The document provides various guidelines and information related to family life, including adoption processes, pregnancy timing, nursery planning, and budgeting for baby-related expenses. It emphasizes the importance of individual circumstances and the need for competent legal and financial advice. Additionally, it encourages sharing the provided information and resources with others for their benefit.

1. Family Home Advice

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3. Please Start By Reading This - Then Pass It On
- "The man who can drive himself further once the effort gets painful is the
man who will win." Roger Bannister
- "The spirit, the will to win, and the will to excel are the things that
endure. These qualities are so much important than the events that occur."
Vince Lombardi
- "Success in our calling is the result of a person's love of and belief in the
work he has undertaken. Earnest and conscientious labor often
accomplishes more in the end than the brilliant genius." Anonymous
- "Food offered without affection is like food offered to the dead." Hindu
Proverb
- "What you have to do and the way have to do it incredibly simple.
Whether you are willing to do it, that's another matter." Peter F. Drucker
- The best motivation is self motivation. The guy says, "I wish someone
would come by and turn me on." What if they don't show up? You've got to
have a better plan for your life. Jim Rohn
- "How does one measure time? No, not in days, months, or years. It is
measured by the most precious of all things: Love. Without which all
beings and things whether brave and/or beautiful would perish." Irish
Blesshin

4. Table of Contents:
Family
- What You Should Know About Adoption..........................................................................6
- When Is The Best Time To Get Pregnant...........................................................................7
- Choosing Your Baby Nursery Theme.................................................................................8
- Baby Shower Planning Guidelines.....................................................................................8
- Saving Money On Baby Food............................................................................................9
- Tips For Potty Training Your Toddler................................................................................10
- How to Host a Superb Kid Birthday Party........................................................................11
- How to Detect Autism in Child.........................................................................................12
- How To Be A Closer Family..............................................................................................14
- Reducing the Risk of Identity Theft..................................................................................15
- What a Family Should Do When an Emergency Strikes..................................................16
- Discount Wedding Favors.................................................................................................17
- How To Interview A Wedding Photographer....................................................................18
- The Common Wedding Etiquette Explained....................................................................19
- How to be Happy In a Marriage.......................................................................................21
- How to Getaway From an Abusive Relationships............................................................23
- What Is The Best Online Dating Service?........................................................................24
- Online Dating Tips for Single Parents..............................................................................25
- How To Overcome Your Shyness With Women...............................................................26
- Why Every Family Needs A Budget.................................................................................27
- Steps For Balancing Work And Home..............................................................................28
- Genealogy - Trace Your Family's History.........................................................................29
- How to Care for Elderly Parents.......................................................................................30
- What You Need to Know About Senior’s Health..............................................................31
- How to Ease Home Bug Bites with Easy Herbs...............................................................32
Home
- How To Care For Your Home............................................................................................34
- Home Improvement Projects Made Easy..........................................................................35
- How to Decorate Your Kitchen On a Budget....................................................................36
- Feng Shui in the Home......................................................................................................37
- Do-It-Yourself Carpet Cleaning Tips................................................................................38
- Refrigerant For Air Conditioners For The Environment...................................................39
- Home Energy Audit – Fireplaces, Attics and More...........................................................41
- Great Home Office Decorating Ideas................................................................................42
- A Layman’s Guide to Home Security................................................................................43
- Home Security For Your Peace Of Mind..........................................................................44
- Owning A Home Swimming Pool.....................................................................................45
- Preparing To Build Wooden Fences..................................................................................46
- Steps To A Better Lawn And Garden................................................................................47
- The Basic Rose Types for Rose Gardens..........................................................................48
- Steps to Growing a Butterfly Garden................................................................................49

5. - Growing Your Own Fruits And Vegetables.......................................................................50
- How To Plant Your Own Herb Garden.............................................................................51
- How Green Is Your Home.................................................................................................52
- How to Build a Green-House............................................................................................53
- How to Make the Needed Repairs as a Home Seller........................................................54
- Investing in Commercial Real Estate................................................................................56
Educational
- Honing Your Parenting Skills And Teaching Manners.....................................................57
- How to Get Involved In Your Child's Education..............................................................58
- Be a Step Ahead and Career Plan.....................................................................................58
- Why You Need a College Degree.....................................................................................59
- Guide To Searching For Scholarships..............................................................................60
- How to Ready Your Kids Ready for College...................................................................61
- Guide To Choosing A College Major...............................................................................62
- Time Management In College..........................................................................................63
- How To Make Reading Fun.............................................................................................64
- Study Skills To Help You Get Straight A's......................................................................65
- Effective Ways to Sharpen Memory in Children.............................................................67
- You Can Teach Your Child At Home...............................................................................68
- Choosing Home Schooling Over Traditional Schooling.................................................69
- How To Be A Public Speaker..........................................................................................70

6. Family
What You Should Know About Adoption
What is Adoption?
Adoption occurs when a person takes full parental
custody of a child that is not naturally theirs.
The natural parent(s) give the adoptive parents full
rights and responsibilities of the child(ren) and
relinquishes all rights of their own.
There are a variety of circumstances that may have
occurred and the child was placed for adoption either
privately or through an agency.
A natural parent may wish to give their child a better
life than what they feel they can provide them. The death of the natural parent(s) may also create the
need for adoption either by family members or by an adoptive parent.
Whatever the reason for the adoption, the adoptee becomes the legal child of the adoptive parents.
There is no real difference between a child who lives with his or her biological parents or with adoptive
parents. When adoption occurs the adoptive parents assumes all rights and responsibilities when it
comes to the care and well-being of the child(ren)
Why do people adopt?
The reasons people choose adoption vary a great deal. Some people may choose to adopt because they
cannot conceive a child of their own with either natural or medical methods. This is probably the most
common reason that a couple chooses to adopt a child. Some older couples will seek adoption after
their own natural children have left home because they loved raising children and want to help another
child. Couples that are gay or lesbian also choose adoption because having their own child naturally is
not a possibility, yet they long to have a child and raise them together in a loving environment.
Another reason many people choose to adopt is out of the goodness of their own hearts. Many people
who have children or have the ability to have children naturally still seek adoption because there is
such a need for adoptive parents in the world.
What are the different practices of adoption?
There are three general categories of adoption, private adoption, public adoption and international
adoption. Private adoption occurs when the natural parent decides to place their child up for adoption,
however, they want the choice of who the adoptive parents are. Typically, the adoptive parents place an
advertisement and the natural parent will respond. This type of adoption generally includes the
adoptive parents taking care of all costs and possibly the medical costs associated with the birth of the
child.
A public adoption is performed through an agency. In general, older children and those with disabilities
are placed with a public adoption agency. These children very often have some emotional, physical, or
mental disorders that will need attention.

7. An international adoption takes place outside of the country where the adoptive parents live. Many
people are choosing this type of adoption more and more.
While it is a little more expensive and requires a lot of extra work, the adoption of an international
child is a loving choice. Many of these children do not have enough food to eat, medical attention or
families for one reason or another.
When Is The Best Time To Get Pregnant
Are there better days to get pregnant? When is the best time
to get pregnant during the reproductive cycle?
The best days to get pregnant will generally be the time
when ovulation occurs. To better understand when is the best
time to get pregnant, here are tips that are related to getting
pregnant:
1. Know your most fertile time - generally, ovulation
occurs about 14 days before your next menstrual period
begins. That means if your menstrual cycle is a 28-day one,
that could make day #14 your most fertile day (day #1 is the
first day that your last period began).
If yours is a 30-day cycle, day #16 could be the time to go for it. A 32-day cycle would have day #18 as
one of the best days to get pregnant.
2. Track your basal body temperature - an inexpensive basal thermometer can be purchased and
used to chart the slight elevations in your body temperature upon awakening each day that signal when
is the best time to get pregnant. The increases in basal temperature may only be a tenth of a degree or
so, but a basal thermometer can detect this kind of minor temperature change.
3. Monitor your cervical mucus - ovulation causes a change in the appearance and consistency of
cervical mucus. By checking yourself each day, you'll be able to see the 'egg-white-like' vaginal
discharge that indicates ovulation and which are the best days to get pregnant.
4. Obtain and read a good fertility book - learn as much as possible about fertility, getting
pregnant, pregnancy and having a healthy baby.
5. Use an ovulation predictor kit - these inexpensive kits predict ovulation in advance so you
definitely know when is the best time to get pregnant. This test has proven very accurate in detecting
the increase in luteinizing hormone which usually occurs in women 24-48 hours before ovulation.
Making the decision to get pregnant and have a child can be an exciting and good experience. While
this journey is often unpredictable, choices you make now can definitely affect your health and the
health of your baby. The better your health as you are getting pregnant, the healthier your baby will be.

8. Choosing Your Baby Nursery Theme
Planning a baby nursery is a big task. There is furniture to choose,
walls to paint, safety to take into consideration. Probably the most
exciting part of planning your baby nursery though, will be choosing
your nursery’s theme.
The theme you decide on will set the tone for the whole room so it will
certainly need to be one of the first decisions that you make when your
start the planning process.
There are an almost endless supply of themes available for a baby’s
room. You could choose to go with something gender specific, a girl
themed room for a girl and a boy themed room for a boy, or you may
want to consider choosing a gender neutral theme if you plan to have
more children.
This will save you the trouble of possibly having to remodel the nursery when the next baby comes
along. A pink princess themed nursery won’t work so well if your next child is a boy. Likewise, a girl
will seem out of place in a nursery decorated with cars.
If you want to plan a nursery that will stimulate your baby as they grow, consider bright primary colors
and geometric shapes and patterns. Red, blue, and yellow have been found to be the colors that help
stimulate young infants. Bedding and wall décor with geometric shapes and patterns will also do this
especially if the shapes and patterns are large. This will make it easier for the baby to see since it takes
many months for an infant’s vision to completely develop.
Whatever theme you decide on for your nursery, be prepared to live with it for a few years. Most
babies are not ready for a toddler room until they are two to three years old. If you want to save
money, choose a theme that will grow with them into their toddler room. Since toddler beds take the
same size mattress and bedding as a crib, you could continue to use the theme and bedding you choose
in a toddler room if you wanted to.
No matter what theme you decide on, remember to have fun while taking on the whole nursery
planning process. This is a joyous time in your life that you will always be able to look back on fondly.
Baby Shower Planning Guidelines
The arrival of a newborn family member is one of the most exciting
times in a parents life. They would usually spend each waking hour
counting the ticks of the clock, the droplets that tap on the window
pane, and the days in the calendar just to confirm how many days are
still left before the baby’s due arrival.
In order to lessen the anticipation of the parents, having a baby shower
is one of the most feasible ways to cut back the long-wait.
A baby shower is actually one type of party wherein money or gifts are
given to the expectant mother in lieu of the baby’s arrival. The
relatives or friends of the parents are the ones who usually organize the
party.

9. It has not been founded in any historical events and is slowly taking recognition in the United States
and in countries where the way of life in the U.S. are incorporated.
The basic purpose of organizing baby showers is to help the parents manage and organize the items
needed for the baby’s due arrival. It is also one way of celebrating the joy and excitement of having a
new member in the family — the baby.
Hence, it is important for the organizers to come up with ideas or themes that they think would best suit
the mother’s personality or the tone of the occasion. And because it is one type of merrymaking,
themes that will be use in the baby shower should reflect the joy and happiness being felt by
everybody.
In reality, coming up with a good theme for the baby shower can be very tedious for the organizers.
There are so many considerations that you have to take into account before deciding on a specific
theme. Best of all, it has to suit the gender of the baby. Planning for the baby shower and getting some
solid information for remarkable baby shower ideas would be a lot easier if the sex of the baby is
known. It really helps a lot.
In this manner, you will be able to know which colors to use, what kind of games to play, and what
theme to integrate. However, there are instances wherein the sex of the baby is not known. In turn,
organizers will be having a difficult time organizing things and arranging the details of the baby
shower.
But this should not discourage the organizers like you in coming up with an excellent and fascinating
baby shower. All you have to do is to do your homework and search for some generalized and yet
amusing baby shower ideas. From games to party favors, you can make the party worth your guests’
time.
Where to Get Baby Shower Ideas?
For most people, coming up with great baby shower ideas is a breeze. They can easily think of
something that can be really appealing.
However, there are people who really cannot generate feasible and remarkable baby shower ideas. And
so, it is best that they seek the help of some magazines, advices from relatives and friends, and the
Internet. Indeed, with the advent of information technology, coming up with a notable baby shower
idea is not difficult. With tons of web sites that cater to those who are planning to organize a baby
shower, you can never run out of great baby shower ideas.
Boiled down, people should always remember that whatever baby shower ideas they will use in the
party, it is best if they will always reflect the joy and happiness of everybody for the baby’s arrival.
Saving Money On Baby Food
Infant formula has become very costly in some instances, in some
areas around the world. Indeed, no matter where you are located on
the globe, high quality baby formula is not particularly cheap.
Once in a while you can find formula on sale for a reasonable price.
However, and as a rule, the better quality products are rather costly
overall.
The Internet has proven to be a good resource for a parent who
wishes to save money on the costs associated with infant formula.

10. Through the Internet, a parent can make the purchase of infant formula in bulk or larger quantities. By
making such purchases, a parent definitely can save money on the costs associated with infant formula
-- both in the short and the long run.
Once your baby begins moving beyond using infant formula, you will find yourself in the market for
other types of baby food products and items. As with infant formula, the costs associated with high
quality baby food products. Indeed, many parents shudder when they think about the amount of money
that they have to spend on baby food products.
As with infant formula, parents can save a great deal of money on other baby food products by
shopping and making purchases on the Internet and the World Wide Web. As with formula, a parent can
purchase other types of baby food products in bulk online and save a great deal of money over time.
Another benefit to making the purchase of baby food online is convenience. In addition to saving
money through the purchase of baby food on the Net, shopping online is very convenient. By shopping
on the Net, you can make purchases of infant formula and other baby food products any time of day,
whenever shopping is convenient for you.
As an aside, a growing number of parents are becoming interested in buying and using natural food and
formula products for their babies. The Internet is proving to be a tremendous resource for people who
are interested in making the purchase of natural food items, including natural baby formula and food
products. Oftentimes, a diligent parent can find these natural baby food products online for a price far
cheaper than what might be found in a natural food grocery market in the proverbial brick and mortar
world.
In the end, when looking for all types of food products for your baby, the Internet very well may be
your very best resource.
Tips For Potty Training Your Toddler
Getting your toddler to perform toileting independently is a welcome
milestone for any parent. Few of us want to be changing diapers much
past the child’s second birthday.
However, children vary greatly in their adoption of the potty routine
which is influenced by a child’s innate ability, aptitude and maturity.
However, there several tips and techniques you can use to hasten the
blessed day when your toddler says: “Mommy, I did potty by myself”.
1) Get your child ready - explain to your child that it's time to do
"pee-pee" and "poo-poo" in the potty. Promote the benefits of being
trained such as no more diaper rash, interruptions for diaper changing,
being clean and dry. Discuss training as an important stage of growing up.
2) Make it fun – first and foremost, make this a game. Children will naturally resist anything which
is not framed as a fun learning experience. Use play, music, toys, and stories as part of the experience
to keep the child from getting bored or distracted.
3) Create a ritual – try to make the experience repeatable so your child knows what to expect each
time and gets into the routine of sitting and staying on the potty.
4) Use props – use of books, toys, videos and music all help create an atmosphere of fun and
enjoyment which is so essential.

11. 5) Time it right – Try repeating the process every hour for 2 to 4 minutes. If you can do this close to
times your child usually has a bowel movement or urination, such as just after a meal, even better.
6) Be prepared - If you are traveling or away from home, bring a folding, plastic adapter ring that
fits onto an adult toilet seat is useful. Extra tissue and wipes will be useful in bathrooms that are short
on supplies.
7) Give praise – give you child social praise for sitting on the potty patiently or for staying dry. If
the potty routine is successful, consider some reward (e.g. special prize, book or foods) that are
especially valued.
8) Show your child how to clean up - demonstrate how to wash hands and dry hands on a towel.
Remember that training you child takes patience and perseverance. Staying on task and being
consistent send an important message to your child. Above all, don’t let your child feel forced. It’s
important to keep the whole experience fun and enjoyable for the best results.
How to Host a Superb Kid Birthday Party
How do you plan a children’s birthday party... and still
remain sane?
Relax, don’t panic and keep it as simple as possible is
the answer.
Kids don’t care if the room has been vacuumed and
cleaned. Think about it for a moment, kid's will make
the tidiest of room’s look like a disaster zone within
minutes of turning up. They won’t care whether the
table napkins match or what time it is!... all they will
want to do is have fun, play games and eat lots of
goodies!
So, what’s the best way to ensure that your child's birthday party is one to remember? (at least until the
next party invitation arrives!)
Firstly, take a little time to think about the party theme. Will it be an outing to the local burger house, a
trip to an amusement park or will you have a theme party at home. With sufficient forward planning,
you won’t be losing any sleep worrying about the party.
Make a list of who is coming to the party? The general rule of thumb is to invite as many guests as you
feel comfortable catering for.
Ask the birthday child what they would like to do. Don’t be tempted to pressure them into having the
sort of party YOU would like... it is their special day after all! Once you have decided on a theme, then
the party activities to keep the kids happy become a priority. Many traditional games can be adapted to
fit just about any party theme.
If the party is to at the local restaurant, go along and speak to the manager to agree the food menu and
leave the rest to them. An outing to the amusement park or zoo may require additional party planning,
with transport being just one item needing consideration. Many of these venues have party facilities
available so all you need to provide is the children and a credit card to pay the bill.
If the party is to be at home, then selecting a theme can be fun. Whether it’s Pirates, Finding Nemo or
Dora the Explorer... this is your opportunity to get creative!

12. With so many character theme party goods available, the choice is endless. If you’re planning to hold
the party outdoors, it would be a good idea to have at least one room inside your home decorated, in
case of rain. Try to limit the party activities to pre-designated party areas (as much as possible), so you
are able to relax and enjoy the party without worrying about the mess being made.
Ok, it’s now time to get ready for the party! You’ve decided on the party theme and how many guests
will be invited... Now the preparations and fun begin!
Don’t forget to keep your birthday kid involved whenever possible. Get them to suggest party game
ideas, then choose the decorations and food together. Feeling relaxed? Hope so, because organizing a
kid birthday party should be fun for everyone!
Allocate a budget for the party and decide whether you hire a professional entertainer or enlist the help
of friends and neighbors? Don’t be afraid to ask a friend to help clear empty dishes, run a game or two
and even take the some party photos.
Set a time for the party. Two or three hours should be plenty of time. If the children are under 5 years
old, then one and half hours should be time enough. One great tip is to hold a toddler party in the
morning, as youngsters tend to get a bit “cranky” when they get tired!
Plan your party games in 15-20 minute intervals. If you find the kids are happy playing a particular
game let them carry on... why spoil their fun? On the other hand plan more activities than you think
you will need. Some games may be greeted with a “groan” and you may well need to play another
game sooner than you expected.
Send out your birthday party invitations 2 to 3 weeks in advance of the party date, then make a follow-
up confirmation phone calls after about a week. People tend to be very busy nowadays and a small
invitation can get easily forgotten, usually under a mountain of junk-mail!
Don’t spend more time or energy than necessary on things that don’t really matter. When organising the
party food keep snacks plain and simple. Remember that kids love eating food with their fingers and
your party day could be a great day to let them do just that! Buy an undecorated cake from your local
baker and decorate it yourself, making a terrific party theme cake... or get the bakers to make a
completely finished themed birthday cake!
Finally, imagine that the big day is here and your first guest arrives for your child’s birthday party.
Stay calm, keep a good sense of humor and enjoy the precious party time with your guests. Above all,
keep the party flowing and let the children set the pace.
You will look back afterwards, when flicking through your fabulous party photo’s, with the immortal
words... “It was well worth the effort”
How to Detect Autism in Child
Every parent wants the best for his or her kid, wishing only
the best, good health, bright future and prosperous life to the
child.
But one morning it just hit you, your child is turning 3 years
old next month but still remains unresponsive to you.
Your child is not as interactive as other kids would usually
be. 'Could my child be autistic?'

13. Any parent would be alarmed.
Autism may sound familiar to you. It is however important to first establish that this is not an infection
or a contagious disease.
This is actually a condition where the brain of the child has developed differently, resulting to certain
ramifications that affected the system of the child and manifesting in the lack of interpersonal skills of
the child.
This condition occurs to 1 child in every 700 in the population. It was found also that this is most likely
to occur among the boys. The signs manifest at an early stage in a child's life. It is necessary that you
be cautious of your child's behavior and responses.
How does one detect autism?
The signs of autism may be observed as early as 18 months to 3 years age of the kid.
If your child is experiencing difficulty in the following aspects, it would be helpful to consult a doctor
or an expert:
- Looking at others - Can he or she not look at you straight to the eye when you try to communicate?
- Playing with other kids - Does he or she avoid other kids or automatically shies away?
- Imagining - Can he or she not handle make-believe games?
- Communicating - Are there words that he or she cannot say or will have to be said over and over
before he or she can grasp it?
- Repetition - Are there mannerisms or motor movements that he or she keeps repeating for no apparent
reason or purpose?
- Changes - Is he or she inflexible to changes? Does he or she get alarmed when you change a certain
routine, like waking up while it is still dark?
Some babies can actually manifest signs of autism
- Babies that do not look in the eye can be displaying signs of autism, especially if they would rather
stare at moving mechanical objects or parts of it.
- Too calm babies should also be observed. Are they able to lie for hours without crying?
- When babies do not play or do not interact with other babies.
How does one address this condition of autism?
The cause of autism is still unknown. That is why parents should not blame themselves if they feel that
they had been negligent in taking care of their kids during infancy, or if a mother thinks she might not
have properly taken care of herself during pregnancy.
Just as the definite cause is still unknown, there is no definite treatment to get rid of autism.
Even if the parent may not be able to free his or her child from the condition, the best option to the
parents of an autistic child is to address the problem. It is best to consult an expert on this field. Know
the various peculiarities of the kid.
The family may have to stick to a definite lifestyle to adjust to the needs of the child. This would
require extra patience also. Send the child to a special education school. If the autism of the child is
relatively mild, be sure that you inform ahead the teacher or the principal of the condition.

14. You have a special child. The kid is special, because his or her abilities are different from the ordinary
kid her age. Provide special treatment and care needed. Give your attention. Stay by his or her side.
More than anything else; simply make the child feel your loving care.
How To Be A Closer Family
Family should always be first, but it's easy to forget what
matters most in today's hectic world.
The greatest gift we can give our children is being part of a
healthy, loving family as it is their foundation and security
especially in times of need.
Children will always need a safe haven and the home should
provide that for them.
Creating a happy and safe environment is easier than most
people think. I hope the following will help get you started.
Give your children the opportunity to speak openly and freely
about their concerns and troubles. This is a sure-fire way to increase your family's closeness.
Maintain honesty and you will find that problems get solved quickly and easily. Instilling open
communication in your children will also help them in all aspects of their lives later on.
"Listen" with an open heart and a willing spirit. Don't judge the thoughts and feelings of other family
members. Instead, try to understand where they are coming from and figure out solutions to ease their
problems.
Spend quality time together each week. Many parents have full-time jobs and it's difficult to fit in time
for relaxation and leisure, however, it's very important you make time for your family. Discuss what
things the family would like to do together.
Try to pick activities that encourage talking and interaction like bowling for example will enhance
relations better than silently watching a movie in a theater. Try to keep the activity lighthearted and fun.
Laughter bonds better than anything and its affects will ripple throughout your life.
Chores doesn't sound like it will bring a family closer, but one would be amazed to see what it can do.
Having a clearly defined list of responsibilities for each member of the family will ease frustration and
resentment.
It will also encourage family members to get involved with household responsibilities and teach them
that teamwork is important. Be sure to put the list up in a place that everyone will see easily and make a
point of congratulating people when they do something well.
There are many ways to gain closeness within your family. These three steps are designed to give you a
head start and help you create the family life you have always wanted.
Initiate conversation with your family and get their ideas and suggestions for gaining a closer
relationship. Always be open and willing to listen and work together. It won't always be easy, but it will
always be worth it.

15. Reducing the Risk of Identity Theft
Identity theft commonly begins with the loss or theft of a wallet
or purse. But there are many or high-tech and low-tech ways
criminals can get their hands on your personal and financial
information in order to commit identity theft.
When someone uses your name or personal information, such as
your credit card number, driver's license number, Social Security
number, telephone number, or other account numbers, without
your permission, you become a victim of identity theft.
Thieves steal your personal information and use it to open credit
accounts, bank accounts, telephone service accounts, and make
major purchases in your name.
These criminals use your sensitive information to take over existing accounts, or open new accounts.
Their criminal activities can result in damage to your credit rating and denials to credit and job offers.
Protecting Your Identity While there are no guarantees that your identity will never be stolen or
compromised, there are several steps you can take to minimize the risks.
Here are a few of them:
Before you discard your personal information that you no longer need, such as credit card receipts,
billing statements, and pre-approved credit card offers, shred them using, at best, a diagonal-cut
shredder.
Create unique passwords and personal identification numbers (PINS) and avoid using easily
available information such as mother's maiden name, date of birth, or last four digits of your Social
Security number.
Do not give your Social Security number to people or companies that you do not know.
Guard your mail from theft. Promptly remove your incoming mail from your mailbox and place
outgoing mail in locked collection boxes at your local Post Office.
As an extra measure of security, install a lock on your mailbox, even if mail theft is not an identified
problem in your neighborhood.
Before disclosing personal information, even to people you know where you shop or do business,
insist on knowing the reason(s) your personal information is required and how it will be used.
Low-Tech Rip-offs: Thieves can do much damage with what they remove from your mailbox.
Criminals are increasingly creative in the methods they use to get their hands or eyes on your personal
information, and ultimately, your money.
Here are some of the low-tech techniques they employ:
Dumpster Diving, one of the easiest ways for them to appropriate your personal information.
Mail Theft from unsecured residential mailboxes. According to statistics, mail theft most often takes
place at unprotected and easily accessible mailboxes in public places.
Shoulder surfing takes place when a thief watches or listens literally over your shoulder as you enter
your PIN into an ATM machine. They may even follow you home or your place of work to gather
additional information about you.

16. High-Tech Techniques: Data transferred across the Internet can be intercepted during its journey.
Phishing and Pharming: While phishing is a scam in which consumers are tricked into entering
their personal information via a bogus email and website form, pharming occurs where hackers steal
personal information from numerous people simultaneously through something known as "domain
spoofing". They take over a DNS server and redirect user information to a new website that they use to
gather, collect, "pharm" illegal information.
Skimming: Thieves quickly and temporarily steal a credit card and run it through a skimmer, a
credit card reader that has been reprogrammed to steal information off the card.
Fight Back: Reduce the Risks
Make education about the scams, schemes, and frauds criminal use to steal your identity your priority
in view of the rising occurrence of this multi-million-dollar-problem. With education comes prevention.
Here are some prevention tips to help reduce the risks:
Safeguard your personal information. Never take simple things for granted.
Carry with your only the information you need. Always keep your personal information and
documents in a safe and secured place of your choosing.
Order and review a copy of your credit report at least once a year.
Shred documents containing your sensitive information before discarding them.
What a Family Should Do When an Emergency Strikes
When it comes to emergency preparedness, it's easy to
get lulled into a sense of complacency.
It's difficult to face the reality that disaster could strike
close to home, even though we've witnessed the
devastation that comes from disasters like Hurricane
Katrina, the Asian tsunami, the tornado that flattened a
Kansas town, and terrorist attacks like those on 9/11.
The unfortunate truth is that earthquake, fire, flood,
and storms can cause injuries, death, and destruction.
More importantly - and more hopefully - much of the
unbearable heartache and loss associated with disasters can be avoided with the proper disaster survival
gear.
Emergency preparedness doesn't mean seeing the world through the eyes of doom and gloom. It doesn't
mean that there is a disaster looming around every corner. Having the proper disaster survival gear
simply means acknowledging that the world is an unpredictable place, and that it's best to be prepared.
After all, when you buy a box of Band-Aids and tuck it away in a cupboard, you don't wake up each
morning certain that a loved one will suffer a cut or scrape; it just means that you have Band-Aids on
hand if a minor injury occurs.
The same holds true for disaster survival gear. Once you have it, you don't have to worry about it.
Hopefully, you'll never need to use it, but if the need arises, you'll be prepared.

17. Survival Kits for Every Location
When you consider purchasing disaster survival gear, it's important to remember that you don't know
where you and your loved ones will be when an emergency strikes. Perhaps you'll be at home, but
maybe you'll be at work or in the car, and your children may be at school. It's important to make sure
that each location has the necessary disaster survival gear to improve the odds of making it through
whatever natural or man made emergency occurs.
Home Disaster Survival Gear
Your home emergency preparedness kit should contain enough food, water, shelter, sanitation, first aid,
lighting and communication supplies necessary for the number of people in your family. Because a
catastrophic event often means no running water or electricity, and because it can impact the livability
of your home, it's important to have the supplies necessary to be self-sufficient.
Critical supplies to include are food bars and water boxes for three days, thermal blankets designed to
retain body heat, ponchos with hoods, tissue packs, work gloves, a tube tent, water purification tablets,
dust masks, vinyl gloves, a solar radio and flashlight with generator, first aid kit, light sticks, can
opener, nylon cord, contact cards, gas shut-off wrench, Swiss Army knife, waterproof matches,
emergency candles, toilet bags and chemicals, duct tape, and whistle.
When preparing your disaster survival gear, it's important not to forget your pets. Include a collar and
leash, toys, food and water bowls, food and water, a thermal blanket, a pet first aid kit, and a decal that
can alert rescue workers to the presence of a pet.
DIY or Ready-Made?
The reason many people hesitate to prepare for emergencies is that it's a hassle to put together your
own disaster survival gear. The idea of having to go to different stores and pick up supplies makes it
easy to procrastinate. Plus, there's the question of the shelf life of different items, particularly food and
water.
Many people opt to buy ready-made emergency preparedness kits. Not only is it less hassle, but the
best ready-made kits have a five-year shelf life and come in a sealed bucket. Just like buying that box
of Band-Aids, a ready-made kit of disaster survival gear is easy to buy and tuck away. Hopefully, you'll
never have to use it, but you'll rest easier knowing that, if emergency does strike, it could save your life
and the lives of those you love.
Discount Wedding Favors
If you want wedding favors that are truly unique, take the
time to develop your ideas and make your own. It has
become increasingly popular for brides to design their
own wedding favors.
You will save money and it shows that you have an
interest in the guests that came to share in your very
special day. It is also an opportunity for the bridal party
to become actively involved in the preparations of the
wedding.
Search through bridal magazines to get an idea of the
different types of wedding favors you can create.

18. Remember, you do not have to exactly duplicate the item, just get an idea and then adapt it to your
specific needs.
Browse through local craft stores to get an idea. You can talk to the staff and work with them to help
you create the perfect wedding favor. Then, you can purchase the necessary supplies and make the
remainder. Make the wedding favor as simple as possible so that it is easy to assemble at the last
minute.
Once you have decided on the wedding favor, you can make your favor fit the theme of your wedding.
Whatever you choose, the important fact is that it was hand-crafted by you for your guests. There are a
variety of inexpensive wedding favors that you can enhance by creating a decorative label. This
decorative label may include your names and the date of your wedding and can be attached to your
wedding favors. Items such as
Candy tins or gift bags filled with Jordan almonds, mints or chocolate kisses. Dove chocolate shaped as
a long stemmed red rose. Votive candle. Personalized scrolls that have your name and wedding date
with a beautiful poem relating to the bride and future groom.
If you are too busy or not inclined to take the time to make your own personalized wedding favors,
there are many different wedding favors that can be purchased with a minimal budget. You can shop
around to find many different types of wedding favors.
The possibilities are endless. Another option is to do internet research to find discount wedding
favors. Many internet sites offer a variety of items for sale. If you only need a few wedding favors,
there is also the possibility of closeout items at a greatly reduced price.
How To Interview A Wedding Photographer
The photographer is going to be your employee in
many ways, so you will need to be absolutely sure that
this is a person that you can trust with your wedding
pictures. Treat him or her like a job applicant and see
how you interact with each other.
Making a list
You can find a list of wedding photographers in your
local phone book, but it’s much easier to get onto a
wedding website and see who local people
recommend.
This list is much shorter and can lead you to higher quality people without having to call everyone from
A to Z.
Once you have a list of photographers, start to call them to set up appointments. Try not to schedule
them too close to each other so that you can spend as much time as you need with each one. If you’re
rushed, you may forget to ask particular questions and you may also forget which photographer said
what.
Make a list of questions that you want to ask. You can ask about pricing, hourly fees, added costs,
location costs, various developing techniques, and more. Try to think of every question that you and
your soon-to-be spouse can, even if you think they sound silly. No question is too silly, and if the
photographer has been around long enough, then they will have heard them all.

19. Your interview style
One of the things that works best in talking with photographers is to try to make sure that you are
leading the conversation. You want to make sure that you are getting your opinion into the talks, rather
than being told what other couples are doing and saying about them and how much their fees are.
If you feel like you’re being sold a product, rather than an opportunity to have some great pictures, then
you can cut the appointment off and leave. You have no obligation to choose anyone until you’re
completely satisfied with your choice.
Look at the samples carefully and make sure that you’re looking at ones that are recent. Sometimes
photographers will try to show you older photos, but if that’s not your style, then it’s really not
applicable. Study the quality of the pictures and look for poses that you like.
Your pictures will serve as a reminder of the happiness and joy of your wedding day. You need to find
someone who will create masterpieces of your photos. Take your time in finding someone, but do it
early—if you live in a smaller town, these professionals can book up early.
The Common Wedding Etiquette Explained
As one of the biggest and most potentially stressful events of your life,
getting engaged and subsequently planning a wedding brings with it an
onslaught of questions. As times change and weddings evolve,
traditional rules of etiquette have followed suit, only adding to the
confusion.
To gain perspective, first understand that "etiquette" is above all about
treating people with courtesy and making them feel comfortable.
When an etiquette question arises, consider the feelings of those who
will be affected.
To steer you through the fog of questions, I've compiled a quick look
at the top five most common wedding etiquette dilemmas: Family
Etiquette, Invitation Etiquette, Gift Etiquette, Attire Etiquette and The Cash Bar Issue.
Family Etiquette:
Introducing Your Parents - If the bride and groom's parents have not met prior to the engagement,
tradition dictates that the groom's family calls and introduces themselves to the bride's family and
arranges a meeting. If the groom's parents do not make the first introduction, then the bride's parents
should. Nowadays, who makes the first call is irrelevant; all that really matters is that the parents meet.
If meeting face to face is impossible, a letter or phone call will suffice.
Introducing Divorced Parents - If the groom's parents are divorced, the parent with the closest
relationship to the groom should take the first step in meeting the bride's parents. If both sets are
divorced, the parent closest to the groom should first contact the bride's suggested parent. If no one
begins the introduction process, the couple should step in and ensure that everyone meets, while
refraining from forcing potentially awkward situations.
Your In-Laws - The groom's parents often feel left out of the planning process. To avoid this, invite
your future in-laws into the initial dialogue. You should immediately inform them of your ideas
regarding location, date, size and style of the wedding. Take queues on their desired level of
involvement and include them accordingly. Let them make offers to pitch in with finances or planning.
Above all, keep them informed throughout your engagement.

20. Invitation Etiquette:
Inviting partners and guests - If an invited guest is married, engaged or living with a significant other,
that partner must be included in the invitation. A single invitation addressed to both individuals should
be sent to spouses or couples who live together, while separate invitations should be sent to each
member of an engaged or long term couple who don't live together.
Inviting single guests with a date is a thoughtful gesture, but one that is not required. If you are inviting
a single guest with a date, try to find out the name of your friend's intended date and include that
person's name on the invitation. Otherwise, inner envelopes may include "And Guest," indicating that
he or she may bring any chosen escort or friend.
Guests Who Ask to Bring a Guest - Your guests should know better! It is never appropriate for a guest
to ask to bring a date, and you have every right to politely say no. However, if you discover that a guest
is engaged or living with a significant other, you should extend a written or verbal invitation.
Invitations to out-of-town guests - Many brides ponder whether or not it's appropriate to invite long
distance guests for whom it may be impossible to attend. Use your best judgment. Is this person truly a
close friend who would want to attend your celebration?
If so, failing to extend an invitation may be insulting. Remember, these days friends and family are
often spread all over the country, and people are accustomed to traveling. On the other hand, if you
haven't spoken in years, an invitation may look like no more than a request for a gift. In those cases,
send a wedding announcement instead, which carries no gift-giving obligation.
Gift-giving Etiquette:
Yes, we all love to receive gifts, and weddings are a perfect occasion for gift-giving. Friends and loved
ones customarily honor the commitment of the newly betrothed by showering them with gifts. As the
happy couple, just remember to always feel privileged—not entitled. So, let's review a bit of etiquette
as it relates to wedding gifts...
1) Never mention gifts (gift choices or gift registry) on the invitation.
2) Publicize your registry information by word of mouth. It's also acceptable to include it on a wedding
website or shower invitation (since showers are not typically hosted by the bride or groom)
3) There is no polite way to ask for cash gifts. This can only be done through word of mouth.
4) Honeymoon registries are appropriate.
5) Do not use any gifts until after a wedding.
6) All gifts, even shower gifts, must be returned if the wedding is cancelled or annulled before living
together as a married couple.
7) Gift giving for vow renewal, reaffirmation ceremonies or encore weddings is not mandatory, but is a
nice gesture.
8) There is no special formula for determining the appropriate amount a guest should spend on a gift.
The idea that each gift should cost as much as one plate at the reception is an impractical
misconception.
Attire Etiquette:
While rules for modern wedding attire have evolved with the times, there are still traditional standards
for fabrics, lengths and styles. Here are some guidelines:

21. The formality of your bridesmaids' dresses should match that of your wedding dress. Although
traditionally the dresses were the same length as the wedding gown, the rise in popularity of tea- and
knee-length bridesmaids' dresses has relaxed that rule. As long as the fabric and overall style matches
the formality of your floor-length gown, shorter bridesmaids' dresses are perfectly acceptable.
For evening weddings, guests should dress for a nice dinner or event - which includes suits (or black
tie) for men and dresses or skirts in sophisticated colors and fabrics for women. Lengths can vary
according to the style of the event and location. Female guests may now wear black, but never white.
The Cash Bar Issue:
Yes, weddings are expensive. Yes, couples should be on the lookout for budget saving tips. Yes,
weddings are expensive - we know. But never - under any circumstances - should you ever consider
hosting a cash bar at your reception.
Think about it - you would never ask anyone to pay for a cocktail in your own home. People at your
reception are still your guests, even if the event is not held in your house. That said, if a full bar is not
within your budget, consider these alternatives:
Host a soft bar, in which guests can order champagne, beer and wine.
Find a reception site that allows you to bring in your own alcohol; you will save serious cash, and
anything unopened can be returned for a full refund.
Cut down the size of your guest list - the only significant way to reduce wedding costs in the first place.
How to be Happy In a Marriage
“Marriage is not a ritual or an end. It is a long , intricate, intimate dance
together and nothing matters more than your own sense of balance and
your choice of partner.” ---- Amy Bloom
Norman and Samantha are celebrating their 9th wedding anniversary.
The past nine years cannot be called married bliss even if they were
madly in love with each other. Like any other couples, they have had
their share of conflicts and trials. But Norman and Samantha's main
problem is that they are extreme opposites.
Samantha likes the finer things in life while Norman is like the cowboy
who likes to get his hands dirty and enjoys the simple pleasure of the
outdoors and sports.
There are things that get into each other's nerves and they both end up in a shouting match. This
pattern of behavior had resulted in stress and anxiety. Many have told them to work on their
communication skills if they want their marriage to remain intact.
Like Norman and Samantha, thousands of couples struggle with communication. The way we
communicate plays a big part in marriage. It defines how we relate to our spouses and to our children.
Poor communication can actually lead a marriage to utter failure.
Long-lasting marriages are usually characterized by open, encouraging, and positive communication
between the man and woman. Learning how to properly identify issues that must be resolved is also a
communication skill that no married person can afford not to have.

22. There are a number of ways to communicate with your spouse. Why not improve on your
communication style by reading the following methods or types of communication:
Types of Communication:
- The Discussion Type- Having a discussion gives you time to see each other's point of view a lot
better. You must learn how to talk and listen attentively, clarify issues, and acknowledge each other's
thoughts and feelings.
- The Confrontational Type – As the worst type of communication, if it can be called communication at
all, is confrontational. This usually involves shouting matches in the heat of an argument.
- The Non-Confrontational – You simply do nothing, ignore your misunderstandings, and prefer to be
silent about an issue in your marriage. It is a type of “non-communication” that does not lead to the
resolution of a problem.
Types of Conflict Resolution
Couples should also try to learn and practice conflict resolution techniques. Marriage cannot survive if
problems are not discussed and resolved completely. It is important for couples to know about the
ways people approach a conflict.
These approaches are as follows:
1. The Avoidant Type – This type avoids all hot issues or topics and actually cause a problem to get
worse. Couples who avoid conflict usually value each other's private space and tend to live in a placid
manner without the intense passion. However, the way they avoid discussing issues can sometimes
complicate their problems.
2. The Validating Type – This entails affirming one another's feelings, considering all points of view,
and coming to an amicable settlement. Couples who maintain this type of communication see each
other as friends and value the collaborative nature of their relationship rather than their selfish
aspirations.
3. The Volatile Type- When couples don't listen to each other's point of view but try to convince each
other that he or she is right have the perfect ingredient for divorce or separation. When couples see each
other as equals and respect each other's individuality and independence, they are able to discuss
constructively without resorting to heated arguments and “volatile” actions.
Tips for a Successful Partnership
It is important for couples to know that the success of their marriage depends a lot on good
communication and the ability to talk constructively as partners. These tips are simple yet can do a lot
to make a marriage last:
- Being affectionate
- Showing your concern or how much you care
- Being thoughtful by giving gifts even when there is no occasion
- Being appreciative
- Having a healthy sense of humor
- Sharing each other's joy
To keep marriage strong, couples must share their interests and explore new things together. They must
also learn to accept each other's weaknesses and perspectives even if they do not agree. Indeed,
marriage is a matter of give-and-take. Whether it's having an argument or making a marriage work, it
does take “ two to tango.”

23. How to Getaway From an Abusive Relationships
This article is meant to be a general guide to planning your
escape. It does not contain addresses, contacts, and phone
numbers. It is not specific to one state or country.
Rather, it describes options and institutions which are common
the world over. You should be the one to "fill in the blanks"
and locate the relevant shelters and agencies in your domicile.
Do not leave unprepared. Study and execute every detail of
your getaway. This is especially important if your partner is
violent. Be sure to make a Safety Plan - how to get out of the
house unnoticed and the indispensable minimum items that
you should carry with you, even on a short notice.
Here are the recommendations of the Province of Alberta in Canada:
Long before you actually leave, copy all important documents and store them in a safe place. These
include: identity cards, health care and social insurance or security Cards, driver's license/registration,
credit cards and bank cards, other personal identification (including picture ID), birth certificate,
immunization card for the children, custody order, personal chequebook, last banking statement, and
mortgage papers. Make a list of all computer passwords and access codes (for instance: ATM PINs).
When you leave the house, take with you these copied documents as well as the following personal
items: prescribed medication, personal hygiene products, glasses/contact lenses, money (borrow from
family members, a neighbour, colleague, or friends, if you have to), several changes of clothing (don't
forget night wear and underwear), heirlooms, jewellery, photo albums (pictures that you want to keep),
craft, needle work, hobby work.
The situation is inevitably more complicated if you are fleeing with your children. In this case, be sure
to bring with you their various medications, soother, bottles, favourite toy or blanket, and clothing
(again: night wear, underwear). Older kids may carry their own clothes and school books.
Make a list of the following and have it on you at all times: addresses and phone numbers of domestic
violence shelters, police stations, night courts, community social services, schools in the vicinity, major
media, and address and phone and fax numbers of your lawyer and his attorneys. Secure a detailed
public transportation map.
Your best bet is to apply to a shelter for a safe place to stay the first few days and nights. Read more
about shelters here - Domestic Violence Shelters.
If you can afford to, your next step should be to hire a divorce attorney and file for interim custody.
Your divorce papers can be served much later. Your first concern is to keep the children with you safely
and legally. Your husband is likely to claim that you have kidnapped them.
But your escape should be only the tip of a long period of meticulous preparations.
We already mentioned that you should make copies of all important documents (see above). Don't
escape from your predicament penniless! Secretly put aside cash for an Escape Fund. Your husband is
likely to block your checking account and credit cards. Ask around where you can stay the first week.
Will your family or friends accept you? Apply to a domestic violence shelter and wait to be accepted.
Be sure to know where you are going!

24. Make extra sets of keys and documents. Bundle these up with some clothes and keep these "reserve
troves" with friends and family. Put one such "trove" in a safety deposit box and give the key to
someone you trust. Secure transportation for the day or night of escape. Agree on codes and signals
with friends and family ("If I don't call you by 10 PM, something has gone wrong", "If I call you and
say that Ron is home, call the police").
You should wait until he is gone and only then leave home. Avoid confrontation over your departure. It
can end badly. Do not inform him of your plans. Make excuses to slip away in the days and months
before you actually leave. Get him used to your absence.
What Is The Best Online Dating Service?
Welcome to the club. Online dating services are the best way
nowadays to meeting new people for any purpose, but you have
probably noticed that there are so many of them.
Honestly, most of the people are so confused that they give it up,
and return to desperately trying to meet people the old ways.
Well, we are here to help you find the best online dating service.
In order to find it you will have to answer two major
questions:
1. What are you looking for? There are many niche online
dating services which are much better than the big ones. You
must define your partner:
Religion: Are you looking for a Christian singles dating web site, Jewish single one or maybe a Muslim
one?
Nationality: Are you looking for a US dating service, Canadian personals or for an online UK dating
service?
Other special preferences: Are you looking gay personals or gay dating services, are you looking for
senior dating services?
2. How much money are you ready to invest on finding a partner? Are you looking for 100% free
dating sites (free dating services) or are you willing to spend up to hundred dollars to find your lifetime
partner.
That’s all. You have finished the ugly part. Now all you have got to do is finding the best online dating
service according to your answers. You have two options.
The first one is typing your requested dating site preferences in one of the search engines like Google
or Yahoo. Then you will have to go through about a dozen dating sites, until you will find the best one.
The second and better option will be using others people researches and recommendations. There are
several online services which compare the online dating services and rank them relatively. Have a good
luck in finding your perfect partner.

25. Online Dating Tips for Single Parents
Are you single again? Getting back into the dating scene
after being away from it for a while can be tough.
Tougher yet if you have kids involved. There are a
number of new challenges involved in dating with
children.
With working all day, taking the kids to one event or the
other. Spending the weekends with homework, house
cleaning and grocery shopping, where's the time?
Plus, what about the cost, babysitters, dinners out, the
whole idea can be quite overwhelming.
The first thing you need to do is the same as everyone else. Start by making a list of what you are
looking for. Maybe at this point you are really only looking for someone to spend time with.
Maybe go see a movie that doesn’t have talking animals in it? Have dinner without a happy meal? We
all need that adult time. Follow the same rules for creating your profile. But you need to include in your
ad that you have children. Let people know if they are with you full time or part time.
Many ads say “my children are number one” This is a great way to let people know how important
family is to you. There will always be people scared off by the fact you have children, but you probably
don’t want to date them anyway. Believe it or not, there are people who would love to find a great
person with children because they love family as much as you do. When browsing ads look for people
who are interested in “family activities” or “enjoy family time”.
When you do find someone special enough to spend time with, they should be someone who can love
your children too. Remember, they are part of a package deal. You, and your kids together. You may
want to start even more slowly online than someone who doesn’t have kids. Your children and their
safety are your first priority. Any action you take is going to affect their lives as well.
So they'll need to be happy with your new friend also. You'll need to be up front with them, on a level
they can understand for their age group. Just listen to your heart, you'll know when it's the right time to
introduce your friend to your kids. Start slowly having your children spend time with the two of you
together.
Don't spend time with anyone who can't love your children too. As I said earlier you are part of a
package deal. You must remember that giving out your personal information to someone you still don't
really know not only gives them access to you, but to your children as well. And, of course as parents
we all want to be protective of our kids.
So, don't give your personal information out until you've met this person a few times offline, and you
feel comfortable with them. The first few times they are with you and your children watch for any signs
that they may not actually like children, how do thy act?, how do they talk to your children?, do they
make any inappropriate comments? Anything that doesn’t sit well, any gut feeling, show them the door.
Your children always come first.
For any long-term relationship or even marriage it's you and your kids. New challenges will come
when trying to coordinate schedules and time together. Blending families can be a real challenge and
not one to be taken lightly. Respect your children’s feelings.

26. If the other person has children also, it might be nice to have similar custody schedules so that your
children and their children are together on the same weekends. That way you can plan family activities
together and on your “off” weekends you can schedule time together for the two of you.
Remember, when dating someone with children, you need to accept them as part of the package. That
package will probably include the ex and shared custody with them. You need to be flexible and
accepting of their past and everything that goes with that. Dating again as a single parent can be
exciting, overwhelming, frustrating and very rewarding.
How To Overcome Your Shyness With Women
Don’t worry about. Many men are shy with women. Some don’t
really get over it, but the good news is, most men do. Its just about
self-confidence. Most men are shy because they fear rejection.
Being rejected or turn away can be quite an embarrassing situation,
but if you handle it right there’s nothing to it. This is a very normal
reaction, but if you never take the risk, you risk losing the woman
who might very well be the right one for you. Shyness shouldn’t hold
you back.
If you continue to be dominated with your shyness you will live a life
that is lonely and depressed. It will interfere with the natural ability to
coexist with the opposite sex, you will just be holding yourself back
from enjoying their company.
If you are shy with women, you will lose the ability to communicate well with them, you will be too
preoccupied with their reaction and your actions, in other words, you’ll be uptight. Shyness is easily
noticeable, women will perceive this as a sign of weakness, thus losing the chance to really get to know
you better. You don’t want that. Here are some tips and guides on how to get over shyness with women.
Build up your confidence. Do not be afraid of rejections. One good way in building confidence in
getting over shyness with women is picking up or meeting women for others. When you do this, you
eliminate the factor of the fear of being rejected. Since it is not for you, they may say no not because of
you, but because of your friend. If you have mastered this, you may soon be picking or meeting up a
girl for yourself.
Casually open up yourself to everybody, not just to women. Learn to smile a lot more, smiling is much
more contagious than the flu. But don’t be too over eager do it gradually. In time you’ll be open up to
everybody, even the women.
Don’t look at women as another being, treat her as a more refined guy friend. Be causal at firs, don’t
look at her as a sexual object. Have a nice casual talk and things will just develop later on. If all your
after is getting laid, women will see right through you. Be gentle with the women but don’t look a her
as a goddess as well. If you act like the woman is too nice for you, you’ll never go anywhere. She will
sense it and think as well.
Do not expect anything. If you get into her face expecting so much, you’ll be in for a lot of
disappointment. This is how jerks are classified. Being too confident is also a bane in the dating scene.
Just go with the flow of everything and enjoy yourself.

27. Do not be afraid of getting rejected. If you don’t take the risk you’ll never know if you could have had
her as a great friend. The key in doing this is to stop taking things personally.
Sometimes, there are people who don’t really mean what they say. You cannot be bothered if you don’t
take it personally. Just don’t be too self-conscious, and soon enough you’ll get over your shyness with
women.
Getting over shyness with women is not an easy task, but not impossible. You will just have to learn to
trust yourself, try to socialize more. Get out and explore. Everything starts and depends with you.
Why Every Family Needs A Budget
There is not one family in the world that could not benefit from a budget.
A lot of people feel that a budget is a waste of their time because they
have enough money to go around.
Even though this may be true, there are still many advantages that go
along with keeping a strict budget. It is not very difficult to do if you are
aware of what you are trying to accomplish, and how much money you
have to work with.
Regardless of how much money you have, you can still set a budget. The
only difference is that wealthy people will have a higher budget than those
who are trying to watch their money.
The number one advantage of going on a budget is that you will know exactly where all of your money
is going. This is often times one of the biggest problems for people.
They have money to spend, but are not exactly sure where it goes every month. To aid this problem, all
you need to do is allot a certain amount of cash each month to every activity or bill that you have.
This means that if you like to eat out a lot, you will need to set a budget that allots a certain amount of
money to this activity. This way you will not end up spending more money than you want or have.
Going on a budget is also a great way to save money. If you are looking to save for retirement, a new
car, or a new home, going on a budget is a great way to save money so that you can reach your goal.
All you need to do is determine how much money you need, and how much you can save each month
by going on a budget. This will then determine how long it will take you to reach your savings goal.
A budget is something that should be taken very seriously. Many people start a budget just to break it
the next month. They usually do this because they find something that they “cannot live without.”
If you are going to go on a budget you need to have a lot of self control and discipline. Even though it
may be difficult at first, if you learn how to live by the rules of your budget you should have no
problems at all in the long run.

28. Steps For Balancing Work And Home
Most people understand how difficult it can be to
balance their work and home lives once they get
married and have children.
Somehow it seems that work life or home life is
always encroaching on the other and causing problems
at work, at home, and many times both. However the
following five tips are great options to help with
balancing work and home.
Make a Schedule
The best thing to do when trying to balance work and
home is to make a schedule.
Know how much time you have and schedule your work time and your home time. Then, you will
know when you need to schedule work and home events. This will make your life significantly easier
and you will know which activities fit into which time frame. Just make sure you stick to your
schedule.
Share Responsibilities
Many times work and home responsibilities can become overwhelming because one spouse is handling
more of the responsibilities than the other. So, learn to share responsibilities at home and each spouse
can be responsible for their work. Also, older children should have some home responsibilities as well
to help parents balance work and home.
Leave Work at Work
Balancing home and work can be difficult because it is so easy to take work home. If you really want to
balance work and home then you will always leave work at work and keep home a sacred place for
family and home activities.
Dedicate Weekends to Home Activities
A great way to keep home and work separate is to always focus on home activities during weekends, or
at least on days off from work if you happen to work on weekends. When certain days are home days
and other days are work days then it makes balancing work and home considerably easier.
Plan
The best way to balance work and home is to always make a plan. There are tons of tips that will help
you, but there is nothing like making a plan and then following the plan to really balance work and
home. It might be difficult, but if you have it planned out and follow the plan you will be surprised how
easy you can find a balance.

29. Genealogy - Trace Your Family's History
Did you ever consider that your great-great-grandfather may
have fought in the civil war?
Perhaps your great-great-great grandfather made his way here
from the "old country" on a great old sailing ship with just a
few pence in his pocket. What of your grandmother?
Perhaps she was the local librarian in her town. Once they start
a genealogy search most people find tracing their family
history fascinating.
What may start with the simple desire to know a few names
and dates turns into nothing short of a fascinating
archaeological "dig" of sorts.
There are many ways to get tidbits on your family history. Perhaps you're lucky like me and your
family never threw any scrap of paper away. You may have a handwritten birth certificate, as I do, for
my great-great-grandfather who was born in England in the 1800's.
Birth, death and marriage records are generally easy to find, especially if the family members you are
searching about were born here in this country.
Maybe you have letters sent back and forth that have information about your ancestors in them. I have
a bible that belonged to my great-great-grandmother that has in the back pages where she recorded
family births, deaths and marriages.
My father was interested in our family history and had quite a collection of information about our
ancestors.
When my sister took over the work on the family tree that my father had started one thing she did was
to contact the local historical society in the town where we knew my great-grandparents lived. They
were able to give some family history as my great-grandfather was a rather prominent citizen.
From there she contacted the cemetery where family members were buried and was able to get birth
dates and dates of death. When she made a visit to another town where some of our ancestors lived she
took a camera to the cemetery and took pictures of the tomb stones.
The internet is a great starting point for your genealogy search. You can visit a website where you can
check the passenger arrival records from Ellis Island.
AOL has a site where you can type in name, birth and death info on your ancestors to see if there is any
information online. Some sites offer genealogy information by country.
There are some sights that offer the ability to see information that others have already searched out.
Some of these are paid membership sites. You may even find out that you have an unknown family
member out there doing the same search on your family members.

30. How to Care for Elderly Parents
Joanne’s mother, Betty, had rheumatoid arthritis for
years. Suddenly and unexpectedly, Betty was disabled
by the pain, fatigue and limited mobility that she had
feared since her diagnosis.
Joanne convinced her fiercely independent mother that
living alone was no longer an option. And Joanne, the
eldest of four children, knew that caring for her sick
mother fell on her shoulders.
Joanne was a legend in the circles of her family,
friends and colleagues for her ability to act with grace
under pressure.
Joanne took two weeks of vacation from her job and cooked and froze meals for her husband and three
children.
As she flew to her hometown, she wondered how she would coordinate her mother’s care from a
distance. Supporting her husband as he built his new business, nurturing her kids and directing a major
project at work already made her feel that she was running on empty.
You may relate to Joanne’s story. One out of four Americans cares for a friend or relative who is sick,
disabled or frail. That’s 46 million Americans who offer unpaid help to a loved one. If they were paid
caregivers’ compensation would exceed last year’s Medicare budget! And if you become a caregiver,
you, like Joanne, may try to do it alone, shrouded in secrecy.
Solo care giving compromises your ability to nurture yourself and others. Let’s take care giving out
from behind closed doors. For your sake and the sake of those who count on you, please get some
help. Caregivers are competent people who feel that they should be able to do this job.
Yet, many soon find themselves unprepared and ill-equipped to manage the sometimes daunting tasks,
such as managing a complex medical regimen or remodeling a house so it’s wheel-chair accessible or
even finding someone to stay with their loved ones so they can go out to a movie without worrying
their relatives will fall on the way to the fridge.
If you are a caregiver, you know that this act of love has its costs. You stand to forfeit up to $650,000
in lost wages, pension and social security. Add to that is the personal cost to your well being, as your
new demands leave you less time for your family and friends.
You may give up vacations, hobbies and social activities. Finally, caregiving places a burden on your
health. Caregivers are at increased risk for depression, anxiety, depressed immune function and even
hospitalization.
Instead of reaching out, caregivers become isolated. Many who assume the caregiving burden fit the
profile of the giving family member, like Joanne, who does not want to trouble others with their
problems. Some fear the consequences of disclosing their new demands to coworkers or employers.
Caregivers are further challenged by the cultural conspiracy of silence. Our youth-centered society
turns a blind eye to the unpleasant and inevitable reality that all of us age and die. This leaves both
caregivers and care recipients unprepared. Look no further than the path of Hurricane Katrina to
witness the consequences of a lack of planning.

31. What can you do? Start talking about the "what ifs" and make a plan.
'1. Start with yourself.' What will happen to you and your family if you become disabled or die
unexpectedly? Do you have disability insurance? Do you have a will? Do you have a living will, and
have you identified the person who will make the medical choices you would make if you are not in the
position to do so?
'2. Approach healthy family members.' Say, "I hope that you live many happy years in which you
enjoy all of the pleasures you worked so hard to create." Have you thought about what would happen
to you in the event that you cannot live independently any more? If some medical event befalls you,
who would make your medical choices?
'3. Look into community resources that support caregiving.' A day program, for example, helps
your loved one by providing social connections with peers. Your community may even offer
transportation to and from the program. Getting out of the house offers the additional benefit of getting
bodies moving. Socializing and exercise are the two most powerful interventions that help your loved
ones stay at their best.
'4. Make specific suggestions to friends, family members and neighbors who want to help.' You
may even want to keep a "help list." When they say, "Let me know what I can do," you have a
response: "Could you take Mom to her physical therapy appointment this week?" "When you’re at the
store, could you pick up some oranges and blueberries?" "Could you watch the kids for an hour so I
can get to the gym?" Your giving friends will appreciate specific ideas about how they can help.
'5. Take care of your health.' Get good nutrition, plenty of sleep, and regular exercise to stay in
top health. Wash your hands regularly to prevent colds and flu. Manage your stress with laughter, a
prayer or even a deep breath. Nourish your soul with a taste of activities that recharge your batteries
such as writing in your journal or gardening. Finally, talk to your doctor if you feel depressed or
anxious.
The best strategies for effective caregiving include preparation, acts of self-care and reaching out for
help. That begins with the courage to start talking openly about caregiving.
What You Need to Know About Senior’s Health
As one progresses in age, he retreats in health or fitness.
Though senior citizens are counseled to stay fit, it is
barely the case like. Numerous natural transformations
occur in the body as it moves towards fragility.
For instance, the bones and muscles lose their potential
reducing the stamina of the body, the kidneys and other
internal organs start malfunctioning and the vigor of the
skin recedes.
But the fact is that health is wealth at every stage of life.
It is more crucial when one enters into the senior
citizens category because there are few caretakers in
those times.
So, the elderly should concentrate on fitness as much as possible. There are quite a few ways in which
the aged can enjoy a good physical and mental health.

32. 1. Health Insurance - it is the first and foremost requirement of every senior citizen. A medical
insurance is the greatest friend in the time of need. It can provide you and your family the financial aid
in worst times of your life.
But one should be pretty careful in purchasing a health care policy. The plan that facilitates maximum
benefits should be taken up.
2. Diet and Exercise - the diet of individual varies with the age along with other factors. But at an
older age, a person should be extra careful in matters of eating. This is because, the antibodies or the
immunity system receives a setback in this age and one becomes more prone to all sorts of illnesses.
The diet therefore should be thriving in vitamins, minerals, proteins and carbohydrates. Fats should be
strictly avoided as they make one susceptible to numerous diseases particularly heart problems. There
must be an extra intake of calcium to support the diluting bones.
But a rich diet is not enough. Some exercises should be a part of daily routine in this age. Individuals
need to be extra cautious about movements of their limbs for the natural strength and the disease
fighting ability of the body keeps on retiring in older ages.
3. Those who have a family history of ailments like prostrate and colon cancer, the diseases that
most likely hit men in fifties and above, should get regular medical check ups done. They must follow
the doctor’s advice and all the injunctions and prohibitions.
4. Women are more likely to be affected by breast cancer. They also are vulnerable to other
diseases due to menopause. Though the course of destiny can never be averted yet prevention should
never be ignored. There are some medicines that women should take after menopause in order to
minimize the risk factor.
5. Alzheimer’s disease and Dementia are even threatening for women. The former is a fall in
certain cognitive brain functions. It is a type of dementia. Dementia impedes an individual’s intellectual
functioning and capability to work. These diseases mostly affect women in sixties and above that. Such
women gradually become forgetful and incompetent in doing skilful work.
As soon as some of these symptoms are evident, doctor should be consulted without delay. Drugs at
early stage might stop the situation from worsening.
6. Avoid stress. Stress is as harmful as any other contagious disease. Don’t stoop to drugs so called
stress busters. Consult a psychiatrist if conditions run out of control.
How to Ease Home Bug Bites with Easy Herbs
Summertime means insect bites and stings. Ouch! Take a leaf
from Susun S. Weed's storehouse of natural remedies: Soothe,
heal, and prevent bites with safe herbal remedies that grow right
where you live: north or south, east or west, city or country. The
best natural remedies for insect bites are right underfoot.
'Plantain', also called ribwort, pig's ear, and the band-aid plant, is a
common weed of lawns, driveways, parks and playgrounds.
Identify it by the five parallel veins running the length of each
leaf. (Most leaves have a central vein with smaller ones branching
out from it.)

33. You may find broad leaf plantain ('Plantago majus'), with wide leaves and a tall seed head, or narrow
leaf plantain ('Plantago lanceolata'), with long thin leaves and a small flower head that looks like a
flying saucer. Many 'Plantago' species have seeds and leaves that can be used as food or medicine. A
South American variety ('Plantago psyllium') is used to make Metamucil.
How to use plantain? Make a fresh leaf poultice. Pick a leaf, chew it well and put it on the bite. "Like
magic" the pain, heat, and swelling - even allergic reactions - disappear, fast! (Yes, you can dry plantain
leaves and carry them in your first aid kit. Chew like you would fresh leaves.)
'Poultices' ease pain, reduce swelling, and help heal. No wonder they're the number one natural choice
for treating insect bites, bee and wasp stings.
'' 'Mud' is the oldest and simplest poultice. Powdered white clay, which should be mixed with a little
water or herb tea, can be applied directly to the sting as soon as possible. Clay can be kept on hand at
all times and is less likely to contain fungal spores than the real thing. Finely ground grains such as rice
or oatmeal, or bland starchy substances like mallow root, grated potato, or arrowroot powder are also
used as soothing poultices to ease itching and pain from insect bites.
' 'Fresh-herb poultices' are a little more complicated, but not by much. Just find a healing leaf, pluck it,
chew it, and apply it directly to the sting/bite. If you wish, use a large leaf or an adhesive bandage to
hold the poultice in place. Plantain, comfrey ('Symphytum uplandica x'), yellow dock ('Rumex'
species), wild geranium ('Geranium maculatum'), wild mallow ('Malva neglecta'), chickweed ('Stellaria
media'), and yarrow are only a few of the possibilities.'
In the woods, you can take a 'leaf' from a tree, chew it and apply that to the bite. Any tree will do in an
emergency, but if you have a choice, the best leaves are those from 'witch hazel, willow, oak' or 'maple'.
Play it safe: learn to recognize witch hazel (Hamamelis virginia) and willow ('Salix' species) leaves
before you chew on them.
Maple (Acer) or oak ('Quercus') leaves are easier to recognize and safer to chew - unless you live
where poison oak grows. If uncertain, avoid all shrubs and any trees with slick or shiny leaves. If the
leaf you are chewing tastes extremely bitter or burns your mouth, spit it out at once.
To repel ticks, mosquitoes, and black flies, try a diluted tincture of yarrow (Alchellia millefolium)
flowers directly on all exposed skin. A recent US Army study showed yarrow tincture to be more
effective than DEET as an insect repellent.
If you’ve spent the day in an area where lyme disease is common, take a shower right away and scrub
yourself with a bodybrush. Have a friend check you out for ticks. Also, it takes the tick some time to
make up its mind where to bite, so most are unattached and will wash off.
"If the worst happens and I do get a bite, I help my immune system by taking a daily dose of 2-6
dropperfuls of Echinacea tincture. I avoid Goldenseal as I believe it could have adverse effects. If I
have symptoms, I use a dropperful of St. Joan's wort (Hypericum) tincture three times a day to ensure
the lyme's organism is inactive."

34. Home
How To Care For Your Home
Home care is a type of health care that is provided in the
home of the patient. While it may sometimes be provided by
doctors and nurses, it may also be provided by family
members as well.
While home care will often refer to people who are not
medically trained, the term home health care will often refer
to treatment that is given to the patient in their homes by
licensed doctors or nurses.
In the Unite States, both terms are used to refer to care that
is given by both non-licensed caregivers and doctors or
nurses.
The purpose of home care is to allow a patient to receive care at home instead of being admitted to an
institution such as a hospital. The health care professionals will visit the patient, and will help them
with a number of different tasks.
Some of these tasks include dressing, hygiene, shopping, cooking, or assistance with taking medication.
The type of home care that is offered will vary in different nations. For example, there are substantial
differences in home care between the United States and The United Kingdom. In the US, health care
professionals will visit the patient based on a schedule that is determined by a doctor who is licensed.
The insurance the patient has will also play a role in this as well. In the UK, the care will be provided
two times a day. The US is one of the most informal places to receive home care. The vast majority of
care that is given to a patient will be provided by their friends or family.
Some of the professionals that may work with these families are social workers, mental health
specialists, and respiratory therapists. In some cases, the primary doctor may visit patients. In most
situations, home care will be paid by either employer insurance or public organizations such as
Medicaid or Medicare. The patient or their families may also pay as well.
To determine the amount of care a patient needs, there are six factors that must be taken into
consideration, and these are called activities of daily living. These activities are eating, restroom usage,
dressing, bathing, walking, and transferring.
In addition to these factors, a patient may also need help shopping, cooking, or handling their own
money. To be a home care worker, there are a number of qualifications that a person must have. They
must have a high school diploma or GED, and some organizations will require workers to have a year
of experience, and they will need to take examinations.
Home care workers must understand safety procedures, and they must also know how to properly give
personal care. They should be skilled with using equipment such as walkers, wheelchairs, crutches, or
lifts. They should understand the importance of being sanitary, and they should be proficient in
preparing or handling food.

35. In addition to this, health workers must be able to monitor and record any changes in the condition of
the patient they're caring for. A lot of the necessary requirements involve common sense. Many people
who become home care workers will have experience working in Nursing homes, and may become
Certified Nursing Assistants as well.
Home Improvement Projects Made Easy
Where to Start
People want to do home improvement projects all the time to
increase the value of their home. Many people, however, do
not know which project to tackle first when they have multiple
projects to be done.
Picking which project to do first can be decided by a number
of things. Money and urgency are the biggest factors in this.
If you have a hole in your roof, obviously you need to get that
fixed before putting a shed up in your yard. But if you need
new windows because the old ones are older than you and your
bathroom looks like it’s stuck in the 70’s, you have a choice.
Some home improvements will be more time consuming than others and that should be taken into
consideration before starting anything.
Before you Start
Do your research before starting anything. Whether you plan to do the project yourself or hire someone
to do it for you, make sure you know what you are getting into before buying anything or signing any
contract. Any home improvement job can be done by yourself or a company.
Depending on the job will depend on what you need to not only get it done, but also how much it will
cost. Check out different home improvement stores for varying prices as well as professionals. Ask
your neighbors who did their project and how much it cost, if they are willing to tell you the price. If
they did it themselves, ask how long it took and if they ran into any problems they didn’t believe they
would encounter. If they did encounter problems, ask them how they fixed them.
On the other hand if they used a professional ask what they thought of the work the professional did.
Knowing what you might be getting into is the best knowledge of all. And if it is possible, ask more
than one home owner about the same project so you can compare notes.
Do It Yourself versus Professional
You have decided what project you want to do. You have done your research and have an idea what it
should cost and how long it should take. Now you must decide if you want to do it yourself or hire a
professional crew to do it for you. There are advantages and disadvantages to both. Doing it yourself
can be much cheaper because you aren’t paying labor costs that are added to the professionals’ prices.
However you have to know that you will have ample time to fix complete the project and that you can
live in your home comfortably enough while you do finish.
Also if you run into a complication, you have to know how to fix it quickly so as not to lose any more
time on completing the project. This can get expensive if you don’t know how to fix it or are on limited
time and money.

36. Having a professional do it can cost thousands more, depending on the project, but you will have an
estimate time of completion. And, the best part of all, if there are any mess ups, you are not responsible
for fixing them. Well for the most part you won’t be responsible. You will need to read the fine print on
any contract you sign with a professional. Another advantage of having a professional is that the work
is warranted.
Using the Professional
Once you decide to go with a professional, you should get multiple quotes before making your choice
of who to use. Even if the company that did your neighbors windows comes highly recommended, your
house is different and they may have different pricing specials now than when your neighbors had their
windows put in. Get at least four or five quotes to see exactly what the professionals cost and the
differences in how they do business, their warranty works, estimate for when they can start your
project, and completion time frame.
Don’t go for just the big ads in the phone book. The smaller companies can be just as good and cost
less than a big name. Most places give free estimates nowadays. No matter what, don’t let any
professional push you into using them before you have all the estimates you want. They may sound
great as the first or second, but their job is to get you sign with them and convince you they are better
than anyone else out there. Take everything they say with a grain of salt.
How to Decorate Your Kitchen On a Budget
Kitchen's can be one of the most expensive rooms in the
house to remodel and decorate. However, there is a way to
do this without spending tons of money. You can decorate
your kitchen on a shoestring budget!
With patience, persistence, and a little time, there is one
place to find decorative items for mere pennies. Where is
this "magic" place?
Yard sales! Granted, this will take much more effort than
walking into a "Kirkland's? or "Country Treasures" store at
the local mall, but the money spent will be so much less.
Plus, some really interesting and unique pieces will be
added to your house.
It is amazing what items can be found at yard sales that will go with any kitchen décor under the sun. If
you love a country style kitchen, search for baskets, pitchers, and pottery. These items can be placed
above cabinets, as centerpieces for the kitchen table, or filled with fresh fruit or wildflowers and then
placed on the counter.
If you love the retro style kitchen, yard sales are fantastic shopping spots. It is easy to find many
kitchen items from the 1960's-1970's in good condition. While some are excellent collectible pieces,
others can be purchased for sheer fun! Some cool pieces to look for old breadboxes, canister sets, and
wall clocks.
If you your taste runs back to the 1940's era, finding vintage pieces could be a bit more of a challenge.
However, once items are found, they turn out to be well worth the time it took to hunt for them!
Kitchens from the 1940's call for vintage linens, which can be used as tablecloths or displayed by
hanging from the store.

37. Some of the lines have bright colors and designs which add warmth and cheer to any home's kitchen
décor. Since some of these old tablecloths are really collectible items and can be quite expensive if
purchased in an antique shop, finding one at local yard sale for mere pennies would be fantastic!
When it comes to the modern and contemporary style, most yard sales offer almost new items. If you
check out the yard sales in the pricey area of your city or town, you can likely find some expensive
items at cheap prices.
At times, antique and collectible decorative items can be found at yard sales as well. If you are one who
prefers collecting items such as certain types of china, vintage linens, or a hutch, it might help to do
some research on the subject. This will help you spot a great piece.
Who knew decorating a kitchen in your home could be done so cheaply? Why not start checking out
those yard sales today?
Feng Shui in the Home
The Feng Shui masters have provided you with the technical
know-how for evaluating your home. Implementing the Feng
Shui Design and cures in your home has a profound effect on
your life.
Based on the ancient knowledge and practices, Feng Shui is a
spiritual way of life that helps you to imbibe the positive
forces of the universe. All the spiritual principles of the Feng
Shui also have a strong scientific foundation underlying it.
When you first start looking around spaces in your home you
would not be in a position to decide what changes to make, or
there can be many areas that you might wish to change;
especially if you live in a larger house.
But when you let Feng Shui in the home it only tells you where to start, it also tells you the significance
of doing so. Bringing Feng Shui in the home design is just not about making physical changes, it is
about giving significance to each and every object in your home so that it has positive effect (or
positive Chi as it is called in Feng Shui) that particular space, your home and off course your life.
A Feng Shui house is a house where all the objects are in perfect harmony to each other whether we
talk about the Feng Shui Elements contained in them or the particular colors that have been used to
enhance the space. The Feng Shui is about balancing energies, of animate with inanimate and that of
the soul with that of the universe, so that you get the positive energies of the universe flowing through
the entire spaces in your house.
Believe it or not, every single household or decorative object in your home is just as imbued with life
energy as the natural wonders beyond your front door and it has a scientific basis for it.
Bringing Feng Shui in the home does not ask you to throw out all your furniture, renovate your home,
or move to new living quarters as you may have perceived the Feng Shui would lead you to. In
quintessence to The Spiritual Feng Shui such upheaval could actually create turmoil rather than
correcting imbalanced energies. Similarly trying to fix everything at once is a recipe for confusion and
chaos, because in that case you will be throwing the relationships between objects out of whack.
Remember, Feng Shui is all about the connections and energy flow between objects and people, so
proceed gradually, in stages, testing out how each small change influences the Chi of the space. Before

38. practicing Feng Shui in your home try to understand its principles, its essence and most importantly its
spiritual nature; then and only then you can envision and bring about the specific changes in the
objects, environment and quality of life that you desire.
Each area of your life (health, reputation, family, travel, and so on) is strongly associated with various
parts of your home. These associations may be determined using the bagua map.
The beauty of Feng Shui is that it suddenly makes visible to us all these things in our home or home
design that we have been living with for years, and that have gone unnoticed. We tend to get tunnel
vision, so that we are accustomed to our way of life and don’t see how it could be any different. But
when we view our homes through the lens of Feng Shui, we begin to see the ways in which our
surroundings, different objects or the clutter in our house are placing a burden on our spirits.
The Feng Shui helps us to be able to identify and pinpoint specific areas in our home that have been
letting us down. The spiritual Feng Shui opens our spirit to the whole universe and we learn to
recognize elements that have remained invisible to us for so long.
A Feng Shui house is a house where any change that you make, any cure you introduce into your home
or home design is a conscious and deliberate (and well thought out) action that you have taken
specifically with the intent of improving your life. It is important know that Feng Shui in home works
only when the practitioner puts full mindfulness into each task along the way. A careful Feng Shui
Study.
Before making any changes in the home design the Feng Shui beginners have to first know about the
various Feng Shui Elements, Feng Shui Color and then start practicing Feng Shui in the home design.
When you get the insight into what is Feng Shui you are able to balance the negative energies of the
elements that may be present in the objects of your home with using Feng Shui in home design.
Similarly practicing Feng Shui in home using color and other enhancement allows the positive Chi to
flow through your home and let you have a better and happier life.
Do-It-Yourself Carpet Cleaning Tips
Remember what your brand new carpet looked like when you first
had it installed? Frustrated that only a short time later it looks like
it needs to be replaced again?
Keeping your carpet clean and looking new is no longer an easy
job.
To get the most wear out of your carpet, use the following do-it-
yourself carpet cleaning tips.
Regular upkeep is vital to the life of your carpet. By vacuuming
your carpet weekly and not allowing shoes to be worn in your
house, you can extend the life of your carpet by five years or
more.
Vacuuming regularly keeps dirt and grime from becoming ground in to the carpet fibers. Allowing only
socks or slippers on your carpet keeps it from becoming soiled by hard to remove stains such as mud
and oils.
If your carpet does become stained or overly dirty, there are numerous homemade products and easy
carpet cleaning tips that you can use to make it look new again.

39. When cleaning the entire carpeted area, always use a warm water solution. The warm water allows the
grime and oils to be broken down more quickly and completely. For the cleaning solution you can use
any of the numerous commercial products available but a simple mix of water and vinegar works just
as well. The white vinegar will pull residue from the fibers making your carpet softer and cleaner.
For stains, there are numerous treatments. Club soda works great on red wine stains. Brake cleaner
works great on tough food stains and WD40 works great on oil or grease spots.
To use brake cleaner, simply apply the cleaner to a cloth and then blot the stain. Once the stain is
removed rinse the area with a vinegar and water solution.
To use WD40, simple spray the stained area and allow the cleaner to sit for 30 minutes. Blot the area
dry and then rinse it well with a mixture of dish soap and water.
The best carpet cleaning tip for removing general stains is shaving cream. Shaving cream, when
applied directly to the stain and allowed to set for 30 minutes, will remove just about every type of
stain. After the cream has set, gently blot it away with a dry white cloth. Be sure to rinse the area with a
vinegar and water solution after cleaning.
When cleaning a carpet stain it is important to remember to blot the affected area and never rub it.
Rubbing causes the particles to ground into the carpet fibers and it can also lead to the premature
breakdown of those fibers.
By using these simple carpet cleaning tips you can make carpet cleaning and upkeep a breeze. Plus,
you can save money on products and still have clean carpets that you are proud to show.
Refrigerant For Air Conditioners For The Environment
Most air-conditioners and heat pumps sold around the world use a
refrigerant called R-22. Emissions of R-22 are considered by some
experts to be a significant factor in depleting the ozone layer that
protects animals and people from harmful rays from the sun.
Families now have the choice to ask for an air-conditioner or heat
pump that uses a more efficient and environmentally friendlier
refrigerant called 410A or R-410 when buying a new system for their
home.
It’s Environmentally Friendlier. If your system ever leaks, the
escaping refrigerant won’t contribute to ozone depletion!
Why can’t R-410A affect the ozone layer? R-410A is not a CFC or
an HCFC.
It is called an HFC, or hydrofluorocarbon, and is made of hydrogen, fluorine, and carbon atoms.
Because it has no chlorine, it won’t interact with the ozone layer once it breaks down.
You avoid the risk that R-22 could become expensive or difficult to get when your system needs to be
repaired in a few years.

40. The old refrigerant R-22 will be phased out along with other ozone depleting chemicals, and both
supply and demand of this chemical will be significantly affected by current and upcoming regulations.
By selecting an air conditioner or heat pump that uses R-410A, you will avoid the risk associated with
purchasing a product that is destined to become obsolete.
R-410A systems can be more reliable than R-22 systems. R-410A air conditioning and heat pump are
today’s “state of the art” systems, and utilize the most current technology available for efficient and
reliable operation.
The heart of every air conditioner or heat pump is the compressor, and newer systems are specifically
designed to use R-410A refrigerant. R-410A can absorb and release heat more efficiently than R-22
ever could, compressors with R-410A run cooler than R-22 systems, reducing the risk of burnout due to
overheating.
We all know that the first thing “to go” on an air conditioning unit is the compressor. All air-
conditioning systems use an oil that circulates through the inside of the system to keep all of the parts
well lubricated, just like the engine of your car. R-22 air conditioners use an oil known as “mineral oil”
that has been used for decades. R-410A air conditioners use newer synthetic lubricants that are usually
more soluble with the R-410A than the old mineral oils are with the older R-22 refrigerants.
This means the synthetic lubricants and R-410A can mix and circulate more efficiently to keep the
compressor and other moving parts lubricated, reducing wear and extending their life. Also, just as
many new cars use synthetic oils because they are less likely to break down under high stress and heat,
the new synthetic oils used in R-410A air conditioners are less likely to break down under extreme
conditions.
R-410A offers some wonderful advantages, but it required the manufacturers of air conditioners to
redesign their products to take advantage of the properties of the refrigerant. The reason why a
refrigerant works is because it captures the heat from one place, and then releases the heat somewhere
else.
R-410A captures heat and then releases it better than R-22 did, so manufacturers have found that they
need less refrigerant in an R-410A air conditioner than they needed in an R-22 air conditioner.
Because there’s less refrigerant, they need less copper tubing, and often can use a smaller compressor.
The bad news was that R-410A couldn’t be used in air conditioners that were made to use R-22, but the
advantages for new air conditioners were too great to pass up.
It's obvious that air conditioners manufactured for using R-410A are more efficient, more reliable, and
may even be less costly then the older units that still use R-22. Compare the SEER or EER ratings and
the ENERGY STAR rating to be sure.

41. Home Energy Audit – Fireplaces, Attics and More
Conducting a home energy audit is a smart way to cut your utility bills. Many people forget, however,
to look at fireplaces, attics and other less obvious spots.
Home Energy Audit – Fireplaces, Attics and More
The purpose of a home energy audit is to make your home more energy efficient. An energy efficient
home is going to result in reduced utility bills now and for years to come. Depending on the size of
your utility bill, auditing your home can save you thousands or tens of thousands of dollars over the
years.
While windows and doors are obvious energy waste locations, there are less obvious areas where you
can lose a lot of heat.
Attics in a home are a great place to store you junk…err, valuable stuff. That attic, however, can be
costing you big bucks. While most attics have insulation, they also have open-air vents to maintain
circulation. Failing to circulate air in the attic can destroy roofing and the things in the attic.
Fortunately, the ceiling of your home has insulation to keep energy from escaping up through it into the
attic. Still, most people defeat this insulation by failing to take a look at the entrance to the attic. If you
have the proverbial “hole in the ceiling” entrance to the attic, how much heat or air conditioning is
escaping through the gaps surrounding it into the attic and out the attic vents?
Placing temporary seals around the edges of the entrance can immediately cut your heating or cooling
costs by 25 percent.

42. Fireplaces offer a whole host of problems when it comes to regulating the temperature in a home. By
definition, a fireplace is designed to move smoke out of a home by using the rising heat as a means of
propulsion. The problem, of course, is when you aren’t using the fireplace, it still conducts the hot air
out of your home.
The first step in dealing with a fireplace is to make sure the flue is closed when not being used. If you
leave it open, you might as well turn off the heat in your home because the heat is going to come out of
your vents, cross the room and blow up and out of the fireplace. Obviously, that is a utility bill
nightmare.
Energy audits are a must if you hope to fight off rising energy costs. Fortunately, common sense steps
can save you a ton of money.
Great Home Office Decorating Ideas
No matter if you’re running a home business or simply want a
room in which you can use your computer and catch up on your
paperwork, you’ll need home office decorating ideas in order to
make that important space a pleasant place in which to spend your
time.
Home office decorating has a very important purpose, which is to
make the room functional, and yet still relaxing, so that you are
able to do your best work there.
To achieve this, the most important decorating home office tip is to
organize yourself.
Decorating a home office simply cannot be done among a jumble of papers, pens, and computer
accessories. In fact, you should consider the most important home office decorating idea to be
removing the clutter so that you will have the room to work.
No matter how big the space may be, decorating the home office begins by using the space to its
fullest. You’ll want to be able to work properly in the environment, but you’ll also need to have easy
access to all of the important tools and files that you’ll be using all the time. Interior decorating home
office discovers the dimensions of your space, and lays out the best possible way to work around them.
The furniture will all have to be moved to suit this function.
If you’re looking for a home office decorating tip for the furniture, function is what you’ve been
waiting to hear. Certainly, you want the furniture to be appealing, but beauty alone won’t help you
succeed in your work.
Though this home office decorating idea may make you think that function means the sacrifice of
fashion, you’ll quickly discover that this needn’t be true. When you look into the different kinds of
office furniture available, you’ll discover that there is an awful lot out there that can combine the best
of both worlds.
However, if it does come to the point where your home office decorating requires a decision between
the more attractive piece and the more functional piece, go with the function; you’ll thank yourself in
the end.

43. A Layman’s Guide to Home Security
The world today has a plethora of advanced technological
means of protecting their valuables be it jewelry, an
expensive electronic gadget, piece of art, or antique that you
have paid a fortune to make yours!
However, with all good things, there is something bad and
security systems are no exceptions! This means technology
too can fail!
Looking at the brighter side, like I said all your hard-earned
valuables could be protected today without your having to
worry 24/7 whether your favourite diamond ring or antique
Chinese vase is no more yours when you get back home
after a hard day at work!
However before you embark on a search for the best security system for your home, you need to do a
reality check. Your best option is to ask your family and close friends- people you trust, about their
security systems if they have one. Take a note of all the problems they may have had with their security
systems since they installed them. This will help you to cross-question all the security firms that you
visit and hence clear your doubts too!
Another important consideration is how much are you ready to shell out to secure your home, now I do
not mean just buying the equipment required because the expenses do not end here. If you want a
complete security system, you also have to consider paying the security firm that is going to monitor all
the events while you are away!
Now to give you a lowdown on the options available to you,
One you can go in for a do it yourself kit, but again I suggest this option only if you are confident of
setting up the system and of coarse also if you want to save on costs. However if you goof up, you are
obviously going to be spending a lot more then you thought of saving in the first place!
Second, you can visit a security firm who will give you a customized system according to your
requirements and budget, they also monitor all the events 24/7, and you will be charged for these daily
services. For the best firm in the market and of coarse one in your area you can you can search on the
internet or again ask friends and family.
To understand the technical jargon in layman terms you can read on.
In terms of location, you have:
Perimeter alarms
As the name suggests such alarms are usually used to stop the intruder at the boundaries of your
property. They are fairly simple in design, why?
The answer is simple; because while guarding a perimeter your aim is to stop the intruder outside and
hence will want to sound an alarm if somebody crosses the boundary because if they are inside the your
property your alarm was ineffective! Simple switch circuits are very effective for such purposes. Good
examples of these are the open circuits and closed circuit alarms explained later on in the article.
Building alarms
Now if the intruder has managed to bypass or deactivate your perimeter alarm then you need to protect
your house too meaning the inside of the building!

44. Again, there are various ways to do so such as use body heat to detect the presence of somebody inside
the building and sound an alarm on detection or vice versa i.e.. radiate energy from a source and
monitor its reflection, if interrupted the reflection changes and you can sound an alarm. If you want an
extensive and detailed alarm system, you can put up a surveillance system with hidden cameras, which
of course will cost you a fortune but it is worth it if you have a fortune to protect!
In terms of circuits, you have:
Open circuit
When the intruder completes the circuit by his action of intrusion, he triggers the alarm. For example, a
button embedded into the doorway or magnetic switch embedded into a window will trigger an alarm if
the door or window is opened.
Closed circuit
In such a system, the electric circuit is complete when the door or window is closed and hence if an
intruder opens the door the current path is broken triggering an alarm. Now both these systems- open
and closed circuit are very naïve in their designs and hence have to be controlled using a control box so
that the intruder cannot deactivate the alarm easily!
In terms energy:
Active Systems
This means you have a source that emits either radio waves or ultra sonic rays into the room and
records the reflection of these rays when they travel back; now if somebody comes in the range of these
rays their reflection pattern changes and this can be used to trigger an alarm.
Passive Systems
These systems use a detector/sensor to sense a rapid change in infrared energy in the room. What this
means is, that when a human enters the field of the senor there is a rapid increase in the level of heat,
which is sensed by the infrared sensor; this in turn sends a message to a controller, which in turn
sounds a combination of alarms set by the user.
Therefore, if you are looking for an entire home and property security you can go to a professional who
will do the installation as well as monitor your home or office for you. Otherwise, you can opt for a do
it yourself kit advisable for those who are technologically inclined or at least those who can follow
instructions!
Finally buying a safe to protect your valuables from fire or theft is an essential part of sound home and
business security. With a wide range of safes available there is something to suit everyone.
Home Security For Your Peace Of Mind
People today are becoming more aware about making their homes
more secure with the aid of home security systems. They
appreciate the sense of security that a good home security system
affords them.
It is important that you make all effort and spare no expense in
protecting your home from danger and theft. It is always wise to
invest into a good home security system for your house instead of
leaving yourself vulnerable to crime and danger.

45. Make no mistake; having a good home security system will do wonders for your peace of mind.
Nowadays home security systems utilize highly sophisticated technology, and employ innovative
techniques to understand the psychology of burglars and criminals. Though these home security
systems may not be completely foolproof, they at least help reduce the risk of crime and burglary
significantly.
You may naively think that just using sturdy doors and windows with strong bolts may discourage a
would-be-intruder, but that is far from the truth. Intruders and burglars are very good at locating easy
access to the inside of the house. These criminals study the house well to look for the weakest points of
entrance and also the best escape routes such as the doors, windows and ventilation system.
They also carefully observe for any security system in use such as home security cameras and home
security alarm etc. Burglars may think twice about breaking into a house outfitted with home security
products, so a good home security system is a good deterrent against these crimes.
When you decide to install your home security system the first thing you need to do is to find a trusted
home security company that can recommend to you the most suitable home security products to get, for
example inconspicuous safes that are hidden or blend into the wall or furnishings etc.
There are certain cost factors to consider when setting up your home security system, including:
Initial cost: You have to invest some amount for the initial set up cost, but it generally is not too
expensive.
Recurring cost: You have to pay a monthly or annual monitoring fee to the home security company
for its home security products and services.
Regardless of the cost of setting up and running a home security system, it is definitely worth the
investment as it affords you a sense of security and peace of mind.
Owning A Home Swimming Pool
In the warmer areas of North America, swimming pools
are very popular. They provide great fun and exercise,
along with plenty of entertainment for your entire family.
When you decide to buy a swimming pool, you’ll have
two options to choose from - in ground pools or above
ground pools. Both types are different, in appearance and
what they have to offer you.
Above ground swimming pools are the most affordable,
as the prices range from $500.00 - $7,000.00. Above
ground pools are also easier to install, and even portable.
Normally, you can have this type of pool installed and ready for use in a few hours. You can self install
them if you wish, which will save you money. If you have the money to spare, you can always have a
professional install it to ensure that everything is done correctly.
Pools that are in the ground cost a lot more. The prices for an in ground swimming pool can reach as
high as $50,000.00, depending on the size of the pool, the design, and the materials that are used. The
most expensive type of in ground pool is concrete, which is custom poured to virtually any shape you
can imagine.

46. You can also get a heater to help control the temperature of the water in the pool. You can get a
standard type of heater or solar heater. If you have a solar heater in mind, you should make sure that
your pool has been placed in a location where it will receive a lot of sun. If you use a solar powered
heater but don’t place your pool in the sun, it’ll prove to be a waste of money.
To protect yourself in the long run, you should always refer to the zoning laws for your area regarding a
swimming pool or a deck. This way, you’ll know what the laws are regarding your swimming pool.
Once you know what the laws and regulations are, you should always do anything you can to ensure
that you meet the requirements and that your pool is within the guidelines.
Even though heat and hot summer days are the main reasons why most want a pool, there are other
benefits as well. Swimming is one of the best exercises you can do for your body, so a pool will offer
you a lot of health benefits. Keep in mind that unless you are using a heater to heat your pool, you’ll
only be able to use it during the summer. If you choose to use a heater however, you can extend
summer and get a lot more enjoyment from your swimming pool.
Once you have bought your pool and have everything going, it can cost you quite a bit to keep
everything going. Pools need to be maintained, which can tend to be expensive. You can do this
yourself or hire a professional, although either way will cost money. The equipment you’ll need and
the chemicals are expensive, and you should know that up front before you make your purchase.
All in all, swimming pools are great for your property. Whether it’s an above ground swimming pool
or in ground pool, your family will love it. You’ll have somewhere to go on hot days together, to relax
and enjoy the cool water. Once you have a swimming pool you won’t have to use the local pool
anymore - and you won’t have to deal with the crowds or long lines anymore.
Preparing To Build Wooden Fences
While chain link fences are use in some landscapes, most
people prefer to make use of wooden fences when building
an attractive landscape. This is because wood is a rather
versatile material that can be made to look a variety of
ways.
Installing your own wood fence requires time and energy,
but it is often worth it as you can have privacy without
detracting from the look of your landscape.
Even if you do not build a very tall fence, a wood fence
around your yard can prevent unwanted animals (like dogs)
from getting into your yard.
But before you begin, there are a few things to know about preparing to build wooden fences.
It is important to know the basic elements of the wooden fence before you get started. These are the
elements that almost every fence consists of, and are almost universally necessary to build an attractive
and effective fence. You will need posts. These are vertical elements that are placed in the ground. They
rise above the ground, of course, and properly set posts are essential for keeping all of the other
components in place.
Some posts extend above the top of the fence for decorative purposes and others are only as high as the
fence itself. Another important element of support is the rail. Rails act as spanners, connect the posts.

47. They run parallel to the ground and serve as the horizontal support elements. Almost every fence style
makes use of top and bottom rails, and some also utilize middle rails.
Finally, panels are required for the successful fence. Sometimes the panels are referred to as boards.
There are open fence styles that make no use of panels, but panels of latticework or even just straight
boards are the main elements that provide privacy.
Next, you should prepare to install your wood fence. If you would like your installation to go smoothly,
you should plan and prepare so that everything is in order before you begin. It is virtually impossible to
complete a landscape project without any hiccups, but with a little advance planning you should be able
to take care of things in a relatively smooth manner.
The first thing you need to do is check with your local zoning or building board to find out the height
or design restrictions. Additionally, chances are that you will need a building permit before you begin.
You also want to make sure that the fence you build will be within the borders of your own property. If
you need to have a survey beforehand to satisfy the neighbors, do so, as this can save you legal fees
down the road if the neighbor decides to sue.
Another thing of paramount importance is to find out from the local utility companies where the
underground gas, electric, and power lines are located. Additionally, check with the phone and cable
companies regarding possible underground lines they may have. It can be dangerous to damage such
lines, and if you do so, you are responsible for the costs associated with repairing the damage.
Be sure that you have a plan for your fence, based upon the preparation discussed above. Know where
you are going to place your posts beforehand, and have an idea of how high you want your fences. You
should also have an idea of how deep your postholes will be. If you have properly planned your fence,
then you will be able to complete it that much faster.
Also, make sure you have all of the necessary tools on hand. These tools include a posthole auger, a
shovel and a wheelbarrow (to mix concrete), a hammer and a punch, a power saw, a level, mason’s line,
and a carpenter’s square. Many of these tools need not be purchased; it is possible to rent them for a
reasonable price (especially the posthole auger, which many people do not own).
Once you have everything in place, you are ready to build a fence. Follow the plan carefully, and try to
stick to your budget. When you have everything properly prepared beforehand, you will be surprised to
realize how fast the work goes, and how good your fence looks as part of your landscape.
Steps To A Better Lawn And Garden
If you’re lucky enough to have a lawn with a good topsoil
base, much of the hard work of keeping a lawn beautiful is
already done for you.
But many of us do not have this luxury, and besides, even
with a good topsoil base, you still have to work hard to keep a
beautiful lawn and garden.
1. The best time to mow a lawn is when it is cool and dry.
Wait for the morning dew to dry off, and before the afternoon
heat takes hold. Alternatively, late afternoon or early evening
following a watering in the morning is also a good time.

48. 2. A hedge is a much better boundary divider than a fence. It will provide better privacy and keep
pets and children in – or out. It will attract birds to its shelter, and provide a great backdrop for plants
and flowers.
3. Bring the beauty of your garden to you; plant hyacinths near walkways and doors. Their
magnificent perfume will swamp the spring air and make your garden really come alive.
4. Add your garden to non-garden items, such a lampposts and mail boxes. Surround these items
with flowers planted to take advantage of the earliest to the latest flowerings. You could have white
snowdrops, purple and gold crocus, blue hyacinths, and various colored tulips. You could also surround
the posts with rocks to provide added interest.
5. Simple, but effective weed control can be achieved on your lawn by mowing often during spring.
This will prevent dandelions spreading by eliminating the yellow blossoms and preventing seed
formation. Mow high during late spring and early summer. This will allow grass blades to shade the
ground, and will help prevent crabgrass from sprouting.
Your lawn and garden should be a source of pride and beauty. You don’t need to spend lots of money
on expensive fertilizers and herbicides, or fancy lawn furniture and ornaments. A little commonsense
and thought can go a long way to making your lawn and garden a much better place.
The Basic Rose Types for Rose Gardens
There are two main classes of roses: Bush roses and climbing
roses. These two classifications are based entirely on tendencies
of growth. Bush roses grow from 1 foot to 6 feet in height and
require no support.
Climbing roses produce long canes each year and must be
provided with some type of support. Bush Roses Bush roses
include many types grouped according to flowering habit, winter
hardiness, and other traits.
These types are hybrid teas, floribundas. polyanthas, hybrid
perpetuals, shrubs, old-fashioned, tree or standard, and
miniature.
Hybrid Teas: Hybrid teas are more widely grown and more popular than all other types of roses
combined. They are the so-called monthly or everblooming roses, and are the ones grown in beds in
rose gardens and by florists under glass.
In fact, when the word "rose" is used, it generally suggests a hybrid tea variety. Most hybrid teas are
winter hardy in the milder sections of the country, but varieties differ in cold resistance. In sections
where winters are severe, practically all varieties need some protection.
Floribundas: Floribunda roses bear their flowers in clusters, and the individual blooms of many
closely resemble hybrid teas. They are increasing in popularity, especially for bed plantings where large
numbers of flowers are wanted. As a rule floribunda varieties are hardy: they will tolerate more neglect
than any other type of rose with the possible exception of some of the shrub species. While some are
fine for cutting, they will not replace hybrid teas for this purpose.
Polyanthas: Polyantha roses are distinguished from the floribundas by their smaller flowers, which
are borne in large clusters. They are closely related to many of the climbing roses, having flower
clusters very similar to them in form and size of individual florets.

49. The polyanthas are hardy and may be grown in many sections where hybrid teas are difficult to grow.
Their chief use is in bed plantings or in borders with other perennials. They are excellent for mass
plantings.
Hybrid Perpetuals: Hybrid perpetuals are the June roses of grandmother's garden. Their flowers are
large. Generally they lack the refinement of hybrid teas. As their name indicates, they are considered as
ever-blooming types, although most of them do not bear continuously through the growing season as
do hybrid teas. They usually develop large, vigorous bushes if given good cultural care and proper
pruning. They are very hardy and stand low winter temperatures without protection.
Shrub Roses: Shrub roses are actually a miscellaneous group of wild species, hybrids, and varieties
that develop an open bush type of growth that is useful in general landscape work. They are hardy in all
sections of the country. While their flowers do not equal in size or form those of other types of roses,
many bear very attractive seed pods in the fall. They have very fine foliage and some are quite useful
for hedges or screen plantings.
Steps to Growing a Butterfly Garden
Butterfly gardens require several things to be
successful: plants, water, and the right gardening
attitude.
We can easily create lists of plants that butterflies
love. Consider planting Asters, Joe-Pye weed, Black-
eyed Susans, Lantana, Butterfly Bush, Butterfly
Weed, Liatris, Pentas, Coreopsis and Purple
Coneflowers. These are gorgeous plants and butterflies
will flock to them in large numbers.
Gardeners can easily provide water by soaking the
ground in an area next to favourite plants or by having
small dishes/birdbaths with water in the garden.
By providing water, you’ll attract butterflies. If you have a small pond, lay a stick on the edge so one
end is in the water and one end on the shore. This will provide an easy entranceway for both butterflies
and frogs. It also looks more realistic than bare edged ponds.
And finally, we need to create a gardening attitude that says that in order to get those gorgeous
butterflies, we need to feed the caterpillars that hatch out to be butterflies. It is OK to plant specific
plants these immature insects require and it is OK if they chew them up.
You have to have food in your garden for all phases of this creature if you want to attract them. The tip
is to plant the following plants at the back of the garden so you wont’ see the damage. Plant Wild
Asters, Clover, Hollyhocks, Lupines, Mallows, Marigolds, Milkweed, Nettles and Thistles, Parsley,
Passionflower (in baskets) Plantain, Snapdragons, Sorrel, Turtlehead and Violets.

50. Growing Your Own Fruits And Vegetables
Recent reports from the World Health Organization have
demonstrated that obesity is becoming a serious problem in many
parts of the globe.
Indeed, the WHO noted that as far as worldwide health issues are
concerned, obesity is on the verge of becoming a more
widespread problem around the globe than is under-nourishment.
The WHO further suggests that the trend towards obesity in an
ever growing number of nations the world over is expected to
continue upward during the next decade.
Along with the increase in the number of people who are over-eating or not eating healthy foods, there
has been an uptick in the number of men and women who have taken a keener interest in "watching
what they eat," in developing a more healthy diet.
One step that a significant number of people from around the world have taken in regard to ensuring a
more healthy diet is growing their own fruits and vegetables.
If you are a person interested in developing a healthy eating regimen, you will want to take a close look
at the benefits of growing your own fruits and vegetables. In point of fact, there are many significant
health benefits to be derived from growing and using your own fruits and vegetables.
At the outset, it is important to note that the process of planting and cultivating your own fruits and
vegetables can have significant health benefits in and of itself. Too few people get enough proper
exercise on a regular basis.
The act and process of tending to a garden actually is good exercise. Additionally, gardening has been
proven to be a significant stress reliever for a person, resulting in lower blood pressure and other
demonstrable health benefits.
Researchers have long noted that the average person (in most countries around the world) does not
consume enough fresh fruits and vegetables. By planting and producing your own fruits and vegetables,
you have a ready source of wholesome food that can be consumed on a more regular basis.
Many gardeners have taken to using organic practices in the cultivation of their gardens. By utilizing
organic gardening practices and techniques, you will be able to grow and consume fruits and vegetables
that are free of chemical residue that can be found in many produce items for sale at a typical grocery
market in the brick and mortar world.
In the end, you can put yourself on the road to a more healthy life by incorporating fresh fruits and
vegetables into your diet on a more regular basis. By growing your own fruits and vegetables, you will
be able to better integrate healthy eating into your overall lifestyle -- both now and into the future.

51. How To Plant Your Own Herb Garden
Herb gardening is becoming more and more popular every day, and
for a good reason. Herbs have practical value, serve a purpose, and
with herb gardening you can actually use your plants.
When most people think of herb gardening they automatically
think of cooking, but herbs are also grown for their pleasant aroma
and their beauty.
One important part of herb gardening is drying the herbs for use
during the winter months, especially if you plan on cooking with
them. First the tops of leafy herbs have to be cut, washed, and
hung up for the water to evaporate.
Then, tie stems together and hang up in a paper bag to dry. After two to three weeks they must be
removed; crumble the leaves, dry them out in the oven, and store in a glass jar.
One of the most common herbs grown in herb gardening is basil. “Dark Opal” and regular green basil
are beautiful additions to any garden and often used as decoration. Dark Opal has light pink flowers
and dark red leaves. Basil isn’t just used for its looks; it is used for extra flavor in tomato juices and
pastes.
Chives are very petite looking and resemble a blade of grass. They are much stronger than they look,
however, and will grow well through a drought and a drought.
Their toughness and sturdiness makes Chives a perfect plant for herb gardening, especially if the
gardener doesn’t want plants that require a lot of hassle. Chives are good used in salads, egg dishes,
and many different sauces.
Mint is also very simple to grow and is good to use in mint jelly, mint juleps, lemonade, and any other
kind of fruity drink. Mint is also good in herb gardening for its unique minty smell.
Two herbs that appear in nearly everyone’s herb garden are thyme and sage. Both of these herb
gardening favorites are used for flavoring soups, chicken, turkey, pork, and other sausages. Sage is
also grown sometimes for its beautiful blue spiked flowers.
Lavender is probably the best smelling herb in all of herb gardening and is often used in candles, as a
perfume scent, and to improve the smell in linen chests. The light purple flowers smell absolutely
lovely.
Other types of herbs often grown in herb gardening include borage (used in salads), chervil (used in
egg dishes), sweet marjoram (flavors lamb, fish, salad, and soup), sesame (flavors crackers, cookies,
and bread), and dill (flavors meats and used in pickles).
Herb gardening allows gardeners to use herbs from their own garden for cooking, looks, and smell.
Herb gardening will produce much fresher herbs with more flavor than store-bought herbs, and are a lot
cheaper.

52. How Green Is Your Home?
A home that is green is a home built and run with the
environment in mind.
With the threat of global warming becoming more urgent
everyday, the average family needs to do their part to
make as little impact as possible.
Going green is a way to do this and the first place to start
is with your home. You can find a lot of home supplies
from bathtubs to faucets at fuzing.com.
Whether you are constructing your toilet or your kitchen,
it will help you in the long run if you build it from an
environment friendly perspective. The greener your home will be; the healthier environment it will
have. You can use environment friendly things from paints to drapes and other objects that will add to
the overall décor of your home.
Possible Building Materials You Can Use
If you are looking to build a new home, think with the environment in mind. You can use renewable
resources such as lightweight concrete, manufactured, stone, straw, wood or earth. Each one of these
materials has its own merits and disadvantages, but they all have the environment in mind.
* Earth is an abundant resource. What can be more environment friendly than the very dirt beneath
your feet? You can choose from earthen materials kind to the environment such as cob, adobe and
rammed earth.
* Lightweight concrete has been used for building for the last 50 years in the United States. Its strength
is not as great as the usual concrete used for construction, but you can rest assured that it will weather
the elements just as well. Advantages to using this building material is that can be used for insulation,
it has great fire resistant properties, it will require a smaller foundation and there isn’t as great a need
for reinforcement of structural steel. This impacts the environment in a positive way.
* Manufactured building materials appeal to those who have concern for the environment but don’t
want to live in a home made of dirt, tree parts, straw, etc. Usually a home made with this type of
material once built will make an excellent home that is energy efficient with thought to the
environment.
* Wood is one of the most versatile materials for building. It used to be considered a sustainable
material for construction, but with the over harvesting of forests worldwide, the world’s greed has
outpaced the capabilities of forests to regenerate. You can build a green home with an eye to the
environment by using stick framed, timber framed and log wood if wood is what you must have.
Styles of Green Homes You Can Choose
There are quite a few styles of green homes available. Styles can range from conventional, to rounded,
earth-sheltered and organic. Each style has many plans you can choose from to make your home
unique, comfortable and concerned with the environment.
* A conventional styled home typically means that it will fit the normal concept of a home according to
the opinions of the Western world. Homes that are considered conventional usually have vertical walls
and a rectilinear floor plan. Styles that are considered conventional can include traditional,
contemporary, bungalow, Victorian or southwestern to name just a few.

53. * A home that is rounded or curved in appearance is considered rounded styling. This means that the
plan for the house has a significant part that is curved or rounded. It is said that when you use natural
materials and this style of home you will feel in touch with nature to the extent that your home feels
like you are part of the environment itself. This style of home is very environment friendly.
* Earth sheltered styles of green homes can be situated either partially or entirely into the earth. There
are many advantages to you and to the environment when you choose this style of home. When you go
about six feet below the surface, you will notice that the temperature only fluctuates a few degrees all
year round. The benefits to this are that it will require much less energy to heat and to cool your home,
saving the environment from the depletion of natural resources.
Building green can mean a lot to the environment. The environment and its natural resources is
something that needs to be passed on to our children. If we don’t start thinking towards the future there
will be nothing left of the environment to pass on.
Article highlights: Building materials that can be used to construct a green home. The different styles
of green homes you can choose when you decide to build a green home.
Interesting Fact: A recent report states that with all the huge costs associated with the building of a new
home, there is no significant difference in the price of building green.
How to Build a Green-House
As with garden sheds, there are two ways to build a
greenhouse: you can either buy the sheets of glass and the
frame and do it yourself, or you can hire a professional.
However, building a greenhouse can be a lot harder than
building a garden shed, which is why even experienced DIY
enthusiasts might want to think about calling in some
professional help.
The main reason greenhouses are difficult to build is the
material that they’re made from: glass. If you drop glass or
install it wrongly, it will shatter, meaning that any mistakes you
make will start to get expensive fast. Would you put in your
own windows?
If not, you probably shouldn’t be building a greenhouse. If greenhouses are built incorrectly, not only is
it dangerous, but it is unlikely that any of your plants will actually grow properly. Also, it is very
difficult to build greenhouses when the sun is shining, as you will get very hot – it’s easier to do it in
the winter or the night, but then those are hardly ideal building conditions either.
It can also be complicated to install the necessary irrigation and air circulation systems that a
greenhouse needs to function well, although this is less of a problem in a small greenhouse.
If you are going to hire a professional to either build your greenhouse for you or help you, however,
make sure that they have the relevant certification and qualifications. Because glass is such a dangerous
material, you should steer clear of anyone who seems confident but inexperienced, and only hire
someone who knows what they’re doing, even if it is at a relatively high price.
If you’re having trouble finding someone, contact the company that sold you the greenhouse originally,
as they should have a list of registered installers in your area.

54. How to Make the Needed Repairs as a Home Seller
Before a buyer considers your home seriously, it must meet his
needs in many ways. It must be a suitable neighborhood,
commuting distance, size, layout, etc. If most of these needs are
met, the buyer will move toward making an offer for your
home.
The purchase decision is an emotional and intellectual
response, based on a level of trust in your home. So, it is logical
that in preparing your home for sale your goal should be to
enable the buyer to build trust in your home as quickly as
possible. Your first step should be to address apparent and
hidden repair issues.
Make a Complete List
Keep in mind that potential buyers and their real estate agents do not have the fond personal memories
and familiarity that you have with your home. They will view it with a critical and discerning eye.
Anticipate their concerns before they ever see your home. You may look at the leaky faucet and think
of a $10 part at Home Depot. To a buyer this is a $100 plumbing bill. Walk through each room and
consider how buyers are going to react to what they see.
Make a complete list of all needed repairs. It will be more efficient to have them all done at once. Use a
handyman to fix the items quickly. If your house is a fixer-upper, keep in mind that most buyers will
expect to make a profit that is substantially above the cost of labor and materials. When a house needs
obvious repairs, buyers will assume that there are more problems than meet the eye. Take care of
repairs before marketing your home. Your home will sell faster and for a higher price.
Get an Inspection
It is a good idea to have your home inspected by a professional before putting it on the market. Your
may discover some issues that will come up later on the buyer's inspection report. You will be able to
address the items on your own time, without the involvement of a prospective buyer. You do not have
to repair every item that is written up. For example, due to building code changes, you may not meet
code for handrail height, spacing between balusters, stair dimensions, single glazed windows, and other
items.
You may choose to leave items such as these as they are. Just note on the inspection report which items
you have repaired, and which are left as is. Attach the report to your Seller's Disclosure, along with
any repair receipts that you have. A professional inspection answers buyers questions early, reduces re-
negotiations after contract, and creates a higher level of trust in your home.
Offer a Service Contract
A home service contract may be offered to the buyer for their first year of ownership. For a fee of
about $350 a third party warranty company will provide repair services for certain systems or
components in the house for one year after the sale. These policies help to reduce the number of
disputes about the condition of the property after the sale. They protect the interests of both buyer and
seller.
Should You Remodel?
Our clients often ask if they should remodel their house before marketing. I believe the answer to this is
no - major improvements do not make sense just before selling a home

55. Studies show that remodeling projects do not return 100% of their cost in the sales price. Normally, it
does not pay to replace cabinets, re-do kitchens, upgrade bathrooms, or add space prior to selling.
There is a fine line between remodeling and making repairs. You will need to draw this line as you
review your home.
Repair Decisions
Counter tops are outdated: If other components of the house are up to date, the kitchen may be greatly
improved by new, modern counter tops. Although this is an upgrade, not a repair, it may be worth doing
because the kitchen has a significant impact on the value of your home.
Carpet is worn or outdated: Carpet replacement almost always worth doing. Sellers often ask if they
should offer an allowance for carpet, and let the buyer choose. Do not take this approach. Choose a
neutral shade, and make the change yourself. New carpet makes everything in the house look better.
Wall texture is poor: You may have an outdated texture style or acoustic ceiling. In most cases, it
does not make sense to strip and re-texture the walls. Just repair any wall damage or minor texture
problems.
Walls need paint: This is a must do! Freshly painted walls greatly improve the perception of your
home. Don’t forget the baseboards and trim. Use neutral colors, such as cream, sage green,
beige/yellow, or gray/blue. Stark white, primary colors and dark colors do not appeal to a wide market,
and may be a negative factor.
Bathroom caulking is dirty: Put this on the must do list. Cracked or stained caulking is a turn-off to
buyers. It is easily replaced. Make sure the tile grout does not have voids.
Drainage or leak problems: Address any drainage issues or leaks in plumbing or roof. Use
professional help to correct the source of the problem and check for mold. Fully disclose the repair on
your sellers disclosure, but avoid giving a personal guarantee of the repair.
Structural and trim repairs: Fix any sheetrock holes, damaged trim, torn vinyl, broken windows,
rotten wood or rusty fixtures. Homes sell for more that show a reasonable level of maintenance.
Overgrown shrubs and weedy beds: Repairs to the yard are some of the most cost effective changes
you can make. Mow and edge the lawn. Add inexpensive mulch to flower beds. Cut back any shrubs
that cover windows. Trim tree branches that rub against the roof. Buy new doormats. Replace dead
plants. Remove any trash.
Check HVAC, plumbing and electrical systems: These systems need routine maintenance. Have the
heat/AC system serviced and filters changed. Check for plumbing leaks, toilets that rock, corroded
water heater valves, and other plumbing problems. Replace burned out bulbs and electrical fixtures that
do not work. Check your sprinkler system and pool equipment for problems.
Make Needed Repairs
If you are planning to sell your home, your first step should be to discover and make needed repairs. By
making repairs you will answer buyers questions early, build trust in your home more quickly, and
proceed through the closing process with fewer surprises. Your home will appeal to more buyers, sell
faster, and bring a higher price.

56. Investing in Commercial Real Estate
Are you looking for a good return on your money? A better return
than you can ever get from a bank or money market investment?
Why not invest in commercial real estate.
Although the residential real estate market has pretty much
bottomed out throughout most of the United States, the commercial
real estate market is thriving. If you have always wanted to invest in
the real estate market but are hesitant about the current residential
market, invest in commercial real estate.
When you invest in commercial real estate, you need to understand
that there is a vast difference between commercial real estate and
residential. Not only is the market different, but so are the laws.
Due diligence in commercial real estate is different than that in the residential market. You still want
to make sure you get an inspection of the property prior to the settlement as well as a survey of the
property. You also have to make sure that you get any easements included in the sale if they are
needed.
Most people think of easements as those that burden the property, such as those for utilities and sewer.
With commercial property, there are often easements that benefit the property. In some cases, in order
to get to a property people have to drive their vehicles over other property owned by other people.
In such a case, the person who purchases the commercial real estate will want to make sure that they
get the easements needed for parking or entering and exiting. These can be included in the deed or in
an easement agreement.
The only way to see if you need easements is to get a survey of your property depicting not just the
property but any easements that pertain to the property. The title insurance commitment should also
reflect a legal description of the easements.
The title company needs to search not only the commercial real estate property that you are purchasing
but also any other property in which you are receiving an easement. The reason for having this
property searched includes the following points:
1.You need to know that the person who signs the easement agreement or deed is legally entitled to
convey interest in the property.
2.You need to know that there are no burden on the easement property that would prevent you from
using it.
3.You need to know that the taxes on the easement property are current. It would be unfortunate to
purchase commercial real estate property that is dependent on easements and discover that the property
is in a tax sale. A person who purchases the property could insist that you pay money to use their
property; they may even erect a fence to prevent you from using the land.
When you invest in commercial real estate, make sure that you have an attorney who is well versed
when it comes to commercial real estate, not just residential real estate. Commercial real estate is an
entirely different than residential real estate and your attorney should be knowledgeable in this aspect
of the real estate industry.

57. Educational
Honing Your Parenting Skills And Teaching Manners
Parenting skills go beyond teaching your child to say, “Please” and
“Thank you”. Teaching a child what behavior is expected is a daily
process, and you will have many opportunities each day to steer your
child in the right direction.
One key point to remember is to teach, not reprimand. It is easy to
assume that your child is just being bad when, in fact, he just needs a
lesson or two from you on the correct behavior. Be specific when you
teach your child and remember that follow-up lessons are necessary.
Instead of saying, "Don't be so discourteous!" you can say, "It's
impolite to belch at the table, but if you do, you should say 'excuse
me'.
Rephrase. When your child states her feelings in a less-than-polite way, you can rephrase what she
already said in the way you find acceptable. So if she says, “I hate this green stuff!" You can politely
correct her by saying, "What you should say is, 'I don't like spinach'."
Accept mistakes. When kids are young they will spill, drop and break things. It takes time to acquire
the motor skills necessary to be neat and tidy. Children will make social blunders. It takes maturity to
learn how to act in social situations. Accept age-appropriate mistakes for being simple childishness.
Correct privately. As annoying as your child's lack of manners may be, resist the urge to reprimand him
in front of other people. Making a scene as you attempt to teach your child proper manners can just be
bad manners on your part.
Expect good manners. When you know your child has learned the proper way to behave it is important
to expect those good manners. Be consistent. Require good manners every day. Remind gently. And
over time you will find your children turning into proper ladies and gentlemen.
Take charge. Simply give yourself permission to be in charge and begin expecting your children to
obey you. With this solid foundation you will build a loving, trusting relationship with your children.
More importantly, you will be able to lead your children into adulthood with values, wisdom, and life
skills that only a strong, supportive parent can impart.
Use rules and routines. If you have very specific rules and routines you will find that things flow more
peacefully. If you don’t, then expect chaos. It is well worth the time and effort to establish family
priorities, rules and schedules for the usual daily routines.
None of us are born knowing how to be parents. We can love our kids with our whole heart and soul,
but we are not born with a gene that gives us an instinctual knowledge of all the right answers, nor do
we automatically know how to solve daily child rearing problems. But you can confident that your
parenting skills with grow with time.

58. How to Get Involved In Your Child's Education
A child's education begins at home, but parental involvement doesn't
end when that child steps through the school door.
Studies show that children not only do better in school when their
parents are involved, they also tend to go further in the education
system.
To help you stay connected while your child is in class, many school
systems are using a high-speed notification and response service called
the Immediate Response Information System, or IRIS.
Developed by Tech Radium Inc., IRIS sends routine, priority and
emergency messages electronically from school to parents, guardians
and emergency responders. These messages - which range from
informing you of your child's attendance record and grades to alerting
you of early school closures due to inclement weather - are sent to
home and cell phones, e-mail accounts, pagers, fax machines and Peas.
Though better communication between school and home is one way parents can become more
involved, the following tips offer further ways parents can participate in their children's education:
Talk regularly. Whether it's at dinner or during the drive home from school, ask your child
questions about the school day and about homework assignments.
Help your child practice good study habits. Create a quiet, clutter-free study space. If homework
help is needed, assist with the work but don't do it for your child.
Get suggestions from teachers. If your child is having trouble in a subject or is displaying behavioral
problems, arrange a meeting with your child's teacher to discuss the matter and possible solutions.
Attend meetings. You can learn about new and pending school policies at school board meetings.
PTA meetings also can provide aid and support for parents.
Be a Step Ahead and Career Plan
Career planning is an excellent way to prepare for what the world ahead
has to offer you. While many people find that career planning is something
that is done in college, it can be and should be done throughout life as a
way of making sure that you are on the right track.
There are many opportunities to get the planning that you need. In fact, it
can start a long time before college as well. So, what can career planning
do for you?
To start, we need to understand when you can get career planning started.
You can find a wide range of options right from the high school level.
You'll find that career planning can and does happen as an introduction to
college as well as all through college. But, you can also take advantage of
services long after you have graduated. Career planning can happen
anytime.

59. What happens in career planning? There are a number of different things that can happen in career
planning. You will be able to get an understanding of what the career you are considering has to offer.
Or, if you are unsure of what you would like to learn and do, you can take a wide variety of testing
solutions that will help you to determine what you are interested in as well as careers that you are
talented for. You will also find that in some college level classes of career planning you will be able to
learn about many different careers and test your hand at what they have to offer you. This is an
excellent way to see what's out there.
Career planning is important because it allows you to be able to get a good idea of what you would like
to do with your life. Counselors and teachers can help you find the answers that you need to your
questions and give you options to consider. Career planning can help anyone, at anytime in their lives
to find solutions to their needs. Beyond being able to help you plan for the classes you will take, career
planning can help you to begin your future.
Why You Need a College Degree
A college degree can benefit an individual in
many different ways. Some of these include
higher income, greater knowledge, more
potential and better job opportunities. Not all of
these benefits resulting from a college degree
may be immediately obvious.
Obviously, one of the main reasons that people
want to have a college degree is because of the
increased earnings opportunities that it brings. It
is not guaranteed but, in general, a person with a
college education will earn more money than a
colleague without a college education.
A college education tends to give a person greater knowledge and this will increase their levels of
understanding of new developments in their chosen field. Another benefit of a college education is that
it develops a person’s ability to think abstractly and critically as well as improves their ability to
express their thoughts clearly both orally and in writing.
It is also widely believed that a college education helps people become a responsible citizen by giving
them a greater understanding of their community, country and global issues. If not achieving anything
quite as grand as this a college education certainly helps people become more self-sufficient.
The fact is that the processes involved in obtaining a college education are very different from those a
person may have experienced at school. Even if a person genuinely hated school life and felt that they
were unable to learn properly under those conditions they should still consider attending a college. It is
a good idea to visit colleges when the students are there or at an open day so you can chat to current
students and ask about the differences between high school and college life.
There are so many ways to obtain a college education these days that there really are very dew excuses
for people to not give themselves the opportunity. Going away to a different area to receive a college
education has a lot of benefits on its own, including teaching a person who may be away from home for
the first time how to be self-sufficient. This not only gives the person the bonuses associated with
having a college education but also prepares them for moving away from home.

60. If you are adverse to the idea of moving away from home, for whatever reason, then you can still
obtain a college education by attending a college in your home town or area. If you are already working
then you can attend colleges on a part-time basis.
If you have problems fitting in scheduled college classes around your work or family commitments
then there are a growing number of distance learning courses that can help you receive a college
education by fitting it into your own routine. These can be either correspondence courses or via the
internet.
Guide To Searching For Scholarships
One of the most important things you can do for yourself during your
lifetime is to go to college or university. Unfortunately, not everyone is
so lucky to be able to pursue the career they want the most. Even if
many students are brilliant they might not be able to attend college
because of how much it costs.
1. Scholarships
A scholarship is an award of access to an institution or a financial aid
award for an individual (a "scholar") for the purposes of furthering
their education. A scholarship may be awarded based on range of
criteria, which usually reflect the views or purposes of the donor or
founder of the award.
Another meaning of “scholarship“ is the pursuit of a research subject, usually in arts or humanities (as
opposed to science). In both scholarly and scientific fields, the word “scholarship“ is used to mean deep
mastery of a research subject, often achieved through university studies.
Scholarships are a great way to finance your way through college or university. There are many
institutions that are willing to help students finish their college. Actually, most college students get over
a billion dollars from scholarship grants each year.
2. How To Get Money
Begin your search for college and university scholarships before you are even out of high school. Some
scholarships are given out only to high school students! Why not go ahead and ask your guidance
counselor and your schools financial aid officer about scholarships?
3. Keep Searching
Even after you get a scholarship, keep searching. Many scholarships get renewed every year and you
may qualify for more than one scholarship. The majority of scholarship grants are dependent on the
financial need and academic accomplishment of a student, so be sure to participate in lots of
extracurricular activities.
4. Know All The Deadlines
Scholarships are often awarded on a specific date. For this reason, you should know all the
requirements for the scholarship and be able to meet them well in advance of that date. A last minute
application doesn't look as good as one submitted well in advance.

61. How to Ready Your Kids Ready for College
College may be many years away… or it may be just
around the corner. Whether your kids are 6 or 16, it is
important that you prepare them for college long
before the time comes for them to attend.
For many children going to college is a rite of passage.
For others it is an unknown, a world of mystery.
You never know, your child may not even be sure if
they want to attend college to begin with.
You’ll never know if you don’t take the time to sit
down and talk with your kids about college.
While you are doing this, you should also consider participating in 5 steps that will help prepare your
kids for college long before that first monumental day.
Step 1: Communicate with your child about their goals and dreams. You have to keep the lines of
communication open at all times. If you never talk to your child about what they want to do later in life,
you won’t have a sense of what their goals, dreams and aspirations are. If on the other hand you
regularly engage your children in conversations about education and their future, you’ll learn early on
the types of studies that might interest them and can help them make important decisions about their
college career when the time comes.
Step 2: Stay involved in education. You have to be involved in your child’s education from day one.
It’s not enough to take an active interest their first day of college. Ask them how they are doing in
school regularly, talk with them about the classes they like and the ones they are struggling with. They
will be more likely to lean on you for support during their college years.
Step 3: Encourage your children to explore new things and subjects early. Don’t wait until they are
about to head off to college to encourage them to try new things. Start when they are young. Expose
them to different subjects, music, sports and other creative activities so they have a chance to
experience as much of the world as possible before they make the giant leap to college.
Step 4: Don’t push. You should be available for your children when they have questions about
college or pursuing a career, but you shouldn’t be overly aggressive about pushing them toward
attending or even going to a particularly school. Why? Your efforts may actually backfire and you may
find that your teenager decides to forgo an education all together, not because they aren’t interested, but
because they want to defy your strict orders.
Step 5: Teach your child to start saving early. College is expensive. As time goes on your child may
find themselves spinning a wheel of deeper and deeper debt. Teach them to be financially responsible
early on by helping them set up a savings account. It doesn’t have to be for school or college only, but
it will help teach them the value of saving a dollar. While you are at it, save some money too.
Preparing your children for college is a big step, but a worthy one. You’re children will thank you one
day for taking time out of your schedule to help them through their college years.

62. Guide To Choosing A College Major
Once you are accepted into a college and begin
taking classes, the next step is to decide on a
major.
Most college graduates change their major
several times before they finally pick one and
stick to it, so it is important not to get
discouraged if you have a hard time deciding
right away.
However, there are some factors to consider
beyond your general interests when you decide
the subject on which you will focus your
studies. It will take a lot of research and soul-searching for you to find a good and somewhat practical
match for your interests and lifelong goals.
The first thing to consider when choosing a college major is what interests you the most. Some subjects
are more financially lucrative than others, but there is no sense in studying a subject that will make you
miserable once you begin working in your field. It is obvious that business, sales and marketing
degrees tend to put you on the path toward financial wellbeing, but if you are not interested in the
business world you will find that you do not enjoy your chosen career path.
Rather than choosing something simply because of future financial benefits, try exploring a variety of
options before locking down on one. If financial status is major goal, take a variety of science classes to
see if those suit your fancy.
However, practicality should be considered when you choose your major. You should evaluate that
reasons you are in college, and plan your course of study accordingly. If you are attending strictly to
gain general knowledge and experiences, then choosing something simply because you are interested in
it might be an acceptable way to go. If you enjoy reading and writing, getting a degree in English might
be beneficial to you. However, English degrees are not quite as marketable as business or science
degrees.
If you are unclear about your interests when you first enter college, rest assured that you are not alone.
Many people look at their undergraduate experience as a way to get acquainted with themselves in an
intellectual and a personal way. Take a wide variety of classes during your basic course work, and you
might find that your major finds you. If you tend to enjoy psychology classes more than anything else,
you might consider majoring in the subject, especially if you plan to attend graduate school.
Keep in mind that you can always change your major. Granted, you may end up spending more time in
college than you had originally planned, but if you look at it as a journey of exploration, you will find
that you will learn more from your college years than you would if you had the get in and get out
mindset. Once you finally decide on your major, you will feel confident that you will have made the
right choice, and you will be able to learn more from your classes than you would if you were still
unsure.
No matter what college major you choose, remember that you are not writing anything in stone. Once
you graduate, you will have the freedom to choose whatever sort of profession that holds your interest.
Recent graduates are all the same in that they have limited experience in any given field, even if they
do have specialized degrees.

63. If you are planning to attend graduate school, you will once again be able to choose another course of
study. As an undergraduate, your main goal should be to learn as much as you can about everything that
interests you, and to gain as much real life experience as possible. College is your last chance to
explore the world without extreme financial responsibilities, so use your time wisely and learn as much
as you can.
Time Management In College
One of the biggest concerns of college students is how they are
going to juggle everything and keep everyone happy. Most people
think (sometimes parents included) that college is a time of fun and
little stress. Those that have gone to college may remember that
studying, keeping up and lack of sleep is far from a walk in the park.
There are several issues, events and social interactions that college
students are expected to maintain all in limited time. There are many
stressors during this time of life and can leave students frustrated as
well as exhausted.
The worries of balancing academics, sports, friends, family,
employment and sleep are worrisome. Managing time is not only a
difficult task for college students, but also the general population.
Here are some great ways to manage time and still get everything done, or close to it anyway!
Understanding Your Internal Clock
No, we are not talking about your alarm clock that rings two hours too early every morning. Did you
even know that you have an internal clock? This can be seen by the difference in people and their sleep
habits. Ever noticed that some people regardless of an alarm clock or not wake up 7:00 am on the dot,
regardless of what time they went to bed the night before.
Others have trouble waking up regardless of the fact that the alarm clock has been screaming for an
hour. This is because their internal clock is preset and is different from person to person. So what does
this have to do with time management? Understanding when you have the best concentration, feel your
best and are the most alert will help you determine the best time to study. Studying is a huge factor and
time stealer of college students, so make the most of the session.
If you are an early bird then plan on studying in the morning, at breakfast or shortly there after. If this is
your alert time and when you are best able to learn or retain information than make the most of it. On
the other hand if you are a night own and are best able to work or understand at dark then study at
night.
The only concern with studying at night is the fact that you may be tired from a hard days work and
have trouble concentrating. Remember the importance of knowing your body to understand when you
are at your best, that way you will not spend hours spinning your wheels and not get any studying done.
Having Appropriate Tools
Make sure that you invest in a pocket calendar so that you can manage your time and make sure that
you make your appointments as well as engagements. Keeping up with events and upcoming dates is
one of the most important aspects of managing time. That way you do not overbook yourself and
promise the weekend meal with your family the same time as a banquet or other social engagement.

64. As far as academics it is important to have the appropriate material, texts and study guides to make the
most of your academic time. If you will spend a little extra time and take good notes, keep your
material organized then you will not spend half your time looking for your homework! Unorganization
is a leading loss of time for everyone on the planet!
Balancing Social VS Academics
Finding time between keeping up with your academic work and your friends is sometimes very
strenuous. Everyone wants to go out and eat, spend a day on the lake or watch a movie instead of
writing an English essay. It is important to keep your studies up though because it is easy to fail a class.
Not only does this cost you or your parents an arm and leg, but it also puts you behind.
You came to college to earn a degree in academics not socializing. There is a time and place for
everything, but put your college career first. Allot so much time to your friends, sports and other
activities in order to avoid running out of time. If something must be skipped make sure that is not your
school work. If you miss a test or perform poorly, your grades, scholarship and other financial aid
status can suffer, but your friends will forgive you.
As for balancing sports and academics, you have to do just that, balance it. This can be a very trying
feat because both can take a great deal of dedication and time. Again remember that you will not be
able to continue your sports and be the star of the basketball team if you flunk out. Ever heard of the
“no pass no play rule”? It gets excellent athletes all the time, how good are you on the bench?
Rid of Distractions
If you are trying to achieve a goal and there are several distracting factors you probably will not
accomplish them. Ridding or removing the distractions is the best way to get your wish list completed
in record time. Background music or other slight noise is acceptable during study time, but rap music,
loud music or the blasting television needs to be eliminated. You can not study when your friends are
having a party or a loud get together in the next room either. Pick a time and place that is quite and free
of distractions to study.
How To Make Reading Fun
Reading regularly from an early age has enormous
benefits for a child throughout childhood and in later
life:
Increased comfort with reading
A comfortable reader is a confident reader. This
means that the speed with which something can be
read increases (useful for absorbing information, in
exams, and also later on in the place of work), and
the reader is also more likely to be confident and
effective when reading aloud. (Presentations, the
school play!)
Increased word power
Coming in to contact with words more frequently means they are more likely to stick in the reader's
mind, improving spelling. Reading often also enhances the chance of encountering new words, and
therefore increases the range of the reader's vocabulary

65. Increased knowledge
Whether reading for pleasure or for school, college or work, books help to broaden our horizons,
increasing the general knowledge of the reader.
So, how can we ensure that our children read, and read regularly?
There is a simple thing to bear in mind to ensure a child wants to read - the child has to enjoy reading!
And how is this achieved, I hear you say?
For a child to enjoy reading, the subject matter must be one that they have some familiarity with and
more importantly, that they are interested in.
Now here's the real trick : There is nothing that interests any child more than themselves!
Personalized stories will inspire the child to read and re-read a story, because this will be able to relate
directly with the main character. (It is after all, themselves, usually taking part in some adventure akin
to the kind of imaginary play the child would normally partake in.)
Even if you are reading a story to an infant or toddler, the repetition of their name will generate interest
and excitement in the story which will ensure that they enjoy reading the story themselves when they
are older.
There are many personalized stories available to buy over the Internet, ranging in price and quality.
Because of the personalized nature of them, they make an ideal gift for special occasions such as
birthday's and Christmas presents.
Things that you should consider when looking to buy a personalized story book:
- what level of personalization do you require? (Simply the child's name, or other details too i.e..
friends, age etc.)
- does the book promote a positive message?
- how durable is the book?
- what will it cost? (Don't forgot to factor in shipping costs!)
- how long does it take to manufacture? (This can often be the more important factor, particularly if
purchasing as a gift.)
Study Skills To Help You Get Straight A's
By following these twelve tips, you will be guaranteed to get straight
AAAAA's. Read each tip carefully.
1. Find a quiet area in your house in which you are comfortable
and can isolate yourself from distractions. Be sure that this space
includes a chair, table or desk, and sufficient lighting.
Ask others not to disturb you while you are in this special location
and turn off all phones, beepers, televisions, videos, music, or
anything else that your mind will wander to instead of focusing on
the schoolwork.
2. Find the best time to study. Some students tend to do their best
work as soon as they get home from school while they are still in the

66. school mode. Others need a break and don't settle down to study until after practice, playtime, a nap,
dinner and/or family time. Just be sure to allow yourself enough time to get everything done and still
get enough sleep each night.
3. Organize your day, week, month, etc. Set aside a specific time each day to do your homework and
study. Decide on a reasonable minimum amount of time that you will spend in this quiet place each
day. For instance, lets say you decide on 45 minutes as a reasonable amount of time to dedicate to
schoolwork each day. This means that even if homework is completed in the first 35 minutes that you
will still stay in this area and study or review notes for the next 10 minutes until the 45 is up.
4. Reward yourself for sticking to your schedule and being productive. Decide on an activity to do
once your study time is completed. Plan on watching a television show later in the evening. Tell
yourself that you will play five minutes of a video game for every fifteen minutes that you study.
Create goals and their rewards before you start studying and work hard to reach them each and every
day.
5. Variety is important. Vary the topics that you are spending time studying. Get the mandatory
homework out of the way first and then go back and spend the additional time reviewing material from
different courses each day. If you spent extra time reviewing history yesterday, spend the additional
time on science tonight. Some subject areas may require more time than others. You should get a feel
for this a month or so into the school year.
6. Study the difficult subjects first and get them out of the way. You will be able to absorb material
quicker and make more connections when you are mentally fresh.
7. Take regular study breaks. This can also serve as a mini-reward. For instance, tell yourself that
you are going to get a drink or snack or listen to a specific song after you finish re-copying your notes
for science. Make the breaks short, 3-6 minutes or so, so you won't get side-tracked or lose focus for
the day.
8. Don't just re-read notes or the text. Ask questions. Create flash-cards. Redo assignments. Create
time-lines. Play games. Re-write your notes. Get someone to quiz you. Find websites online that review
the same material. Make up questions that you think will be on the test. Create new outlines of the
material by writing some specific topics and filling in the details from memory. Studying should be an
active process, not just time spent re-reading something.
9. When you need to remember a group of terms use the first letter of each to create a word
(acronym) or a sentence (acrostic). For instance, an easy way to remember the five Great Lakes is the
word “HOMES”. By just remembering the word “homes” you can easily remember the names of the
five Great Lakes . H stands for Huron, O for Ontario , M for Michigan , and so on. You can also create
silly sentences to help you remember long lists of terms. For instance, remembering the sentence
“Martha Visits Every Monday, Just Stays Until Noon, Period”, will help you remember the planets in
the order they are found. M for Mercury, V for visits, E for Earth, etc.
10. Become a teacher. Find someone who is willing to listen to you –, a classmate (this would be a
great review for them), Mom or Dad, a sibling, the family dog – and explain your notes to them. Have
them (except the dog) ask questions about the material that they themselves don't understand. It's
amazing how much you can retain when you have to actually teach material to someone.
11. Repetition, repetition, repetition. The material should become second nature to you by the time
test day arrives. If it is not, then you need to devote more time to preparing for the test.
12. Exercise often and before you sit down to study. Research shows that students retain more after
being physically active. Break a sweat first, then settle down and focus on your school work.

67. Effective Ways to Sharpen Memory in Children
One of the mysteries has been solved. Babies younger than 8-9
months old do remember and have specific memories.
For a long time, the question has baffled researchers, doctors, as
well as parents—whether children have the power to remember or
does memory develop later in life.
Did you know that there are three distinct memory stores in the
child’s brain?
They are the sensory register, short-term memory store, and long-
term memory store. This is where experiences are retained, stored,
and recalled.
Memory as you know plays a crucial part in learning and intelligence. And in order to enhance
memory, you would need to promote aspects like focused attention, associated ideas, and repetition in
your kids.
It Is Really Up To You
Many of us grew up thinking that thinking power and memory were inherited - that is why some people
are average while others are geniuses. This is a myth, research proves that you the parent can raise your
child’s intelligence and improve memory greatly.
All you need to do is be a caring parent and devote time to the child. Nurturing is what creates a child
who is caring, loving, and giving.
First you must never think negative thoughts. Children can feel your inner emotions and unexpressed
feelings. A positive internal dialogue communicates to the child and enhances not just thinking but self-
confidence.
Introduce breathing exercises as well as daily physical activities like gymnastics, jogging, sports,
swimming, and so on. Do them with your child. Deep breathing and physical exercises stimulate a kid’s
mental processes as well as overall performance.
Did you know, mental gymnastics can be done by playing games like checkers, chess, scrabble, word
jumbles, and cryptograms and so on. These games stimulate the mind and enhance strategy skills.
Make the home environment comfortable and warm. Be sure to converse with the children whenever
you can. This develops their language skills right from birth to around 26 months of age and that too at
a very rapid rate.
One of the age-old methods to enhance intellectual potential, build vocabulary, enhance memory and
attention span is repetitive reading - so read to the kids when they are young and repeat the same story
time and again so that the child absorbs every nuance.
The World of Memory Games
The easiest and most interesting way to help children sharpen their memories is to introduce them to
different kinds of games.
For example you make up a limerick in which piggy goes to the market to buy his mother cake, next
repeat the rhyme and add one more object to the list—cake and soap. And, as your child repeats the
lines he will need to stretch his memory to remember what all piggy needed to buy.

68. Another oft played game is to put out a jumble of objects on a table. Next allow the child or group of
children to glance at the objects for say two minutes. Cover the objects with a cloth and ask each child
to jot down a list of what is on the table. This will test their recall and by asking questions about the
objects you could jog their memories. Play the game often and you will find that the kids become
whizzes at it.
Technology has introduced great innovations in memory games and children are drawn to the
wonderful 3D graphics and compelling tales that absorb their attention completely. These are not just
entertaining but are designed with enhancement of brain power and memory as the ultimate goal.
For example, Smart Neurons has designed several educational CDs and DVDs that integrate imagery
with sound and words keeping the children engrossed by the changing contexts, including music as
well as words and sentences that are a part of the child’s vocabulary and appropriate to the age group
and developmental stage of the child.
You Can Teach Your Child At Home
You may think that only a licensed teacher is qualified
to teach your child. However, did you know that your
child’s first teacher is you?
Yes, it’s true! Not only are parents their children’s
primary caregivers, but they are also their first
teachers, and with a little help, you can successfully
teach your preschooler at home.
Preschool teaching may seem a bit overwhelming at
first, but if you are patient and take your time with
your child, you can find the time that you spend
together to be a rewarding experience for both of you.
You don’t need a degree to teach your preschooler, just love, patience, guidance, and a few home based
activities.
Language, Mathematics, Social Development, and Science are just a few of the skills that you can
encourage your children with when preschool teaching. Creating a quiet and fun filled atmosphere is
key to developing an atmosphere conducive for learning.
Some of the activities that you should include when preschool teaching include reading, listening,
writing, developing number awareness, patterns, sequencing, counting, self awareness, character
training, and recognizing the world around them.
Some simple ways you can encourage these skills are as follows:
Create a reading center in your home
Read together
Count objects together
Sing together and act out phrases of the songs
Encourage writing by making lists
Recite rhymes together
Teach children how to be responsible for their own belongings.
Provide children with musical instruments
Encourage children to tell stories with puppets

69. Teach children about the importance of eating healthy foods
Encourage frequent hand washing and discuss the importance of killing germs for health
Instruct children in the correct way to brush their teeth
Teach them how to blow their nose correctly
Discuss money and play store
Teach child how to dial 911 in case of an emergency
Give oral directions that are increasingly complex
By taking the time to talk with your child, listening to your child, and encouraging your child to ask
questions, you are strengthening their ability to understand and grasp the world around them. You
should always make sure that you spend quality time with your child and encourage them to explore
their surroundings.
Choosing Home Schooling Over Traditional Schooling
There are millions of children in the world who are going through
home schooling for various reasons. Some parents would rather
the teaching fall into their own hands.
Others have children with special needs that require their own
personal attention and home schooling is the only way to manage.
Other parents find that their children have behavioral problems in
traditional schools, but can learn easily when home schooled.
No matter why your child needs home schooling, you should
choose the best home schooling program for him or her.
The way to know you are getting the best home schooling program available is to talk to an educational
expert. Call your public school system and ask to talk with the expert in this area. Most large school
systems will be able to point you in the right direction.
You should also ask for information from many home school programs. That way you can analyze each
program and find out which ones will be best for your child.
The most important thing is to make sure your state approves the particular program you choose
however. This can be very important because you don’t want your child to fall behind or to not be
acknowledged for years of hard work.
Price should have the last to do with which home schooling program you choose. You must know that
home schooling can be expensive.
However, when you think about it, the cost is not much different than costs you would incur if your
child when to a traditional school. You won’t be paying for those expensive dresses for dances, book
fees, or field trip costs. You can take your own trips, at any time of the year, which can be more fun
overall.
So, choose the best home schooling you can, using knowledge that you collect. Ask a ton of questions
to ensure you are getting the best educational opportunity for your child.

70. How To Be A Public Speaker
Public speaking is an important course though most might think
they do not need one. The skills you acquire in public speaking
are certainly helpful in your everyday work routine, interacting
with people and practically in your social life.
In studying public speaking, you would learn to say what you
mean, develop self-confidence, learn more about yourself and
how to relate with others and of course enjoy the freedom of
speech.
A public speaking course would help you organize your thoughts
so that your audience may fully understand your message the way
you want them to understand it.
You will learn, too, how to speak clearly but interestingly before an audience using verbal and non-
verbal expressions. You acquire effective speaking and delivery techniques. Aside from these skills,
you also develop sensitivity to the needs of others and the delivery of messages clearly with the aid of
voice and body.
It is a great lift for you if you are aware that you can express yourself well. This awareness results in
satisfying self-esteem, and in the long run, courage and self-reliance. With this skill, you can face
anything - impromptu interviews, speeches and talks.
With these courses, you actually learn more about yourself. You reveal things that you do not know of
and challenge yourself about the things that you know. You assess yourself on how much you know and
how you explain it to others. While relating with others, you are discovering your strengths and
weaknesses. Training yourself in public speaking will bring you to a more rewarding self-discovery.
Aside from learning about yourself, you also get to learn how to relate to others. In public speaking,
you become aware of their expectations and limitations. Your ability to understand people heightens
and you also become a good listener.
Most importantly, you get to enjoy the freedom of speech without being afraid but taking responsibility
for the things you say. With public speaking, you are ready to standup by your views and opinions,
trained to face courageously negative reactions, accept them with respect but not necessarily agreeing
to them. Now, you have the capacity to listen to opinions different from yours but able to do so calmly
even if the audience attacked your views. You are able to disagree without sounding disagreeable.
There are a lot of public speaking courses to choose from online, full time and part-time programs
alike. They have different focuses like pronunciation and vocal skills training, presentation and team
building skills. The companies provide in their sites the course description, outline, slots and schedules
available and where you can enroll near your place. Remember, go and express yourself!
To A Healthy Life Filled With Joy and Happiness
Best Regards,
Elvis Morris.