A brief introduction to why you should prefer the IRA marketplace over state-run programs for retirement.

1. Individual Retirement
Arrangements (IRAs) in the
Marketplace
Diversification is the way
to ensure developmental balance

2. Here is What’s Wrong in the Currently
Proposed State-Based Retirement Plan
One single company is chosen
as the plan’s administrator
$
$ $

3. There is a BetterWay

4. IRA
Marketplace
1. Diversification is infinite
2. Shoppers can choose what to do
3. Comparisons and quotes are free
4. Agents and brokers are available
5. Annuity contributions are on a flexible
premium schedule
6. Products are portable across state lines
7. Products are portable through job
changes
8. Clients can use IRS 1035 replacement
while keeping the same IRA
9. Pretax payroll deduction is in your
hands
10. No group plan

5. Get the Facts, Know the Facts
Resources
• IRS publication 590(a)
• IRS publication 4587
• The Saver's Credit
• Compare Carriers
• Visit your Agent
States Assume Confusion
is Everywhere

6. Stay organized and in the know! Beat the state’s plan.
Don’t let the state government tell you retirement plans are unavailable.
Take charge. Visit the market and decide for yourself what happens to your
paycheck.

7. The funnel must be stopped.

8. Break the cycle of state-run programs