The document discusses the potential savings for B2B and B2G businesses by utilizing level 2 and 3 data in payment processing, which can reduce interchange costs by over 1%. It emphasizes the importance of proper categorization of transactions to avoid overpayment and highlights the technology solutions offered by TouchSuite to optimize rates and enhance security. Additionally, it provides details on the requirements for level 2 and 3 processing to facilitate significant savings.

1. LVL 1 B2CTRANSACTIONS
LVL 2 B2BTRANSACTIONS
LVL 3 B2GTRANSACTIONS
What’s the trap?
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B2B / B2G Businesses
PAYMENT PROCESSING LEVEL 2 & 3 DATA
You’ve been trapped. We can help.
On average, B2B/B2G businesses can save over 1% in interchange costs by processing
with Level 2 and 3 data. If your business is processing transactions with government or
corporate cards, correcting this issue can save thousands of dollars anually.
You are here
Want to confirm that? Take a look at the
interchange rates on your processing statement.
If you need help, call 866-909-8284
Payment processing companies want to make money, and an
easy way to do that is by incorrectly categorizing merchants.
This could be because the processing company is taking
advantage of the situation, or because they simply don’t have
the technology to support more secure payment data.
As experts in payments processing and technology solutions,
we saw that correcting this simple issue saves companies
thousands of dollars per year while not hurting our bottom
line. We want you to have those savings too.
Minimal security.
Most Expensive.
Basic security.
Less Expensive.
Most security.
Least Expensive.
info@touchsuite.com
With our rate optimization your rates
are substantially lower and the overall fees
you pay are reduced. This results in huge
net savings for your business.
With our technology you have security
and support. Our solution is custom
tailored to your industry and the card
types you accept.
24/7 Support Mobile App Fraud & Security Modules Custom Reports

2. American Bancard, LLC is a registered ISO of Wells Fargo Bank, NA, Walnut Creek, CA and BMO Harris Bank NA. and is a Registered MSP/ISO of Elavon, Inc. Georgia.
Level 2 Processing
Level 2 data is used to process business card,
corporate card and purchase card
transactions. In order to process Level 2 data,
information used in Level 1 sales is entered
along with tax information.
Although additional data fields are required
they are typically easier to input when
compared to Level 3 data.
Level 2 Requirements
1. Standard Credit Card Information
2. Merchant Name
3. Sales Tax
4. Customer Code or Invoice Number
Level 3 Processing is used in Business to
Busness (B2B) and Business to Government
(B2G) transactions to help large corporations
monitor spending by capturing additional
line-item details.
Utilizing the extra data offers a significant
amount of savings on interchange rates for
transactions.
Level 3 Requirements
1. Standard Credit Card Information
2. Merchant Name
3. Merchant State Code
4. Sales Tax
5. Customer Code or Invoice Number
6. Shipping Amount
7. Duty Amount
8. Line Item Details:
o Product / Service ID (item id)
o Product/ Service Description
o Quantity
o Item Amount
o Unit of Measure
Payment Security Levels
Processing Requirements
Level 3 Processing
PAYMENT PROCESSING LEVEL 2 & 3 DATA
Level 1 Processing This processing level is standard for retailers that swipe or key in a zip code.
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