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1. FINANCIAL
MANAGEMENT
MUTUAL FUNDS
BY GROUP 6:
HFPMCAA037 - PRIYAM SHAH
HFPMCAA038 - SAKSHI SHAH
HFPMCAA039 - SHAIVI SHAH
HFPMCAA040 - AVISI SHETTY
HFPMCAA042 - DHVAJ SOLANKI

2. INTRODUCTION & DEFINITION TO MUTUAL FUND
It is a trust that collects money from several investors who share a common investment
objective and invests the same in equities, bonds, money market instruments and/or
other securities. And the income/gains generated from this collective investment are
distributed proportionately amongst the investors after deducting applicable expenses
and levies, by calculating a scheme’s “Net Asset Value” or NAV. Simply put, the money
pooled in by a large number of investors is what makes up a Mutual Fund.
- Association of Mutual Funds in India

3. ADVANTAGES DISADVANTAGES
Liquidity
Diversification
Minimal investment requirements
Professional management
Variety of offerings
High fees, commissions, and other
expenses
Large cash presence in portfolios
Difficulty in comparing funds
Lack of transparency in holdings

4. ETHICS IN MUTUAL FUND
Fiduciary Duty
Fair Treatment of
Investors
Avoidance of Insider
Trading
Socially Responsible
Investing

5. ENTITIES
INVOLVED IN
MUTUAL FUND
Registrar and Transfer
Agent (RTA)
Sponsor
Asset Management
Company
Trustee
Trust

6. FUND HOUSES IN INDIA
Bank Sponsored Institutions Private Sector
Indian Foreign Joint Ventures
Joint Ventures Others
Baroda BNP Paribas
Canara Robeco
SBI Funds Management
Union Asset Management
Indian
IIFCL Asset Management
LIC Mutual Fund
Bajaj Finserv
Bandhan
JM Financial
Edelweiss
Groww
HSBC
Invesco
Mirae
Nippon Life India

7. CLASSIFICATION OF MUTUAL FUND

8. PORTFOLIO
Income
Balanced
MMMF
Growth
This type of portfolio emphasises more on securing a
steady flow of income from investment avenues.
A growth-oriented portfolio mostly parks money into growth
stocks of a company who are in their active growth stage.
Money market mutual funds (MMF) invest in short-term debt
instruments, cash, and cash equivalents that are rated high
quality.
A balanced fund is a mutual fund that typically contains a
component of stocks and bonds. A mutual fund is a basket
of securities in which investors can purchase.

9. DOMESTIC MUTUAL FUNDS
Domestic mutual funds are mutual
funds where the money is invested in
securities traded within the country.
OFFSHORE MUTUAL FUNDS
Offshore mutual funds are domiciled
internationally. They may provide
investment exposure to international
markets. They are known to offer some
cost benefits such as lower taxes, as well.

10. TYPES OF FUNDS
Tax
Saving
Funds
Exchange
Traded
Funds
Balanced
Funds
Systematic
Investment
Plan (SIP)
Fixed Term
Plan Debt
Funds

11. CALCULATION OF NAV
Mutual fund Net Asset Value (NAV) represents a fund's per share market value. It is the
price at which investors buy (bid price) fund shares from a fund company and sell
them (redemption price) to a fund company.
t is similar in some ways to the book value of a company.
The formula for a mutual fund's NAV calculation is straightforward:
NAV = (Assets - Liabilities) / Total number of outstanding shares

12. ENTRY
LOAD
ENTRY LOAD & EXIT LOAD
EXIT
LOAD
This is a charge or commission
given by the investor at the time
of the initial stage of investment
purchase to the mutual fund
company. his fee is referred to
as a “load” in general.
An exit load is the fee charge the
investor at the time of exiting or
retrieving the units of the fund. This helps
to discourage investors from backing
out and pulling out their investments
before the lock-in period is over.

13. Thank
You