Keeping a spending diary is recommended to gain insight into your finances. Websites such as spendingdiary.com and debtcamel.co.uk provide templates to track expenses over a period of time to identify areas where money is being spent. Analyzing spending patterns through a diary can help reduce unnecessary costs and debt.

1. Resources:
www.spendingdiary.com
www.debtcamel.co.uk/resolution-spending-diary
www.moneymagpie.com/article/keep-a-spending-
diary-for-a-richer-life

2. www.boughtbymany.com