2. Page 1
JanDuLee Home Loans CC
Business Address: 16 Stonewood
Meyersdal Nature Estate
Meyersdal
Postal Address: PO Box 826
Rosettenville
Johannesburg
Tel Office: 011 056 7531
Cell Lourdes: 083 442 5071
Cell Janine: 083 704 2900
Fax: 086 671 5261
Email: lourdes.ribeiro@jdfac.co.za
janine.david@jdfac.co.za
Website: www.jandulee.co.za
VAT No: 4650250915
Company registration number: 2008/168650/23
Main Members: Lourdes Ribeiro
3. Page 2
1. Background
Jandulee Home Loans cc is a home loan and bond finance company and
commenced business in Johannesburg in 2008. The member has been in the
industry since 1990. Jandulee Home Loans cc aggregates as Independent
Aggregators through Mortgage Max.
Jandulee Home Loans cc to date has successfully assisted varies Estate
agents and Developers with bond finance for their sold properties and deals.
Our main market is residential properties, but do have lead referrals for
commercial properties.
2. Products & Services
Jandulee Home Loans cc has vendor codes to go to the below banks for
home loan finance:
ABSA Bank
First National Bank
FNB Housing Finance
Nedbank
Standard bank
Rand Merchant Bank
Investec
Mercantile Bank
Housing Investment Partners
Each of the above banks have their own score card and lending criteria that
need to be met.
Additional services rendered:
Estimated Pre Qualifications
Personal Loan Referrals
ITC requests with clients consent
Life Insurance Referrals through Better Life Group
Home Owners Insurance Referrals through Better Life Group
Short Term Insurance Referrals through Better Life Group
Funeral Cover Referrals through Better Life Group
Bridging Finance Referrals
Commercial Lead Referrals
Pre Valuation Pack Approval Requests for Developments
Further Loan Applications for ABSA and Standard Bank existing bond
Building Bonds
4. Page 3
We deal with clients that are full time employed as well as self-employed.
We assist our clients with the completion of the bank application form
We check that the minimum documents required by the bank are met
Submit the home loan application to the banks on the clients’ behalf and keep
all parties involved updated with current progress on the applications
Regular updates are requested from the Registration(Bond) Attorneys on the
progress of the bond registration.
3. Management & Ownership
a. Members
Lourdes Mendonca Cascalheira Ribeiro 100% Interest
b. Office and administrative personnel
Janine David - Home Loan Consultant
Financial Accountant
All office admin
5. Page 4
4. Portfolio
a. Mnandi Property Developments Pty Ltd
Projects: Dawns Place
19 Sectional Title Units
Individual Dwellings
Manhattans
52 Sectional Title Units
Majuba Mews
24 Sectional title Units
Las Palmas Complex
Helderwyk Estate
55 Small Housing Properties
b. Rawson Properties
Projects: Dwellings, Sectional Title Unit, Building Loan
Packages and Vacant lands sold by varies
agents.
c. Property Connexion
Projects: Dwellings, Sectional Title Unit, Building Loan
Packages and Vacant lands sold by varies
agents.
d. Amberley Complex
Project: 107 Sectional Title Units
Pre Valuation Pack Approvals received from
the 4 major banks.
Assisted with end user bonds
e. Six Red Marbles
Projects: Rockwood Complex
54 Sectional Title Units
Pre Valuation Pack Approvals
received from all 4 major banks
Assist with end user bonds
Stonewood Complex
57 Sectional Title Units
Pre Valuation Pack Approvals
received from all 4 major banks
Assist with end user bonds
f. Varies other agencies around our area
