This document provides tips for making 2010 a year of taking action through future planning, budgeting, and tax reduction strategies. It recommends focusing on values and beliefs, using salary sacrifice to contribute to superannuation, investing in capital growth, taking advantage of tax shelters like superannuation and insurance bonds, and learning tax deduction techniques through a master class. The overall message is that 2010 can be a year of taking action through financial planning and tax tips.