The document outlines various types of leaves and disability/life insurance benefits provided to employees. It details sick leave which provides 12 days the first two years increasing to 15 days maximum. Paternity leave allows 7 days for male employees with a legally married spouse. Bereavement leave grants 3 days for death of immediate family. Solo parents receive 7 days of parental leave. Calamity leave offers 2 days for employees affected by specified natural disasters. The Magna Carta for Women provides 60 days unpaid leave for female employees undergoing gynecological surgery. Disability/life insurance is fully funded by the company and pays out in the event of disability, terminal illness, critical illness or death. Benefit limits are specified based on monthly salary.