APS Seminar 28 september 2010 - Risicomanagement en verzekering in de notarië...Aon Nederland
APS Seminar 28 september 2010 - Risicomanagement en verzekering in de notariële praktijk - Presentatie mr. N.B.L. Taselaar (Van Putten Van Apeldoorn notarissen)
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
Om monumenten in Nederland in stand te houden worden er jaarlijks veel objecten gerestaureerd en onderhouden. Dit rapport geeft een beeld van de verwachte ontwikkeling en samenstelling van de restauratieproductie voor de periode 2013-2018. Hoeveel monumenten zijn er in Nederland, en welk deel daarvan staat op de Rijksmonumentenlijst? Welke subsidieregelingen zijn er en hoeveel budget is in de komende jaren beschikbaar? En wat betekent dit voor de restauratieproductie? Antwoorden op deze vragen komen in dit rapport aan bod.
Bron: EIB
------- INHOUD -------
1 Inleiding 13
1.1 Algemeen 13
1.2 Instandhouding 13
1.3 Herbestemming 14
1.4 Ontwikkeling van de restauratiebehoefte 14
1.5 Leeswijzer 15
2 Monumentenbestand 17 2.1 Rijksmonumenten 17
2.2 Lokale monumenten 21
3 Restauratiefinanciering 23 3.1 Subsidieregelingen 24
3.2 Indirecte subsidiëring 29
3.3 Ongesubsidieerde restauraties 31
3.4 Lokale subsidiëring en herbestemming 32
4 Restauratiemarkt 33
4.1 Direct gesubsidieerde productie 33
4.2 Indirect gesubsidieerde productie 34
4.3 Ongesubsidieerde productie 36
4.4 Landelijk overzicht 37
4.5 Regionale restauratiemarkten 38
4.6 Restauratie en bouwmarkt 40
4.7 Restauratie versus onderhoud 41
Bijlage A Onroerend-erfgoedcijfers 43
Bijlage B Achtergrond ramingen 45
Afkortingen 47
Bronnen 49
EIB-publicaties 51
APS Seminar 28 september 2010 - Risicomanagement en verzekering in de notarië...Aon Nederland
APS Seminar 28 september 2010 - Risicomanagement en verzekering in de notariële praktijk - Presentatie mr. N.B.L. Taselaar (Van Putten Van Apeldoorn notarissen)
How to Make Awesome SlideShares: Tips & TricksSlideShare
Turbocharge your online presence with SlideShare. We provide the best tips and tricks for succeeding on SlideShare. Get ideas for what to upload, tips for designing your deck and more.
Om monumenten in Nederland in stand te houden worden er jaarlijks veel objecten gerestaureerd en onderhouden. Dit rapport geeft een beeld van de verwachte ontwikkeling en samenstelling van de restauratieproductie voor de periode 2013-2018. Hoeveel monumenten zijn er in Nederland, en welk deel daarvan staat op de Rijksmonumentenlijst? Welke subsidieregelingen zijn er en hoeveel budget is in de komende jaren beschikbaar? En wat betekent dit voor de restauratieproductie? Antwoorden op deze vragen komen in dit rapport aan bod.
Bron: EIB
------- INHOUD -------
1 Inleiding 13
1.1 Algemeen 13
1.2 Instandhouding 13
1.3 Herbestemming 14
1.4 Ontwikkeling van de restauratiebehoefte 14
1.5 Leeswijzer 15
2 Monumentenbestand 17 2.1 Rijksmonumenten 17
2.2 Lokale monumenten 21
3 Restauratiefinanciering 23 3.1 Subsidieregelingen 24
3.2 Indirecte subsidiëring 29
3.3 Ongesubsidieerde restauraties 31
3.4 Lokale subsidiëring en herbestemming 32
4 Restauratiemarkt 33
4.1 Direct gesubsidieerde productie 33
4.2 Indirect gesubsidieerde productie 34
4.3 Ongesubsidieerde productie 36
4.4 Landelijk overzicht 37
4.5 Regionale restauratiemarkten 38
4.6 Restauratie en bouwmarkt 40
4.7 Restauratie versus onderhoud 41
Bijlage A Onroerend-erfgoedcijfers 43
Bijlage B Achtergrond ramingen 45
Afkortingen 47
Bronnen 49
EIB-publicaties 51
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
This article is all about what AI trends will emerge in the field of creative operations in 2024. All the marketers and brand builders should be aware of these trends for their further use and save themselves some time!
A report by thenetworkone and Kurio.
The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Trends In Paid Search: Navigating The Digital Landscape In 2024Search Engine Journal
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands.
It’s important that you’re ready to implement new strategies in 2024.
Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024.
You’ll learn:
- The latest trends in AI and automation, and what this means for an evolving paid search ecosystem.
- New developments in privacy and data regulation.
- Emerging ad formats that are expected to make an impact next year.
Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape.
If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
5 Public speaking tips from TED - Visualized summarySpeakerHub
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world.
With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively.
The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage.
Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience.
See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers
See the original article on Forbes here:
http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
ChatGPT and the Future of Work - Clark Boyd Clark Boyd
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world.
Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance.
For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age.
Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc.
It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
Time Management & Productivity - Best PracticesVit Horky
Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
The six step guide to practical project managementMindGenius
The six step guide to practical project management
If you think managing projects is too difficult, think again.
We’ve stripped back project management processes to the
basics – to make it quicker and easier, without sacrificing
the vital ingredients for success.
“If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.”
Dr Andrew Makar, Tactical Project Management
2024 State of Marketing Report – by HubspotMarius Sescu
https://www.hubspot.com/state-of-marketing
· Scaling relationships and proving ROI
· Social media is the place for search, sales, and service
· Authentic influencer partnerships fuel brand growth
· The strongest connections happen via call, click, chat, and camera.
· Time saved with AI leads to more creative work
· Seeking: A single source of truth
· TLDR; Get on social, try AI, and align your systems.
· More human marketing, powered by robots
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Product Design Trends in 2024 | Teenage EngineeringsPixeldarts
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
How Race, Age and Gender Shape Attitudes Towards Mental HealthThinkNow
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits.
To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups.
Technology
For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did.
While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis.
Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad.
Age and Gender
When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same.
Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers.
Race Affects Attitudes
As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
AI Trends in Creative Operations 2024 by Artwork Flow.pdfmarketingartwork
This article is all about what AI trends will emerge in the field of creative operations in 2024. All the marketers and brand builders should be aware of these trends for their further use and save themselves some time!
A report by thenetworkone and Kurio.
The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Trends In Paid Search: Navigating The Digital Landscape In 2024Search Engine Journal
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands.
It’s important that you’re ready to implement new strategies in 2024.
Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024.
You’ll learn:
- The latest trends in AI and automation, and what this means for an evolving paid search ecosystem.
- New developments in privacy and data regulation.
- Emerging ad formats that are expected to make an impact next year.
Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape.
If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
5 Public speaking tips from TED - Visualized summarySpeakerHub
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world.
With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively.
The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage.
Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience.
See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers
See the original article on Forbes here:
http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
ChatGPT and the Future of Work - Clark Boyd Clark Boyd
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world.
Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance.
For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age.
Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc.
It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
Time Management & Productivity - Best PracticesVit Horky
Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
The six step guide to practical project managementMindGenius
The six step guide to practical project management
If you think managing projects is too difficult, think again.
We’ve stripped back project management processes to the
basics – to make it quicker and easier, without sacrificing
the vital ingredients for success.
“If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.”
Dr Andrew Makar, Tactical Project Management
1. Geldig t/m 31 december 2013
INBOEDELWAARDEMETER 2013
Naam verzekeringnemer ____________________________________ Eventuele bijtellingen (voor zover niet apart verzekerd)*):
Adres ____________________________________
Postcode / Woonplaats ____________________________________ ○ Heeft u meer dan € 12.000 aan audiovisuele en computerapparatuur
Polisnummer (indien bekend) ____________________________________ Zo ja, welk bedrag boven de € 12.000? € __________
○ Heeft u meer dan € 6.000 aan lijfsieraden?
Leeftijd hoofdkostwinner punten Zo ja, welk bedrag boven de € 6.000? € __________
○ 35 jaar en jonger 22 ○ Heeft u meer dan € 15.000 aan bijzondere bezittingen?
○ 36 t/m 50 jaar 29 Zo ja, welk bedrag boven de € 15.000 € __________
○ 51 t/m 70 jaar 39 ○ Is het huurdersbelang meer dan € 6.000
○ 71 jaar en ouder 37 Zo ja, welk bedrag boven € 6.000 € __________
Aantal punten: _______ ____________
Subtotaal bijtellingen (B) € __________
Samenstelling huishouden punten
○ Alleenstaande (met/zonder inwonende kinderen) 0
○ Echtpaar/samenwonende (met/zonder inwonende kinderen) 10 De geschatte totale waarde van uw inboedel is
Aantal punten: _______ Tel A en B op € ___________
Netto maandinkomen hoofdkostwinner punten De inboedelwaardemeter is door mij naar waarheid ingevuld;
○ Tot en met € 1.000 0
○ € 1.001 tot en met € 2.000 10 Plaats _________________________ Datum ____-____ 20..
○ € 2.001 tot en met € 3.000 17
○ € 3.001 tot en met € 4.850 28 Handtekening
Aantal punten: _______
Oppervlakte woning punten *) De bedragen kunnen afwijken van de in de polisvoorwaarden gehanteerde bedragen.
○ Tot en met 90 m² 0
○ 91 m² tot en met 140 m² 6
○ 141 m² tot en met 190 m² 18
○ 191 m² tot en met 300 m² 23
Aantal punten: _______
Totaal aantal punten: _______
x € 1.061
Subtotaal geschatte waarde inboedel : _______(A)
2. Toelichting bij de inboedelwaardemeter 2013 Audiovisuele en computerapparatuur
Hieronder vallen:
Algemeen beeld- en geluidsapparatuur;
De inboedelwaardemeter van het Verbond van Verzekeraars is een hulpmiddel om op computerapparatuur: desktops, werkstations, servers, laptops, netbooks, note-
eenvoudige en objectieve wijze de globale waarde van een inboedel vast te stellen, books, tablets, etc.;
met name voor het geval u een inboedelverzekering wilt afsluiten of wilt wijzigen. bij bovenstaande apparatuur behorende randapparatuur en actuele software;
Het puntensysteem van de inboedelwaardemeter is gebaseerd op uitkomsten van gameconsoles en gamesoftware;
onderzoek naar de waarde van de inboedel van een groot aantal huishoudens in geluids-, beeld- en informatiedragers: cd’s, dvd’s, usb-sticks, geheugenkaarten,
Nederland in 2007. Dit onderzoek heeft uitgewezen dat de inboedelwaarde vrij harddisks, cd-/dvd-branders;
nauwkeurig kan worden vastgesteld aan de hand van de leeftijd en inkomen van de telefoons: mobiel, smartphones, inclusief prepaid kaarten.
hoofdkostwinner, de samenstelling van het huishouden en de oppervlakte van de
woning. Lijfsieraden
Let op: Dit zijn sieraden, inclusief horloges, die zijn vervaardigd om op of aan het lichaam
1. De inboedelwaardemeter kan alleen worden gebruikt als het netto maandinkomen gedragen te worden en die geheel of ten dele bestaan uit edel- of ander materiaal,
van de hoofdkostwinner maximaal € 4.850 bedraagt en/of het woonoppervlak niet gesteente, mineraal, parels, (bloed)koraal of andere dergelijke materialen.
groter is dan 300m².
2. De inboedelwaardemeter is alleen bedoeld als een hulpmiddel om de waarde van Bijzondere bezittingen
uw inboedel globaal vast te stellen; de uitkomsten kunnen daarom niet gelden als Hieronder worden waardevolle bijzondere bezittingen verstaan.
getaxeerde waarde in de zin van de wet. Daarnaast wordt geadviseerd om deze Denk hierbij aan bijvoorbeeld:
inboedelwaardemeter alleen te hanteren in combinatie met een verzekering met verzamelingen;
garantie tegen onderverzekering.
antiek;
kunst;
Netto maandinkomen hoofdkostwinner
muziekinstrumenten.
Hieronder wordt verstaan: het totale netto maandinkomen van de hoofdkostwinner in
het huishouden. Het inkomen kan bestaan uit loon, salaris, inkomen uit eigen bedrijf,
Huurdersbelang
pensioen, ontvangen alimentatie, AOW of andere sociale uitkeringen. Rente en
Onder huurdersbelang worden alle veranderingen en verbeteringen aan de
inkomsten uit beleggingen worden niet meegerekend.
huurwoning verstaan die door u als bewoner voor eigen rekening zijn aangebracht.
Hieronder vallen o.a. verbeteringen aan c.v., keuken- en sanitaire installaties,
Oppervlakte woning
betimmeringen, parket- en tegelvloeren, schuurtjes en schuttingen.
Hieronder wordt verstaan het binnenshuis aanwezige vloeroppervlak (lengte x
Als u eigenaar bent van het huis of het appartement hoeft u dus niets in te vullen.
breedte) van alle bewoonbare en/of beloopbare ruimtes van de woning, alsmede de
buitenshuis aanwezige privé (berg) ruimtes, zoals schuur, garage en kelderbox.
Geldig t/m 31 december 2013
2.