Tips to help you get the loan that will get you the house of your dreams.

1. IMPROVE YOUR
CHANCES OF
GETTING A
LOAN
WILL COVID HELP YOU ACHIEVE YOUR HOME
OWNERSHIP DREAM?

2. The pandemic is
giving would-be
buyers a once-
in-a-lifetime
opportunity

3. SET
GOALS.
If your finances are not as good as you
want them to be, start working on a six-
month plan to improve your record...read
the tips on the following pages for some
ideas!

4. GIVE THESE
SOME
CONSIDERATION.
01
Closing your credit cards or
reduce your credit card limits.
02
Close unsecured debts such as
personal loan, car loan and
HECS debt.

5. AND THESE...
03
If seeking a loan with a value
ratio above 80%, consider
bringing it down to 80% or
below.
04
Reduce your living expenses for
three to six months before
applying.

6. Take
advantage
of the lower
assessment
floors.

7. LOOK TO
THE FUTURE.
If buying a home is
a goal of yours then
you might... MIGHT,
be able to take
advantage of these
once-in-a-lifetime
opportunities to get
into the market,
but please do your
homework first!

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