This document discusses a digital wallet platform called Wallet.Next that allows users to make payments, prove their identity, keep financial records and transactions, and access their "wallet in the cloud" from anywhere. It provides payment and identity services through flexible APIs that enable sending and receiving money, pre-approved payments, and split payments. The platform also handles adaptive account creation, management and monitoring.

1. fueling the
Wallet.Next
@ppalavilli
@vadhri
@paypalx

2. Essential 3 !

3. keys have been/being replaced

4. iKey !?!

5. Phone is almost irreplaceable !

6. My Big Fat Wallet !

7. Credit/Debit
Cards
Identification
make payments Cards
prove who you are Cash
keep track of expenses Membership
save money Cards
personal Receipts/
Coupons/
PostIt Notes
Pictures

8. most importantly
you can use it
*everywhere*

9. PayPal X Payments Platform
Provides Services and APIs that enable
Payments
Prove who you are
Records and Transactions

10. Adaptive Payments
$10
Flexible APIs that allow: $100
• Send money $40
• Implicit send money $50
• Pre-approved payments (with PIN)
• Parallel split payments $100 $10
$40
$50

11. Identity Provider
OpenID Provider
InfoCard Provider
&
Just like everyone else
Proprietary Authentication Service

12. Adaptive Accounts
Account Creation and Upgrades
Account Management (funding source, address
and phone)
Provide 3rd Party Permissions
Account Monitoring (balance and Transactions)

13. Empower you to build applications that make
the “wallet in the cloud” accessible from
*everywhere*

14. enabling
Payments for Web.Future
Find out more on www.x.com