Health insurance Obamacare Nightmare Becomes a Reality
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A family in Kentucky saw their health insurance premiums almost triple under Obamacare, rising from $333 per month to $965. The insurance carrier directly attributed the increase to making their plan compliant with the new healthcare law. While Obamacare aims to make healthcare accessible to all Americans, it may end up increasing costs substantially for healthy individuals and families purchasing insurance on the individual market. The full impact of premium costs under the exchanges rolling out in October remains unclear for many consumers.
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Earlier this week, David Brinkman received a surprise in the mail. It was a letter, and inside, it said American Family Insurance was canceling his medical policy, effective April 2014.
"We were kind of dumbfounded, for lack of a better term," Brinkman said. "We didn't know what we were going to do."
Brinkman is a farmer living in Greene, Iowa, and has had four bypasses and several stents put in for his heart. For a man with his health problems, losing his insurance is a huge problem. "If your insurance gets canceled, that's a big chunk of your life," he said.
Brinkman isn't alone in his problem, either – American Family confirmed that they're actually canceling all their major medical insurance policies.
Brinkman said he thought it was because of the Affordable Care Act, also known colloquially as Obamacare. But, that's not the case, said American Family.
"It had nothing to do with that legislation," American Family Spokesman Steve Witmer said."The wheels were in motion for this in 2009 and prior."
Witmer told me that the company decided back in 2009 that they simply couldn't afford to provide competitive health insurance anymore. Current health customers have been grandfathered along in the grace period since then. American Family is recommending that its soon-to-be-former customers transfer to Assurant Health, where the companies have brokered a deal for guaranteed coverage.
Still, Brinkman said it is a tough transition – he'll be paying more, and for less coverage at that. Total, he estimated that the change will add about $5000 to his yearly insurance costs.
"That's a heck of difference in your life, especially when you get to be my age and are thinking about retirement," he said.
Now, he has 60 days to make the decision of whether to transfer to Assurant, or look for coverage elsewhere, because the clock is ticking on his American Family policy.
Witmer adds that American Family Insurance will continue to sell Medicare Supplement insurance policies and health insurance products provided by Assurant Health.
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Earlier this week, David Brinkman received a surprise in the mail. It was a letter, and inside, it said American Family Insurance was canceling his medical policy, effective April 2014.
"We were kind of dumbfounded, for lack of a better term," Brinkman said. "We didn't know what we were going to do."
Brinkman is a farmer living in Greene, Iowa, and has had four bypasses and several stents put in for his heart. For a man with his health problems, losing his insurance is a huge problem. "If your insurance gets canceled, that's a big chunk of your life," he said.
Brinkman isn't alone in his problem, either – American Family confirmed that they're actually canceling all their major medical insurance policies.
Brinkman said he thought it was because of the Affordable Care Act, also known colloquially as Obamacare. But, that's not the case, said American Family.
"It had nothing to do with that legislation," American Family Spokesman Steve Witmer said."The wheels were in motion for this in 2009 and prior."
Witmer told me that the company decided back in 2009 that they simply couldn't afford to provide competitive health insurance anymore. Current health customers have been grandfathered along in the grace period since then. American Family is recommending that its soon-to-be-former customers transfer to Assurant Health, where the companies have brokered a deal for guaranteed coverage.
Still, Brinkman said it is a tough transition – he'll be paying more, and for less coverage at that. Total, he estimated that the change will add about $5000 to his yearly insurance costs.
"That's a heck of difference in your life, especially when you get to be my age and are thinking about retirement," he said.
Now, he has 60 days to make the decision of whether to transfer to Assurant, or look for coverage elsewhere, because the clock is ticking on his American Family policy.
Witmer adds that American Family Insurance will continue to sell Medicare Supplement insurance policies and health insurance products provided by Assurant Health.
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Much higher rates for this group could be the impact of the insurance overhaul's aim to cover the chronically ill.
The Affordable Care Act is designed to place health care within reach of all Americans, but the law may end up making insurance more costly for healthy people.
A review of proposed health care plans across eight states shows premiums for those in good health may double or even triple under Obamacare, while costs for people with chronic conditions will likely decrease, The Wall Street Journal reports.
Take the case of a 40-year-old single nonsmoker. Under the new law, he could take insurance on a "bronze" plan that covers 60% of medical costs and charges premiums of about $200 a month in most states surveyed in the study. Yet today, he could get coverage for far less.
Under a WellPoint (WLP +0.11%) plan offered in Virginia via Anthem, for example, he could find a plan for only $63 per month, which covers half of medical costs.
"If a person in 2013 has a choice of buying a Chevrolet or a Cadillac health plan and in 2014 they can only buy a Cadillac, . . . are they going to be upset? I think the answer is yes," Bob Laszewski, a Virginia health care consultant, told the newspaper.
Of course, the study presents one specific case -- a healthy consumer in Richmond, Va. -- while costs could vary considerably by state. The lowest-cost plan offered on an exchange in Nashville, Tenn., for example, is now pegged at $149, or 23% less than the $193 monthly premium charged in Richmond.
Still, the findings aren't likely to win over any new fans of the health care insurance overhaul, which is already unpopular with Americans. A recent survey from CNN/ORC International found that 54% of Americans oppose the legislation, with most of those saying they feel it's too liberal. Obama health care plan explained can be summed up as wow.
But aside from politics, the overhaul's costs are also weighing on the minds of consumers and business owners. Regal Entertainment Group (RGC +6.48%) said it's cutting hours to avoid providing health insurance for thousands of nonsalaried employees.
So who will benefit from the new plans? Most likely, chronically ill consumers who would otherwise face either extremely expensive plans or even fail to find an insurer willing to cover them. Under the overhaul, plans must be available to all Americans, no matter what their health.
As of now, much of the real prices associated with Obamacare are still unknown. When the health care exchanges roll out in October, the ultimate costs to consumers will become clearer.
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Amber Parker is a 46-year-old unmarried mother with two children, ages 16 and 17. She lives partly on alimony from her former husband and she works part-time out of her home as a medical transcriptionist for a local hospital. Last year Amber suffered severe head injuries in a hit-and-run accident when jogging. Amber's wounds have healed and she has regained her ability to speak but is not yet able to walk on her own or use her hands and arms very well. At first she required some mental health counseling. Now she still requires a daily paid caregiver to assist with her personal needs. It may be another six months before she can work again. Which one of the following aspects of her injury were covered by Amber's private health care plan?
A. Hospital stay
B. Rehabilitative care
C. Mental health
D. All of the above
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LEARNING OBJECTIVES
After reading this chapter, you should be able to:
Explain how the Affordable Care Act works, and how consumers shop and pay for health insurance coverage.
Distinguish among the types of health care plans.
Describe the typical features and limitations of health care plans.
Explain the fundamentals of planning for long-term custodial care.
Develop a plan to protect your income when you cannot work due to disability.
Summarize the benefits of preparing advance medical directive documents.
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Danielle's employer pays all or a portion of the cost for a health care plan to cover the company's workers, their spouses, and their dependents. Danielle has four options: (1) the basic HMO managed by a local university medical school/hospital with no additional cost for Danielle, but with additional cost of $122 per month to cover her children, (2) a health insurance plan with a PPO at that same medical center for an additional cost of $245 per month, (3) a traditional health insurance plan that provides access to virtually all health care providers in her community for $455 per month, and (4) a health plan with a $5000 deductible at no additional cost. Danielle's employer offers no disability income or long-term care group plan. She does receive ten sick days per yea ...
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Of course, the study presents one specific case -- a healthy consumer in Richmond, Va. -- while costs could vary considerably by state. The lowest-cost plan offered on an exchange in Nashville, Tenn., for example, is now pegged at $149, or 23% less than the $193 monthly premium charged in Richmond.
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So who will benefit from the new plans? Most likely, chronically ill consumers who would otherwise face either extremely expensive plans or even fail to find an insurer willing to cover them. Under the overhaul, plans must be available to all Americans, no matter what their health.
As of now, much of the real prices associated with Obamacare are still unknown. When the health care exchanges roll out in October, the ultimate costs to consumers will become clearer.
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Amber Parker is a 46-year-old unmarried mother with two children, ages 16 and 17. She lives partly on alimony from her former husband and she works part-time out of her home as a medical transcriptionist for a local hospital. Last year Amber suffered severe head injuries in a hit-and-run accident when jogging. Amber's wounds have healed and she has regained her ability to speak but is not yet able to walk on her own or use her hands and arms very well. At first she required some mental health counseling. Now she still requires a daily paid caregiver to assist with her personal needs. It may be another six months before she can work again. Which one of the following aspects of her injury were covered by Amber's private health care plan?
A. Hospital stay
B. Rehabilitative care
C. Mental health
D. All of the above
The answer is “all of the above.” Amber had purchased an individual health care policy at HealthCare.gov that covers hospital, surgical, mental health, and rehabilitative care, therefore, after deductibles and copays the Affordable Care Act covered all her expenses. Individuals without health insurance can buy a health care policy on a state or federal exchange!
LEARNING OBJECTIVES
After reading this chapter, you should be able to:
Explain how the Affordable Care Act works, and how consumers shop and pay for health insurance coverage.
Distinguish among the types of health care plans.
Describe the typical features and limitations of health care plans.
Explain the fundamentals of planning for long-term custodial care.
Develop a plan to protect your income when you cannot work due to disability.
Summarize the benefits of preparing advance medical directive documents.
WHAT DO YOU RECOMMEND?
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Danielle's employer pays all or a portion of the cost for a health care plan to cover the company's workers, their spouses, and their dependents. Danielle has four options: (1) the basic HMO managed by a local university medical school/hospital with no additional cost for Danielle, but with additional cost of $122 per month to cover her children, (2) a health insurance plan with a PPO at that same medical center for an additional cost of $245 per month, (3) a traditional health insurance plan that provides access to virtually all health care providers in her community for $455 per month, and (4) a health plan with a $5000 deductible at no additional cost. Danielle's employer offers no disability income or long-term care group plan. She does receive ten sick days per yea ...
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User Generated Content (UGC) has become a popular marketing strategy in recent years. It involves creating content that is generated by users rather than traditional marketers or advertisers. This type of content can take many forms, including reviews, photos, videos, social media posts, and more.
The benefits of using UGC are numerous. Firstly, it's cost-effective as businesses don't have to invest heavily in creating high-quality content themselves. Secondly, UGC is perceived as more trustworthy and authentic compared to branded content. Finally, UGC can drive engagement and increase conversions.
However, creating successful UGC campaigns requires careful planning and execution.
Bread Bandits Bakery Located in Sarasota Florida are Now Representing a Renow...
https://www.LloydDobsonArtist.com Bread Bandits Bakery Located in Sarasota Florida are Now Representing a Renowned Local Artist. Bread Bandits Bakery, located in Sarasota Florida, is more than just your average bakery. With their freshly baked bread and pastries, they have become a staple in the community for their delicious food and cozy atmosphere.
However, did you know that they also feature local artist Lloyd Dobson? That's right! Bread Bandits has recently partnered up with renowned artist, Lloyd Dobson, to showcase his latest exhibition on their gallery wall space.
The Exhibition: A Closer Look at the Artwork on Display
Lloyd Dobson's artwork is truly one of a kind. His use of vibrant colors and unique textures creates a sense of movement and emotion in each piece. The exhibition features a collection of oil paintings, that are sure to captivate your imagination.
Evie's Spanish Point Host Local Artist.pptx
https://www.LloydDobsonArtist.com Evie's Spanish Point Host Local Artist. Step into the World of Lloyd Dobson Artist at Evie's Spanish Point in Osprey, Florida
Evie's Spanish Point is a beautiful waterfront restaurant located at 135 Bayview Drive on Little Sarasota Bay in Osprey, Florida. Most Saturdays, weather permitting, they are hosting an art exhibit featuring local Lloyd Dobson Artist. The exhibition showcases his unique and captivating paintings that capture the beauty of paradise.
Introduction to Lloyd Dobson's Art
Lloyd Dobson has been painting for over 60 years, and he is known for his vibrant colors and bold brushstrokes. His inspiration comes from the natural world around him, including the beaches, marshes, and wetlands of Southwest Florida. He uses oil paints to create stunning landscapes, and seascapes that truly come alive on canvas.
Lloyd's beach themed oil paintings hang in hundreds of homes and offices throughout the USA, Canada, Germany, the UK, France, Slovakia, New Zealand, and Switzerland.
Siesta Key Lifeguard Stands Framed Prints Available By Local Artist.pptx
https://www.LloydDobsonFramedPrints.com Siesta Key Lifeguard Stands Framed Prints Available By Local Artist.
If you're looking for a unique piece of art that captures the essence of Siesta Key, look no further than the lifeguard stands. These iconic structures have been captured in stunning detail by local Lloyd Dobson Artist and are now available as framed prints. In this video or blog post, we'll take a closer look at these incredible works of art and explore what makes them so special.
Introduction to Siesta Key Lifeguard Stands
For those who aren't familiar with Siesta Key, it's a small barrier island off the coast of Sarasota, Florida. It's known for its beautiful beaches, crystal-clear waters, and laid-back vibe. The lifeguard stands on Siesta Key have become an integral part of the beach culture, providing safety and security for swimmers and sunbathers alike. Now, thanks to Lloyd Dobson's talented eye, they've also become objects of beauty and inspiration.
How To Sign Up For Health Insurance_ Here's Where We Can Help.pptx
https://www.HealthcareSolutionsTeamUSA.com How To Sign Up For Health Insurance? Here's Where We Can Help.
Signing up for health insurance can seem like a daunting task, but it doesn't have to be! Here's a quick guide to help you get started:
1. Know your options. There are a few different ways to get health insurance:
* Employer-sponsored health insurance: If you have a job, your employer may offer health insurance as part of your benefits package. This is often the most affordable option, and your employer may contribute to the cost of your premiums.
* The Health Insurance Marketplace: If you don't have employer-sponsored health insurance, you can purchase it through the Health Insurance Marketplace. The Marketplace is a government-run website where you can compare plans from different insurers and see if you qualify for financial assistance.
* Medicaid: Medicaid is a government program that provides health insurance to low-income individuals and families.
* Medicare: Medicare is a government program that provides health insurance to people 65 and older and some people with disabilities.
Who Is The Best Artist To Create a Corvette Portrait.pptx
https://LloydDobsonArtist.com Who Is The Best Artist To Create a Corvette Portrait? Renown Lloyd Dobson Artist comes to mind as an answer.
Whether Lloyd Dobson Artist is a good artist to create a Corvette portrait depends on your taste and the style you're looking for.
Here's some information about Lloyd Dobson Artist that might help you decide:
* Style: Dobson is known for his beach themed oil paintings which capture the fleeting moments of light and color in nature. His paintings are often vibrant and full of energy.
* Subject matter: Dobson primarily paints landscapes and seascapes, but he has also has painted many cars, trucks and boats and his ability to capture light and movement could translate well to a car portrait.
Beach Themed Oil Paintings Direct From Artist.pptx
https://www.LloydDobsonArtist.com Beach Themed Oil Paintings Direct From Artist.
Ah, the sound of waves crashing against the shore, the smell of salty air, and the warm sun on your skin. Beach-themed oil paintings can capture that feeling and bring a little bit of the coast into your home.
And the best part? Buying directly from the artist means you're supporting their creativity and getting a unique piece of art.
How Video Marketing Helps To Increase Traffic To Your Business.pptx
https://DobsonVideoMarketingAgency.com How Video Marketing Helps To Increase Traffic To Your Business? Video marketing can be a powerful tool for driving traffic to your business in a variety of ways.
Here are some key benefits:
Captures Attention and Engagement:
* Visual storytelling: Videos naturally grab attention and hold it longer than text. They can explain complex concepts, showcase products or services in action, and evoke emotions in viewers, making them more likely to remember your brand.
* Higher engagement: Studies show that viewers are more likely to engage with video content than text or static images. This translates to longer dwell time on your website, increased shares, and more leads.
Best Fine Artist To Paint From a Photo Your Boat Or Car On Canvas.pptx
https://LloydDobsonArtist.com Turn Your Photo of a Car, Boat or Truck To An Oil Painting.
IDEAL FOR ANY GIFT-GIVING OCCASSION!!! A PAINTING LAST FOREVER!! A gift made just for the recipient that no one else will have is one of the best kinds of gifts ever. Not only is it thoughtful, but having something created that is personal makes it one of a kind, just like the person you’re giving a gift to!
Turn any of your photos into a wonderful UNIQUE piece of art!
Lloyd Dobson Artist makes it easy and simple to turn your photos into a beautiful custom oil painting. Lloyd will paint a Beautiful artpiece of your vacation, cruise, car, boat from a photograph and turn it into a focus point in your house.
Where To Find Beach Art In Osprey Evie's Spanish Point Tiki Bar.pptx
https://LloydDobsonArtist.com Breaking News - Where To Find Beach Art In Osprey Evie's Spanish Point Tiki Bar?
Yes now available, renown Siesta Key, Sarasota Florida, Lloyd Dobson Artist, affordable beach themed oil paintings every Saturday from 11:00am to 3:00pm at Evie's Spanish Point Tiki Bar located at 135 Bayview Drive in Osprey, Florida.
Lloyd Dobson's paintings hang in hundreds of private collections throughout the USA, Canada, the United Kingdom, Germany, France, Slovakia, New Zealand, and Switzerland.
If you are unable to visit this paradise location in Osprey you can always visit Lloyd's website for availability, affordable pricing plus prints and digital products of his paintings. And in addition Lloyd ships FREE to the USA.
Let’s check out this paradise setting of the Evie’s Spanish Point Tiki Bar! And yes this is Lloyd Dobson Artist Branch Office!
Upon arrival to the Tiki Bar you will find me just to the left of the entrance. Give Lloyd a shout out as you arrive.
If you are looking for a laid-back spot to enjoy delicious food, refreshing drinks, and stunning waterfront views? Look no further than the Spanish Point Tiki Bar! Nestled along the picturesque Little Sarasota Bay in Osprey, Florida, this destination-type restaurant is the perfect spot for a relaxing afternoon or evening out.
Why YouTube Thumbnails Important Element of Your Video Optimization.pptx
http://www.BestThumbnailCreator.com Yes, that is correct. YouTube thumbnails are an incredibly important element of your video optimization. They are the first thing that viewers see when they are browsing through YouTube, so they need to be eye-catching and engaging in order to get people to click on your video.
I will share with you at the end of this information how you can create eye catching thumbnails in just 3 easy and fast steps.
Here are a few tips for creating great YouTube thumbnails:
1) Use high-quality images. Your thumbnail should be a high-resolution image that is clear and easy to see. Avoid using blurry or pixelated images, as they will not make a good impression on viewers.
2)Use text sparingly. You can use text on your thumbnail, but it should be used sparingly. Too much text can be overwhelming and make your thumbnail look cluttered.
3) Use bright colors. Bright colors will help your thumbnail stand out from the crowd. However, don't go overboard with the colors, as this can be overwhelming as well.
4) Be creative. Don't be afraid to get creative with your thumbnails. Try using different fonts, images, and colors to create something that is unique and eye-catching.
By following these tips, you can create YouTube thumbnails that will help you get more views and subscribers.
Here are some additional tips:
1) Use a consistent style. If you have multiple videos, try to use a consistent style for your thumbnails. This will help your channel look more professional and polished.
2) Keep your thumbnails up-to-date. If you make changes to your videos, make sure to update your thumbnails as well. This will help ensure that your thumbnails are always accurate and relevant.
3) Test different thumbnails. You can test different thumbnails to see which ones perform better. To do this, create multiple versions of the same thumbnail and then use YouTube Analytics to see which one gets more clicks.
By following these tips, you can create YouTube thumbnails that will help you get more views and subscribers.
Now, more than ever you need a CUSTOM THUMBNAIL that captures attention! It’s proven that a good thumbnail can TRIPLE your views and traffic OVERNIGHT!
Find out how you can create breathtaking thumbnails with only 3 clicks. GO HERE NOW >>> http://www.BestThumbnailCreator.com
Testimonials for Beach Themed Artist.pptx
https://LloydDobsonArtist.com Testimonials for Beach Themed Artist. Before we review some of the many testimonials of Lloyd Dobson Artist let's review a little about Lloyd and beach themed paintings.
Beach themed paintings of Lloyd Dobson are very popular. It is not only his paintings that are very popular but also his original paintings and prints.
People who have seen his paintings or prints can vouch for the fact that they are very artistic and have an amazing quality.
These paintings are available in different sizes, colors and prices.
His paintings are so attractive that people can't resist looking at them. They are available in various themes such as beach theme, nautical theme, tropical theme, animal theme, boat & car theme, and much more.
5 Tips for Marketing Your Handmade Business.pptx
https://LloydDobsonAuthor.com 5 Tips for Marketing Your Handmade Business
The world is ready for the authentic, the one-of-a-kind, and the thoughtfully produced.
Here are 5 tips for marketing your handmade business:
1) Create a strong online presence. This means having a well-designed website and active social media accounts. Make sure your website is easy to navigate and showcases your products in their best light. Your social media accounts should be used to share photos and updates about your business, as well as connect with potential customers.
2) Attend craft fairs and festivals. This is a great way to get your products in front of potential customers and build relationships with other local businesses. Be sure to set up a booth that is eye-catching and inviting.
3) Partner with other businesses. This could involve collaborating on a product, co-hosting an event, or simply mentioning each other on social media. Partnering with other businesses can help you reach a wider audience and build credibility.
4) Offer discounts and promotions. This is a great way to attract new customers and encourage repeat business. You can offer discounts on your products, free shipping, or other incentives.
5) Get creative with your marketing. There are endless ways to market your handmade business. Get creative and think outside the box. You could start a blog, write articles for online publications, or even create your own podcast.
Where To Buy Art From Local Artist In Sarasota Florida.pptx
https://www.LloydDobsonArtist.com Where To Buy Art From Local Artist In Sarasota Florida?
How to Find a Local Artist?
* Search Facebook. Artists will often promote themselves by creating a Facebook fan page. ...
* Visit local art galleries. Small galleries often feature local artists. ...
* Go to art events. ...
* Read the art section of your community newspaper.
* Look at the art in coffee shops and restaurants.
One well known local artist is renown Lloyd Dobson Artist with hundreds upon hundreds of private collectors throughout the USA, Canada, the UK, France, Germany, New Zealand, Slovakia, and Switzerland.
Reviews For Siesta Key Sarasota Artist 2023.pptx
https://www.LloydDobsonArtist.com Reviews For Siesta Key Sarasota Artist 2023.
Basically, any given art review has two immediate purposes: 1) to tell readers who haven't seen the artist;s artwork a little about it so they can consider purchasing, and 2) to document and critique the artist within the art world.
If you are searching for beach themed oil paintings with FREE SHIPPING to the USA, www.LloydDobsonArtist.com is your answer. Lloyd's paintings hang in hundreds of private collections throughout the United States, Canada, the United Kingdom, Germany, France, New Zealand, Slovakia, and Switzerland.
Here are just 6 of the 60 5 Star Reviews for Lloyd Dobson Artist:
Artist Brings Color To Siesta Key.pptx
https://LloydDobsonArtist.com Artist Brings Color To Siesta Key author John Morton with the Siesta Sand Newspaper. Lloyd Dobson’s artwork captures the area’s breathtaking beauty
A Community Spotlight, interview of local Lloyd Dobson Artist, by author John Morton with the Siesta Key Sand Newspaper titled "Bringing color to the Key" was conducted on October 3, 2022.
Here is the interview.
Q: Lloyd Dobson, you are a creative force whose oil paintings are seen all around Siesta Key, the region, and the world. For starters, tell us about your history with our island.
A: In 2013, I moved to the Siesta Key area, from Treasure Island Florida, to be closer to my son, granddaughter, and daugter in law. Plus, after seeing the Siesta Key island, I was inspired in knowing that this is where the next level of my art career could flourish.
I began re-numbering my paintings after I moved to the area. The first painting was No. 110113. I just began painting number No. 1108422, which means that painting is the 1,084th one of done in the past nine years.
My travels have taken me all over the Caribbean but the Siesta Key area is my favorite, and inspires me to create memories that vacationers and locals can enjoy.
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Title: Sense of Taste
Presenter: Dr. Faiza, Assistant Professor of Physiology
Qualifications:
MBBS (Best Graduate, AIMC Lahore)
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MPH (GC University, Faisalabad)
MBA (Virtual University of Pakistan)
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Describe the structure and function of taste buds.
Describe the relationship between the taste threshold and taste index of common substances.
Explain the chemical basis and signal transduction of taste perception for each type of primary taste sensation.
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Selection of food based on metabolic needs
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Taste buds on the tongue
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Taste Blindness:
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Interaction of taste substances with receptors on microvilli
Signal transduction pathways for Umami, Sweet, Bitter, Sour, and Salty tastes
Taste Sensitivity and Adaptation:
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Rapid adaptation of taste sensation
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Influence of receptors and neural pathways
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Abnormalities of Taste Detection:
Conditions: Ageusia, Hypogeusia, Dysgeusia (parageusia)
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Effects of serotonin (5-HT) and norepinephrine (NE) on taste sensitivity
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