An umbrella company like Fusion Contracting provides a PAYE solution for contractors, allowing them to claim legitimate business expenses that increase their take-home pay compared to being a standard contractor. Fusion Contracting offers contractors higher pay rates, increased take-home income, an online portal, and insurance coverage including £10m in employers liability and £5m each in public liability, professional indemnity, and drivers negligence. A comparison shows Fusion Contracting contractors earning more take-home income than standard PAYE contractors across different contract rates.