The document discusses accounts receivable financing for small businesses. It notes that small businesses often have 10% or more of their assets tied up in accounts receivable, with collection periods averaging 45 days. This can create cash flow issues for businesses. The website www.houseaccountfunding.com offers accounts receivable financing that provides immediate cash and back office billing services to help businesses manage their accounts receivable and focus on customers and growth. Several clients are quoted praising how the program has improved their cash flow and business.

1. www.houseaccountfunding.com • 877-423-4239 The Source for Accounts Receivable Financing & Management

3. The Solution: Receive Cash for Your Account Receivables Using…

4. When Do Your Customers Pay? Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20

5. For Your GOOD Customers Who Pay In Full and On Time… Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20

6. It May Still Take You Nearly 60 Days To Receive Payment Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20

7. For Customers Who Pay Late… Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20

8. It Can Take Much Longer To Collect: 61, 75, 90, Even 120 Days Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20

9. Your Business Pays Expenses Before Your Customers Pay You Time of purchases Jan. 1 Apr. 1 Jan. 31 You send out statements to your customers who buy on account Some customers pay on time Others pay more slowly Apr. 30 And some require more attention & reminders before paying Feb. 28 Payment Due Mar. 20 Payroll, Inventory, Rent, Loans, Equipment, etc.

18. Access to Reports, Statements, Invoices and Payments

22. www.houseaccountfunding.com • 2001 Route 46, Suite 310 , Parsippany, NJ 07054 • 877-423-4239 To download a brochure, visit: www.houseaccountfunding.com/contactus To obtain a free quote, receive an application, or for more information, please contact: John Refo SVP Business Development [email_address] 973-928-8940 The Source for Accounts Receivable Financing & Management Marvin Bloom Founding Partner [email_address] 561-734-6669