Judith Middelkoop provides graphic design and DTP services. Her work includes designs for posters, murals, wallpapers, and botanical illustrations for Starbucks coffee origins. She also designed media guides, presentations, and leaflets for companies like L'Oreal, Nike, and Triumph. Her design projects involve layout, illustrations, and graphics to communicate essential information in an appealing visual format.
The document provides information about the basics of Unaico's business model, including its compensation plan and ranking system. It explains that members earn commissions from direct sales, matching bonuses, network bonuses based on team volume, and potential earnings from Unaico's internal market. Higher ranks are achieved by meeting business volume and qualification requirements, and come with awards like cash bonuses, property, and luxury goods.
- NIKE reported strong financial results for Q4 and fiscal year 2007, with 9% revenue growth in Q4 and nearly $1.4 billion in incremental revenue for the year.
- All regions saw increased revenue and futures orders for the NIKE brand over the fiscal year. Subsidiaries like Converse and NIKE Golf also performed well, with Converse revenue up 23% and pre-tax income up 133%.
- NIKE will continue optimizing operations through initiatives like inventory management, cash deployment, and a focus on high-growth opportunities to increase shareholder value and achieve its goal of $23 billion in revenue by 2011.
The NIKE earnings call discusses a very strong fiscal year with 9% revenue growth for Q4 and the year. Key highlights included:
- Revenue grew to $16.3B for the year, up 9%
- EPS grew 34% for Q4 and 11% for the year
- All regions saw increased revenue and futures orders
- Subsidiaries like Converse had record growth with revenue up 23% and PTI up 133%
- Inventory levels improved and were well below revenue growth
- Retail strategies around partnerships and owned stores will differentiate NIKE
- Multiple categories like basketball, soccer, and running are positioned for growth in key markets
SPN offers members the opportunity to sponsor profitable land management projects in the South Pacific region through land management packages. When members sponsor packages, they receive a Network Operating Centre where they can earn income from sales and project profits. Members can earn income actively through bonuses and passively through revenue sharing over 2 years. The business uses a binary compensation plan where members are placed in left and right teams and earn bonuses when sales volumes are met on both sides.
Fantastic global business opportunity without any out of pocket expenses. Build using the tools provided by the system and earn a six figure income from the comforts of your own home.
For details: http://183354.myvideotalkstudio.com
This document proposes two business opportunities: AIM Global and RIIAB. AIM Global has three startup packages ranging from N36,000 to N252,000. Returns can reach over N10 million within a year. RIIAB has a lower startup cost of N1,000-N3,000 and could earn up to N2.1 million within a year through a 4-level matrix system. The document argues that joining with the authors guarantees spill-over members and assistance to efficiently complete both programs and become one of 100 new millionaires they aim to create by 2018.
The document provides information about the basics of Unaico's business model, including its compensation plan and ranking system. It explains that members earn commissions from direct sales, matching bonuses, network bonuses based on team volume, and potential earnings from Unaico's internal market. Higher ranks are achieved by meeting business volume and qualification requirements, and come with awards like cash bonuses, property, and luxury goods.
- NIKE reported strong financial results for Q4 and fiscal year 2007, with 9% revenue growth in Q4 and nearly $1.4 billion in incremental revenue for the year.
- All regions saw increased revenue and futures orders for the NIKE brand over the fiscal year. Subsidiaries like Converse and NIKE Golf also performed well, with Converse revenue up 23% and pre-tax income up 133%.
- NIKE will continue optimizing operations through initiatives like inventory management, cash deployment, and a focus on high-growth opportunities to increase shareholder value and achieve its goal of $23 billion in revenue by 2011.
The NIKE earnings call discusses a very strong fiscal year with 9% revenue growth for Q4 and the year. Key highlights included:
- Revenue grew to $16.3B for the year, up 9%
- EPS grew 34% for Q4 and 11% for the year
- All regions saw increased revenue and futures orders
- Subsidiaries like Converse had record growth with revenue up 23% and PTI up 133%
- Inventory levels improved and were well below revenue growth
- Retail strategies around partnerships and owned stores will differentiate NIKE
- Multiple categories like basketball, soccer, and running are positioned for growth in key markets
SPN offers members the opportunity to sponsor profitable land management projects in the South Pacific region through land management packages. When members sponsor packages, they receive a Network Operating Centre where they can earn income from sales and project profits. Members can earn income actively through bonuses and passively through revenue sharing over 2 years. The business uses a binary compensation plan where members are placed in left and right teams and earn bonuses when sales volumes are met on both sides.
Fantastic global business opportunity without any out of pocket expenses. Build using the tools provided by the system and earn a six figure income from the comforts of your own home.
For details: http://183354.myvideotalkstudio.com
This document proposes two business opportunities: AIM Global and RIIAB. AIM Global has three startup packages ranging from N36,000 to N252,000. Returns can reach over N10 million within a year. RIIAB has a lower startup cost of N1,000-N3,000 and could earn up to N2.1 million within a year through a 4-level matrix system. The document argues that joining with the authors guarantees spill-over members and assistance to efficiently complete both programs and become one of 100 new millionaires they aim to create by 2018.
Global Spill http://negocios-online.com.es/ on a single line, plus an excellent binary system. Very generous bonuses, promotions and real-time platform. Earnings above 3000 Euros per week. The result is an unparalleled online experience http://negocios-online.com.es/
Paul Neveu and Elizabeth Kaido gave a presentation on broadening the scope of retirement plan businesses. They discussed different plan types including bundled DC and cash balance plans, company stock plans, ESOPs, kSOPs, and prevailing wage plans. They provided an overview of each plan type and identified opportunities for advisors to grow their practices.
- Nike reported 9% revenue growth in Q1 FY07 to over $4 billion, with all product categories and regions growing. Apparel revenues grew 12%.
- Futures orders for Q2 FY07 grew 6% over the prior year. Earnings per share declined due to lower gross margins, timing of marketing spending, and a new charge for stock options.
- By region, Europe grew 4% in revenues despite challenges in the UK and France. Asia Pacific grew 13% led by over 30% growth in China. The Americas grew 13% with strong growth in many countries offset by softer results in Brazil.
- Nike reported 9% revenue growth in Q1 FY07 to over $4 billion, with all product categories and regions growing. However, earnings per share declined due to lower gross margins, timing of marketing spending, and a new charge for stock options.
- Revenues grew across all regions, led by 13% growth in Asia Pacific and the Americas. Futures orders were up 6% overall and 5.5% excluding currency.
- Gross margins declined due to higher costs and discounts, while SG&A increased due to marketing investments and stock option expenses. Nike continued share repurchases and expects solid full-year revenue and earnings growth.
The document outlines an agenda for a NIBS Spectrum introduction day event at the Yew Lodge Hotel on November 18th, 2010. The agenda includes presentations on updates to the NIBS Spectrum program and new initiatives, as well as demonstrations of the NIBS Spectrum system and breakout sessions. The purpose is to review progress of the NIBS Spectrum program in its first 12 months, share experiences, and provide opportunities for suppliers to meet members and demonstrate their commitment to the program.
This webinar presentation provided an overview of the Netwealth platform for financial advisers, including its key features and functionality. It discussed Netwealth's market-leading adviser and client portals, mobile access, transaction capabilities, reporting functions, and research and insights available. The presentation also introduced Steve Crawford, founder of The Advice Movement, who would be speaking about attracting, retaining and advising Gen X and Y clients. It provided details on how to earn CPD points for attending and noted the webinar was being recorded.
Branch Transformation is tough, but you're lucky because you have DBSI on your side. As experts in the financial industry, we know exactly what your branch needs and we will guide you every step of the way to make sure you are set up for success. Take this handy-dandy survival guide with you if you're planning to embark on your own Branch Transformation!
This quarterly report from IABC provides updates on the organization's activities from October to December 2015. Key updates include:
- IABC achieved a balanced budget for 2016, including $350,000 in savings from relocating headquarters.
- Regional conferences were held in North America and the speaker roster for the 2016 World Conference was announced.
- Membership initiatives like Membership Month in October helped increase global membership numbers.
- The organization continued work on strategic priorities like the new website, certification programs, and developing leaders across chapters.
The document discusses building impactful dashboards and choosing the right visualizations. It introduces Looker, a modern data platform that allows for flexible querying of raw data stores, transforming data on query for agility. Traditional business intelligence required extracting and cubing data into inflexible data warehouses, limiting questions and distribution. Looker aims to enable unrestricted questions, simple and flexible querying, and empower business users and data engineers.
The Finance portfolio at AIESEC UNSW had a successful 2011, generating a surplus through exchange programs and diversifying revenue sources. Key points:
- Revenue of $37,140 for the fiscal year 2010-2011, with a $10,990 surplus, through exchange programs (94% of revenue) and new grants and sponsorships.
- Investments included exchange subsidies for high performers, promotional materials, and a new Local Committee Development Fund to support portfolio strategies and processes.
- Strong financial processes were established, including detailed budgeting and tracking of portfolio performance through monthly reports.
This document proposes a strategy to strengthen the link between the Nedbank Cup soccer tournament and Nedbank bank. It identifies that currently, there is a weak link and lack of engagement between the tournament brand "Ke Yona Team Search" and Nedbank. The strategy suggests creating a digital platform called "Ya rona" (It's ours) that allows people to create virtual accounts to vote for their favorite players and teams, track their progress, and interact with the Nedbank brand through various digital channels and in branches. This aims to create a virtual community of supporters and give people a way to feel involved in the success of the tournament and players.
1. The document provides an overview of ABC Bank's performance and priorities for 2013 from the perspective of the Diaspora Banking department head.
2. Some key achievements of 2012 highlighted include the roll out of new savings accounts and an investments bulletin, as well as access to discounted air tickets.
3. The focus for 2013 is to take diaspora banking to a new level through improved service, convenience and access. Plans include launching an exclusive customer website, expanding electronic channels and branch networks, and seeking new market opportunities.
Nairobi Securities Exchange Overview in the month of May 2013ABC Bank Kenya
Sammy Njoroge, an engineer based in Iraq, advises Kenyans working abroad to gain as much exposure to new technologies as possible and consider starting businesses in Kenya utilizing the skills and knowledge obtained overseas. He has started businesses in transport and real estate in Kenya using ideas from more advanced technologies he interacts with in Iraq. Njoroge values his partnership with ABC Bank, saying they are flexible and supportive in helping him achieve his goals of becoming a serious investor in Kenya.
Part ADiscount rate5CommentsPROJECT 1(Insulate OfficeYearTotal1.docxherbertwilson5999
Part ADiscount rate5%CommentsPROJECT 1
(Insulate OfficeYearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 2
(Mortgage payment)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 3
(Invest in business)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 4
(Savings - no investment)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROI
Part A
Cumulative discounted costs
Cumulative discounted benefits
Mortgage benefitYearMortgage value without investmentMortgage value with investementBenefit based on investment12345678910
SIT374 AND SIT764
PROJECT MANAGEMENT
Net Present Value
Net Present Value
The text gives an example of two projects that have
common positive cash flows after 5 years.
The text also notes “everyone understand a dollar
earned today is worth more tomorrow”. Do we
understand?
Net Present Value
Rationale.
If I spend $1000 today as opposed to in 5 years, I lose
the interest I would have earned on that money over
the 5 years.
If I don’t get paid on time, I lose the interest I should
have earned on the money whilst it wasn’t in my bank
account.
In short…
Hang onto money for a long as you can so you earn the
interest
Get money in as quick as you can so you earn the
interest
Net Present Value
Start with a new spreadsheet, preparing for the
benefits, costs and calculated cashflow for the
anticipated lifecycle of the product.
The discount date in a ‘real’ calculation would likely
come from a finance expert, but could be as simple
as the interest rate of borrowed money. However,
both projects will apply the same rate.
Net Present Value
Add in the anticipated earnings of the product or
project over the anticipated lifespan.
Also, add in the startup costs, and ongoing costs
of the project over the anticipated lifespan of the
project, considering support, maintenance, new
development etc
Net Present Value
As NPV is an analysis of cash flow, calculate the
anticipated cash flow on a yearly basis. A simple
calculation of benefits less costs to indicate the
net benefit in that year.
Net Present Value
NPV can then be calculated using the simple ‘NPV’
function in excel, using the values from your
cashflow fields and your discount rate.
This presentation summarizes a business opportunity with MVT Eagles, which distributes video technology products through a direct selling model. The presentation outlines the company and products, which include video design, broadcasting, and channel tools. It then describes the compensation plan, including bonuses and a binary structure allowing individuals to earn through building two teams. Finally, it emphasizes the importance of acting quickly to benefit from the business's growth and duplication.
This document summarizes and promotes the Wenyard network marketing and gaming platform. It provides information on:
- Offering virtual trading platforms and gaming to allow members to earn bonuses and profits.
- The NASGO stock market game, where the stock prices of virtual companies are affected by real-world events.
- Four main bonuses paid to members: signup bonus, matching bonus, oneliner bonus, and momentum bonus. These provide payments for recruiting new members and building a downline network.
- Details on payment amounts and qualifications for each bonus type. All bonuses are paid in virtual stocks (WFOs) held on the platform.
- Emphasis on building a large global network of members to generate turnover
[On-Demand Webinar] How to Find and Perform Manufactured Growth OpportunitiesLorelei Bates
The document provides information about a webinar on manufactured growth opportunities in real estate investing. It introduces the speakers and their experience, then discusses strategies for adding value like additional bedrooms or renovations to increase property value and equity without buying new properties. It shows examples of properties identified through an online search tool that could provide manufactured growth opportunities. Financial analyses are presented comparing purchase and renovation costs to expected sale prices. The webinar encourages attendees to leverage manufactured growth to accelerate portfolio growth and cash flow.
The marketing department completed numerous projects in 2016 including redesigning newsletters, social media presence, client presentations, health coaching events, wellness materials, and the company website. Feedback from clients and brokers was overwhelmingly positive, with many commenting that Community Health Connections' marketing materials were among the best they had seen. Several new clients cited the improved marketing as a key reason for partnering with CHC.
Time series analysis and forecasting of large cap mutual funds ..pptxAshwinkumarBhagwat
Group 11 presented their project on time series analysis and forecasting of large cap mutual funds. They analyzed the daily NAV data of 5 large cap mutual funds (TATA, SBI, NIPPON, INVESCO, EDELWEISS) from 2020-2022 to model and forecast returns using simple moving average, exponential smoothing, and Holt's winter methods. They found that exponential smoothing had the best AIC values while Holt's winter produced the lowest RMSE, indicating both methods provided good fits for forecasting mutual fund returns.
Global Spill http://negocios-online.com.es/ on a single line, plus an excellent binary system. Very generous bonuses, promotions and real-time platform. Earnings above 3000 Euros per week. The result is an unparalleled online experience http://negocios-online.com.es/
Paul Neveu and Elizabeth Kaido gave a presentation on broadening the scope of retirement plan businesses. They discussed different plan types including bundled DC and cash balance plans, company stock plans, ESOPs, kSOPs, and prevailing wage plans. They provided an overview of each plan type and identified opportunities for advisors to grow their practices.
- Nike reported 9% revenue growth in Q1 FY07 to over $4 billion, with all product categories and regions growing. Apparel revenues grew 12%.
- Futures orders for Q2 FY07 grew 6% over the prior year. Earnings per share declined due to lower gross margins, timing of marketing spending, and a new charge for stock options.
- By region, Europe grew 4% in revenues despite challenges in the UK and France. Asia Pacific grew 13% led by over 30% growth in China. The Americas grew 13% with strong growth in many countries offset by softer results in Brazil.
- Nike reported 9% revenue growth in Q1 FY07 to over $4 billion, with all product categories and regions growing. However, earnings per share declined due to lower gross margins, timing of marketing spending, and a new charge for stock options.
- Revenues grew across all regions, led by 13% growth in Asia Pacific and the Americas. Futures orders were up 6% overall and 5.5% excluding currency.
- Gross margins declined due to higher costs and discounts, while SG&A increased due to marketing investments and stock option expenses. Nike continued share repurchases and expects solid full-year revenue and earnings growth.
The document outlines an agenda for a NIBS Spectrum introduction day event at the Yew Lodge Hotel on November 18th, 2010. The agenda includes presentations on updates to the NIBS Spectrum program and new initiatives, as well as demonstrations of the NIBS Spectrum system and breakout sessions. The purpose is to review progress of the NIBS Spectrum program in its first 12 months, share experiences, and provide opportunities for suppliers to meet members and demonstrate their commitment to the program.
This webinar presentation provided an overview of the Netwealth platform for financial advisers, including its key features and functionality. It discussed Netwealth's market-leading adviser and client portals, mobile access, transaction capabilities, reporting functions, and research and insights available. The presentation also introduced Steve Crawford, founder of The Advice Movement, who would be speaking about attracting, retaining and advising Gen X and Y clients. It provided details on how to earn CPD points for attending and noted the webinar was being recorded.
Branch Transformation is tough, but you're lucky because you have DBSI on your side. As experts in the financial industry, we know exactly what your branch needs and we will guide you every step of the way to make sure you are set up for success. Take this handy-dandy survival guide with you if you're planning to embark on your own Branch Transformation!
This quarterly report from IABC provides updates on the organization's activities from October to December 2015. Key updates include:
- IABC achieved a balanced budget for 2016, including $350,000 in savings from relocating headquarters.
- Regional conferences were held in North America and the speaker roster for the 2016 World Conference was announced.
- Membership initiatives like Membership Month in October helped increase global membership numbers.
- The organization continued work on strategic priorities like the new website, certification programs, and developing leaders across chapters.
The document discusses building impactful dashboards and choosing the right visualizations. It introduces Looker, a modern data platform that allows for flexible querying of raw data stores, transforming data on query for agility. Traditional business intelligence required extracting and cubing data into inflexible data warehouses, limiting questions and distribution. Looker aims to enable unrestricted questions, simple and flexible querying, and empower business users and data engineers.
The Finance portfolio at AIESEC UNSW had a successful 2011, generating a surplus through exchange programs and diversifying revenue sources. Key points:
- Revenue of $37,140 for the fiscal year 2010-2011, with a $10,990 surplus, through exchange programs (94% of revenue) and new grants and sponsorships.
- Investments included exchange subsidies for high performers, promotional materials, and a new Local Committee Development Fund to support portfolio strategies and processes.
- Strong financial processes were established, including detailed budgeting and tracking of portfolio performance through monthly reports.
This document proposes a strategy to strengthen the link between the Nedbank Cup soccer tournament and Nedbank bank. It identifies that currently, there is a weak link and lack of engagement between the tournament brand "Ke Yona Team Search" and Nedbank. The strategy suggests creating a digital platform called "Ya rona" (It's ours) that allows people to create virtual accounts to vote for their favorite players and teams, track their progress, and interact with the Nedbank brand through various digital channels and in branches. This aims to create a virtual community of supporters and give people a way to feel involved in the success of the tournament and players.
1. The document provides an overview of ABC Bank's performance and priorities for 2013 from the perspective of the Diaspora Banking department head.
2. Some key achievements of 2012 highlighted include the roll out of new savings accounts and an investments bulletin, as well as access to discounted air tickets.
3. The focus for 2013 is to take diaspora banking to a new level through improved service, convenience and access. Plans include launching an exclusive customer website, expanding electronic channels and branch networks, and seeking new market opportunities.
Nairobi Securities Exchange Overview in the month of May 2013ABC Bank Kenya
Sammy Njoroge, an engineer based in Iraq, advises Kenyans working abroad to gain as much exposure to new technologies as possible and consider starting businesses in Kenya utilizing the skills and knowledge obtained overseas. He has started businesses in transport and real estate in Kenya using ideas from more advanced technologies he interacts with in Iraq. Njoroge values his partnership with ABC Bank, saying they are flexible and supportive in helping him achieve his goals of becoming a serious investor in Kenya.
Part ADiscount rate5CommentsPROJECT 1(Insulate OfficeYearTotal1.docxherbertwilson5999
Part ADiscount rate5%CommentsPROJECT 1
(Insulate OfficeYearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 2
(Mortgage payment)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 3
(Invest in business)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROIPROJECT 4
(Savings - no investment)YearTotal12345678910CostsDiscount factorDiscounted costsCumulative discounted costsBenefitsDiscount factorDiscounted benefitsCumulative discounted benefitsCash flowDiscounted benefits - costsCumulative benefits - costsNPVROI
Part A
Cumulative discounted costs
Cumulative discounted benefits
Mortgage benefitYearMortgage value without investmentMortgage value with investementBenefit based on investment12345678910
SIT374 AND SIT764
PROJECT MANAGEMENT
Net Present Value
Net Present Value
The text gives an example of two projects that have
common positive cash flows after 5 years.
The text also notes “everyone understand a dollar
earned today is worth more tomorrow”. Do we
understand?
Net Present Value
Rationale.
If I spend $1000 today as opposed to in 5 years, I lose
the interest I would have earned on that money over
the 5 years.
If I don’t get paid on time, I lose the interest I should
have earned on the money whilst it wasn’t in my bank
account.
In short…
Hang onto money for a long as you can so you earn the
interest
Get money in as quick as you can so you earn the
interest
Net Present Value
Start with a new spreadsheet, preparing for the
benefits, costs and calculated cashflow for the
anticipated lifecycle of the product.
The discount date in a ‘real’ calculation would likely
come from a finance expert, but could be as simple
as the interest rate of borrowed money. However,
both projects will apply the same rate.
Net Present Value
Add in the anticipated earnings of the product or
project over the anticipated lifespan.
Also, add in the startup costs, and ongoing costs
of the project over the anticipated lifespan of the
project, considering support, maintenance, new
development etc
Net Present Value
As NPV is an analysis of cash flow, calculate the
anticipated cash flow on a yearly basis. A simple
calculation of benefits less costs to indicate the
net benefit in that year.
Net Present Value
NPV can then be calculated using the simple ‘NPV’
function in excel, using the values from your
cashflow fields and your discount rate.
This presentation summarizes a business opportunity with MVT Eagles, which distributes video technology products through a direct selling model. The presentation outlines the company and products, which include video design, broadcasting, and channel tools. It then describes the compensation plan, including bonuses and a binary structure allowing individuals to earn through building two teams. Finally, it emphasizes the importance of acting quickly to benefit from the business's growth and duplication.
This document summarizes and promotes the Wenyard network marketing and gaming platform. It provides information on:
- Offering virtual trading platforms and gaming to allow members to earn bonuses and profits.
- The NASGO stock market game, where the stock prices of virtual companies are affected by real-world events.
- Four main bonuses paid to members: signup bonus, matching bonus, oneliner bonus, and momentum bonus. These provide payments for recruiting new members and building a downline network.
- Details on payment amounts and qualifications for each bonus type. All bonuses are paid in virtual stocks (WFOs) held on the platform.
- Emphasis on building a large global network of members to generate turnover
[On-Demand Webinar] How to Find and Perform Manufactured Growth OpportunitiesLorelei Bates
The document provides information about a webinar on manufactured growth opportunities in real estate investing. It introduces the speakers and their experience, then discusses strategies for adding value like additional bedrooms or renovations to increase property value and equity without buying new properties. It shows examples of properties identified through an online search tool that could provide manufactured growth opportunities. Financial analyses are presented comparing purchase and renovation costs to expected sale prices. The webinar encourages attendees to leverage manufactured growth to accelerate portfolio growth and cash flow.
The marketing department completed numerous projects in 2016 including redesigning newsletters, social media presence, client presentations, health coaching events, wellness materials, and the company website. Feedback from clients and brokers was overwhelmingly positive, with many commenting that Community Health Connections' marketing materials were among the best they had seen. Several new clients cited the improved marketing as a key reason for partnering with CHC.
Time series analysis and forecasting of large cap mutual funds ..pptxAshwinkumarBhagwat
Group 11 presented their project on time series analysis and forecasting of large cap mutual funds. They analyzed the daily NAV data of 5 large cap mutual funds (TATA, SBI, NIPPON, INVESCO, EDELWEISS) from 2020-2022 to model and forecast returns using simple moving average, exponential smoothing, and Holt's winter methods. They found that exponential smoothing had the best AIC values while Holt's winter produced the lowest RMSE, indicating both methods provided good fits for forecasting mutual fund returns.
6. design murals - printed on black wood | Starbucks
Tanzania
coffee Harvested only when
perfectly red and ripe.
6°22'22.32"Z
34°53'17.15"O
rwanda
nine months after a coffee tree flowers,
its coffee cherries begin to ripen.
1°56'16.43"S
29°51'56.26"E
kenya
This coffee is big and
juicy with complex
layers of black currant,
fresh blackberry
and a tart grapefruit.
9°44’58.06”N
83°47’13.11”W
8. design 4 framed botanical’s | Starbucks
Les fleurs de caféier
Les fleurs blanches, suaves, sont groupées en glomérules de 3 à7 à la base des feuilles.
Leur corolle gamopétale est en forme de tube à 4 ou 5 lobes. L’arbuste caféier ne fleurit qu’une fois l’an.
Cerises
Les fruits sont des drupes, appelées « cerises », de couleur rouge vifou violette à maturité, dont la pulpe est sucrée.
Elles contiennent deux graines, placées face à face, à la forme caractéristique des grains de café.
CoffeaArabica
Le cafeier fait partie de la famille des Rubiaceae (Rubiacées) qui comprend plus de 10.000 espèces réparties en 600 genres.
C’est aussi la famille du gardénia (genre Gardenia). Le caféier d’Arabie ou caféier commun (Coffea arabica) est un petit arbre de moins de 9m de haut,
qui apprécie l’ombre d’arbres plus grands. Les hautes altitudes des montagnes et le climat particulier ou il se cultive offre
une situation idéale pour la maturation de ses graines et le développement de ses saveurs. Les feuilles persistantes, d’un vert brillant, de forme elliptiques ont un pétiole court.
13. design and layout of several leaflets | nike pension
One of the many advantages of working at Nike
is our competitive benefits programs. The Pension
Board is pleased to announce the introduction of
a new improved investment manager.
We are changing the current investment manager
Robeco to ING Personal Fund Services (ING). Your
overall pension arrangement remains unchanged.
This change is designed to reduce the overall
costs of investing your retirement savings,
improve the investment fund options and introduce
state-of-the-art on-line tools to make it easier for
you to invest and help prepare for retirement.
Implementation will be done automatically for
you in two stages, firstly moving your future
contributions. From May 2011 onwards contributions
will be invested with ING. This is then followed by
transferring your current savings.
In September 2011 your accumulated savings with
Robeco will be closed and transferred to ING.
WHAT DO i NeeD TO DO?
• Attend a 45 minute presentation from ING. See dates/times/locations at the end of this communication.
You will have an opportunity to ask questions after the presentation.
• Read the provided information carefully.
• Perform a risk profile test to see which of the Lifecycle investment options is best for you or opt for
Personal Allocation if suitable.
• Seek an independent financial adviser if you need help to plan for your retirement or help in selecting
other investment options (please note that Nike, ING, Pension Board and the administrators cannot
provide you with financial advice).
• ING will provide information to you via your Nike email address. If you prefer that information will be
provided to you via mail to your home address, then please contact the Pension Fund administrator
31 (0)88 130 82 25 or e-mail nikepensions@acs-inc.com.
keY DATeS
• 27 April to 4 May 2011: Information sessions (see next page for dates and location)
• First week of May 2011: New account set up with ING and login details will be provided via email
• September 2011: Close Robeco accounts and transfer account value to ING
WHAT WiLL HAPPeN TO MY CONTRiBUTiONS?
As a participant in Nike’s Dutch Pension Fund, your personal and Nike’s contributions are currently invested
with Robeco. You have selected to invest your contributions in the Robeco lifecycle mix which is an
investment mix that has an automatic investment management facility.
In the next few weeks, a personal retirement savings account will be opened in your name with ING and
contributions as from May 2011 will be invested in your new ING account. To mirror the investment facility,
your contributions will be invested automatically in the ING Neutral Lifecycle mix. You can choose an
alternative investment option by joining the on-line service as soon as you receive your personal login:
• There is a choice of three Lifecycle Options which automatically manage your investments for you
(ING Neutral Lifecycle mix, ING Defensive Lifecycle mix and ING Offensive Lifecycle mix)
• Alternatively if you’d like to take a more active role in selecting your investment options from a range
of funds then you can take up the “Self-Select” (Personal Allocation) option. Funds are split into Core
and Non-core funds where Core funds have been carefully selected by the Investment Advisers to the
Pension Board. For an overview of the fund line-up and the Lifecycle options, please see the attached
Investment Brochure.
WHAT WiLL HAPPeN TO MY CURReNT SAViNGS AT ROBeCO?
After April, no further contributions from you or from Nike will be invested in your Robeco account.
All contributions after April will be made into your ING personal retirement savings account.
Existing money in your Robeco account will remain invested with Robeco and subject to market
fluctuations until September 2011.
In September 2011, your accumulated savings with Robeco will then be closed and transferred to ING.
Your savings will be invested in line with your selected option for the contribution. For example,
if from May 2011 your contribution is invested in the ING Neutral Lifecycle mix, then your savings will be
transferred and invested in the ING Neutral Lifecycle mix.
QUeSTiONS OR COMMeNTS
if you have any questions or comments about this transition, please contact the Nike Pension Fund
helpdesk: on +31 (0)88 130 82 25 or e-mail to nikepensions@acs-inc.com
FOR MORe iNFORMATiON
Before you make changes to your investment
options, we strongly advise you to review the
attached information in detail:
• Pension Brochure (including FAQ)
• Investment Brochure (including information
about your investment options)
• ING website (via: https://mijnpensioen.ingim.nl)
iNFORMATiON SeSSiONS AT eHQ
Group information sessions will be held at EHQ
giving you the opportunity to learn more about
the transition. These sessions in are scheduled for:
• April 27 from 12:00 – 13:00 – BBC 1A Johnson
• April 29 from 12:00 – 13:00 – BBC 1A Johnson
• May 2 from 12:00 – 13:00 – TN 0A Magneto
• May 4 from 12:00 – 13:00 – BBC 1A Johnson
If you want to join one of these sessions, please
send an email to the Pension Fund administrator:
nikepensions@acs-inc.com, indicating the date
you prefer to attend a session.
In case you want to participate in an information
session but you cannot make it on any of these
days, please inform the Pension Fund administrator
(nikepensions@acs-inc.com) and they will contact
you to make a separate arrangement.
Stichting PenSioenfondS
Nike nederland
neW inVeStMent Manager coMing
in MaY 2011
22. creative layout of nrsw dvd + cover, free class ticket, flyer, poster | nike womens
23. copyright 2007 by nike - all rights reserved - users are not
authorized to copy these materials without nike’s consent
Nike Rockstar Workout Dancehall
by Jamie King
Instructordvd+InstructormusiccdNIKEROCKSTARWORKOUTDANCEHALL
Instructor dvd +
Instructor music cd
Try out one class
for free
At local gym
partner
Nike is tapping into the energy of the Islands with the all-new Nike Rockstar Workout Dancehall by Jamie King.
The workout combines moves from the hottest music videos with authentic dancehall steps.
You’ll learn moves like the “Thunderclap” and “Pon the River” while you groove to slammin’ tracks with a reggae flavor.
This high-energy workout burns calories while strengthening the leg and core muscles.
When: Add date
Where: Add locall location and time
Instructor: Add name Instroctor
Instructor music cd
copyright2007bynike-allrightsreserved-usersarenotauthorizedtocopythese
m
ateria
ls w
ithout nike’s consent
creative layout of nrsw dvd + cover, free class ticket, flyer, poster | nike womens
Instructor dvd
copyright2007bynike-allrightsreserved-usersare
notauth
orized
to
copy these materials without nike’s consent