaining knowledge and taking action. The key to success and wealth is developing sound financial habits early. Time is money; this seminar will help you get started on the path to getting and saving more of both.
At the end of this seminar, participants will be able to:
a. Explore basic money management techniques.
b. Examine individual relationship with money and how to make money work for you.
c. Use tips to streamline the planning process.
d. Identify an action plan starting from current financial position.
e. Identify the top ten money mistakes young people make and how to avoid them.
An untapped partnership: Retirement planning with HomEquity BankSteven Ranson CPA, CA
My keynote presentation at the Canadian Institute of Financial Planners (CIFPs) Conference in Ottawa on May 31st. The home should be an important part of every Canadian's retirement plan.
South County Baptist Flyer And Survey From Shane For July 9thShaneSaunders
Retirement U is a one-day interactive workshop that covers 39 critical retirement decisions that directly impact your current or future retirement income.
are you prepared for any sudden changes to your financial situation?EducatorsFG
From unforeseen car or home repairs that could potentially cut into your cash flow, to unexpected income disruptions or changes that might result from contract talks — are you prepared for any sudden changes to your financial situation?
What about your long-term financial goals? The house you want to buy or fix up? The trips you want to take? The dreams you have for retirement?
In this 45-minute webinar and you will come away with the educator-specific solutions you need to be prepared during these uncertain economic times.
Featuring: Michael Spohn, Financial Planner – Educators Financial Group
Moderated by: Bruce Sellery, financial journalist and former BNN anchor
Schede tecniche caldaie per certificazione energeticastefano basso
Raccolta di schede tecniche per certificazione energetica:
- Caldaie
- Bruciatori
- Bollitori
- Pompe di circolazione
- Radiatori
- Scaldabagni
- Solare Termico
- Fotovoltaico
Tutte le schede tecniche sono pubblicate sul sito schede-tecniche.it.
The Interplanetary Abundance workshop is aimed at networkmeetings and training events for professionals. Through a disruptive journey in the future of Space Exploration, the participants develop their leadership, negotiation, teamwork & risk management skills. Experiencing the workshop is both fun and deep, and unlocks an exponential mindset.
Człowiek, ósma warstwa modelu ISO/OSI, jako element ekosystemu teleinformaty...Mikolaj Leszczuk
Rozpowszechnienie się dostępu szerokopasmowego, postęp technologiczny i zmniejszenie kosztów operacyjnych popchnęły przemysł IT, telekomunikacji, mediów i rozrywkowi w fazę wielkich i ciągłych zmian. Ponieważ branże te zbiegają się, tworzą też one przestrzeń, w której siedem warstw technologicznych modelu ISO/OSI, spotyka “warstwę ósmą”: człowieka, dla którego w rzeczywistości wszystkie te technologie zostały stworzone. Możemy nazwać to miejsce: Ekosystemem cyfrowym. Ten wschodzący cyfrowy ekosystem generuje wiele możliwości tworzenia wartości społecznej i gospodarczej, jak również staje się zagrożeniem i wyzwaniem dla użytkowników i polityki rządów. Tak, jak każdy zdrowy ekosystem pozwala jej podmiotom na współpracę z korzyścią dla wszystkich, tak zdrowy cyfrowy ekosystem będzie umożliwiał jego uczestnikom tworzenie i dostarczanie wartości ekonomicznych dla dobrobytu społeczeństwa. W przedmiocie tym skupiamy się na wciąż niepewnych wartościach, takich jak wzmocnienie pozycji użytkownika, struktura rynku, regulacje rynku, prawa własności intelektualnej, bezpieczeństwo i prywatność.
Ekosystem cyfrowy formuje się wraz z konsolidacją przemysłu informatyki, telekomunikacji, mediów i rozrywki; użytkownicy ewoluują od zwykłych konsumentów do aktywnych uczestników ekosystemu, a rządy ścierają się z problematyką polityki nadzoru. Uczestnicy cyfrowego ekosystemu kwestionują jego kształt i rozmiar. Są świadomi swoich wzajemnych zależności niezbędnych do umożliwienia ekosystemowi cyfrowemu rozwoju w zdrowym środowisku, zarazem tworząc dodatnią wartość ekonomiczną i dobrobyt społeczeństwa.
Marga Meoro, subdirectora de Comunicación y Marketing del Museo Guggenheim Bilbao, ha desgranado en el seminario organizado por Dircom en Bilbao la metodología de trabajo que sigue la pinacoteca para lograr todas sus metas en medios digitales.
¿CÓMO EXPLICAR LO MENTAL? CUESTIONES FILOSÓFICAS Y MARCOS CIENTÍFICOS, Filosofía de la mente, filosofía es igual a ciencia, nuevas ciencias de la mente=giro cognitivo, influencias, ¿Qué es una ciencia cognitiva? Bases, status de la psicología de sentido común, funcionalismo y naturaleza de fenómenos mentales, dificultades del funcionalismo, teoría representacional de la mente, hipótesis del lenguaje del pensamiento, teoría computacional de la mente, el significado de los contenidos mentales, la tetera de Russell, modelos computacionales de la mente, el caso de la <<habitación>>, características del enfoque, psicología popular, materialismo, reflexión.
Thank you for your interest in Bio-Microbics® products.
About: As a leading manufacturer of Simple, Low-Cost, Robust wastewater (residential, commercial, & marine), graywater, water recycling, and stormwater treatment systems, Bio-Microbics ensures a clean environment and opportunities for water reuse; as well as, treatment products for the agricultural, dairy, and food processing industries. Our pre-engineered, pre-packaged wastewater treatment systems are ideal for single-family homes, multi-family residential properties, small communities, commercial applications, and marine vessels. These “Fixed Integrated Treatment Technologies” (FITT®) are the result of decades of real world operating history and proven results that offer significant environmental benefits…FITT® for the Purpose Intended.
Survive to Thrive - Powerful Traits of Highly Resilient PeopleFaisal Hoque
Resiliency is an attitude; it's your belief that you can conquer anything. Resilient people develop a mental capacity that allows them to adapt with ease during adversity, bending like bamboo instead of breaking.
E-learning Personal Finance Management - with design v2 .pptxakinsumboayomide
Basic financial vocabulary
The goal of financial planning
Tools for financial planning and budgeting
Introduction to savings and investments
Overview of lending products
Top financial strategies to follow this yearHero FinCorp
Investing is an important part of achieving financial stability. It's one of those crucial financial tips that young individuals, as well as those over the age of 40 years, should keep in mind. When you invest a portion of your income, you keep yourself ready to face any financial emergency. Whether it's medical uncertainty, sudden losses in business, or layoffs in your organisation, investment assists in every difficult time.
I published a blog post about financial planning, especially for early adult woman, that I derived from three books that I read; Finchickup, Rich Dad Poor Dad, and Magnet Rezeki. This presentation is a summary of my blog post.
Ammad Awan Glasgow is also responsible for ensuring that profitable sales volume and strategic objective targets are met for the assigned key accounts.
Stephen Cagnassola | Presenting few templates on financial literacy Stephen Cagnassola
Stephen Cagnassola explaining here few templates on financial literacy & basic strategies. Most people are thinking about growth in longevity in terms of an aging population’s burden on society. But we have the opportunity to look at it another way to reshape current models so that we live decades longer than our ancestors in a way that improves quality of life at all ages
Streamline your objectives for financial future with stephen cagnassolaStephen J. Cagnassola
Stephen cagnassola leads a professional tax and financial organisation that serves clients around the USA. A brilliant person could study for 4 weeks and pass the exam without any difficulty. If you want to offer life insurance the process is equivalent and the study period is about the same
Do you dream about financial independence, but struggle to believe that it's actually possible for you? Are the bills piling up in your household? Do you fear the financial obligations that come with the next thing to go wrong in your home?
Saving, Making and Managing Money: What's In It For You?
You can achieve the financial independence you deserve if you know the right choices to make and you're willing to believe that you can do it!
Learning sound financial strategies enables you to live the life you’ve always dreamed of!
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
The key differences between the MDR and IVDR in the EUAllensmith572606
In the European Union (EU), two significant regulations have been introduced to enhance the safety and effectiveness of medical devices – the In Vitro Diagnostic Regulation (IVDR) and the Medical Device Regulation (MDR).
https://mavenprofserv.com/comparison-and-highlighting-of-the-key-differences-between-the-mdr-and-ivdr-in-the-eu/
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
10. Develop a budget
Income
•<Taxes>
•<CPP & EI>
•<Group Benefits>
•<Retirement Savings>
= Net Income
Expenses:
•Housing
•Transportation
•Insurance
•Savings
•Daily Living
16. Develop a budget
Income
• <Taxes> $2,600
• <CPP & EI> $451.57
• <Group Benefits>
• <Retirement Savings>
= Net Income $2,148.47
Expenses:
• Housing $905
• Transportation $571
• Insurance $0
• Savings $100
• Daily Living $550
• = $2,126.00
• Remainder $22.47
17. Target living allowance = 20% of take-home pay
• ~$125/week
• Groceries
• Eating out
• Entertainment
• Clothing
• Gifts
• Fitness
18. Hidden cost of debt
• $3,000 credit card balance
• 14.99% interest rate
• Minimum payments: $60/mo.
• Time to pay off card: over 15 years!
• Total interest: $4,431
• Total cost: $7,431
Spend
less than
you earn
Avoid
debt
Save cash
& start
early
Set long-
term
goals
29. i
Financial
Management Tax Efficiency Estate DistributionResponsible
Investing
Insurance &
Risk Management
Values-Based Planning Process
Core Values
Money Personality
Lifestyle planning
Cash flow & Debt
clearance
Progress update
process
Tax change updates
Coordinating tax
planning
Maximize tax
sheltering
Tax efficient
investment alternatives
Maximize estate values
Help minimize tax
Help maximize wealth
transfers
Co-ordinated estate
planning
Inheritance planning
Family discussions
Charitable gift planning
Coordinating
insurance
planning
Providing for
surviving spouse
and family
Loss of income
due to illness and
long term care
options
Reducing personal
or business risks
Risk blind spots
Understand your risk
tolerance & investment
philosophy
Align Short-term,
Medium-term & Long-
term investment pools
Portfolio construction,
monitoring and
implementation
Ongoing portfolio
planning, Progress
updates & Determine
rates of return
Sustainable withdrawal
rates
Guaranteed Lifetime
Income
Tax efficiency
withdrawal
Phased retirement
income for different life
stages
Sustainable
Retirement Income