Hub International is an insurance brokerage and consulting firm that provides global resources and local service. It has a regional operating structure that allows it to quickly respond to changing market conditions. It helps clients manage their risks and insurance needs through analyzing their exposures, reviewing risk management options, negotiating with carriers, and presenting optimal programs and solutions tailored to each client's goals.

1. www.hubinternational.com
An Introduction
Ann J. Lieff, Account Manager

2. ABOUT HUB

3. HUB SCOPE AND SCALE
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4. We bring global resources to help you run your business more
effectively. Regional HUB operating structure enables us to deliver
local service and respond quickly to changing market conditions.
GLOBAL RESOURCES
LOCAL SERVICE
Global Presence which creates
key relationships with insurance
carriers
Premium volume gives us
negotiating leverage.
Direct access to international
risk management consulting and
insurance brokerage services via
the Worldwide Broker Network
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5. EMPLOYEE
BENEFITS

6. 5
Identify &
analyze
risk
Evaluate
risk mgt
methods
Select
approach
Implement
strategy
Monitor
results
HUB approaches the marketing of any program from a risk
management standpoint. Together we will:
INSURANCE MARKETING
 Review your existing exposures
 Review appropriate risk management
alternatives
 Review marketing options in the current
insurance environment
 Prepare a professional submission, targeting
your goals
 Negotiate with underwriters for the most
favorable terms and conditions
 Analyze and compare the quoted programs
 Present options

7. Our Employee Benefits Practice is committed to helping you:
 Manage your plan costs
 Reduce your administrative workload and maintain compliance
 Engage your employees and make them more accountable for their health and wellness
HELPING YOU PLAN FOR THE
FUTURE
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8. Our approach is designed to
help you solve immediate,
short-term challenges while
implementing a three-to-five
year strategic plan with detailed
action steps designed to
achieve your financial and
employee satisfaction goals.
MANAGING YOUR PLAN COSTS
 Benchmarking your benefit program
 claims data analysis
 Demographic analysis
 Utilization review
 Assess current funding arrangements for
appropriateness
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9. CARRIER RELATIONSHIPS
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10. WHAT THIS
MEANS TO YOU

11. Our commitment to you:
 Implement solutions that are tailored to your
risk management needs
 Create strategic plans with action steps that
ensure your long-term goals are met
 Control your costs by leveraging our product
expertise, market clout, analytics, and
underwriting capabilities.
 Provide timely, accurate recommendations
that simplify the decision-making process
 Keep you well-informed on current and
emerging issues
WHAT THIS MEANS TO YOU
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Managing risk is essential to your success.

12. YOUR PARTNER IN
RISK MANAGEMENT