MSME economic strategy

1. Micro, Small &
Medium
Enterprises
(MSME) Sector
An economic Strategy for Inclusive
and Sustainable Growth in India:

2. Acess to Finance
04
Inclusive Growth
06
Strategies for MSME Sector
Infrastructure
Development
02
Technology
Upgradation
01
Entrepreneurship &
Skill Development
03
Acess to Markets
05
Sustainable Growth
07

3. Technology Upgradation
Establishing
Technology Centers
Credit Linked Capital
Subsidy and Technology
Upgradation Scheme (CLCS-
TUS)
01
Providing Financial
Assistance
MSME Champions
scheme has been
formulated through
Standing Finance
Committee (SFC)
02
Offering Tax
Incentives
Incentives for R&D
investments, tax breaks
for the purchase of
equipment and software
03
Creating Technology
Clusters
MSME-Sustainable
(ZED): promotion of
Zero Defect Zero Effect
(ZED)
04
Supporting
Innovation
MSME-Innovative (for
Incubation, IPR, Design
and Digital MSME)
05

4. Infrastructure Development
Common Facility
Centre (CFC)
Common Production/Processing
Centre (for balancing /correcting
/improving production line that
cannot be undertaken by
individual units)
1.0
Infrastructure
Development Centre (ID)
facilities like power distribution
network, water, telecommunication,
drainage and pollution control
facilities, banks, raw materials, storage
and marketing outlets
2.0
Transportation
Infrastructure
Upgrade of roads,
highways, and ports to
reduce transportation
costs and improve the
efficiency of logistics
3.0
Energy
Infrastructure
development of
renewable energy
sources such as solar,
wind and hydropower
4.0
Micro and Small Enterprises Cluster Development Programme (MSE-CDP)

5. Entrepreneurship & Skill Development
Access to Finance
30% of the loan/ credit
maximum up to Rs.
30.00 lakh as
appraised by lending
institution/ banks for
women entrepreneurs
1
Training &
Apprenticeship
Programs
provide on-the-job
training to young
people who are
interested in acquiring
new skills.
2
Collaboration
collaborate with educational
institutions, industry
associations, and government
bodies to share knowledge
and resources
3 Networking
MSMEs can participate
in networking events
and conferences to
learn from industry
experts and peers.
4
Trade Related Entrepreneurship Assistance and Development (TREAD) Scheme for Women

6. Access to Finance
For Government
Enhance financial awareness, reduce documentation,
ease legal requirements, enhance sensitivity in
lending institutions, ensure that tax policies are fully
implemented, support credit enhancement, enforce
rules for delayed payment .
For Financial Institutions
Realign approach toward MSMEs, promote financial
awareness, relax the need for collateral, expand
financial schemes for MSMEs, reduce documentation
requirements.

7. Access to Markets
Problems faced by MSMEs in Accessing Markets Some Strategies to Tackle Market Accessibility
Strategies to tackle
Market Accessibility
Developing E-
commerce
Platforms
Participating in
Trade Fairs &
Exhibitions
Collaborating
with
International
Businesses
Use of Digital
Platforms
Creating
Robust Supply
Chains
Inadequate infrastructure
Limited marketing and branding
Restricted financial access
Regulatory obstacles
Competition from bigger
businesses:.
Geographical, Transportation & Communication
barriers leads to challenges in Market Accessibility
Lack of knowledge of Market Development, Target
Audience & Branding Strategy
Limited Access to credit, Lack of Financial Support &
Restriction in Accessing Capital
Judiciary Barriers to access National level Markets &
International Markets
Pre-Established Big Businesses have stronger position in
Market Accessibility which can kill Market for MSMEs

8. Inclusive Growth
Credit Guarantee Fund Scheme
Collateral-free credit to MSMEs,
including those owned by women and
minority communities..
2000
Stand-Up India Scheme
2016
Pradhan Mantri Mudra Yojana
2015
Atmanirbhar Bharat
Various measures such as
collateral-free loans for
MSMEs
2020
Under this scheme, loans up to
Rs.1 crore are provided to women-
owned businesses.
Here are some of the initiatives taken by the Indian Government:
Inclusive growth is particularly important for the
MSME sector in India as it contributes significantly to
the country's economic growth and employment
generation.
This scheme provides loans up to Rs.10
lakhs to MSMEs, including women-
owned businesses

9. Sustainable Growth
Employee and
customer
education
04
Putting energy-
efficient practices
into practice
02
Using sustainable
resources
05
Renewable energy
adoption
01
Reducing waste
03

10. THANK YOU