This document discusses Pre-Paid Legal Services, a company that provides legal services memberships. It summarizes the company's history since 1972, validation from Forbes magazine, and the types of legal services included in memberships. Memberships provide unlimited phone consultations, contract reviews, will preparation, traffic ticket assistance, trial defense services, IRS audit services, and 24/7 legal shield access. The document argues that memberships help address common legal needs and barriers to accessing legal counsel like cost and knowing who to call.

1. Pre-Paid Legal
Services, Inc.
and subsidiaries
Serving Families Since 1972

2. Areas to Evaluate
 The Company
 The Product
 The Need
 The Compensation
 The Timing

3. THE COMPANY
Proven Track Record
 Founded in 1972
 Publicly traded since 1976 (NYSE:PPD)
 Began with a serious auto accident
Harland C. Stonecipher
Founder & Chairman

4. THE COMPANY
3rd Party Validation
Pre-Paid
Legal
Services, Inc.
was most
recently
featured in
Forbes
Nov 8, 2010

5. Why Pre-Paid Legal?
• The name Pre-Paid Legal always provokes
interesting thoughts……like
• “I’ve never used an attorney, so why do I
need this?”
• “I’ve never been in trouble”
• “Why would I pre-pay for something I
don't think I’ll ever use?
• “My family member is an attorney, so I’ll
call them if I need one!?
• After all, how many times have YOU used
an attorney in the last 12 months?

6. THE PRODUCT
What Do We Do
Simply put a Pre-Paid Legal membership
does for attorney and legal bills what
medical insurance does for doctor and
hospital bills.

7. Pr eventive Le gal
These services Ser vices
are available to you immediately when you enroll!
 Phone consultation is available to you and
your covered family members on an
unlimited number of matters.
 When your Provider Attorney feels
it is in your best interest, a letter
will be written or a phone call will
be made on an unlimited number
of personal issues for you and
your family.
A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion.

8. Pr eventive Le gal
Ser vices
These services are available to you immediately when you enroll!
 When you are faced with signing a contract,
have your Provider Law Firm review it first! An
unlimited number of personal contracts and
documents that are 10 pages or less in length
will be reviewed as a part of your membership.
 Standard Will preparation and yearly
updates are included for the member. Your
spouse may have their Will prepared for no
additional fee if requested within 60 days of
purchasing the membership. After that time,
your spouse may have their Will prepared,
along with other covered family members for
an additional $20.

9. Motor Vehicle Le gal
Ser vices
These services are available just 15 days after enrollment!
 Call your Provider Law Firm immediately when you
receive a moving traffic ticket so proper
assistance can be arranged.
 Representation for certain motor
vehicle related criminal charges
 Up to 2.5 hours for help with driver’s
license assistance and/or personal
injury/property damage collection
assistance of $2,000 or less.
Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed
motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related
charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two
axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-
half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property
claims exceeding $2,000.

10. Trial Defense
Ser vices will provide up to
If you or your spouse face a civil suit or job-related
criminal charges, your Provider Law Firm
75 hours of service - at no added cost - to defend you.
Additional pre-trial and trial services are available at a 25%
discount from the Firm’s standard hourly rate.
The longer you keep your membership, the more valuable it
becomes!
 1st year - 75 hours (17.5 pretrial/57.5 trial)
 2nd year - 140 hours (23 pretrial/117 trial)
 3rd year - 205 hours (28.5 pretrial/176.5 trial)
 4th year - 270 hours (34 pretrial/236 trial)
 5th year - 335 hours (39.5 pretrial/295.5 trial)
Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and
spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-
related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of
operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover
instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or
associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed
because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your
enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered
member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law
Firm determines will not prevail in court or are frivolous or without merit.

11. IRS Audit Le gal
Ser vices
 One hour of consultation, advice or assistance
when you are notified of an audit by the IRS
 An additional 2.5 hours if a settlement is not
achieved within 30 days
 If your case goes to court, you’ll
receive 46.5 hours of your Provider
Law Firm’s services
 Coverage for this service begins
with the tax return due April 15 of
the year you enroll
Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or
any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust
returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions
thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS
prior to enrollment, and services rendered by an enrolled agent.

12. 25% Prefer red
Member Discount
Your Provider Law Firm will render assistance at the
preferred rate for legal services not specifically covered by
the benefits of the membership. Even pre-existing matters
can be covered under this portion of the plan!
If you own a business and wish representation for the
entity, you will receive a preferred rate of 25% less the
Provider Law Firm’s corporate hourly rate*.
Five business days advance notice is required for
preparation in court representation.
*Hourly rates for Referral Lawyers and court
appearances may vary.
The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide
a general overview of the coverage you have selected. Please remember that only the plan contract can give actual
terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

13. Le gal Shield
The Legal Shield gives you and your family 24-hour access to
legal consultation for the following situations:
 If you are detained by a law enforcement officer
 If you are injured in an accident
 If authorities attempt to remove your child from your
home or custody
 If you are served with a warrant
To contact your Provider Law Firm, simply
call the toll-free number on your Legal
Shield card. You will reach the Pre-Paid
Legal offices, who will then put you in
contact with your Provider Law Firm, so
you can consult with an attorney. It’s that
easy.
The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol,
intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be
involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security
required for release. Check benefit availability in your state.

14. THE NEED
It’s Not If, But W hen
102
100 M
75 M Million
50 M
25 M
37
Million
0
Hospitalizations Court Filings
in 2007* in 2007**
You are more than twice as likely to be in
court than you are to be hospitalized!
* American Hospital Association, 2007 Annual Survey
** Examining the Work of State Courts, Court Statistics Project 2007

15. W hy Don’t People
Call Attor neys
The Main Reasons People Don’t Seek
Legal Counsel:
 They are intimidated by lawyers.
 They don’t know who to call.
 They believe it would cost too much.
After all, if YOU were an attorney, how much
would you charge per month for all of this?
That’s Why The Most Common
Responses to a Legal Dispute Are to:
 Ignore the problem
 Try to handle it personally

16. W ho Is Covered?
The Pre-Paid Legal membership covers:
1. The Member
2. The Member’s Spouse
3. Never Married Dependent Children
under 21 living at Home
4. Full Time College Students - never
married, dependent children
5. Physically or mentally challenged child
living at home

17. Five Common Types
of Identity T heft
Drivers Social Medical Character/ Financial
License Security Criminal
Identity Theft is not just about credit cards!
Identity theft is an international crime and
access to an attorney may be critical.

18. Credit Repor t and
Continuous
 Monitoring with
You will receive an up-to-date credit report
through Experian at no additional charge
your membership.
 Your credit files will be regularly monitored.
Suspicious activity will be brought to your
attention, providing you with early detection.
 You’ll receive prompt notice if any new accounts
are opened in your name...
or if derogatory notations are
added to your credit report.

19. Restor ation
If your identity is stolen, you vices just information
Ser need more than
about how to restore your name and credit rating. As an
Identity Theft ShieldSM member you can rest easy knowing
experienced professionals are working for you!
Fraud alert notifications will be sent on your behalf and
applicable follow up will be done with affected agencies and
institutions.
Proactive searches of applicable
local and national databases will
be made on your behalf to look
for information you may not have
known about.
Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you,
your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a
known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration
services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney
must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or
provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal
use of your business name, d/b/a, or any other method of identifying your business activity.

20. Safe guar d for
•
Minor s much higher risk of
Children under the age of 18 have a
identity theft than is commonly realized. Thieves target
them because the child’s information may be used for
years without discovery … until the minor is old enough
to establish credit.
• Education, early detection, and expert consultation make
for a powerful package of tools to minimize this risk.
• Up to four minor children can
be enrolled for monitoring to
detect existing credit files and
it will cost the member only
$1 more per month per family.
• All dependent children up to 18
are covered for consultation and restoration.

21. How Much W ill
Peace
of Mind Cost?
With the Pre-Paid Legal Life Events Legal
Plan you will receive all these benefits for
just $26.00 or less per month! And the
Identity Theft Shield can be added for
an additional $9.95 per month.
$35.95 per month!
That’s less than the price of a
bottle of water a day.
Add $1 for Minors

22. Our Business!
People Helping People ~
The Mission: Equal Justice Under Law!
“When people see our product and
understand the power of it, not only
do they want to become a member,
they want to become an associate!
Harland C Stonecipher
Chairman & Founder

23. Advanced Commissions - $35.95
($26.00 PPL Family Plan + $9.95 Identity Theft Shield + $10 Set Up Fee)
Personal Team
Sales Override
Advance Advance
Executive Director
(Monthly Qualification) 252.35 44.94
Director
3 Manager Team or 250 Org Memberships 207.41 34.57
Manager
3 Sr. Associate Teams or 100 Organizational
Memberships
172.84 34.57
Senior Associate
Recruit 1 Fast Start Associate & Enroll 3 138.27 34.57
Members OR Enroll 5 Members in 45 days
Associate 103.70 -
Welcome!
•New Associates will receive $34.57 immediately after their first member
enrolls, and the additional $69.13 will be paid out when the New
Associate Fast Start Qualifies. (See next slide)
Commission amounts shown represent advances. If a membership cancels during the
advance period, you will be charged back against future commission advances.

24. 45 Day Fast $tart Qualification Incentive
You FSQ and Advance to Sr Associate by:
Yo
u
Enroll Member Enroll Member and Enroll Member
$103.70 F$ Associate $103.70 $103.70
You Earn $311(OR)
Based on the $35.95 plan
$34.57 Advanced Until You Complete the Fast $tart Qualification

25. 30 Day Fast $tart Qualification Incentive
You FSQ and Advance to Associate by:
Yo
u
Enroll Enroll Enroll Enroll Enroll
Member Member Member Member Member
$69.70 $69.70 $69.70 $69.70 $69.70
You Earn $348.50
Based on the $35.95 plan
$34.57 Advanced Until You Complete the Fast $tart Qualification

26. No Time, No Pr oblem!
Let the tools do the work for you!
 Hand Outs
 Brochures
 DVDs and CDs
 Mail Outs
 Calls
 Recordings
 Website
 Third-party validations
When people buy
our service,
we get paid!

27. Pre-Paid Legal Pays
You Every Day
Commissions are paid daily
by direct deposit!

28. Player’s Club
Qualify for the Player’s Club monthly
and your car bonus can range
from $300 to $500!
The program requires additional requirements to be met.
Review the Player’s Club flier for full details regarding
this program.

29. Success Stories
Now, it is time to show you how Pre-Paid Legal
really works. We’re going to share with you real
stories from real people who have been helped
either by the membership, the business
opportunity or both.

30. Your Business!
Your Investment Package!
• Associate Agreements
• Membership Applications
• Product Brochures
• CD’s
• DVD’s
• 4 Hour Classroom Fast Start Course
• Three Months Website Service
• Three Months Televox Broadcast

31. Your Business!
Your Investment Package!
• No Annual Renewal Fees
• Marketing Support of Corporate Office
• Customer Service Support
• Provider Law Firm Network
• Identity Theft Provider System
$249!
Currently: $149!
Earn $311-$518
in 45 days or LESS!

32. Timing Is Key
History shows that when an industry hits a
2% market penetration, critical mass can be
achieved.
THE GROWTH OF HMO’S
60% •It took 10 Years for HMO’s
to
50%
reach 2% market
40% •After that, it took just
penetration
seven
30%
more years to reach 52%
20% market penetration
10%
0%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

33. TIMING IN YOUR LIFE!
• 5 Years ago, what were you doing?
• What are you doing today?
• How does your future look? Retirement?
• Do you think you could find a few people who
would have an interest in obtaining financial
security, working only part time?
• Do you think they could do the same thing?
That’s Leveraged Income!
• Over the next 5 years, do you think Identity
Theft will still be around?
• Do you think Attorneys will drop their rate to
$20 per hour?

34. Action Steps
 Become a Member
 Become an Associate
 Attend Fast Start Training
Thank you for your time.