1) Keeping a daily spending diary for the class opened the students eyes to how often they spent money and where it was going. It required recording every purchase and examining automatic payments.
2) Analyzing spending categories revealed areas of high spending, like eating out, that could be reduced to save money. This led students to reconsider spending habits and how choices impact health and finances.
3) The assignment challenged students to become aware of how their hard earned money is used and influenced them to be more diligent about finances to avoid debt and plan for the future.
Giving Money - It's a Money Thing JuniorTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
How to Retire Rich is an ebook which deals in achieving financial literacy which will lead us to become aware that we need to prepare for our retirement. As such, it discusses the tools, the ways and means that we can use in order to retire rich.
How’d you like the chance to get your hands on 80 more Klippyo Kreations, with all the benefits of UNLIMITED KLIPPYO KREATOR ACCESS, for just one, single, teeny-tiny dollar?
Giving Money - It's a Money Thing JuniorTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
How to Retire Rich is an ebook which deals in achieving financial literacy which will lead us to become aware that we need to prepare for our retirement. As such, it discusses the tools, the ways and means that we can use in order to retire rich.
How’d you like the chance to get your hands on 80 more Klippyo Kreations, with all the benefits of UNLIMITED KLIPPYO KREATOR ACCESS, for just one, single, teeny-tiny dollar?
Cons Of Abortion Essay. Missouri latest state to move to restrict abortion lawsLisa Cartagena
Abortion: Pros And Cons - GCSE Religious Studies (Philosophy & Ethics .... Abortion is a very controversial issue. - GCSE Religious Studies .... Abortion Essay Writing Guide with Examples | HandMadeWriting. ≫ Legalization of Abortion Free Essay Sample on Samploon.com. Florida Abortion Laws: Abortion Care And Your Legal Rights.. The State of Abortion, 40 Years After Roe v. Wade | BillMoyers.com. Abortion essays - College Homework Help and Online Tutoring.. Abortion IS health care – Liberation News. Trump pushes anti-abortion agenda to build culture that 'cherishes innocent life'. Want to reduce abortion rates? Give parents money. - The Washington Post. Abortion rate at lowest level since 1973. Missouri latest state to move to restrict abortion laws. Abortion laws: How different states use 'heartbeat' bills, Roe v. Wade. Questions surface as states pass abortion laws. Abortion Essay - GCSE Religious Studies (Philosophy & Ethics) - Marked .... Abortion Essay - Document in A Level and IB Religious Studies. 635711897809053841-AP-Abortion-Restrictions.jpg?width=2382&height=1346 .... Group launches site to help women self-induce abortions at home, citing .... Argumentative Essay on Pros and Cons of Abortion | Abortion Rights .... Cons of abortion essay - We Write Custom College Essay Writing and .... Online Essay Help | amazonia.fiocruz.br. Abortion Pros And Cons Essay Example. Abortion Essay | Essay on Abortion for Students and Children in English .... pro and cons of abortion. Argument essay about abortion facts - writersdoubt.web.fc2.com. Abortion essays against - writefiction581.web.fc2.com. Buy Essay Online - abortions essays - libdriastate.web.fc2.com. Essay For Abortion. Controversial essay on abortion - eassyforex.x.fc2.com. Argumentative essays for abortion - writefiction581.web.fc2.com. Essays against abortion - articleentitled.x.fc2.com. Abortion Essays Free. Research essay on abortion Cons Of Abortion Essay
http://Kaea80.4c4all.com
http://flow77.4c4all.com
http://unitedlove1.4c4all.com
Hi I’m touching base with a select few of my friends here on FB to let you know about a new project I just started that could make you an extra Income. If you’re open to hearing more, let me know soon. I only need 4 partners and it would be cool if you could lock in one of those spots.
Introducing Bank Loan Busters – Ways to Curb Your Debt Even If You Have a Huge Bank Loan. Inside this eBook, you will discover the topics about how debt affects your whole life, learn to live with necessities, make a budget, pay more than the minimum, don’t use home equity to pay off debt, reuse and recycle and put the savings on debt.
Week 7 Data InterviewsWow, what a great experience. I intervladonnacamplin
Week 7 Data Interviews
Wow, what a great experience. I interviewed two highly respected individuals in financial services. I quickly came to realize that their knowledge and expertise was immediately recognized. I could tell from both that the passion, and desire is there to help teach people about financial literacy. I found that they both were very knowledgeable on the concept and their answers flowed seamlessly. As I played the audio back, I feel I should have been more involved with my responses, but was scared to “steal the show.” I also found that he way I ask questions matters. It is tempting to focus on what I want to know rather than how I ask it. I noticed that I risked interjecting my opinions into the interview process even though I was not aware. The interview process made me aware of my own biases and as you mentioned in my last assignment, I must be aware of that. I also found myself anxious to get to the next question in regards to time. I need to remove that. Part of being an effective interviewer is being a good listener. Part of being a good listener, is to know when to be quiet. I may get anxious or excited when anticipating someone else’s answer, but it is important to slow down and not interject (Mckenna, 2017). I also recognized the importance of preparing for the interview. The importance of accurate preparation on behalf of the interviewer should not be underestimated and includes conceptual and practical preparations (Brinkmann & Kvale, 2005). Successful interviews start with careful planning that considers the focus and scope of the research question. Overall, I noticed that it is so easy to start interjecting or wanting to answer for them and I must remain to listen. This experience has been so rewarding and I look to forward to conducting many interviews as I go through this journey.
Brinkmann S, Kvale S. (2005). Confronting the ethics of qualitative research. J Constr Psychol. 18:157–181
Mckenna, K. (2017). Improve Your Research by Improving Your Interview Skills. Retrieved https://www.portent.com/blog/copywriting/content-strategy/improve-research-with-interview-skills.htm
Jennifer Vitale: 00:00 So hello today we are sitting here, uh, myself and Mr. Roosevelt who I will be interviewing. And just so you are aware, Roosevelt, the purpose of this interview is to be able to view financial literacy from a varying standpoint or perspective. This is such requires the contribution of parties who are familiar in this field of practice. And I know that you are familiar in this field and in a minute, I guess you can tell us how you are familiar in this field, but please ensure that the information provided is as accurate as possible because it helps reflect the perspective regarding the topic. So Roosevelt, if you could just take a minute, tell us about yourself and how you are familiar in this field of practice.
Roosevelt Desir: 00:45 Well, thank you. I appreciate the opportunity. Um, my name is Roosevelt. Obviously ...
Altogether, it absolutely was likely an oversight to find the result towards timeless question—”Money Doesn’t Buy Happiness or Does It? “—from people that exercise what exactly is termed your depressing technology. With regard to as soon as economists undertaken your problem, they will commenced in the paying attention anytime people place anything up for sale they will try and find just as much because of it when they may, when people purchase anything they will try and spend only a small amount because of it when they may. Equally features inside transaction, your economists seen, are usually consequently operating just as if they will become
Scholarship Essay Samples Financial Need.pdfScholarship Essay Samples Financi...Maria Clark
Scholarship Essay Examples Financial Need Example 1 PDF. Financial Need Scholarships Essays Examples - Schoolarship. 16 Scholarship Essay Examples to Help you Win Scholarship. Scholarship Essay Examples - 10 in PDF Examples. Write A quot;Tell Us About Yourselfquot; Scholarship Essay 3 Examples .... 016 Essay Example Sample For Financial Need Scholarship Topics Why Do I .... 003 Essay Example Why I Need Scholarship Financial Sample Scholarships .... Free Scholarship Essay Example - doc 41KB 6 Pages. Impressive Sample Scholarship Essays Based Financial Need Thatsnotus. Financial Need Scholarship Essay : Free Scholarship and Financial Aid .... 022 P1 Sample Essay For Financial Need Scholarship Thatsnotus. Scholarship essay financial need in 2021 Scholarship essay, Essay .... Photo : Financial Need Scholarship Essay Examples Images Scholarships .... Financial Need Scholarship Essay : Learn more about college scholarship .... Financial Need Scholarship Essay Examples 2023 ScholarshipOwl. Learn How to Write a Truly Impressive Scholarship Essay!. ️ Briefly describe your financial need for this scholarship sample .... Financial Need Sample Scholarship Essays Master of Template Document. Imposing Financial Need Scholarship Essay Thatsnotus. Financial Need Scholarship Essay Examples ScholarshipOwl - 4 Ways to .... 026 Essay Example Application For Financial Aid Need Thatsnotus. 011 Why Do You Deserve This Scholarship Essay Example Thatsnotus. FREE 9 Scholarship Essay Samples in MS Word PDF. Photo : Financial Need Scholarship Essay Examples Images Scholarship .... Stunning Scholarship Essay Sample Thatsnotus Scholarship Essay Samples Financial Need Scholarship Essay Samples Financial Need
The Most Influential Person in My Life Free Essay Example. Expository essay: A famous person you admire short essay. Essay websites: Influential people essay. Essays on influential people. PPT - The Structure of the Essay PowerPoint Presentation, free download .... Important people in your life essay. An Unforgettable Influential Person In Your Life Free Essay Example. Essay About a Famous Person Example - Personal Essay - Page 1 - 2 .... The Most Influential Person in My Life: Essay Example, 906 words .... The most important person in my life essay. Most Important Person In .... College Essay Unit Topic Fact Sheet Influential Person.doc. College Essay About An Influential Person Coalition Help Center. Famous Person Research Paper. Who Is the Most Influential Person in My Life - Free Essay Example .... Influential Person In Your Life My Grandmother Free Essay Example. college essay about an influential person. College Essay About An Influential Person Essay Tip 2-The .... Most influential person essay writing custom research. Read The Most Influential Person Essay Sample for Free at .... A Famous Person You Admire Essay - EnzoldOliver. Top Influential People Free Essay Sample on Samploon.com. College admissions essay help of an influential person. Famous person essay sample. The Most Famous Person of All Time .... Write A Paragraph About An Important Person In History - The Best .... College Essay: Short essay on meeting a famous person. Famous person essay Planeta Música. College Essay About An Influential Person - Nick Huber. An important person in my life paragraph. Most Important Person in .... College Essay About An Influential Person How to write a college .... Roaming around the most influential person in my life essay. Important Person For Me Essay. Write my essay - essay person influenced your life - 2017/10/11. Mom most influential person essay Mom Is Most Influential in My Life ... Influential Person Essay Influential Person Essay
Motivation for success life - WATCH THIS EVERYDAY AND CHANGE YOUR LIFEchaminda bandara
Motivation is the word derived from the word ’motive’ which means needs, desires, wants or drives within the individuals. It is the process of stimulating people to actions to accomplish the goals. In the work goal context the psychological factors stimulating the people’s behaviour can be -
# desire for money
# success
# recognition
# job-satisfaction
# team work, etc
One of the most important functions of management is to create willingness amongst the employees to perform in the best of their abilities. Therefore the role of a leader is to arouse interest in performance of employees in their jobs. The process of motivation consists of three stages:-
1. A felt need or drive
2. A stimulus in which needs have to be aroused
3. When needs are satisfied, the satisfaction or accomplishment of goals.
Therefore, we can say that motivation is a psychological phenomenon which means needs and wants of the individuals have to be tackled by framing an incentive plan.
Cons Of Abortion Essay. Missouri latest state to move to restrict abortion lawsLisa Cartagena
Abortion: Pros And Cons - GCSE Religious Studies (Philosophy & Ethics .... Abortion is a very controversial issue. - GCSE Religious Studies .... Abortion Essay Writing Guide with Examples | HandMadeWriting. ≫ Legalization of Abortion Free Essay Sample on Samploon.com. Florida Abortion Laws: Abortion Care And Your Legal Rights.. The State of Abortion, 40 Years After Roe v. Wade | BillMoyers.com. Abortion essays - College Homework Help and Online Tutoring.. Abortion IS health care – Liberation News. Trump pushes anti-abortion agenda to build culture that 'cherishes innocent life'. Want to reduce abortion rates? Give parents money. - The Washington Post. Abortion rate at lowest level since 1973. Missouri latest state to move to restrict abortion laws. Abortion laws: How different states use 'heartbeat' bills, Roe v. Wade. Questions surface as states pass abortion laws. Abortion Essay - GCSE Religious Studies (Philosophy & Ethics) - Marked .... Abortion Essay - Document in A Level and IB Religious Studies. 635711897809053841-AP-Abortion-Restrictions.jpg?width=2382&height=1346 .... Group launches site to help women self-induce abortions at home, citing .... Argumentative Essay on Pros and Cons of Abortion | Abortion Rights .... Cons of abortion essay - We Write Custom College Essay Writing and .... Online Essay Help | amazonia.fiocruz.br. Abortion Pros And Cons Essay Example. Abortion Essay | Essay on Abortion for Students and Children in English .... pro and cons of abortion. Argument essay about abortion facts - writersdoubt.web.fc2.com. Abortion essays against - writefiction581.web.fc2.com. Buy Essay Online - abortions essays - libdriastate.web.fc2.com. Essay For Abortion. Controversial essay on abortion - eassyforex.x.fc2.com. Argumentative essays for abortion - writefiction581.web.fc2.com. Essays against abortion - articleentitled.x.fc2.com. Abortion Essays Free. Research essay on abortion Cons Of Abortion Essay
http://Kaea80.4c4all.com
http://flow77.4c4all.com
http://unitedlove1.4c4all.com
Hi I’m touching base with a select few of my friends here on FB to let you know about a new project I just started that could make you an extra Income. If you’re open to hearing more, let me know soon. I only need 4 partners and it would be cool if you could lock in one of those spots.
Introducing Bank Loan Busters – Ways to Curb Your Debt Even If You Have a Huge Bank Loan. Inside this eBook, you will discover the topics about how debt affects your whole life, learn to live with necessities, make a budget, pay more than the minimum, don’t use home equity to pay off debt, reuse and recycle and put the savings on debt.
Week 7 Data InterviewsWow, what a great experience. I intervladonnacamplin
Week 7 Data Interviews
Wow, what a great experience. I interviewed two highly respected individuals in financial services. I quickly came to realize that their knowledge and expertise was immediately recognized. I could tell from both that the passion, and desire is there to help teach people about financial literacy. I found that they both were very knowledgeable on the concept and their answers flowed seamlessly. As I played the audio back, I feel I should have been more involved with my responses, but was scared to “steal the show.” I also found that he way I ask questions matters. It is tempting to focus on what I want to know rather than how I ask it. I noticed that I risked interjecting my opinions into the interview process even though I was not aware. The interview process made me aware of my own biases and as you mentioned in my last assignment, I must be aware of that. I also found myself anxious to get to the next question in regards to time. I need to remove that. Part of being an effective interviewer is being a good listener. Part of being a good listener, is to know when to be quiet. I may get anxious or excited when anticipating someone else’s answer, but it is important to slow down and not interject (Mckenna, 2017). I also recognized the importance of preparing for the interview. The importance of accurate preparation on behalf of the interviewer should not be underestimated and includes conceptual and practical preparations (Brinkmann & Kvale, 2005). Successful interviews start with careful planning that considers the focus and scope of the research question. Overall, I noticed that it is so easy to start interjecting or wanting to answer for them and I must remain to listen. This experience has been so rewarding and I look to forward to conducting many interviews as I go through this journey.
Brinkmann S, Kvale S. (2005). Confronting the ethics of qualitative research. J Constr Psychol. 18:157–181
Mckenna, K. (2017). Improve Your Research by Improving Your Interview Skills. Retrieved https://www.portent.com/blog/copywriting/content-strategy/improve-research-with-interview-skills.htm
Jennifer Vitale: 00:00 So hello today we are sitting here, uh, myself and Mr. Roosevelt who I will be interviewing. And just so you are aware, Roosevelt, the purpose of this interview is to be able to view financial literacy from a varying standpoint or perspective. This is such requires the contribution of parties who are familiar in this field of practice. And I know that you are familiar in this field and in a minute, I guess you can tell us how you are familiar in this field, but please ensure that the information provided is as accurate as possible because it helps reflect the perspective regarding the topic. So Roosevelt, if you could just take a minute, tell us about yourself and how you are familiar in this field of practice.
Roosevelt Desir: 00:45 Well, thank you. I appreciate the opportunity. Um, my name is Roosevelt. Obviously ...
Altogether, it absolutely was likely an oversight to find the result towards timeless question—”Money Doesn’t Buy Happiness or Does It? “—from people that exercise what exactly is termed your depressing technology. With regard to as soon as economists undertaken your problem, they will commenced in the paying attention anytime people place anything up for sale they will try and find just as much because of it when they may, when people purchase anything they will try and spend only a small amount because of it when they may. Equally features inside transaction, your economists seen, are usually consequently operating just as if they will become
Scholarship Essay Samples Financial Need.pdfScholarship Essay Samples Financi...Maria Clark
Scholarship Essay Examples Financial Need Example 1 PDF. Financial Need Scholarships Essays Examples - Schoolarship. 16 Scholarship Essay Examples to Help you Win Scholarship. Scholarship Essay Examples - 10 in PDF Examples. Write A quot;Tell Us About Yourselfquot; Scholarship Essay 3 Examples .... 016 Essay Example Sample For Financial Need Scholarship Topics Why Do I .... 003 Essay Example Why I Need Scholarship Financial Sample Scholarships .... Free Scholarship Essay Example - doc 41KB 6 Pages. Impressive Sample Scholarship Essays Based Financial Need Thatsnotus. Financial Need Scholarship Essay : Free Scholarship and Financial Aid .... 022 P1 Sample Essay For Financial Need Scholarship Thatsnotus. Scholarship essay financial need in 2021 Scholarship essay, Essay .... Photo : Financial Need Scholarship Essay Examples Images Scholarships .... Financial Need Scholarship Essay : Learn more about college scholarship .... Financial Need Scholarship Essay Examples 2023 ScholarshipOwl. Learn How to Write a Truly Impressive Scholarship Essay!. ️ Briefly describe your financial need for this scholarship sample .... Financial Need Sample Scholarship Essays Master of Template Document. Imposing Financial Need Scholarship Essay Thatsnotus. Financial Need Scholarship Essay Examples ScholarshipOwl - 4 Ways to .... 026 Essay Example Application For Financial Aid Need Thatsnotus. 011 Why Do You Deserve This Scholarship Essay Example Thatsnotus. FREE 9 Scholarship Essay Samples in MS Word PDF. Photo : Financial Need Scholarship Essay Examples Images Scholarship .... Stunning Scholarship Essay Sample Thatsnotus Scholarship Essay Samples Financial Need Scholarship Essay Samples Financial Need
The Most Influential Person in My Life Free Essay Example. Expository essay: A famous person you admire short essay. Essay websites: Influential people essay. Essays on influential people. PPT - The Structure of the Essay PowerPoint Presentation, free download .... Important people in your life essay. An Unforgettable Influential Person In Your Life Free Essay Example. Essay About a Famous Person Example - Personal Essay - Page 1 - 2 .... The Most Influential Person in My Life: Essay Example, 906 words .... The most important person in my life essay. Most Important Person In .... College Essay Unit Topic Fact Sheet Influential Person.doc. College Essay About An Influential Person Coalition Help Center. Famous Person Research Paper. Who Is the Most Influential Person in My Life - Free Essay Example .... Influential Person In Your Life My Grandmother Free Essay Example. college essay about an influential person. College Essay About An Influential Person Essay Tip 2-The .... Most influential person essay writing custom research. Read The Most Influential Person Essay Sample for Free at .... A Famous Person You Admire Essay - EnzoldOliver. Top Influential People Free Essay Sample on Samploon.com. College admissions essay help of an influential person. Famous person essay sample. The Most Famous Person of All Time .... Write A Paragraph About An Important Person In History - The Best .... College Essay: Short essay on meeting a famous person. Famous person essay Planeta Música. College Essay About An Influential Person - Nick Huber. An important person in my life paragraph. Most Important Person in .... College Essay About An Influential Person How to write a college .... Roaming around the most influential person in my life essay. Important Person For Me Essay. Write my essay - essay person influenced your life - 2017/10/11. Mom most influential person essay Mom Is Most Influential in My Life ... Influential Person Essay Influential Person Essay
Motivation for success life - WATCH THIS EVERYDAY AND CHANGE YOUR LIFEchaminda bandara
Motivation is the word derived from the word ’motive’ which means needs, desires, wants or drives within the individuals. It is the process of stimulating people to actions to accomplish the goals. In the work goal context the psychological factors stimulating the people’s behaviour can be -
# desire for money
# success
# recognition
# job-satisfaction
# team work, etc
One of the most important functions of management is to create willingness amongst the employees to perform in the best of their abilities. Therefore the role of a leader is to arouse interest in performance of employees in their jobs. The process of motivation consists of three stages:-
1. A felt need or drive
2. A stimulus in which needs have to be aroused
3. When needs are satisfied, the satisfaction or accomplishment of goals.
Therefore, we can say that motivation is a psychological phenomenon which means needs and wants of the individuals have to be tackled by framing an incentive plan.
1. FIN 1050Class and Daily Spending Diary Reflection<br />In today’s economy, it is more important than ever that people be aware of their spending habits in order to avoid the continued rise of debt and lack of savings on the part of the average American. The Daily Spending Diary brought this awareness to the forefront each and every day in having to record each penny that was spent. It was tedious, to say the least. It basically required one carrying a notebook with them at all times, as it is discovered that spending happens constantly. It would be too great a risk to wait until the end of the day to recall each transaction involving money. It also required examination of automatic payments that are easy to forget.<br />As mentioned earlier, it was amazing to realize just how often money is dispersed. It was also interesting to notice the subtle changes that occur in spending as awareness of where that money is going hits, and you begin to question if this purchase is really worth it. Spending becomes less automatic and more deliberate, meaning that many times it becomes decided that spending won’t happen this time? <br />Not only do these diligent records make spending more deliberate, but it begins to pique your interest as to what is the best use of your money, and you wonder if you are making wise decisions not only for today, but for the future as well. This exercise was like the outer layer of an onion. Once you become curious as to what you are learning, you delve into the next layer of interest and investigation, which only leads to further interest and investigation. <br />It was quite interesting to categorize expenditures and see where the bulk of the money goes. There were definite areas that were surprisingly high, that makes you sit back and question how you spent so much in that category. For my family, food outside of the home was an enormous expenditure. While it is reasonable to expect food to take a large chunk of your income, it is apparent that we have used very little discernment in this area. It has not created debt, and we are avid savers, so one might wonder if there is need for concern. I feel that there is! I do enjoy the convenience of food away from home, but I question whether the opportunity cost of our large expense in this category is worth it. Not just because of the actual cash it takes, but I have a hard time feeling that we are making wise choices for our physical health. Having health issues because of unwise choices in eating habits are not only detrimental to one’s quality of life, but are costly financially in the long run. This is one clear example of how this Daily Spending Diary sets the wheels of thinking in motion, and boy, the places it can take you!<br />This assignment was approached with the knowledge of how tedious it would be, as in the late 1990’s I read “Your Money or Your Life,” by Joe Dominguez and Vicki Robin, and it suggested keeping this same kind of record of spending. I took the challenge then for six months and it changed the way I looked at money and spending. In the book, Dominguez points out the fact that everything you spend represents your life’s energy. Thinking about your purchases in those terms makes you begin to question the value of everything…including your life! You give up a little of yourself for everything you own. That is powerful!<br />FIN 1050 has been an interesting journey into the world of understanding money in our lives and the choices we have regarding what we do with it. This class touched on virtually every aspect of a person’s financial well-being, many of which are overlooked in the rush of life. For me, it was a chance to become informed and to assess areas in my own finances that need to be addressed. At times the amount of information was overwhelming, but the reality is that from budgeting, saving, borrowing, investing, and planning for retirement or even death, each of us has to be responsible for our own financial health. We see examples of people almost every day who have neglected to be informed and/or to make wise choices concerning their finances. I see it with family members and close friends. The results are usually disastrous and painful to observe. After taking a class like this, I only wish it were required for everyone. <br />I went to a Forum this semester where the speaker said that knowledge of personal finance does not seem to improve the chances of one’s financial success. Maybe the knowledge alone does not help. Maybe everyone should have to record every penny they spend and come face-to-face with the way their money is used. I know that before I logged my spending years ago, I gave little consideration to what I could do to improve my situation. Becoming aware of what I constantly traded my hard earned dollars for created an awareness that sticks with me today. I will admit that doing this exercise once again this semester was a gentle reminder that diligence must be practiced with our finances in order to avoid the pitfalls of reckless spending. <br />In conclusion, FIN 1050 is a class that has been greatly beneficial to me. It has offered a wealth of information and insight that provided a strong basis for understanding my responsibilities in obtaining sound financial health.<br />