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Help? Drowning in problems with Credit..?
I need an action plan I have no idea what to do. I am in college and am 20. I ha
ave 3 Credit cards, with about $1000 on debt on all of them. All of the cards ha
ve a 24.9% APR. I never used them but due to an emergency I needed money. Now I
am in debt. I am basically at my limit with all of my cards. Due to the emergenc
y, I no longer have much money in my savings. My credit is OK (low 600's) but I

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Help? Drowning in problems with Credit..?

  • 1. Help? Drowning in problems with Credit..? I need an action plan I have no idea what to do. I am in college and am 20. I ha ave 3 Credit cards, with about $1000 on debt on all of them. All of the cards ha ve a 24.9% APR. I never used them but due to an emergency I needed money. Now I am in debt. I am basically at my limit with all of my cards. Due to the emergenc y, I no longer have much money in my savings. My credit is OK (low 600's) but I