The document discusses various mortgage loan programs available through Brandy Lee, a mortgage loan officer. It outlines programs like NCHFA loans that offer low-interest mortgages for first-time homebuyers. It also discusses FHA loans that allow high loan-to-value mortgages, USDA loans that offer 100% financing for rural homes, and mortgage credit certificates that provide a tax credit of up to $2,000 per year. Brandy Lee works with Eastern NC Bank and encourages readers to take advantage of the current low interest rates to buy their first home.
• The $8,000 tax credit is available for first-time home buyers only.
• The law defines a first-time home buyer as a buyer who has not owned a home during the past three years. If you\'ve owned an investment property that was not your principle residence, you may still be eligible.
• All U.S. citizens who file taxes are eligible to participate in the program.
• The $8,000 tax credit is available for first-time home buyers only.
• The law defines a first-time home buyer as a buyer who has not owned a home during the past three years. If you\'ve owned an investment property that was not your principle residence, you may still be eligible.
• All U.S. citizens who file taxes are eligible to participate in the program.
First Time Home Buyers Tax Credit $8000SusanWainfor
This slide show is a more user friendly and easier to understand format provided by Real Living to help buyers make an informed decision in buying their first home!
Get your new home today and
GET UP TO $8,000 as a TAX CREDIT if you are a first time buyer - Also GET a BUYER REWARD of $500 - $5,000 from Real Estate America as a house warming gift.
Please Check us out:
Get your Tax Credit & Buyer Rewards:
www.SaveWithRealEstateAmerica.com
VA home loans are mortgages backed by the US Department of Veterans Affairs. They were designed to offer eligible American veterans a way to purchase a home.
We created this Slideshare to help understand the benefits and requirements to get a VA home loan.
Southwest Funding, LP a leader in Home Equity Conversion Mortgages more commonly know as a Reverse Mortgage. We are here to help you make an informed decision.
If you are thinking of relocating from your rented apartment to your own home, availing a #home #loan is the most viable option as you can pay back your in affordable amounts through EMIs same as paying your rent.
In order to access small fiscal aid to remove your financial crisis, here are small loans for bad credit for you. It is the viable financial aid for bad creditors that is helpful in accessing the loan money with ease. Visit http://www.smallloansforbadcredit.org.uk
FHA loans provide several advantages for first-time homebuyers as well as a unique set of qualifications for the purchaser and the property.
Get all the facts about FHA Loans for First-Time Homebuyers in this Slideshare.
Chenoa fund-resources-sample closing-package-homeready_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
Getting pre-approved for a mortgage loan is one of the easiest ways to make the first-time homebuyer process simpler. Even if you're an experience buyer, pre-approval can speed up the mortgage process and get you in a home sooner. Essentially, you know exactly what you can afford and sellers know you have funding at your disposal.
So what do you need to get pre-approved? This guide from New American Funding, a national mortgage banker, tells you the 5 things you'll need for a pre-approval. Happy shopping!
Presentation given to JACE Real Estate Realtors. Discuss types of mortgage lenders. Recognize categories of mortgage products. Identify potential red flags on a purchase & sale agreement.
Chenoa fund-resources-sample closing-package-rate_advantage_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
First Time Home Buyers Tax Credit $8000SusanWainfor
This slide show is a more user friendly and easier to understand format provided by Real Living to help buyers make an informed decision in buying their first home!
Get your new home today and
GET UP TO $8,000 as a TAX CREDIT if you are a first time buyer - Also GET a BUYER REWARD of $500 - $5,000 from Real Estate America as a house warming gift.
Please Check us out:
Get your Tax Credit & Buyer Rewards:
www.SaveWithRealEstateAmerica.com
VA home loans are mortgages backed by the US Department of Veterans Affairs. They were designed to offer eligible American veterans a way to purchase a home.
We created this Slideshare to help understand the benefits and requirements to get a VA home loan.
Southwest Funding, LP a leader in Home Equity Conversion Mortgages more commonly know as a Reverse Mortgage. We are here to help you make an informed decision.
If you are thinking of relocating from your rented apartment to your own home, availing a #home #loan is the most viable option as you can pay back your in affordable amounts through EMIs same as paying your rent.
In order to access small fiscal aid to remove your financial crisis, here are small loans for bad credit for you. It is the viable financial aid for bad creditors that is helpful in accessing the loan money with ease. Visit http://www.smallloansforbadcredit.org.uk
FHA loans provide several advantages for first-time homebuyers as well as a unique set of qualifications for the purchaser and the property.
Get all the facts about FHA Loans for First-Time Homebuyers in this Slideshare.
Chenoa fund-resources-sample closing-package-homeready_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
Getting pre-approved for a mortgage loan is one of the easiest ways to make the first-time homebuyer process simpler. Even if you're an experience buyer, pre-approval can speed up the mortgage process and get you in a home sooner. Essentially, you know exactly what you can afford and sellers know you have funding at your disposal.
So what do you need to get pre-approved? This guide from New American Funding, a national mortgage banker, tells you the 5 things you'll need for a pre-approval. Happy shopping!
Presentation given to JACE Real Estate Realtors. Discuss types of mortgage lenders. Recognize categories of mortgage products. Identify potential red flags on a purchase & sale agreement.
Chenoa fund-resources-sample closing-package-rate_advantage_7618Chenoa Fund
"Chenoa Fund is an affordable housing program provided through CBC Mortgage Agency (CBCMA), a uniquely created and organized government institution. CBCMA specializes in providing down payment assistance solutions in conjunction with FHA loans, with a focus on providing funding for affordable housing opportunities in communities nationwide.
Through the Chenoa Fund, borrowers that meet our credit score and DTI requirements (see our program guidelines, and who can otherwise qualify for an FHA loan, can receive a first mortgage and a second mortgage or grant to cover their 3.5% minimum investment requirement. "
Our reverse mortgage pros provide free professional and objective advice on reverse mortgages.
Learn all the pros and cons of a reverse mortgage before making your decision. We specialist in reverse mortgages all over Canada.
All we need is 90 seconds of your time to give you your free reverse mortgage assessment t help determine whether or not this is the financial solution for you.
Check us out at http://www.ReverseMortgagePros.ca
Oltersdorf Realty Home Buying Presentation, Leelanau, Grand Traverse, Travers...Oltersdorf Realty, LLC
Please take a moment to browse our detailed guide for homebuyers geared especially towards first time home buyers in the Traverse City region (Leelanau and Grand Traverse County). The combination of decreased home values, low interest rates, and federal incentives make this a very attractive time to purchase your first home or to be a move up buyer. Topics covered include: The current Traverse City real estate market, the buying process, buy vs. rent, tax incentives, home buyer credit, finding an agent, securing a loan, and protecting your investment. Please visit http://www.oltersdorf.com for additional information!
Why work with William Doom of loanDepotWilliam Doom
Benefits of working with loanDepot to secure your home financing. Learn how we are helping real estate professionals grow their business and consumers secure their dream of homeownership.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. Brandy Lee Mortgage Loan Officer 301 East Arlington Blvd • Greenville Phone: (252) 321-1541 Cell: (252) 944-7216 [email_address]
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4. NCHFA (North Carolina Housing Finance Agency) If your income is modest, a low-interest mortgage from the North Carolina Housing Finance Agency can make the difference between owning a home and dreaming about it. NCHFA offers 30-year, fixed rate mortgages at competitive interest rates for new homes, existing homes, and homes under construction. For home buyers that need extra help, NCHFA offers interest-free, deferred second mortgages to help pay down payment and closing costs.
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6. NCHFA Second Mortgages (DAP Loans) Down Payment Assistance loans are available to borrowers up to $8,000 as a 2nd mortgage on the home. Borrowers must have at least $1,000 of their own funds in the purchase transaction. Liquid cash reserves after closing cannot exceed the amount of the DAP Loan multiplied by 1.5. The property must meet NCHFA’s property standards. -the property must be safe, decent and sanitary -the home must be built prior to January 1, 1978
7. Continued… Rental property currently occupied by a tenant is eligible for a DAP Loan only if that tenant is the prospective homebuyer. Borrowers must receive homeownership and budgeting counseling. Household income limits do apply. -1 person household - $28,900 -2 person household - $33,050 -3 person household - $37,150 -4 person household - $41,300 The loan must meet all other NCHFA underwriting guidelines.
8. (Federal Housing Administration) What is an FHA Loan? An FHA loan is guaranteed by HUD. This allows lenders to make high loan to value mortgages with reasonable underwriting guidelines. Sometime homebuyers will qualify even if they do not qualify for other mortgage programs.
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12. Want More? With a mortgage credit certificate (MCC) you can save up to $2,000 per year you occupy your new home. This can be used in junction with new $8,000 Federal Tax Credit.
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16. Conclusion Now is the time to own the American Dream. Rates continue to be at historical lows! Call me today for any additional questions you may have. Brandy Lee Mortgage Loan Officer 301 East Arlington Blvd • Greenville Phone: (252) 321-1541 Cell: (252) 944-7216 [email_address]
![Brandy Lee Mortgage Loan Officer 301 East Arlington Blvd • Greenville Phone: (252) 321-1541 Cell: (252) 944-7216 [email_address]](https://image.slidesharecdn.com/firstsouthbankpresentationbl-123981156974-phpapp01/85/Snapshot-of-Mortgage-Programs-1-320.jpg)
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