SlideShare a Scribd company logo
Indiabulls Dhani :Get Instant
Personal Loan in Your Bank
www.afinoz.com
Simple documentation –
The application of
personal loans calls for
only basic KYC document
submission.
Safe and secure – There
is complete safety of the
credentials shared by the
individuals.
Quick and convenient
loan application –
Availing personal loans
can be managed online, as
submission of loan
documents is done
through an app.
Flexibility in tenure – The
tenure for which an
applicant can apply for the
loan, ranges from 3
months to 36 months.
Quick loan disbursals –
On qualifying the loan, the
amount gets disbursed in a
very short span of time.
NIL Prepayment charges
– For loans under Rs
20,000, there are no
prepayment charges.
Dhani Pay- On
downloading the Dhani
App, get exciting rewards
and exclusive discounts on
every payment made using
Dhani Pay. It has an all-
new design RuPay
Platinum card, which is a
secured prepaid account
or mobile wallet.
Dhani Points – For timely
EMI Payment, get Rs 2 for
every Dhani Point. There is
an exciting opportunity to
win Dhani Points by
logging on Dhani App.
Spin The Wheel – With
Spin The Wheel, get
exciting opportunities to
win money each day.
www.afinoz.com
Interest Rate of Personal Loan 13.99% p.a
Processing Fee 3% onwards
Prepayment Charges Greater than 6 months
Bounce Charges Per bounce Rs 400
Duplicate NOC Rs 500 per request
Loan Cancellation Charges Rs 3000
Loan Rebooking charges Rs 1500
Bounce Charges for Self Employed Rs 750
Late Payment Penalty 3% per month
Statement of account Charges Rs 500
Duplicate Repayment Schedule Rs 500
www.afinoz.com
 The Personal Loan EMI Calculator is a free tool that
simplifies the job of the user to a great extent in presenting an
estimate of the monthly cash outflow. All a user is required to
do is, put the details of the loan amount, tenure, and interest
rate.
To get better clarity on the dynamics, you may change the
loan amount, tenure or interest rate and calculate again with
different input.
www.afinoz.com
 The Indiabulls Dhani App is one of a kind application, which is a
pioneer in the retail lending section of Personal Loan. Striking a chord
with the technological boom in the financial sector, the app has been
specifically designed to make financial assistance easier for the people.
Availing loans through the app is more of a child’s play with a user-
friendly interface, making the procedure a hassle-free process for the
applicant.
 The applicant only needs to upload the PAN Card and Aadhaar card, to
avail of the loan. Indiabulls help people realize their dream, by making
funds available to them just at the tap of a button.
www.afinoz.com
www.afinoz.com

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Indiabulls dhani personal loan

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  • 2. Simple documentation – The application of personal loans calls for only basic KYC document submission. Safe and secure – There is complete safety of the credentials shared by the individuals. Quick and convenient loan application – Availing personal loans can be managed online, as submission of loan documents is done through an app. Flexibility in tenure – The tenure for which an applicant can apply for the loan, ranges from 3 months to 36 months. Quick loan disbursals – On qualifying the loan, the amount gets disbursed in a very short span of time. NIL Prepayment charges – For loans under Rs 20,000, there are no prepayment charges. Dhani Pay- On downloading the Dhani App, get exciting rewards and exclusive discounts on every payment made using Dhani Pay. It has an all- new design RuPay Platinum card, which is a secured prepaid account or mobile wallet. Dhani Points – For timely EMI Payment, get Rs 2 for every Dhani Point. There is an exciting opportunity to win Dhani Points by logging on Dhani App. Spin The Wheel – With Spin The Wheel, get exciting opportunities to win money each day. www.afinoz.com
  • 3. Interest Rate of Personal Loan 13.99% p.a Processing Fee 3% onwards Prepayment Charges Greater than 6 months Bounce Charges Per bounce Rs 400 Duplicate NOC Rs 500 per request Loan Cancellation Charges Rs 3000 Loan Rebooking charges Rs 1500 Bounce Charges for Self Employed Rs 750 Late Payment Penalty 3% per month Statement of account Charges Rs 500 Duplicate Repayment Schedule Rs 500 www.afinoz.com
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  • 5.  The Indiabulls Dhani App is one of a kind application, which is a pioneer in the retail lending section of Personal Loan. Striking a chord with the technological boom in the financial sector, the app has been specifically designed to make financial assistance easier for the people. Availing loans through the app is more of a child’s play with a user- friendly interface, making the procedure a hassle-free process for the applicant.  The applicant only needs to upload the PAN Card and Aadhaar card, to avail of the loan. Indiabulls help people realize their dream, by making funds available to them just at the tap of a button. www.afinoz.com