Family vacations are one of those things that everyone seems to remember forever. Now is the time to start making preparations for vacations that the whole family will be talking about for years to come. And not just one vacation, either, but one each year! Yes, You Can Do This! You really can take a $5,000 vacation every year, even if you have a relatively modest income! The trick is in knowing how to manage your money to make those memorable vacations possible. Coming up with $5,000 may sound intimidating, especially if you’re already struggling to pay your bills each month. However, it's really not that difficult, if you're willing to eliminate some of the non-essentials from your life and maybe earn a few extra dollars each week.

1. How to Manage Your
Money to Pay for a
$5,000 Vacation in
CASH Every Year
“I am indeed rich, since my income is superior to my expenses,
and my expense is equal to my wishes.”
Edward Gibbon

2. That $5,000
vacation is
yours to
claim!

3. It’s Easier Than You Think!
$100 per week
= your $5,000
vacation.
Where can
you get it?
Use these ideas
as a
springboard to
your success!

4. Ways to make it happen…
Save
It
Earn
It
GET
IT!

5. “If you would be wealthy, think of saving as well as getting.”
Benjamin Franklin
How to
Save It

6. 3 Ways to Save Money
Make Saving a Priority
Eliminate Expenses
Reduce Expenses

7. Make Saving a Priority
 Put money away before you can spend it.
 Ask your employers to deposit part of your paycheck
into a vacation savings account.
Save while you earn.
 Set up automatic withdrawals from your checking
account to your brokerage account each month.
Invest short-term. Think bonds, treasury bills, CDs.

8. Make Saving a Priority
 Strive to save $200 a month; that’s $50 a week.
 Set up a budget to free up extra cash.
 Ask your employer to increase your tax withholding
amount for larger tax refunds.
Amount Saved: $50/week

9. Eliminate Expenses
 Eliminate your home phone. Sign up for a free Gmail
account and make free voice calls online.
Amount saved: $10/week
 Banish eating out once a week from your family routines.
A low-budget restaurant trip can run you $45. Cook at
home, instead, for $5.
Amount saved: $40/week

10. Eliminate Expenses
 Eliminate miscellaneous services like lawn service or
gym memberships.
Amount saved: $25/week
 Keep your motor vehicle expenses at bay by cutting out
unnecessary family cars. Participate in family carpooling.
One less car could result in gas, insurance and
maintenance savings. Consider a more fuel-efficient car.
Amount saved: $35/week

11. Eliminate Expenses
 Cancel your cable service and watch movies and shows
online. You can hook up your computer to your TV.
Amount saved: $25/week
 Avoid buying $5 coffee at the corner coffee shop. Invest
in a $20 coffee pot and eliminate the daily expense!
Amount saved: $25/week

12. Reduce Expenses
 Be more conscientious when grocery shopping. Use
coupons. Make wise choices.
Amount saved: $25/week
 Cut back on insurance expenses where you’re over-
insured. Shop for insurance quotes yearly.
Amount saved: $25/week

13. Reduce Expenses
 Shop for less expensive clothing. Try stores that sell
barely used clothing. Look out for sales.
Amount saved: $20/week
 Cut back on utilities. Turn off lights when not in use. Turn
down the thermostat. Avoid wasting water.
Amount saved: $10/week

14. “Your greatest asset is your earning ability.
Your greatest resource is your time.”
Brian Tracy
How to
Earn It

15. 4 Ways to Earn Money
Get a part-time job
Find a better paying job
Work for yourself on the side
Go for the lump sum

16. Get a Part-Time Job
 Part-time jobs are always available. You just need to
look.
 You would be surprised how much you can earn from just
a few hours a day.
 Some good examples are newspaper delivery,
bartending and babysitting.

17. Find a Better Paying Job
 Everyone should seriously consider looking for a better
job after spending 2 years at his or her current position.
 It's a much quicker way to move your career forward than
staying at the same company long-term.
 A new job with higher earnings could result in an extra
$500 a month.

18. Work for Yourself on the Side
 Identify your strengths and promote them for revenue.
 Buy and resell items on eBay or Craigslist.
 Start your own lawn mowing company.
 Sell firewood if you have a large lot with trees.
 Paint houses in your area on the weekends.

19. Go for the Lump Sum
 Find houses on the market you can get for a low price
and flip them. Make a $5,000 profit when you sell it.
 Look for abandoned homes and pre-foreclosures; owners
will likely be willing to sell under market value.
 Flip other high value items, like boats. Search for the
deals and resell for good profits.

20. Save
+
Earn

21. Plans of Action
• $25 – Save on groceries.
• $10 – Move to lower cost cable
package.
• $10 – Eliminate home phone.
• $55 – Work 5 hours/week at an
$11/hour job
Plan #1

22. Plans of Action
• $25 – Eliminate morning
coffee stop.
• $15 – Take a lunch.
• $25 – Carpool.
• $35 – Mow 3 lawns a week.
Plan #2

23. Plans of Action
• $10 – Find cheaper insurance.
• $65 – Eliminate a night on the
town once per week.
• $25 – Buy and sell one item
on craigslist.com.
Plan #3

24. Plans of Action
• $25 – Eliminate cable TV.
• $10 – Save on utilities.
• $15 – Mow your own lawn.
• $20 – Shop at thrift stores.
• $30 – Do a few freelance jobs
each month.
Plan #4

25. Plans of Action
• $40 – Get a raise at work.
• $15 – Walk your neighbor’s dog
each morning.
• $20 – Eliminate NetFlix.
• $25 – Take lunch to work.
Plan #5

26. Additional Advice
Family
Affair
• Outline goals to all family members.
• Allow everyone to take ownership in the process.
Keep
Track
• Check progress of savings/earnings each month.
• Share details with all involved.
Stay
Motivated
• Get vacation ideas from family members.
• Do online research together.

27. Closing Notes
 A $5,000 vacation can be yours with a little effort put into:
 Your reward: the vacation of your dreams – every year!
Saving
Money
Earning
Money

28. We hope you enjoyed your Special Report!
Curtis Roese is an experienced professional with extensive experience in
personal finance and small business matters. Curtis writes and
publishes articles, courses, guides and special reports on his personal
finance blog.
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