The document provides an overview of the state of the housing market in Colorado in Q2 2009. It notes that while Colorado was less impacted than other states prior to late 2008, the struggling US economy has taken its toll. Job and employment growth in Colorado has slowed or turned negative. Consumer confidence and retail sales growth are also slowing. However, foreclosure activity and housing supply levels have decreased from their peaks. The outlook remains uncertain but there are some signs of stabilization in the Colorado housing market.
This document contains graphs and charts with meteorological data predictions for Carcavelos, Portugal over a 3 day period from June 21-24, 2012. The data includes predictions for wave height, period and quality for surfing, as well as tide height, wind speed and direction, temperature, precipitation, cloud cover and other weather variables. All data is from the NOAA GFS forecasting model and is presented in both graphical and tabular formats for the location.
This document contains graphs and charts with meteorological data predictions for Carcavelos, Portugal over a 3 day period from November 11th to November 14th. The data includes predictions for wave height, period and quality for surfing as well as tide height, precipitation, temperature, wind speed and direction, cloud cover and other atmospheric conditions.
This document contains graphical forecasts of wave height, period, tide height, and surf quality over three days for Carcavelos beach in Portugal. It also includes forecasts of precipitation, temperature, wind speed and direction, cloud cover, and other weather variables to provide context for the surf conditions. The graphs are based on NOAA GFS model data and were generated to help surfers predict upcoming conditions at this location.
This document contains weather forecast data for Carcavelos, Portugal from May 16, 2012 to May 19, 2012. It includes graphs of wave height, wave period, tide height, wind speed and direction, temperature, precipitation, and other meteorological variables over time to predict conditions for surfing.
The document summarizes average residential home prices in the Denver metro area from 1974 to 2009. It shows that prices steadily increased over this period, rising from around $35,000 in 1974 to over $240,000 in 2009. It also includes a graph depicting the sharp rise in prices from the 1990s onwards for all areas as well as the suburbs of Denver (DSE) and southeast suburbs (SSE). Additional data lists total housing listings and sales each year to gauge market activity.
This document is in German and contains no meaningful words or sentences. It consists entirely of punctuation marks. In just 3 sentences or less, I am unable to provide a useful summary as the document contains no essential information to summarize.
This document contains graphs and charts with meteorological data predictions for Carcavelos, Portugal over a 3 day period from June 21-24, 2012. The data includes predictions for wave height, period and quality for surfing, as well as tide height, wind speed and direction, temperature, precipitation, cloud cover and other weather variables. All data is from the NOAA GFS forecasting model and is presented in both graphical and tabular formats for the location.
This document contains graphs and charts with meteorological data predictions for Carcavelos, Portugal over a 3 day period from November 11th to November 14th. The data includes predictions for wave height, period and quality for surfing as well as tide height, precipitation, temperature, wind speed and direction, cloud cover and other atmospheric conditions.
This document contains graphical forecasts of wave height, period, tide height, and surf quality over three days for Carcavelos beach in Portugal. It also includes forecasts of precipitation, temperature, wind speed and direction, cloud cover, and other weather variables to provide context for the surf conditions. The graphs are based on NOAA GFS model data and were generated to help surfers predict upcoming conditions at this location.
This document contains weather forecast data for Carcavelos, Portugal from May 16, 2012 to May 19, 2012. It includes graphs of wave height, wave period, tide height, wind speed and direction, temperature, precipitation, and other meteorological variables over time to predict conditions for surfing.
The document summarizes average residential home prices in the Denver metro area from 1974 to 2009. It shows that prices steadily increased over this period, rising from around $35,000 in 1974 to over $240,000 in 2009. It also includes a graph depicting the sharp rise in prices from the 1990s onwards for all areas as well as the suburbs of Denver (DSE) and southeast suburbs (SSE). Additional data lists total housing listings and sales each year to gauge market activity.
This document is in German and contains no meaningful words or sentences. It consists entirely of punctuation marks. In just 3 sentences or less, I am unable to provide a useful summary as the document contains no essential information to summarize.
The document provides data on newspaper and magazine advertising in Pakistan in 2011 compared to 2010. It shows that ROP (run of paper) and ordinary ad types declined by around 27% and 19% year-over-year for newspapers and magazines respectively. The top categories, products, brands, and publications are also outlined. Overall, the data indicates a decrease in advertising spending and shifts in the leading brands and categories across both print mediums between 2010 and 2011 in Pakistan.
This document contains a graph showing wind speed and direction forecasts for Carcavelos, Portugal over a 24 hour period from 20/12Z to 22/00Z. Wind speeds are predicted to be between 0-5 meters per second for most of the period with a brief increase up to 7 meters per second around 21/15Z. The wind is forecast to come primarily from the west-northwest.
This document contains weather forecast data for Carcavelos, Portugal from July 15-18, 2012. It includes graphs of wave height, tide level, wave period, air temperature, wind speed and direction, precipitation, and cloud cover over time. The forecasts are intended to help with surfing conditions prediction.
This document contains weather forecast data for Carcavelos, Portugal from July 15-18, 2012. It includes graphs of wave height, tide level, wave period, air temperature, wind speed and direction, precipitation, and cloud cover over time, as well as forecasts for average and maximum wind speed. The data is intended to help surfers determine wave conditions and quality for surfing.
The document contains weather forecast data for Carcavelos beach in Portugal over a 3 day period from October 10th to October 13th. The data includes graphs of wave height, period, and tide level as well as tables showing temperature, wind speed and direction, precipitation, and other atmospheric conditions. The forecasts are based on NOAA's Global Forecast System and were generated by the meteorological analysis company MeteoceanSurf.
Utah's economy has rebounded strongly since the recession. Jobs reached pre-recession levels in 2012 and Utah has experienced steady job growth over the past year, with an average monthly growth rate of 2%. Utah has the 7th fastest growing economy nationally. Job growth has been strongest in natural resources, construction, manufacturing, information and professional/business services. At the local level, Duchesne County has seen the strongest job growth at 8% over the past year.
Dr. Chad Moutray, Chief Economist at the National Association of Manufacturers, provide the CEO’s of US Manufacturing Trade Associations a snapshot of what’s happening in manufacturing and the US economy.
Ted Hart 11 Am June 15 2009 Digital Leap Success OnlineDigital Leap
Ted Hart presented on strategies for online fundraising and social networking. He discussed how online giving has grown significantly in recent years. He emphasized building relationships with donors through communication and focusing on their needs. Hart also covered using social networking sites like Facebook and LinkedIn to engage supporters and recruit volunteers. People-to-people fundraising was highlighted as an approach that combines social networking with fundraising inspired by charities.
Mobile search advertising spending is growing rapidly according to data from Efficient Frontier. They found that mobile search currently accounts for 4.2% of total search ad spending for their clients, up significantly from 0.5% a year ago. They project that mobile search spending could account for 7-10% of total search ad spending by the end of 2011. Currently, 5.4% of paid search ad impressions for Efficient Frontier clients come from mobile searches. However, mobile searches have lower click-through rates than desktop searches.
Retail's rocky ride following the slump in consumer confidence as the banking crisis unwound. What is the future for high streets? How can retailers and town centre managers rise to the challenge?
The document contains graphs and charts showing weather forecasts for Carcavelos, Portugal over a 3 day period from April 4th to July 7th. It includes predictions for wave height, tide height, wind speed and direction, temperature, precipitation, cloud cover and other weather variables that impact surf conditions. The forecasts are provided in 6 hour intervals to allow surfers to plan their sessions.
The document discusses a study by O'Shaughnessy that analyzed the performance of US stocks over $150 million in market cap from 1951 to 1996 based on four valuation factors: price-to-sales, price-to-cash flow, price-to-book, and price-to-earnings. The study found that stocks in the lowest deciles for each of these valuation factors significantly outperformed stocks in the highest deciles, indicating that cheaper valued stocks provided higher returns over the long term than more expensive stocks.
2012 State of the Vending Industry Report - Automatic Merchandiser - June / J...Steven Duque
The road to recovery has been slow in the recession, for both automatic merchandising and the multiple industries it serves. Fiscal 2011 saw trends from the previous year continue, as the vending industry slowly recovers from the massive fallout of the Great Recession. In 2011, industry sales declined for the fourth consecutive year, although at a progressively slower rate. The 1.5 percentage point sales decline in 2011 was half the rate posted in 2010, indicating vending operators made progress in
stemming the downward trend.
The document reports results from a survey of 9,110 participants between November 2011 and April 2012 about life satisfaction, happiness, and emotional experiences. Key results include:
- Most participants reported high levels of life satisfaction and happiness, rating their satisfaction between 7-10 on a 10-point scale.
- Participants reported feeling positive emotions like happiness more often than negative ones like sadness or fear. They reported feeling positive more than half the time and negative less than half the time.
The document contains graphs and charts forecasting weather conditions like wave height, tide, wind speed, temperature, and precipitation over a 3 day period for surfing at Carcavelos beach. The charts include predictions for these elements from March 12 to June 12 at 3 hour intervals and provide surfers with information to plan their sessions.
The document contains a graph showing wind speed and direction forecasts for Carcavelos, Portugal between March 12 and May 5. The y-axis ranges from 0 to 12.5 meters per second (m/s) in wind speed. The x-axis shows the forecast times at 3 hour intervals. Lines radiate outward from the center representing wind direction in degrees.
Land and Home(s) No Longer Four Letter Words?Allen Matkins
The document discusses trends in the real estate development and new home market. It provides the following key points:
1. The new home market is recovering from the housing crisis as excess supply is worked through the system and new construction has stopped for five years, while economic fundamentals are improving.
2. Job growth is strong in many states including California, Texas, and Florida. The San Jose and Washington D.C. metro areas have the highest number of job postings per capita. California employment is growing fastest in professional and business services and health care.
3. Single family permits in California are rising again after hitting a low point during the recession but remain well below historical averages, indicating the new home market
Residential Price Trends Feeding into Cherry Creek High School 2010Tom Cryer
The document provides sales data for properties in the Cherry Creek High School neighborhood of Denver from 2007 to 2010, including average home prices, number of properties sold, and annual price and property changes. Specific property addresses, sale dates, and prices are listed from July 13, 2007 to August 28, 2007. The data shows average home prices peaked in 2007 then declined slightly in 2008 and 2009 before falling further in 2010.
1. Foreclosures have declined for almost three years after peaking in 2008. However, short sales continue to be common as lenders work with borrowers. The short sale cycle may continue for 2-5 more years before a normal market trend returns.
2. The ratio of home listings to sales indicates the market may drift into oversupply in the second half of 2010 if current trends continue, potentially leading to more foreclosures and short sales.
3. While average home prices have increased in the first half of 2010, particularly for higher-end homes, prices have actually declined in many individual areas. Average prices should only be used as a general guide, not to assess specific markets or properties.
More Related Content
Similar to Genesis%20 Housing%20 Overview%20 Presentation%20 May09
The document provides data on newspaper and magazine advertising in Pakistan in 2011 compared to 2010. It shows that ROP (run of paper) and ordinary ad types declined by around 27% and 19% year-over-year for newspapers and magazines respectively. The top categories, products, brands, and publications are also outlined. Overall, the data indicates a decrease in advertising spending and shifts in the leading brands and categories across both print mediums between 2010 and 2011 in Pakistan.
This document contains a graph showing wind speed and direction forecasts for Carcavelos, Portugal over a 24 hour period from 20/12Z to 22/00Z. Wind speeds are predicted to be between 0-5 meters per second for most of the period with a brief increase up to 7 meters per second around 21/15Z. The wind is forecast to come primarily from the west-northwest.
This document contains weather forecast data for Carcavelos, Portugal from July 15-18, 2012. It includes graphs of wave height, tide level, wave period, air temperature, wind speed and direction, precipitation, and cloud cover over time. The forecasts are intended to help with surfing conditions prediction.
This document contains weather forecast data for Carcavelos, Portugal from July 15-18, 2012. It includes graphs of wave height, tide level, wave period, air temperature, wind speed and direction, precipitation, and cloud cover over time, as well as forecasts for average and maximum wind speed. The data is intended to help surfers determine wave conditions and quality for surfing.
The document contains weather forecast data for Carcavelos beach in Portugal over a 3 day period from October 10th to October 13th. The data includes graphs of wave height, period, and tide level as well as tables showing temperature, wind speed and direction, precipitation, and other atmospheric conditions. The forecasts are based on NOAA's Global Forecast System and were generated by the meteorological analysis company MeteoceanSurf.
Utah's economy has rebounded strongly since the recession. Jobs reached pre-recession levels in 2012 and Utah has experienced steady job growth over the past year, with an average monthly growth rate of 2%. Utah has the 7th fastest growing economy nationally. Job growth has been strongest in natural resources, construction, manufacturing, information and professional/business services. At the local level, Duchesne County has seen the strongest job growth at 8% over the past year.
Dr. Chad Moutray, Chief Economist at the National Association of Manufacturers, provide the CEO’s of US Manufacturing Trade Associations a snapshot of what’s happening in manufacturing and the US economy.
Ted Hart 11 Am June 15 2009 Digital Leap Success OnlineDigital Leap
Ted Hart presented on strategies for online fundraising and social networking. He discussed how online giving has grown significantly in recent years. He emphasized building relationships with donors through communication and focusing on their needs. Hart also covered using social networking sites like Facebook and LinkedIn to engage supporters and recruit volunteers. People-to-people fundraising was highlighted as an approach that combines social networking with fundraising inspired by charities.
Mobile search advertising spending is growing rapidly according to data from Efficient Frontier. They found that mobile search currently accounts for 4.2% of total search ad spending for their clients, up significantly from 0.5% a year ago. They project that mobile search spending could account for 7-10% of total search ad spending by the end of 2011. Currently, 5.4% of paid search ad impressions for Efficient Frontier clients come from mobile searches. However, mobile searches have lower click-through rates than desktop searches.
Retail's rocky ride following the slump in consumer confidence as the banking crisis unwound. What is the future for high streets? How can retailers and town centre managers rise to the challenge?
The document contains graphs and charts showing weather forecasts for Carcavelos, Portugal over a 3 day period from April 4th to July 7th. It includes predictions for wave height, tide height, wind speed and direction, temperature, precipitation, cloud cover and other weather variables that impact surf conditions. The forecasts are provided in 6 hour intervals to allow surfers to plan their sessions.
The document discusses a study by O'Shaughnessy that analyzed the performance of US stocks over $150 million in market cap from 1951 to 1996 based on four valuation factors: price-to-sales, price-to-cash flow, price-to-book, and price-to-earnings. The study found that stocks in the lowest deciles for each of these valuation factors significantly outperformed stocks in the highest deciles, indicating that cheaper valued stocks provided higher returns over the long term than more expensive stocks.
2012 State of the Vending Industry Report - Automatic Merchandiser - June / J...Steven Duque
The road to recovery has been slow in the recession, for both automatic merchandising and the multiple industries it serves. Fiscal 2011 saw trends from the previous year continue, as the vending industry slowly recovers from the massive fallout of the Great Recession. In 2011, industry sales declined for the fourth consecutive year, although at a progressively slower rate. The 1.5 percentage point sales decline in 2011 was half the rate posted in 2010, indicating vending operators made progress in
stemming the downward trend.
The document reports results from a survey of 9,110 participants between November 2011 and April 2012 about life satisfaction, happiness, and emotional experiences. Key results include:
- Most participants reported high levels of life satisfaction and happiness, rating their satisfaction between 7-10 on a 10-point scale.
- Participants reported feeling positive emotions like happiness more often than negative ones like sadness or fear. They reported feeling positive more than half the time and negative less than half the time.
The document contains graphs and charts forecasting weather conditions like wave height, tide, wind speed, temperature, and precipitation over a 3 day period for surfing at Carcavelos beach. The charts include predictions for these elements from March 12 to June 12 at 3 hour intervals and provide surfers with information to plan their sessions.
The document contains a graph showing wind speed and direction forecasts for Carcavelos, Portugal between March 12 and May 5. The y-axis ranges from 0 to 12.5 meters per second (m/s) in wind speed. The x-axis shows the forecast times at 3 hour intervals. Lines radiate outward from the center representing wind direction in degrees.
Land and Home(s) No Longer Four Letter Words?Allen Matkins
The document discusses trends in the real estate development and new home market. It provides the following key points:
1. The new home market is recovering from the housing crisis as excess supply is worked through the system and new construction has stopped for five years, while economic fundamentals are improving.
2. Job growth is strong in many states including California, Texas, and Florida. The San Jose and Washington D.C. metro areas have the highest number of job postings per capita. California employment is growing fastest in professional and business services and health care.
3. Single family permits in California are rising again after hitting a low point during the recession but remain well below historical averages, indicating the new home market
Similar to Genesis%20 Housing%20 Overview%20 Presentation%20 May09 (20)
Residential Price Trends Feeding into Cherry Creek High School 2010Tom Cryer
The document provides sales data for properties in the Cherry Creek High School neighborhood of Denver from 2007 to 2010, including average home prices, number of properties sold, and annual price and property changes. Specific property addresses, sale dates, and prices are listed from July 13, 2007 to August 28, 2007. The data shows average home prices peaked in 2007 then declined slightly in 2008 and 2009 before falling further in 2010.
1. Foreclosures have declined for almost three years after peaking in 2008. However, short sales continue to be common as lenders work with borrowers. The short sale cycle may continue for 2-5 more years before a normal market trend returns.
2. The ratio of home listings to sales indicates the market may drift into oversupply in the second half of 2010 if current trends continue, potentially leading to more foreclosures and short sales.
3. While average home prices have increased in the first half of 2010, particularly for higher-end homes, prices have actually declined in many individual areas. Average prices should only be used as a general guide, not to assess specific markets or properties.
The document is a newsletter from a real estate broker providing updates about the local real estate market, including that the market is recovering from the housing crisis but at lower price levels. It profiles two homes for sale, lists local business services, highlights the community of Foxfield, and shares family news and green living tips. The broker thanks readers and requests referrals.
This document is a newsletter from Tom Cryer, a real estate broker. It provides updates on local real estate market trends and properties, community events in Highlands Ranch, CO, and personal family news. It encourages readers to share recommendations for local services and discuss Father's Day traditions. Links are included to further information on the benefits of home ownership and recent economic and real estate market data.
A Three Year Sales History for Foxfield, Colorado 80016Tom Cryer
This document provides home sales data for the Town of Foxfield, Colorado for the past 3 years. In year 3 (2007-2008), there were 7 home sales with an average price of $534,429. In year 2 (2008-2009), there were also 7 home sales with an average price of $504,643, a 5.6% decrease in average price. In year 1 (2009-2010), there were 6 home sales with an average price of $521,482, a 3.3% increase in average price but a 14.3% decrease in the number of properties sold. The document then provides details of each home sale for those three years by address, sale date, and sale price.
AVERAGE PRICE AND TRANSACTION COUNT FOR HIGHLANDS RANCH COLORADO 2010Tom Cryer
The document attached offers a look in on the average price trend and transaction count numbers for Highlands Ranch, Colorado for the last three years as of 05-2010.
During the war years President Franklin Delano Roosevelt once said that a nation of homeowners is unconquerable. Margaret Thatcher, with a mantra that homeowners become responsible citizens, privatized and moved 1.7 million families from public housing into private ownership. President Bill Clinton has stated his belief that homeownership and decent housing are an essential part of the American Dream and wanted to make the dream of homeownership a reality for all Americans. President George W. Bush has said ownership has the power to transform people. Thus, the promotion of homeownership has been an integral part of President Bush’s vision of an “ownership society.” Even in the earliest days of civilization, before the collection and touting of statistical data, Aristotle had argued that ownership promotes virtue and responsibility.
This document contains a string of numbers without any other context or information provided. It is unclear what the numbers represent or what they are referring to based on the limited information given.
This document provides monthly real estate statistics from January 2008 to October 2010 for single family homes, condominiums, income properties, land, and totals. The statistics include numbers of active listings, average list prices, properties under contract, properties sold, average days on market, and average and median sale prices. Overall, the data shows fluctuations in real estate listing and sale activity from year to year during this period.
Weekly Economic Financial Commentary March 26, 2010Tom Cryer
Public policy dominated this week, with the passage of health-care reform and confirmation the social security system would run into deficit this year contributing to disappointing Treasury auctions and higher bond yields.
The document discusses the Federal Home Buyer Tax Credit and encourages readers to take advantage of it before it expires. It provides details on tax credits of up to $8,000 for first-time buyers and $6,500 for repeat buyers. It notes that contracts must be in effect by April 30th and close by June 30th, 2010 to qualify. It also mentions that housing affordability is high and interest rates are low, making it a good time to buy or sell a home.
This document provides home sales data for Cherry Hills Village, Colorado for the years 2007 to 2010. It shows the average home price and number of properties sold each year. In year 3 (2007-2008), the average price was $2.16 million and 89 properties sold. In year 2 (2008-2009), the average price fell 19.6% to $1.73 million and the number of properties sold declined 7.9% to 82. Year 1 (2009-2010) saw a 3.5% rise in average price to $1.80 million and a 19.5% drop in properties sold to 66. The document also lists specific home sales from 2007.
- The document is an economic outlook report from Wells Fargo for 2010 that discusses challenges and opportunities facing the US and global economies in the coming year.
- It states that while the recession may be over, 2010 will still be difficult with risks remaining. The economy has been thrown off course and is still unstable.
- The report identifies three main problems: 1) how to stabilize the economy with policy tools, 2) determining the new economic course and growth pace, and 3) how goals of growth, inflation, jobs, and the dollar have changed.
- The outlook predicts subpar 2.2% growth in 2010 with contributions from rising consumer spending, business investment, housing, and federal spending but high
A COMPREHENSIVE ANALYSIS OF $1M+ TRANSACTIONS IN THE DENVER METRO AREA AS OF ...Tom Cryer
This document provides home sales data for single family homes over $1 million in the Denver metro area from 2006 to 2009. It shows that the average home price was highest in 2006 at $1,650,467 but declined each subsequent year to $1,560,588 in 2009. The number of homes sold also declined each year, dropping by over 40% from 2008 to 2009. Specific home sale listings from 2006 are provided with details like address, sale date, and sale price.
University Hills Denver, CO Real Estate ReportTom Cryer
This document appears to be a real estate listing report for homes in University Hills, Denver, Colorado. It includes over 50 listings of homes for sale with details like address, number of beds and baths, price, square footage, price per square foot, and number of days on market. It also provides averages for the listings as well as charts of recent sales in the area with details of the sale. The report is addressed to Tom Cryer and appears to be information on current real estate listings and sales to help him in his work as a real estate agent.
2009 Us Corporate Relocation Benchmarking SurveyTom Cryer
2009 U.S. Corporate Relocation Benchmarking Survey
This pulse survey on relocation assistance provided to employees relocated within the U.S. is based on data collected in April 2009. Of the 816 member organizations invited to participate in the online survey, 182 responded—a 22 percent response rate. Data pertains to employees relocated domestically within the U.S.
University of Denver Community Residential Real Estate TrendsTom Cryer
This document provides home sale data for a Denver neighborhood over three years from 2006-2009. It shows that average home prices increased slightly from 2006-2007 but then declined by over 7% from 2007-2009, while the number of home sales also declined each year. It then lists over 500 individual home sales with dates, addresses, and sale prices from 2006-2007.
The document contains weekly data on US mortgage application activity from 2009 Q3 to 2008 Q4. It shows that refinance activity dominated total applications, accounting for over 50% each week and peaking at over 85% in early 2009. It also includes trends in 30-year fixed mortgage rates, the MBA refinance index, and purchase mortgage application activity over this period.
This document provides strategies for overcoming procrastination. It discusses how procrastination develops from a natural tendency to consider consequences that stems from experiences of embarrassment or failure when taking risks. This causes people to hesitate out of fear of failure, comparing themselves to others, second thoughts, and making excuses. However, procrastination can be overcome by developing new habits. The document outlines six allies to momentum: having clear goals and plans, starting with the first small step, doing a little more, developing an attitude of immediacy to act now without delay, focusing on progress over perfection, and maintaining optimism and perspective on setbacks.
The document summarizes economic indicators for the Denver metro area in September 2009. It finds that while consumer confidence was rising, spending remained weak, which would slow the economic recovery. Unemployment had declined slightly but remained higher than the national rate. The housing market showed signs of stabilizing with smaller declines in home sales and prices. Various real estate sectors like office and retail saw flat or higher vacancy rates with declining lease prices. Overall, the recovery was expected to be slow and uneven as consumers and businesses rebuilt their financial positions.
Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...Herman Kienhuis
Presentation by Herman Kienhuis (Curiosity VC) on developments in AI, the venture capital investment landscape and Curiosity VC's approach to investing, at the alumni event of Amsterdam Business School (University of Amsterdam) on June 13, 2024 in Amsterdam.
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
The Steadfast and Reliable Bull: Taurus Zodiac Signmy Pandit
Explore the steadfast and reliable nature of the Taurus Zodiac Sign. Discover the personality traits, key dates, and horoscope insights that define the determined and practical Taurus, and learn how their grounded nature makes them the anchor of the zodiac.
𝐔𝐧𝐯𝐞𝐢𝐥 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐄𝐧𝐞𝐫𝐠𝐲 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 𝐰𝐢𝐭𝐡 𝐍𝐄𝐖𝐍𝐓𝐈𝐃𝐄’𝐬 𝐋𝐚𝐭𝐞𝐬𝐭 𝐎𝐟𝐟𝐞𝐫𝐢𝐧𝐠𝐬
Explore the details in our newly released product manual, which showcases NEWNTIDE's advanced heat pump technologies. Delve into our energy-efficient and eco-friendly solutions tailored for diverse global markets.
Enhancing Adoption of AI in Agri-food: IntroductionCor Verdouw
Introduction to the Panel on: Pathways and Challenges: AI-Driven Technology in Agri-Food, AI4Food, University of Guelph
“Enhancing Adoption of AI in Agri-food: a Path Forward”, 18 June 2024
SATTA MATKA DPBOSS KALYAN MATKA RESULTS KALYAN CHART KALYAN MATKA MATKA RESULT KALYAN MATKA TIPS SATTA MATKA MATKA COM MATKA PANA JODI TODAY BATTA SATKA MATKA PATTI JODI NUMBER MATKA RESULTS MATKA CHART MATKA JODI SATTA COM INDIA SATTA MATKA MATKA TIPS MATKA WAPKA ALL MATKA RESULT LIVE ONLINE MATKA RESULT KALYAN MATKA RESULT DPBOSS MATKA 143 MAIN MATKA KALYAN MATKA RESULTS KALYAN CHART
AI Transformation Playbook: Thinking AI-First for Your BusinessArijit Dutta
I dive into how businesses can stay competitive by integrating AI into their core processes. From identifying the right approach to building collaborative teams and recognizing common pitfalls, this guide has got you covered. AI transformation is a journey, and this playbook is here to help you navigate it successfully.
The Role of White Label Bookkeeping Services in Supporting the Growth and Sca...YourLegal Accounting
Effective financial management is important for expansion and scalability in the ever-changing US business environment. White Label Bookkeeping services is an innovative solution that is becoming more and more popular among businesses. These services provide a special method for managing financial duties effectively, freeing up companies to concentrate on their main operations and growth plans. We’ll look at how White Label Bookkeeping can help US firms expand and develop in this blog.
Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...Adani case
Time and again, the business group has taken up new business ventures, each of which has allowed it to expand its horizons further and reach new heights. Even amidst the Adani CBI Investigation, the firm has always focused on improving its cement business.
Best Competitive Marble Pricing in Dubai - ☎ 9928909666Stone Art Hub
Stone Art Hub offers the best competitive Marble Pricing in Dubai, ensuring affordability without compromising quality. With a wide range of exquisite marble options to choose from, you can enhance your spaces with elegance and sophistication. For inquiries or orders, contact us at ☎ 9928909666. Experience luxury at unbeatable prices.
1. The Genesis Perspective
Gaining Clarity in a
Chaotic Market
Second Quarter 2009 Housing Briefing
Tuesday, May 19, 2009
The Landmark Theatre
www.TheGenesisGroup.net Page 1
2. Prior to 4Q08…
Colorado Was Less Impacted
Job Growth – 4th in Nation
Positive In-migration
Low Unemployment
Growing Retail Spending
Home Price Appreciation
Reduction in Foreclosure Activity
National Headlines of Stability Were True
www.TheGenesisGroup.net Page 2
3. We are still reading those
same headlines…
but the U.S. economy is
taking it’s toll
www.TheGenesisGroup.net Page 3
4. P erce n t C ha ng e from 2 0
-7.0%
-6.5%
-6.0%
-5.5%
-5.0%
-4.5%
-4.0%
-3.5%
-3.0%
-2.5%
-2.0%
-1.5%
-1.0%
-0.5%
0.0%
0.5%
1.0%
1.5%
2.0%
M ic hig a n
A r izo na
-6.4%
F lo rid a
N e v a da
-5.1%
Id a ho
S ou th C ar o lina
O r eg o n
-4.4%
N o r th C a ro lin a
G e o rg ia
O h io
D e la w a re
-4.1%
V e rm o nt
R ho d e Is la n d
Te n ne s s e e
I nd ia na
C alifo rn ia
A la ba m a
-3.8% -3.7%
Illino is
W is c on s in
K e ntu ck y
Source: U.S. Bureau of Labor Statistics
M iss is s ip pi
-3.1% M inn e s ota
C o nn e c tic u t
H a w a ii
N e w J e rs e y
M a ss a c h us e tts
M ain e
W a s h ing ton
C o lor a do Colo rad o
V irg inia
-2.5%
U ta h
A r k an s a s
M a ry la n d
M is s ou r i
P e nn s yl va n ia
W es t Vir g inia
N e w Y or k
First Quarter 2009 Employment Growth by State
N e w M e x ic o
Job Growth by State
Io w a
M o nta n a
N ew H am p s hir e
-1.4%
N eb r as k a
K an s a s
Colorado’s Ranking Has Dropped
S o uth D a ko ta
Te x a s
O kla h o m a
N or th D a k o ta
Lo u isi an a
www.TheGenesisGroup.net
W y om in g
+0.9%
A la s ka
D is tr ic t o f C ol um b ia
+1.2%
Page 4
5. Reversal of Fortune
Denver Metropolitan Area Wage & Salary Employment
Monthly Total Employment & Employment Change
90 1,500
80 1,400
70 1,300
Total E m ploym ent in 00
60 1,200
Net New Jobs in 000
50 1,100
40 1,000
30 900
20 800
10 700
0 600
-10 500
-20 400
-30 Mar 300
2009
-40 -51,100 200
-50 100
-60 -
1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Year/Year Monthly Employment Change Total Employment
Sources: The Genesis Group; Bureau of Labor Statistics
Source: U.S. Bureau of Labor Statistics
www.TheGenesisGroup.net Page 5
7. Consumer Confidence Shattered
Improvement in 2009…Still historically at very low levels
Consumer Confidence Index - Monthly Comparison
170
U.S. Index is Seasonally Adjusted
Mountain Region Index is Unadjusted
155
Consumer Confidence Index
140
125
110
95
80
65
Apr
50 2009
41.8
35
Apr
2009
20 39.2
2
3
4
5
6
7
8
9
0
1
2
3
4
5
6
7
8
-9
-9
-9
-9
-9
-9
-9
-9
-0
-0
-0
-0
-0
-0
-0
-0
-0
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
ec
D
D
D
D
D
D
D
D
D
D
D
D
D
D
D
D
D
U.S. Composite Index
Sources: The Genesis Group; The Conference Board
Mountain Region Index
Source: The Conference Board
Note: Mountain Region Includes Montana, Idaho, Wyoming, Colorado, New Mexico, Arizona, Utah, Nevada
www.TheGenesisGroup.net Page 7
9. Is There Any Good News?
Foreclosure Notices Down
Distressed Property Sales Activity Strong
In-migration
Supply levels continue to lessen
www.TheGenesisGroup.net Page 9
10. Foreclosures Abating?
First time this decade…
Seven County Metro Denver
Total Foreclosure Activity
1991 Through First Quarter 2009
30,000
27,133
25,241
25,000
Number of Foreclosures
20,000 19,016
15,728
15,000
12,216
9,424
10,000 8,335
7,184
6,165
5,400
5,000 3,612 3,338 3,329 3,567
2,595 2,232 2,562 3,067
0
1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2003 2004 2005 2006 2007 2008 1Q 1Q
Sources: The Genesis Group; County Public Trustees; U.S. Census Bureau; Colorado State Demography Office 2008 2009
Source: SKLD Information Services, LLC
www.TheGenesisGroup.net Page 10
11. Foreclosures – by Price Range
Lower Price Ranges First to Improve
Seven County Denver Area Foreclosure Activity
By Original Loan Value Price Range
First Quarter Comparisons - 2005 to 2009
3,500
2 ,8 9 1 2005 1Q
2 ,7 5 8
3,000
2006 1Q
2 ,21 8
2,500
F ore c lo s ur e
2007 1Q
1 ,8 8 7
2,000
1 ,51 0
2008 1Q
1 ,4 0 9
1 ,2 7 7
1,500
1 ,2 0 7
1 ,1 5 4
2009 1Q
1,0 7 8
1 ,0 1 2
945
1,000
752
738
73 7
704
567
516
539
491
495
41 7
3 84
442
500
250
15 8
13 4
14 8
1 25
135
1 19
1 17
96
86
57
51
53
55
48
48
33
90
28
31
25
41
11
8
5
8
0
< $100K $100K- $170K- $200K- $250K- $300K- $400K- $500K- $750K - Over $1M
$170K $200K $250K $300K $400K $500K $750K $1M
Sources: The Genesis Group; County Public Trustees; U.S. Census Bureau; Colorado State Demography Office
Source: SKLD Information Services, LLC
www.TheGenesisGroup.net Page 11
12. Foreclosure Rates
By Zip Code
Metro Denver
Adams County – 1.4%
Denver – 1.1%
Arapahoe – 0.9%
Overall Metro – 0.9%
*Total foreclosures as a percentage of
owner-occupied homes
www.TheGenesisGroup.net Page 12
14. EXISTING HOME Sales Down 21%
in First Quarter 2009
Metropolitan Denver Area
Historical Closing Trends of Existing Homes
1999 Through First Quarter 2009
60,000
52,460 51,830
48,307 48,119 47,197 47,326
To tal Num ber of Closin
50,000 47,183 47,946 47,295
45,801
40,000
75.2% 75.0% 74.8%
30,000 73.3% 72.6% 72.9% 74.0% 74.7%
73.3%
76.6%
20,000
9,427
10,000 7,461
26.7% 26.7% 27.4% 27.1% 26.0% 76.4%
24.8% 25.0% 25.3% 25.2% 23.4% 77.7%
23.6% 22.3%
0
1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 1Q08 1Q09
Attached Closings Detached Closings
Sources: The Genesis Group; Metrolist, Inc. & IRES, LLC
Source: Metrolist Inc., IRES, LLC
www.TheGenesisGroup.net Page 14
15. EXISTING HOME Inventory Down 18%
5.1 Month’s Supply Overall - Lowest in 3 Years
Metropolitan Denver Area
Existing Inventory Homes and Month's Supply
First Quarter Comparisons - 2000 Through 2009
20,000 10.0
15,985 15,835 16,122
15,135 15,404
16,000 8.0
7.3 7.0
Num ber of Listing
7.0 13,662 13,415
M onth's Supp
6.7 6.0
12,000 11,139 5.7 5.0 6.4 6.0
5.1
5.4 5.5
5.3 4.8
7,516 7,879
8,000 3.7 7,264 7,273 7,107 4.0
4.1
3.8 5,929 5,815
2.5 5,415
4,833
3,983
4,000 2.0 2.0
1.7
2,168
1,116
1.0
0 0.0
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Sources: The Genesis Group; Metrolist, Inc. & IRES, LLC
Attached Inventory Detached Inventory
Attached Month's Supply Detached Month's Supply
Source: Metrolist Inc., IRES, LLC
www.TheGenesisGroup.net Page 15
16. APARTMENT Market Weakening
Metropolitan Denver Area
Apartment Construction/Absorption
10,000 9,123
14%
7,949 8,123
7,761
8,000 12%
6,445 6,604
P eriod E nd Vacancy R
6,355 5,818
5,626
Num ber of Uni
5,669 5,594
6,000 5,432 5,465 10%
4,644
4,679
4,058
4,000 3,526 3,584
2,709
8%
2,970 2,887
2,033 2,752 2,548 2,517
2,262
1,728 1,729
2,000 1,404 6%
738
197 8.4%
0 4%
4.4% 5.0% 4.9% 4.6% 4.4% 5.2% 4.7% 8.7% 11.7% 10.9% 10.0% 7.9% 7.0% 6.1% 7.9% -142
3.8%
-2,000 2%
-2,421
-2,904
-4,000 0%
1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 1Q
2009
Units Added Units Absorbed Quarterly Vacancy Rate
Source: Apartment Association of Metropolitan Denver
Sources: Hanley Wood LLC, The Genesis Group
Absorption falls below new units added; vacancy pops up.
www.TheGenesisGroup.net Page 16
17. NEW HOME Sales down 45%
New Production Built Housing
Denver Metropolitan Area - Historical Sales Trends
1988 Through First Quarter 2009
21,000
19,432
18,759 17,784
Detached Sales 18,282 16,889
Total Num ber of New Hom e Sa
17,543
18,000 Attached Sales
75% 70% 16,577
15,608 77% 15,704
Percentage of Total Sa
15,000 70% 71% 68% 65%
14,002
13,641 77% 67%
12,112 61%
80%
12,000
9,801
9,590 81% 9,500
9,000 8,113 91%
87% 60%
94%
5,547
6,000 3,870 5,001
3,724 4,222
3,457 35%
30% 33% 32% 39%
30% 29%
3,000 23% 25% 61% 60%
40%
23%
9% 19% 20%
6% 39% 40%
13%
0
1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 12mo
thru
1Q09
Source: Hanley Wood Market Intelligence
Sources: Hanley Wood LLC, The Genesis Group
Detached Sales down 47%
Attached Sales down 40%
www.TheGenesisGroup.net Page 17
18. Across the Board Declines Hit the Heart
of New Detached Housing Market
Denver Metropolitan Area - New Production Built Housing
Detached Sales by Price Range
First Quarter Comparisons - 2008 vs 2009
300
245 2008
250
2009
214
Num ber of S ale
206
195
200
161
150 137
110 113
100 78
50 37 34 40 34
16 23 23 18
5
0
Under $200K to $250K to $300K to $350K to $400K to $500K to $600K to $700K +
$200K $250K $300K $350K $400K $500K $600K $700K
Average Project Base Home Price
Sources: Hanley Wood LLC, The Genesis Group
Source: Hanley Wood Market Intelligence
Sales down 59% in $300K - $400K price ranges
www.TheGenesisGroup.net Page 18
19. Attached Sales Up in Lower Price Ranges but
Falter in Higher Price Segments
Denver Metropolitan Area - New Production Built Housing
Attached Sales by Price Range
First Quarter Comparisons - 2008 vs 2009
180
2008
146
150 137 2009
131
Num ber of Sale
120
94
90
69
64 60 61
60
44 41
38 36 39 36
31
30
16 15
0
Under $150K to $200K to $250K to $300K to $350K to $400K to $500K to $700K +
$150K $200K $250K $300K $350K $400K $500K $700K
Average Project Base Home Price
Sources: Hanley Wood LLC, The Genesis Group
Source: Hanley Wood Market Intelligence
Lower priced new homes compete with resale/distressed units
but 52% drop in $200K to $300K price ranges
20. New Home Inventory –
SFD Restricted and SFA Jumps Up
New Production Built Housing
Denver Metropolitan Area - Historical Inventory and Month's Supply Trends
First Quarter Comparisons - 2000 Through 2009
3,000 24.0
2,826
2,608
2,500 20.0 20.0
2,209
# of H om es in Invento
M onth's Supp
2,000 1,757 1,811 16.0
1,639 1,636 1,688
1,502
1,500 1,333 1,307 1,380 12.0
1,253
1,144 1,178 1,186 1,108
9.3
1,000 780 835 844 8.0
4.5
4.0 3.7 3.3 4.0
2.9 3.1 3.1 5.3
500 2.7 4.0
1.6 1.9
1.2 1.4 0.8 1.3 1.5
0.7
0 0.0
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Detached Inventory - 4th Quarter Attached Inventory - 4th Quarter
Detached Month's Supply
Sources: Hanley Wood LLC, The Genesis Group
Attached Month's Supply
Source: Hanley Wood Market Intelligence
SFD down 24% / SFA up 8%
Sales declines push month’s supply up sharply
21. Other Notable Indicators..
Cancellation Rates
• Stable at 23% in 1Q comparisons
Traffic UP from 3.8 visitors in 4Q08
• Averaging 5.7 visitors per week
Build-out of Finished Lots Exceptionally High
• 6 year supply
• Arapahoe & Northeast most vulnerable
22. Welcome to the New Market
2007 Top Builders 2009 Top Builders
D.R. Horton Homes 384 D.R. Horton Homes 109
Richmond American Homes 214 Richmond American Homes 83
KB Homes 171 Colorado & Santa Fe Real Estate 73
Shea Homes 145 KB Homes 55
Lennar Homes 134 Oakwood Homes 46
Standard Pacific Homes 121 Engle Homes 42
Ryland Homes 97 Pulte / Del Webb / Centex* 35
Beazer Homes 96 Shea Homes 34
Engle Homes 90 Lennar Homes 32
Centex Homes 83 Century Communities 31
www.TheGenesisGroup.net Page 22
23. Who Will Be Left Standing by Year End?
Richmond American Homes
D.R. Horton Homes
Colorado & Santa Fe Real Estate
KB Homes
Oakwood Homes
Nichols Partnership
Pulte/Centex
Shea Homes
Lennar Homes
Century Communities
www.TheGenesisGroup.net Page 23
25. Boulder/Longmont
t
Metro Denver by Geography
5% capture
1Q 2009 sales: 50 m
on
ng a
New Home Sales Activity
Lo Are
Sales down -49% r/
de et 1Q 2008 vs. 1Q 2009
ul ark
Bo M
North
5 Miles
Overall Metro Denver Sales Activity
1Q 2008 – 1,744
Northwest 1Q 2009 – 965
Market Area Percent Change (-44.7%)
Northeast
Northwest Mkt Area Market Area
13% capture
1Q 2009 sales: 122 Northeast Mkt Area
Sales down -44% 19% capture
1Q 2009 sales: 179
Sales down -46%
Jefferson
Jefferson Mkt Area Market Area
8% capture
1Q 2009 sales: 74 Denver
Sales Down -49% Market Area
Arapahoe Mkt Area
25% capture
Arapahoe 1Q 2009 sales: 236
Market Area Sales down -20%
Denver Mkt Area
9% capture
1Q 2009 sales: 85
Douglas County
Sales down -69% Market Area
Douglas Mkt Area
Douglas 23% capture
Market Area 1Q 2009 sales: 219
Sales down -42%
26. ARAPAHOE – Two Distinct Markets
New Housing Market
• New vs. Resale ratio: 1 in 8
• SFA sales up 20%; Affordable at $231k with 36% price drop
• SFD prices down 10% to $311k (lowest of all mkt areas
except NE) – VALUE IS SELLING
Resale Market
• SFD closings down 17% - but a Low 4.0 mo’s supply
• Detached prices down 10%; Arap & NE most affordable
• SFA very affordable at $113k with low 4.6 mo’s supply
Eastern region faces high level of distress & remaining build-
out…prices falling dramatically. Rebound Late.
Central region is healthier, but limited product diversification.
Rebound Early.
27. DOUGLAS – Move-up SFD Woes
New Housing Market
• New vs. Resale ratio: 1 in 4
• SFD hit hard – down 52%...low supply
• SFA - lowest month’s supply at 5.7 mo’s
• Base prices for SFD & SFA holding steady
Resale Market
• SFD down 29% - One of hardest hit in metro area
• Supply increases to a high 7.7 mo’s SFD
• Least price discounting of all market areas (-4% – 5%)
Last to fall…Move-up SFD paralysis is stifling. Less
foreclosure pressures will help this area Rebound Early.
www.TheGenesisGroup.net Page 27
28. NORTHEAST – Big Corrections
New Housing Market
• SFD sales drop dramatically (down 55%)
• Most affordable new homes offered in metro Denver region
• Month’s supply also low (SFA 6.8 mo’s & SFD 3.4 mo’s)
• Remaining lot build-out highest in city
Resale Market
• Closings down but LEAST decline of all market areas
• Supply drops significantly (SFD lowest supply at 3.0 mo’s)
• Significant price decreases stimulating sales.
• Lowest $ Housing in Metro Area - SFD @ $148,000.
Biggest surprise in the metro region. Low supplies are
promising, but remaining build-out is highest in the city.
Foreclosure activity will suppress recovery. Demand will remain
weak long after rebound begins. Will Rebound Late.
29. NORTHWEST – Little Competition
New Housing Market
• New vs. Resale ratio: 1 to 7
• SFD supplies are low. Remaining build-out concentrated
(Anthem)
• Lower priced SFD projects out-performing higher priced
opportunities
• Immature SFA market - vulnerable w/ high inventory levels
Resale Market
• While closings are down, supply levels are low
• Foreclosures in check
Low remaining build-out, little price depreciation and low
supplies levels make this an Early Rebound Area.
www.TheGenesisGroup.net Page 29
30. DENVER – SFA is Struggling
New Housing Market
• New vs. Resale ratio: 1 in 19
• Overall sales down 69% to just 85 units in 1Q09
• SFD healthiest market in city. Low supplies/High $’s
• SFA mo’s supply extraordinarily high (48 mo’s)
Resale Market
• Foreclosure pressure is high in SFA.
• Look for further price erosion (down 20%) in SFA to
reduce inventory.
Healthy SFD markets points to opportunity today. SFA has
had a dramatic reversal of fortune. Target markets have
retreated and bloated inventory point to slow recovery.
SFD is today opportunity; SFA Will Rebound Late.
www.TheGenesisGroup.net Page 30
31. JEFFERSON – Non-starter
New Housing Market
• New vs. Resale ratio: 1 to 17
• SFD sales down significantly, but $’s holding
• Month’s supply levels remain comparatively high at 5.2
(SFD) and 13 mo’s (SFA)
Resale Market
• SFD closings & prices erode while mo’s supply levels up
• SFA holding steady with pricing & mo’s supply
Limited pipeline and land availability make this area different
from the rest of the region. Can’t ignore price elasticity…but
opportunities for SFD exist now. Will rebound early.
www.TheGenesisGroup.net Page 31
32. BOULDER / LONGMONT
New Housing Market
• SFD prices UP 11%!
• Sales volume down 40% and mo’s supply higher than
metro averages. Glut of high priced housing.
• Proves that affordability…even in under-supplied markets
is critical.
Resale Market
• Like Douglas it looks worse statistically because it was the
last to fall. Sales down 37%, inventory built up.
Prolonged recession is taking its toll on this historically immune
market. Longmont has been hit particularly hard and is
responsible for weak numbers. Rebound early in most areas
www.TheGenesisGroup.net Page 32
33. Recognizing the Bottom
Foreclosures Improving
Interest Rates Low
Supply Conditions Improving
Apartment Market
Stability in Home Prices
Job Losses & Rising Unemployment
New Home Sales At Record Lows
Consumer Confidence At Record Lows
www.TheGenesisGroup.net Page 33
34. Leading Indicators for 2009 Forecast
2009 Job Negative Job Growth
Impact of Distressed Properties
New Home Building Environment
fewer players…fewer replacement projects
access to credit
limited inventory restricted start paces
Bottom line: Demand for housing will remain largely
unchanged…new housing will continue to erode
www.TheGenesisGroup.net Page 34