Taxes and spending are off the charts in New York state and we need to get serious about cutting both in order to become competitive with other parts of the USA and world.
Proposed Budget Cuts For Arizona Public Educationchandlerea
The document summarizes proposed budget cuts for Arizona public education put forth by Senator Russell Pearce and Representative John Kavanagh that would cut nearly $1 billion from education budgets over the next two years through measures like phasing out a career ladder program, eliminating all-day kindergarten, and reducing lump sum payments to districts. It also discusses opposition to the cuts from educators, citizens, and business leaders who see education funding as a priority, as shown in several polls and surveys. Over 1,500 people rallied at the state capitol against the proposals, and legislators are urged to consider constituent opinions on the issue as a budget may be passed by February 1st.
The document discusses how buildings are a major contributor to energy usage and emissions in the United States. It notes that the residential and commercial sectors account for over $125 billion in annual energy costs, while buildings produce over 30% of nationwide CO2 emissions. However, public awareness of buildings' environmental impact remains low. The document concludes by arguing new policies from the Obama administration aim to improve building efficiency and help transition the country to more sustainable energy practices.
Russ Choma is an investigative reporter who focuses on climate and energy issues, transportation and stimulus spending for the Investigative Reporting Workshop, Nieman Watchdog and Grist.org. He spoke at Covering the Green Economy on the challenges and rewards of reporting the biggest pro-green legislation.
Greater Rochester, NY offers a variety of benefits including affordable housing, arts and entertainment, and proximity to lakes and mountains. Rochester has a population of 1.1 million and is home to colleges, parks, and cultural organizations. Housing is more affordable than the national average, with the median home value nearly half the US median. Rochester also has a diverse economy and is recognized for its quality of life.
Slidecast about the American economy at the time. In this slidecast I talk about creating jobs and the financial crisis. I also give my personal opinion and draw conclusions out of 3 self-picked articles.
The document summarizes a new report on charitable giving in Maryland that found as the wealth of Maryland residents has grown, so too has their generosity. Some key findings of the report include that in 2002, Maryland residents donated 2.9% of their adjusted gross income to charity, ranking Maryland 5th in wealth and 7th in charitable giving as a percentage of income. However, the report unexpectedly found that having a large population of baby boomers negatively impacted giving levels.
This document discusses America's energy policy and consumption. It provides information on non-renewable and renewable energy sources. It also discusses how much energy Americans use in their homes and the industries that produce goods. Finally, it outlines policy recommendations to transition to more sustainable energy sources, including increasing energy efficiency standards and setting renewable energy goals. There is debate around how much influence fossil fuel companies have on energy policy through lobbying efforts.
The United States is heading to an election in November 2020. There are many issues facing americans as such it is important for all americans to ask tough questions of their presidents including where they stand on different policies.
Proposed Budget Cuts For Arizona Public Educationchandlerea
The document summarizes proposed budget cuts for Arizona public education put forth by Senator Russell Pearce and Representative John Kavanagh that would cut nearly $1 billion from education budgets over the next two years through measures like phasing out a career ladder program, eliminating all-day kindergarten, and reducing lump sum payments to districts. It also discusses opposition to the cuts from educators, citizens, and business leaders who see education funding as a priority, as shown in several polls and surveys. Over 1,500 people rallied at the state capitol against the proposals, and legislators are urged to consider constituent opinions on the issue as a budget may be passed by February 1st.
The document discusses how buildings are a major contributor to energy usage and emissions in the United States. It notes that the residential and commercial sectors account for over $125 billion in annual energy costs, while buildings produce over 30% of nationwide CO2 emissions. However, public awareness of buildings' environmental impact remains low. The document concludes by arguing new policies from the Obama administration aim to improve building efficiency and help transition the country to more sustainable energy practices.
Russ Choma is an investigative reporter who focuses on climate and energy issues, transportation and stimulus spending for the Investigative Reporting Workshop, Nieman Watchdog and Grist.org. He spoke at Covering the Green Economy on the challenges and rewards of reporting the biggest pro-green legislation.
Greater Rochester, NY offers a variety of benefits including affordable housing, arts and entertainment, and proximity to lakes and mountains. Rochester has a population of 1.1 million and is home to colleges, parks, and cultural organizations. Housing is more affordable than the national average, with the median home value nearly half the US median. Rochester also has a diverse economy and is recognized for its quality of life.
Slidecast about the American economy at the time. In this slidecast I talk about creating jobs and the financial crisis. I also give my personal opinion and draw conclusions out of 3 self-picked articles.
The document summarizes a new report on charitable giving in Maryland that found as the wealth of Maryland residents has grown, so too has their generosity. Some key findings of the report include that in 2002, Maryland residents donated 2.9% of their adjusted gross income to charity, ranking Maryland 5th in wealth and 7th in charitable giving as a percentage of income. However, the report unexpectedly found that having a large population of baby boomers negatively impacted giving levels.
This document discusses America's energy policy and consumption. It provides information on non-renewable and renewable energy sources. It also discusses how much energy Americans use in their homes and the industries that produce goods. Finally, it outlines policy recommendations to transition to more sustainable energy sources, including increasing energy efficiency standards and setting renewable energy goals. There is debate around how much influence fossil fuel companies have on energy policy through lobbying efforts.
The United States is heading to an election in November 2020. There are many issues facing americans as such it is important for all americans to ask tough questions of their presidents including where they stand on different policies.
This document summarizes arguments against wind energy, including:
1) Wind energy relies heavily on government subsidies and does not make economic sense without them.
2) For every "green job" created by wind energy, several jobs are lost elsewhere in the economy due to higher energy costs.
3) Models used to predict job creation from wind overestimate jobs and fail to account for job losses in other sectors.
The document provides citations for 6 sources in MLA format used for a research project on relocating to Indianapolis, Indiana. The sources include an IRS tax form, information on renters insurance rates, city data and demographics on Indianapolis, information on the city's public transportation system, individual health insurance plans, and an advertisement for Verizon Wireless cell phone services.
Understanding Renewable Energy Businesses: Aligning Renewable Energy Firms an...The Solar Foundation
This document summarizes the results of surveys of renewable energy firms and economic developers conducted by the International Economic Development Council (IEDC) to understand their perspectives and alignment on growing the renewable energy industry. The surveys found that while both groups saw political leadership as the most important state asset, firms placed more importance on direct financial incentives, and viewed federal policy uncertainty as the top challenge. Firms also preferred a comprehensive strategic plan from economic developers, rather than the workforce programs most often implemented. The research aims to highlight alignments and gaps between renewable energy firms and economic developers to improve future industry support strategies.
This document summarizes and comments on a recent conference sponsored by the American Council on Renewable Energy (ACORE) that advocated for greater government support and subsidies for renewable energy technologies like wind and solar. The summary criticizes the renewable energy lobby for seeking more taxpayer money, corporate welfare, and policies like renewable portfolio standards despite over 30 years and $14 billion in government funding that has only resulted in renewable energy sources supplying 3% of US electricity. It argues that if technologies are truly mature and competitive, they should not need more government intervention and that no amount of subsidies will make technologies commercially viable if they are not already.
The document discusses various topics related to green energy and stimulus funding in the United States, including:
1) Billions of dollars in federal stimulus funds have been allocated to green energy projects, though some of this money has gone to projects built before the stimulus or overseas.
2) Green energy and jobs are growing industries but definitions vary and data is mixed on actual job creation from stimulus programs.
3) Federal and state incentives like tax credits and grants have supported thousands of renewable energy projects but not all recipients have relevant experience.
The document discusses unemployment, defining it as when a person aged 16 or older is actively seeking work but unable to find a job. It notes unemployment is a lagging or leading economic indicator. There are three types of unemployment: frictional from job changes, structural from skills mismatches, and cyclical from recessions. Michigan has high seasonal unemployment due to winter layoffs in some industries. During the 2009 recession, Michigan's unemployment rose to 15.2%, the highest in 25 years, mainly due to declines in the auto and housing industries rather than typical frictional unemployment. The national unemployment peaked at 10% in October 2009. The US recovery since has been slow, partly due to ongoing weakness in housing construction. Current unemployment rates in
The document discusses the economic impacts of recent flooding in Southeast Texas and Southwest Louisiana. It notes that flooding causes individual losses as well as impacts the regional economy. The flooding closed a major interstate highway for a time, disrupting commerce and labor pools between the two regions. Infrastructure investment is needed to combat these impacts, but political disagreements have prevented adequate funding from being allocated.
The Obama stimulus bill was based on assumptions that unemployment would decline more quickly due to stimulus spending. However, unemployment remained high and the national debt increased. Two key assumptions - that the "green jobs" program would help Americans save energy and the overall stimulus would soften the recession - proved incorrect. Contractors were unprepared for weatherization jobs and the stimulus only provided temporary relief rather than stimulating sustained economic growth. Longitudinal studies should have been used to better evaluate the assumptions and potential outcomes of the stimulus proposals.
Is The Rent Too High?: Rent and Income in Virginia since 2007Robert M. Davis, MPA
This document examines rental costs as a percentage of household income in Virginia since the recession to 2012. It finds that 46% of renters in Virginia are considered cost burdened, spending over 30% of their income on rent. The percentage of cost burdened renters has increased 3% from 2007 to 2012. During this period, median gross rent increased 20% while incomes only rose 6%, indicating rents have outpaced incomes. The document concludes that despite overall income gains, rental rates in Virginia seem to be rising faster than incomes.
This report examines the risks associated with electric utility resource investment decisions as the U.S. electric utility industry faces unprecedented challenges and needs to invest an estimated $2 trillion over the next 20 years. The report finds that diversifying utility supply portfolios, employing transparent ratemaking practices, and using robust integrated resource planning that incorporates risk analysis can help regulators ensure investments achieve reliable, affordable and clean energy goals while minimizing risks. The analysis shows energy efficiency to be the lowest cost and lowest risk resource, followed by wind and solar, making these options less risky than continuing heavy reliance on conventional fossil fuel generation. The report calls for "risk-aware regulation" to guide $100 billion in expected annual investments toward the lowest overall costs over the long
Breaking Down The Tax-Credit Scholarship Audit EdChoice
In 2014, we calculated the cumulative savings generated by America’s K–12 school voucher programs over two decades. This year, we continued that study by doing the same for seven states’ tax-credit scholarship programs, which cover 93 percent of total scholarships awarded to date. These types of school choice programs differ from school vouchers in how they’re funded, however. Flip through this Slideshare to learn how tax-credit scholarships are different from school vouchers and what the fiscal effects of these programs have been for state governments, school districts and taxpayers.
For the full Tax-Credit Scholarship Audit report, visit http://www.edchoice.org/ScholarshipAudit.
FoMLSS School of ManagementCoursework International FinaShainaBoling829
FoMLSS/ School of Management
Coursework: International Finance (AFE 7508)
Semester 2 / 2021
Instructions
• This is an individual assignment.
• Do not rewrite questions to your answer sheet.
• Word limit excluding references and tables is 2000.
• Use APA or Harvard referencing style.
• All students need to be aware that the current rules and regulations on pla-
giarism prescribed by the University apply and you are advised to become
fully familiarised with their content before starting your preparation.
1
Case Study 1 [30 Marks: 500 word limit]
The United Kingdom has experienced large-scale trade deficits in recent years.
This deficit has been volatile in the last 5 years (see, Figure 1).
1. Provide a report on the trend of UK’s balance of payment (BOP), consid-
ering current account and capital account in the last 5 years. (6 marks)
2. Investigate the causes of the UK’ current account changes in the last 5
years. (8 marks)
3. Investigate the causes of the UK’ capital account changes in the last 5
years. (8 marks)
4. Consider the pair of GBP/USD and analyse the possible nexus between
the UK’s balance of payment and the value of GBP. (8 marks)
Figure 1: UK Balance of Trade
Case Study 2 [40 Marks: 1000 word limit]
Taking into account the BOP, macroeconomic indicators, and international par-
ities, what is your prediction for the pair of EUR/USD for the mid-term horizon
of coming 3 months ?
Questions [30 Marks: 500 word limit]
1. Suppose your company (based in UK) aims to manage exchange exposure
associated with an account receivable denominated in euro. What kind of
tools or techniques do you suggest for this purpose? (10 mark)
2
2. Discuss the advantage and disadvantage of gold standard. Is it applicable
currently? (20 mark)
3
Respond to peer discussion article based on this week’s readings
Peer #1
The Effects of Terrorism on the Travel and Tourism Industry
Our readings this week cover a wide range of topics regarding the safety of secure borders, economic impacts from perceived and real threats, enhancement of undocumented people through government programs and the effects of new technology on border control tactics. The article chosen discusses the effects that terrorism and many kinds of threats have on the travel and tourism industry. “Terrorism” has been given many different definitions, but the overall message is about the risk of violence whether it be from radical ideological groups, drug cartels, or downtrodden societies with low socioeconomic status. Ever since the attack at the Olympic Games in 1972, terrorism and acts of violence have played a role in where tourists choose to visit. Tourists studied identify as either risk neutral, functional risk, and place risk and often choose their destination based on seven types of risks: financial, social, psychological, physical, functional, situational, and travel. Very rarely are tourists targeted in the “traditional” sense of terrorism but acts of violence s ...
New evidence released suggest that the increases in college costs which have driven the accumulation of student debt has ripple effects that are hurting the U.S housing market and could have long term effects that harm the economy as whole.
Examining the changes in student debt accumulation and housing ownership in the Commonwealth of Virginia.
Higher Education and the Triple CrunchRichard Hall
The document discusses the challenges facing higher education in a world facing disruptions from declining oil supply, climate change, and economic austerity/debt ("the triple crunch"). It notes that oil production may not be able to keep up with rising global demand, exacerbating economic issues. Alternative models of higher education and development are discussed, such as Ecuador's plan for "good living" and collective/autonomous education models. The conclusion calls for higher education to have more sophisticated conversations about its role and how to prepare students and society for an uncertain future with constrained resources.
This document provides an overview of clean technology in the United States, including summaries of various sources on power generation, subsidies under Obama, and reactions to Trump's decision to withdraw from the Paris Climate Agreement. It also includes Paul Young's bio and contact information, as well as data on CO2 emissions by country.
Thirty years of growing income inequality, corporate tax cuts and personal tax breaks for the wealthy have undermined the livelihood of working people and set up a state budget crisis which does not need to
exist. We present alternative tax proposals and issue a warning of the ominous consequences of privatization, layoffs and state service cuts for all New Yorkers.
The document discusses a new approach called "social impact bonds" that brings market discipline to government programs. It allows nonprofit groups to fund social programs and only get repaid by the government if the programs meet pre-agreed benchmarks. The first trial is happening in a UK prison, where investors will get repaid if recidivism is reduced by at least 7.5%. The Obama administration plans to allocate $100 million for pilot programs testing this approach in areas like job training and education. Supporters argue it could improve outcomes and attract more private funding for social programs.
Green Bonds in Brief: Risk, Reward, and Opportunity, is a report from As You Sow and the Cornell Institute of Public Affairs. Green bonds are exciting financial instruments that are directing funds to environmental and climate projects.
This document outlines 14 sustainability trends for 2014, including more extreme weather events highlighting the impacts of climate change, rising costs of storms and threats to global food and water security. It also discusses shifts to renewable energy and economies, pressures on supply chains, and the roles of governments, faith groups and younger generations in driving sustainability. The document concludes by describing several Wisconsin programs that provide resources and recognition for businesses pursuing sustainability.
This document summarizes 14 sustainability trends for 2014, including more extreme weather events highlighting the impacts of climate change, rising costs from billion-dollar storms, threats to global food security, and impending water conflicts. It also discusses the transition to renewable energy, shifts in the fossil fuel industry, the growing economic impacts of sustainability for companies, and rising political power of developing nations. It concludes by highlighting tools and programs in Wisconsin to help businesses adopt sustainable practices.
Improving Americans' Financial Security: The Importance of a CFPB DirectorObama White House
This document discusses the importance of appointing a director to the Consumer Financial Protection Bureau (CFPB). It notes that while the Dodd-Frank Act established strong new consumer protections and the CFPB to enforce them, the CFPB cannot fully exercise its authorities without a director. This leaves gaps in oversight of non-bank financial institutions like payday lenders that interact with tens of millions of American families. Fully empowering the CFPB is critical to protecting consumers from predatory practices and ensuring the financial system supports economic growth and stability.
This document summarizes arguments against wind energy, including:
1) Wind energy relies heavily on government subsidies and does not make economic sense without them.
2) For every "green job" created by wind energy, several jobs are lost elsewhere in the economy due to higher energy costs.
3) Models used to predict job creation from wind overestimate jobs and fail to account for job losses in other sectors.
The document provides citations for 6 sources in MLA format used for a research project on relocating to Indianapolis, Indiana. The sources include an IRS tax form, information on renters insurance rates, city data and demographics on Indianapolis, information on the city's public transportation system, individual health insurance plans, and an advertisement for Verizon Wireless cell phone services.
Understanding Renewable Energy Businesses: Aligning Renewable Energy Firms an...The Solar Foundation
This document summarizes the results of surveys of renewable energy firms and economic developers conducted by the International Economic Development Council (IEDC) to understand their perspectives and alignment on growing the renewable energy industry. The surveys found that while both groups saw political leadership as the most important state asset, firms placed more importance on direct financial incentives, and viewed federal policy uncertainty as the top challenge. Firms also preferred a comprehensive strategic plan from economic developers, rather than the workforce programs most often implemented. The research aims to highlight alignments and gaps between renewable energy firms and economic developers to improve future industry support strategies.
This document summarizes and comments on a recent conference sponsored by the American Council on Renewable Energy (ACORE) that advocated for greater government support and subsidies for renewable energy technologies like wind and solar. The summary criticizes the renewable energy lobby for seeking more taxpayer money, corporate welfare, and policies like renewable portfolio standards despite over 30 years and $14 billion in government funding that has only resulted in renewable energy sources supplying 3% of US electricity. It argues that if technologies are truly mature and competitive, they should not need more government intervention and that no amount of subsidies will make technologies commercially viable if they are not already.
The document discusses various topics related to green energy and stimulus funding in the United States, including:
1) Billions of dollars in federal stimulus funds have been allocated to green energy projects, though some of this money has gone to projects built before the stimulus or overseas.
2) Green energy and jobs are growing industries but definitions vary and data is mixed on actual job creation from stimulus programs.
3) Federal and state incentives like tax credits and grants have supported thousands of renewable energy projects but not all recipients have relevant experience.
The document discusses unemployment, defining it as when a person aged 16 or older is actively seeking work but unable to find a job. It notes unemployment is a lagging or leading economic indicator. There are three types of unemployment: frictional from job changes, structural from skills mismatches, and cyclical from recessions. Michigan has high seasonal unemployment due to winter layoffs in some industries. During the 2009 recession, Michigan's unemployment rose to 15.2%, the highest in 25 years, mainly due to declines in the auto and housing industries rather than typical frictional unemployment. The national unemployment peaked at 10% in October 2009. The US recovery since has been slow, partly due to ongoing weakness in housing construction. Current unemployment rates in
The document discusses the economic impacts of recent flooding in Southeast Texas and Southwest Louisiana. It notes that flooding causes individual losses as well as impacts the regional economy. The flooding closed a major interstate highway for a time, disrupting commerce and labor pools between the two regions. Infrastructure investment is needed to combat these impacts, but political disagreements have prevented adequate funding from being allocated.
The Obama stimulus bill was based on assumptions that unemployment would decline more quickly due to stimulus spending. However, unemployment remained high and the national debt increased. Two key assumptions - that the "green jobs" program would help Americans save energy and the overall stimulus would soften the recession - proved incorrect. Contractors were unprepared for weatherization jobs and the stimulus only provided temporary relief rather than stimulating sustained economic growth. Longitudinal studies should have been used to better evaluate the assumptions and potential outcomes of the stimulus proposals.
Is The Rent Too High?: Rent and Income in Virginia since 2007Robert M. Davis, MPA
This document examines rental costs as a percentage of household income in Virginia since the recession to 2012. It finds that 46% of renters in Virginia are considered cost burdened, spending over 30% of their income on rent. The percentage of cost burdened renters has increased 3% from 2007 to 2012. During this period, median gross rent increased 20% while incomes only rose 6%, indicating rents have outpaced incomes. The document concludes that despite overall income gains, rental rates in Virginia seem to be rising faster than incomes.
This report examines the risks associated with electric utility resource investment decisions as the U.S. electric utility industry faces unprecedented challenges and needs to invest an estimated $2 trillion over the next 20 years. The report finds that diversifying utility supply portfolios, employing transparent ratemaking practices, and using robust integrated resource planning that incorporates risk analysis can help regulators ensure investments achieve reliable, affordable and clean energy goals while minimizing risks. The analysis shows energy efficiency to be the lowest cost and lowest risk resource, followed by wind and solar, making these options less risky than continuing heavy reliance on conventional fossil fuel generation. The report calls for "risk-aware regulation" to guide $100 billion in expected annual investments toward the lowest overall costs over the long
Breaking Down The Tax-Credit Scholarship Audit EdChoice
In 2014, we calculated the cumulative savings generated by America’s K–12 school voucher programs over two decades. This year, we continued that study by doing the same for seven states’ tax-credit scholarship programs, which cover 93 percent of total scholarships awarded to date. These types of school choice programs differ from school vouchers in how they’re funded, however. Flip through this Slideshare to learn how tax-credit scholarships are different from school vouchers and what the fiscal effects of these programs have been for state governments, school districts and taxpayers.
For the full Tax-Credit Scholarship Audit report, visit http://www.edchoice.org/ScholarshipAudit.
FoMLSS School of ManagementCoursework International FinaShainaBoling829
FoMLSS/ School of Management
Coursework: International Finance (AFE 7508)
Semester 2 / 2021
Instructions
• This is an individual assignment.
• Do not rewrite questions to your answer sheet.
• Word limit excluding references and tables is 2000.
• Use APA or Harvard referencing style.
• All students need to be aware that the current rules and regulations on pla-
giarism prescribed by the University apply and you are advised to become
fully familiarised with their content before starting your preparation.
1
Case Study 1 [30 Marks: 500 word limit]
The United Kingdom has experienced large-scale trade deficits in recent years.
This deficit has been volatile in the last 5 years (see, Figure 1).
1. Provide a report on the trend of UK’s balance of payment (BOP), consid-
ering current account and capital account in the last 5 years. (6 marks)
2. Investigate the causes of the UK’ current account changes in the last 5
years. (8 marks)
3. Investigate the causes of the UK’ capital account changes in the last 5
years. (8 marks)
4. Consider the pair of GBP/USD and analyse the possible nexus between
the UK’s balance of payment and the value of GBP. (8 marks)
Figure 1: UK Balance of Trade
Case Study 2 [40 Marks: 1000 word limit]
Taking into account the BOP, macroeconomic indicators, and international par-
ities, what is your prediction for the pair of EUR/USD for the mid-term horizon
of coming 3 months ?
Questions [30 Marks: 500 word limit]
1. Suppose your company (based in UK) aims to manage exchange exposure
associated with an account receivable denominated in euro. What kind of
tools or techniques do you suggest for this purpose? (10 mark)
2
2. Discuss the advantage and disadvantage of gold standard. Is it applicable
currently? (20 mark)
3
Respond to peer discussion article based on this week’s readings
Peer #1
The Effects of Terrorism on the Travel and Tourism Industry
Our readings this week cover a wide range of topics regarding the safety of secure borders, economic impacts from perceived and real threats, enhancement of undocumented people through government programs and the effects of new technology on border control tactics. The article chosen discusses the effects that terrorism and many kinds of threats have on the travel and tourism industry. “Terrorism” has been given many different definitions, but the overall message is about the risk of violence whether it be from radical ideological groups, drug cartels, or downtrodden societies with low socioeconomic status. Ever since the attack at the Olympic Games in 1972, terrorism and acts of violence have played a role in where tourists choose to visit. Tourists studied identify as either risk neutral, functional risk, and place risk and often choose their destination based on seven types of risks: financial, social, psychological, physical, functional, situational, and travel. Very rarely are tourists targeted in the “traditional” sense of terrorism but acts of violence s ...
New evidence released suggest that the increases in college costs which have driven the accumulation of student debt has ripple effects that are hurting the U.S housing market and could have long term effects that harm the economy as whole.
Examining the changes in student debt accumulation and housing ownership in the Commonwealth of Virginia.
Higher Education and the Triple CrunchRichard Hall
The document discusses the challenges facing higher education in a world facing disruptions from declining oil supply, climate change, and economic austerity/debt ("the triple crunch"). It notes that oil production may not be able to keep up with rising global demand, exacerbating economic issues. Alternative models of higher education and development are discussed, such as Ecuador's plan for "good living" and collective/autonomous education models. The conclusion calls for higher education to have more sophisticated conversations about its role and how to prepare students and society for an uncertain future with constrained resources.
This document provides an overview of clean technology in the United States, including summaries of various sources on power generation, subsidies under Obama, and reactions to Trump's decision to withdraw from the Paris Climate Agreement. It also includes Paul Young's bio and contact information, as well as data on CO2 emissions by country.
Thirty years of growing income inequality, corporate tax cuts and personal tax breaks for the wealthy have undermined the livelihood of working people and set up a state budget crisis which does not need to
exist. We present alternative tax proposals and issue a warning of the ominous consequences of privatization, layoffs and state service cuts for all New Yorkers.
The document discusses a new approach called "social impact bonds" that brings market discipline to government programs. It allows nonprofit groups to fund social programs and only get repaid by the government if the programs meet pre-agreed benchmarks. The first trial is happening in a UK prison, where investors will get repaid if recidivism is reduced by at least 7.5%. The Obama administration plans to allocate $100 million for pilot programs testing this approach in areas like job training and education. Supporters argue it could improve outcomes and attract more private funding for social programs.
Green Bonds in Brief: Risk, Reward, and Opportunity, is a report from As You Sow and the Cornell Institute of Public Affairs. Green bonds are exciting financial instruments that are directing funds to environmental and climate projects.
This document outlines 14 sustainability trends for 2014, including more extreme weather events highlighting the impacts of climate change, rising costs of storms and threats to global food and water security. It also discusses shifts to renewable energy and economies, pressures on supply chains, and the roles of governments, faith groups and younger generations in driving sustainability. The document concludes by describing several Wisconsin programs that provide resources and recognition for businesses pursuing sustainability.
This document summarizes 14 sustainability trends for 2014, including more extreme weather events highlighting the impacts of climate change, rising costs from billion-dollar storms, threats to global food security, and impending water conflicts. It also discusses the transition to renewable energy, shifts in the fossil fuel industry, the growing economic impacts of sustainability for companies, and rising political power of developing nations. It concludes by highlighting tools and programs in Wisconsin to help businesses adopt sustainable practices.
Improving Americans' Financial Security: The Importance of a CFPB DirectorObama White House
This document discusses the importance of appointing a director to the Consumer Financial Protection Bureau (CFPB). It notes that while the Dodd-Frank Act established strong new consumer protections and the CFPB to enforce them, the CFPB cannot fully exercise its authorities without a director. This leaves gaps in oversight of non-bank financial institutions like payday lenders that interact with tens of millions of American families. Fully empowering the CFPB is critical to protecting consumers from predatory practices and ensuring the financial system supports economic growth and stability.
This summary provides an overview of the key points from the document:
1. The document discusses how Pope John Paul II decided to become a priest, focusing on a scene from the movie about his life.
2. In the scene, Karol (Pope John Paul II's original name) is dealing with World War 2 and believes violence should not be met with violence. He prays several times as he considers his path.
3. Karol ultimately chooses to become a priest, despite having potential for other careers. His father was very religious, influencing Karol's faith.
Jack Gerard, President and CEO of the American Petroleum Institute, delivered a speech on "The State of American Energy" at the Newseum in Washington D.C. He outlined challenges and opportunities for the U.S. energy industry. Gerard argued that increased domestic oil and gas production through expanded access to reserves could generate hundreds of thousands of new jobs and over $1.7 trillion in government revenue. However, restrictive policies risk closing off opportunities and sending projects overseas. Gerard urged policymakers to make choices that promote growth through job creation and access to domestic energy resources rather than increased taxes, which could decrease long-term government revenues and cost tens of thousands of jobs.
150 word to each part response follow up . Due 9pm 12 1816 Part1.docxLyndonPelletier761
150 word to each part response follow up . Due 9pm 12 /18/16
Part1
There are many concerns that are brought to the forefront when you discuss the U.S. energy policy and three of those are according to Yacobucci (2016) “…assuring a secure supply of energy, keeping energy cost low, and protecting the environment.” By assuring a supply of energy this is referring to not eliminating one component of America’s consumption of energy while bolstering another. As a nation we want to be independent from the oil from the Middle East, but we cannot simply cut off our intake until there are programs in place to ensure that our economy will not collapse. This ties into keeping energy costs low, as long as there are multiple different means of energy they will drive the prices lower for each other in competition. While switching to an all renewable energy source would be the best for the environment and global warming, it is something that will take decades to accomplish.
There are many merits and risks associated with renewable energy and making it a priority when it comes to the U.S. energy policy. Currently we are largely dependent on foreign oil to sustain our intake of gasoline/diesel for our vehicles. Along with being dependent upon other nations we are also digging into resources that take thousands of years to make instead of using the resources that are around us and will not end. These renewable resources are solar, wind, and hydrologic. If we used these instead to heat our homes, light the streets, and fuel our vehicles not only would we cut down extremely on emissions we would become dependent of other countries. The merits of such a program would be easy to spell out and the risks are evident as well. The number one “risk” is the risk of losing jobs that are already created and destabilizing countries that are reliant on our intake of oil. By increasing our renewable energy sources, we would create thousands of jobs putting the infrastructure into our nation and by having to maintain it. This risk, which sounds like a pro, is associated as a risk because of lobbyists and big business that are relying on increasing the price as we deplete a resource that does have a measurable end to it. That one risk is the reason that renewable energy is not being developed whole heartedly, with proper sanctions and taxes we could be dependent on renewable energy within 20 years.
Part2
Globalization
is a process of interaction and integration among the people, companies and governments of different
nations, a process driven by international trade and investment and aided by information technology.
(
Globalization
org 2016)
Some of the major concerns that occur when it comes to US
energy
policy are security, which is the safety in the prevention of future needs. People fear that environmental
deterioration
will affect present and future
generations
.
, Efficiency, a regulated industry and certain economic activities can be restricted or prohibited.
The document discusses social impact bonds, an innovative financing model where private investors fund social programs and are reimbursed by the government if the programs achieve targeted social outcomes. It notes that the Obama administration has proposed $100 million to pilot social impact bonds across several agencies. While the bonds have potential to incentivize social innovation, challenges include determining which outcomes to measure and ensuring government funding is sustained over the long term required for impact.
Intensive Care for Medicaid McQ Quarterly 2005Craig Tanio
This document summarizes a McKinsey report analyzing the unsustainable growth of Medicaid costs in the United States. It finds that by 2009, Medicaid will consume more than 75% of new state revenue in some states and 25-50% in many others. While opportunities exist to capture savings, actually doing so will require difficult decisions and creative leadership given political and structural challenges. Reform is needed to put Medicaid on a more stable long-term footing while still serving those in need.
Assessing the costs of public higher education in the commonwealth of virgini...Robert M. Davis, MPA
Part 5 in a series of whitepaper research examining the costs of public higher education in the Commonwealth of Virginia. One plausible rationale for the rising costs of higher education at Virginia’s public state supported four year institutions is the result of asymmetrical flows of information between providers and consumers regarding mandatory non-educational fees.
Read· Coombs and Holladay, Managing Corporate Social Responsibil.docxcargillfilberto
Read
· Coombs and Holladay, Managing Corporate Social Responsibility, pages 1-49 and 153-163.
· Jacquelyn Smith, Forbes Staff (2014).
The Companies With the Best CSR ReputationsLinks to an external site.
· Jurate Banyte and Agne Gadeikiene (2013). “Long-term Relationships between Consumer and Socially Responsible Company: The Effect of Consumer’s Support for CSR,” International Journal of Management Cases, 15:2, 153-168.
· John Paluszek, “
Transforming Communication/Corporate Social Responsibility,Links to an external site.” including three-minute video, 2014.
Watch
· “
Harvard's Michael Porter Tell Us How Business Can Win Back Its' Reputation,Links to an external site.” CSR For Forbes.com.
· “
Corporate Social Responsibility is an Investment in the Future: Markus Conrad, Tchibo chairmanLinks to an external site..”
·
Patagonia Corporate Responsibility.Links to an external site.
·
Video debate with Robert Reich and David Vogel on CSR.Links to an external site.
Assignments
· CSR Report – Analyze a Fortune 500 multi-national company’s most recent social responsibility report. Prepare an approximately 1000-word analysis that 1) identifies CSR issues important to the company, 2) describes the company’s CSR philosophy and approach, 3) explains strategies used by the company in addressing CSR issues, and 4) analyzes the company’s approach to CSR in the context of CSR concepts discussed in Coombs and Holladay. Post your analysis on the Discussion Board.
FIGURE 10.1 Contemporary economic development often follows a similar pattern around the world, best
described as a growing gap between the haves and have-nots. (Credit: Alicia Nijdam/Wikimedia Commons)
INTRODUCTION
CHAPTER OUTLINE
10.1 Global Stratification and Classification
10.2 Global Wealth and Poverty
10.3 Theoretical Perspectives on Global Stratification
The April 24, 2013 collapse of the Rana Plaza in Dhaka, Bangladesh that killed over 1,100
people, was the deadliest garment factory accident in history, and it was preventable (International Labour
Organization, Department of Communication 2014).
In addition to garment factories employing about 5,000 people, the building contained a bank, apartments,
childcare facilities, and a variety of shops. Many of these closed the day before the collapse when cracks were
discovered in the building walls. When some of the garment workers refused to enter the building, they were
threatened with the loss of a month’s pay. Most were young women, aged twenty or younger. They typically
worked over thirteen hours a day, with two days off each month. For this work, they took home between twelve
and twenty-two cents an hour, or $10.56 to $12.48 a week. Without that pay, most would have been unable to
feed their children. In contrast, the U.S. federal minimum wage is $7.25 an hour, and workers receive wages at
time-and-a-half rates for work in excess of for.
There are three crises that will disrupt economic growth and higher education:
1) Peak oil production will constrain economic growth as liquid fuel availability declines. This will exacerbate tensions in developing and developed worlds.
2) Climate change impacts like rising sea levels and extreme weather will constrain economic growth. Unsustainable consumption must be reduced through new socio-economic models.
3) High student debt loads and youth unemployment are symptoms of the secular crisis of capitalism and its unsustainable growth model.
The document calls for higher education to take an activist role in preparing students and society for this volatile future through cooperative models that cultivate mass intellectuality and community freedom. Business as usual is no longer possible or desirable.
The Economics and Regulation of Network Branded Prepaid CardsVivastream
This document summarizes a working paper about the economics and regulation of network branded prepaid cards. It provides background on the growth of prepaid cards and their importance for the unbanked population. Regulations after the 2008 financial crisis increased costs for banks and reduced access to debit/credit cards, fueling demand for prepaid cards. The paper will examine the prepaid card market and debate around potential new regulations, noting the market appears competitive but some regulations could promote competition and consumer welfare.
This document summarizes abortion policies in New York State. It discusses that federal funding for abortions is limited by the Hyde Amendment, but 15 states including New York use state funds. It also notes that New York does not require parental involvement for minors seeking abortions. The document argues this could enable minors to get secret Medicaid-funded abortions. It questions why abortion has fewer age restrictions than activities like smoking or military service. In closing, it calls for upholding the Hyde Amendment, enacting parental notification in New York, ending certain Medicaid taxes, and simplifying the adoption process.
This document discusses school choice options for New York State. It notes that per-pupil spending on K-12 education in New York is 92% above the national average, the highest in the US. It defines charter schools and vouchers, and outlines some commonly seen flaws with how voucher programs have been implemented in other states, such as requiring public school attendance first, being triggered by school performance rather than parental choice, and lack of controls that could lead to inflation of private school tuition prices. The document argues that a voucher or tax credit program for New York should allow immediate parental choice without prerequisites, apply universally rather than targeting low-performing schools, and use a graduated system so parents still have a stake in costs to avoid
Quality Assurance and Cost Control for ConstructionRich Purtell
Discussion about some common traps in the construction industry which tend to drive up costs yet not improve quality. Suggestions offered on how to do things in a better way
Building Automation System (BAS) competitive buying strategiesRich Purtell
In spite of open protocols there has been a real problem with multi-vendor competitive procurement to keep costs down yet still provide owners with functional, high performance systems. This slide show provides some tips on how to achieve success.
Slide presentation which discusses some of the causes of high prices in the construction industry, especially for the public market, with a suggested course of action to correct the problem.
22062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
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Importance of Staying Connected with the World of Politics.pdfJaydenIrish
Discover the power of staying updated on the latest political events at Mecella! Our dedicated Politics section offers comprehensive coverage, insightful analysis, and expert commentary. Stay informed with recent political events, breaking news and in-depth articles on worldwide political developments. Join us in understanding the world of politics!
Christian persecution in Islamic countries has intensified, with alarming incidents of violence, discrimination, and intolerance. This article highlights recent attacks in Nigeria, Pakistan, Egypt, Iran, and Iraq, exposing the multifaceted challenges faced by Christian communities. Despite the severity of these atrocities, the Western world's response remains muted due to political, economic, and social considerations. The urgent need for international intervention is underscored, emphasizing that without substantial support, the future of Christianity in these regions is at grave risk.
https://ecspe.org/the-rise-of-christian-persecution-in-islamic-countries/
Why We Chose ScyllaDB over DynamoDB for "User Watch Status"ScyllaDB
Yichen Wei and Adam Drennan share the architecture and technical requirements behind "user watch status" for a major global media streaming service, what that meant for their database, the pros and cons of the many options they considered for replacing DynamoDB, why they ultimately chose ScyllaDB, and their lessons learned so far.
20062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
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La defensa del expresidente Juan Orlando Hernández, declarado culpable por narcotráfico en EE. UU., solicitó este viernes al juez Kevin Castel que imponga una condena mínima de 40 años de prisión.
19 जून को बॉम्बे हाई कोर्ट ने विवादित फिल्म ‘हमारे बारह’ को 21 जून को थिएटर में रिलीज करने का रास्ता साफ कर दिया, हालांकि यह सुनिश्चित करने के बाद कि फिल्म निर्माता कुछ आपत्तिजनक अंशों को हटा दें।
यूजीसी-नेट और NEET परीक्षा (कई अन्य के अलावा, 2018 तक सीबीएसई द्वारा आयोजित की जाती थी, जो भारत में सार्वजनिक और निजी स्कूलों के लिए एक राष्ट्रीय शिक्षा बोर्ड था (और है), जिसे भारत सरकार द्वारा नियंत्रित और प्रबंधित किया जाता था।
विवादास्पद फिल्म के ट्रेलर से गाली-गलौज वाले दृश्य हटा दिए गए हैं, और जुर्माना लगाया गया है। सुप्रीम कोर्ट और बॉम्बे हाई कोर्ट दोनों ने फिल्म की रिलीज पर रोक लगा दी है और उसे निलंबित कर दिया है। पहले यह फिल्म 7 जून और फिर 14 जून को रिलीज होने वाली थी, लेकिन अब यह 21 जून को रिलीज हो रही है।
मद्रास उच्च न्यायालय के सेवानिवृत्त न्यायाधीश और केंद्र और राज्य सरकार के नौकरशाहों सहित आठ अन्य लोगों की अध्यक्षता वाली एक उच्च स्तरीय समिति ने 2021 में NEET परीक्षा को खत्म करने की सिफारिश की थी। महत्वपूर्ण बात यह है कि रिपोर्ट में 2010-11 में ग्रामीण पृष्ठभूमि से तमिल छात्रों की संख्या में 61.5% की भारी गिरावट को दर्शाया गया है। इसके बजाय मेट्रो छात्रों में वृद्धि दर्ज की गई है।
La defensa del expresidente Juan Orlando Hernández, declarado culpable por narcotráfico en EE. UU., solicitó este viernes al juez Kevin Castel que imponga una condena mínima de 40 años de prisión.
“What Else Are They Talking About?”: A Large-Scale Longitudinal Analysis of M...Axel Bruns
Paper by Daniel Angus, Stephen Harrington, Axel Bruns, Phoebe Matich, Nadia Jude, Edward Hurcombe, and Ashwin Nagappa, presented at the ICA 2024 conference, Gold Coast, 22 June 2024.
18062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
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Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
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#First_India_NewsPaper
1. Let’s Be Honest New
York:
Shell game property tax shifting
schemes and “Here’s a bag of
cash” economic development
public risk/private gain scenarios
are NOT working. We need to get
serious about cutting taxes and
spending.
2. Where does our money go? Half
to education and Medicaid
http://openbudget.ny.gov/overview.html
3. K-12 cost – Highest in USA
Per US Census data in 2013:
Average per pupil spending - $10,300
New York - $19,818
We are 92% above the national
average! This does not include
construction either.
4.
5. Construction – Really
expensive for K-12 schools
See this report page 6, state of Texas:
http://www.texastransparency.org/Special_Features/Reports/School_
Construction/pdf/Public_School_Construction_Costs.pdf
6. Extreme costs for K-12
construction in New York:
After the 2011 flood both Owego Elementary and
Binghamton MacArthur were rebuilt.
Costs are over $120,000 per student for each.
Cost is over EIGHT TIMES the average to build
elementary schools in Texas ($17,461).
It’s not all due to labor differences.
See this about Corruption in this market:
http://www.slideshare.net/RichPurtell/corruption-in-
new-york-public-construction/
7. School Choice
Some states are doing voucher programs,
but many of their strategies are corrupt.
Public Schools in New York are good quality,
but very expensive.
We need to strike a balance between cost
and performance. See this article I wrote in
August 2015 for the local newspaper:
http://www.pressconnects.com/story/o
pinion/2015/08/27/guest-viewpoint-
school-choice/32483051/
8. Medicaid- Another big piece
of the pie, also high cost
Our annual growth in cost has actually been better
than many other states.
The damage was done around 20 years ago and
we’ve been struggling ever since.
Medicaid and unfunded mandates to cover the
costs are the biggest forces upon our property
taxes for many years now.
This shows the growth per year in New York not
being too bad, 2.4%. National average was 4.1%
2000-2012.
http://www.pewtrusts.org/en/multimedia/data-
visualizations/2014/medicaid-spending-growth/
9. Medicaid spending per
enrollee, near the top
US Average $5,790 per year overall.
New York $8,901 per year overall (54% above average)
US Average for individuals with disabilities: $16,643
New York individuals with disabilities: $30,221 (82% +)
Source: http://kff.org/medicaid/state-indicator/medicaid-
spending-per-enrollee/
The 1199SEIU union has been brutalizing New York for years.
When will politicians and voters develop enough hutzpah to
take on this group?
http://www.thedailybeast.com/articles/2015/08/08/the-union-
that-rules-news-york.html
10. Scaffold Law Reform:
Over the years the original intent of
the scaffold law has been re-
interpreted by the courts in NY to be
an absolute liability standard.
Contributory negligence by employees
has no bearing on awards.
See this group:
http://www.unshackleupstate.com/
11. Prevailing Wage Law:
Wage standards are set for construction
projects.
Some projects go a step further and require
a PLA, project labor agreement, which
further forces the need for organized labor.
Let’s not do Right-to-work however, these
laws are wrong in the opposite direction:
http://www.forbes.com/sites/investor/2012/
12/14/why-milton-friedman-opposed-right-
to-work/
12. Worker Compensation
Another way in which New York State
reinvents the wheel too much and
fights against free market competition.
We should moved towards being an
NCCI state.
http://www.cutcomp.com/depts.htm
13. Keep digging voters
It’s all well and good to have property tax
relief programs like STAR and to try to cut
unfunded mandates and cap spending, but
we need to get serious about the big ticket
items in the state budget. Education,
health, and construction are three broad
categories where New York overspends and
we need to get competitive.
Private sector jobs will come back and grow
if we reduce taxes and spending.
14. Thank you
Prepared by:
Rich Purtell
Libertarian Party candidate
NYS Senate District 52
Cell 607-425-9730
email: purtellfornysenate@gmail.com
Web site:
http://purtellfornysenate.nationbuilder.com/