8
Sony Bravia boughthimself a new LED 42 inch television set. He really
likes the TV and decides to insure it. After 2 months he decides to hide
the TV and to claim it from the insurance company as stolen goods. In
this way he will have two TVs, one for the living room and one for the
bedroom. Sony calls the insurance company to enquire about the
procedure he should follow to claim. The insurance company tells Sony
to submit proof of the theft together with his claim form. Sony decides
to break one of his living room windows to make it look like a burglary.
Before Sony could complete and send the claim form the insurance
company and the police discover his plan. Sony is arrested. Of which
crime can Sony be charged? Discuss with reference to relevant case law.
9.
9
Potential prejudice
Misrepresentation involvedsome risk of prejudice.
Possibility of prejudice, not a probability.
A reasonable possibility of prejudice.
Prejudice to a third party is sufficient.
Whether the person to whom the misrepresentation has been made
was misled or not, is irrelevant.
Potential prejudice must be determined according to the facts which
exists at the time the misrepresentation was made.
If a person obtains a loan by misrepresenting the purpose for which
the loan is required, commits fraud.