Insurance Flyer

This document compares home insurance premium costs for different construction types. Steel Structural Insulated Panel (SIPS) construction has the lowest annual premium of $2,250, compared to $3,250 for concrete block and $4,800 for wood frame construction. The policy limits provided are $500,000 for dwelling, $50,000 for other structures, $250,000 for personal property, $50,000 for loss of use, $300,000 for personal liability, $2,000 for medical payments, with wind deductibles of 2% and all other perils deductibles of $2,500.