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This document discusses using reverse mortgages to fund retirement. It notes that reverse mortgages can be used to defer taking Social Security, potentially increasing the growth of Social Security funds. Several reverse mortgage programs are available. Many financial planners are using reverse mortgages to extend client portfolios by 15-20 years. Contact information is provided for a reverse mortgage specialist.
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Financial_Planning_rackcard_lindaweilert
- 1. Strengthening our Relationships with Financial Planners while Helping Seniors NMLS #2975 Deferring Social Security with the Reverse Mortgage proceeds may substantially increase the growth of Social Security funds HECM Fixed, HECM Adjustable, and HECM for Purchase programs are available. Many Financial Planners are using the Reverse Mortgage to extend their client’s portfolios life by 15-20 years. openmortgage.com ACCREDITED BUSINESS A+ RATING Using Reverse Mortgages To Fund Retirement
- 2. ReferYourClientsToMe, YourLocalSolutionsPartner! LindaWeilert, NMLS #719190 | Branch NMLS #1074463 5002 Brewster Ave San Jose, CA 95124 lindaweilert@openmtg.com lindaweilert.openmortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, #4170030 HECMDETAILS: • For 62andolderhomeowners(primaryresidence) • Nomonthlypayments.Noneedtorepaytheloanas longastheclientscontinuetoliveinthehouse,pay the propertytaxes,insurance,HOA,andmaintainthe propertytoFHAstandards. • Thereareadditionalclosingcosts,suchasorigination fee,titleinsurance,amortgageinsurancepremium,and attorneyfeeswhichmaybefinancedintotheloan • CounselingsessionfromanFHA-approvedcounseling agencyisrequired • Proceedsaregenerallytax-free,butarenotconsidered incomeandmaynotaffectSocialSecurity* * ClientsshouldalwaysconsultaFinancialPlanner andaTaxAccountant. 408-656-3751