Foreclosure Flyer
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This document discusses ways to avoid foreclosure on a property. It lists 9 options: reinstating the loan by bringing it current, negotiating a temporary repayment plan through forbearance, refinancing into a new loan with lower monthly payments, modifying the terms of the original loan, selling the property to use equity to pay off or pay the difference on the loan, renting the property but making the loan current, negotiating a short sale with the bank to accept an amount under the loan balance, a "friendly foreclosure" by deed in lieu of foreclosure, or stalling foreclosure through bankruptcy. It urges calling their team of experts to help deal with a potential foreclosure.
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This document lists 5 reasons to avoid foreclosure: it will have to be disclosed on future mortgage applications, it can lower credit scores by over 300 points affecting loans and credit cards, it is very difficult to repair the damage to credit reports, it can jeopardize military or government security clearances, and many employers conduct credit checks where foreclosure may disqualify potential new hires.
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Foreclosure Flyer
- 1. REALTY FORECLOSURE TIME What it Really Means RE/MAX 9 Ways to Avoid ♦ REINSTATEMENT: Bring the loan current ♦ FOREBEARANCE: temporary repayment plan negotiated with the bank ♦ REFINANCE: New loan with reduction in monthly payments ♦ LOAN MODIFICATION: modify original loan terms ♦ SELL THE PROPERTY: use equity to pay off or pay difference ♦ RENT THE PROPERTY: Must make loan current ♦ SHORT SALE: Negotiate with bank to accept sale under loan amount. ♦ DEED IN LIEU OF FORECLOSURE: “friendly foreclosure” ♦ BANKRUPTCY: Will stall foreclosure but not prevent it TIME IS RUNNING OUT! Call today and allow our team of experts to help! Elvis Ortiz-Wayland 8645 Haven Ave Suite 650 If Your Property Is Now For Lease Or Sale, This Is Not A Solicitation Of Other Brokers Listing! Rancho Cucamonga, Ca 91730 Phone: 909-373-0880 Fax: 909-373-0818 E-mail: eortizwayland@remax.net DRE# 01441901