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In 2015, Los Angeles sued Wells Fargo for unethical customer conduct, accusing the bank of
secretly opening unauthorized accounts that then accrued fraudulent fees. Talk of account
impropriety have been in the open since 2013, when an LA Times investigation first revealed
that sales pressures led Wells Fargo employees to cut both legal and ethical corners. What was
the ethical climate at Wells Fargo at this time. Construct an ethics program for the organization
using four of the five ethical safeguards discussed in class.

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