2. According to the OECD:
“ Information and Communication
Technologies (ICTs)
use in developing economies can stimulate
economic growth and poverty reduction”
3. I. What is inclusive financial technology?
II. What is trying to solve?
III. Reasons to participate
i. Governments
ii. Official aid providers
iii. Private sector
IV. Main obstacles
V. How the obstacles will be overcome?
VI. Conclusion
4. “ It’s a innovate use
of the new
technologies
systems to made
the finance for
development a
inclusive solution”
5. • The lack of traditional financial
services to the Bottom of the Pyramid
6.
7. • The need to reduce the high cost
of financial services; specially in
rural and remote areas.
10. Governments
• Need to promote resources mobilization for
inclusive finance.
• Need to take risk and provide economic
stability in long-term to encourage private
sector participation.
• Need to meet the sustainable development
goals by 2030.
11. • Contribute with the new development
agenda.
• Scale up financial support, technical
assistance and policy advice.
• Promote innovative models to finance
development.
Official aid providers
12. Private Sector
• There is a big market opportunity; according to
the world bank:
– Two billion people worldwide don’t have
financial services.
– More than two hundred million of Micro
and Medium enterprises don’t have access to
affordable financial services and credit.
13. • Disinterest of traditional
financial institutions to
provide product and services
to this segment of the
population.
• Restriction in physical and
technological infrastructure,
specially in remote rural
areas.
14. • The lack of literacy in the clients,
specially financial literacy.
• Resistance to the change; the use
of electronic money instead of
paper.
17. • Connecting and investing in
universities, private companies and
research centers to promote R&D in
new finance technology models,
products and services.
18. • Developing mechanism that support the
creation of start-up that focus in the
design and improvement of financial
technologies.
20. • Developing courses
and training to teach
financial literacy
programs (videos,
financial tools and
skills) for the
poorest.
21. “Financial Technologies are an important tool
for inclusive development:
entrepreneurship and economic opportunities
can convert ideas, simple intuition, common
sense and international challenges in a
source of innovation and change, improving
the efficiency in the use of resources in the
worldwide: “