2. Presentation Path
What is Travel Insurance ?
Need for Travel Insurance
Why IL Travel Insurance
International Travel Insurance
Claims Overview
3. What is Travel Insurance ?
• International Travel insurance covers travellers for unexpected medical expenses when they are overseas.
• While the core offer is coverage of medical expenses, there are several non medical covers
• Checked Baggage loss or delay
• Value Added Services for dependents in India
• Financial emergency money (given to the insured when abroad when there is loss of personal belongings)
• Third party liability, Personal Accident etc
4. Eligibility & Policy Duration
• Available for all ages between 3 months – 70 years and senior citizens between 71 to 85 years
•
Cover trips from as short as 1 day to max of 360 days
• Coverage for 180 days which can be extended for a further period of 180 days, provided there is no claim
5. Available Travel Plans
Individual Travel Insurance:- HDFC ERGO International Individual Travel Insurance ensures your safety against any
emergency expenses. HDFC ERGO Travel policy will assist you on your trip if you lose your baggage or need any medical
support.
Family Travel insurance:- HDFC ERGO’s International Family Travel Insurance plans are tailored to protect you, your family
& budget. Travel with peace of mind anywhere in the world with our Family Travel Insurance covers.
Student Travel Insurance:- Now Studying abroad has become safer with HDFC ERGO’s International Student Suraksha –
Student Overseas travel insurance your child can study abroad without worrying about safety & medical expenses.
6. FAQs
1 Where can I find out more about the policy coverages?
Please refer to the policy wordings for complete coverage details.
2. Can more than ONE policy be issued for the same trip?
Each individual is to be insured by not more than one policy during their journey.
3. Are 'business travelers' eligible to purchase a Travel Insurance policy?
Yes. Our travel insurance is designed for both leisure and business travelers. Business travelers who visit abroad
frequently can be pitched with Multi trip plans.
4. When does cover begin and end?
You are covered from the date of your trip start date. These will be confirmed on your policy schedule once the
policy is purchased.
5. Is there any exclusion to the policy?
Yes. Some exclusions and conditions are specific to individual sections and General
exclusions and conditions apply to the policy overall. Please read the policy
wording carefully to ensure you have the cover you need.
6. What is the maximum trip length?
International travel cover can be purchased for trips up to 180 days, extended for another
360 days depending on the claim status